COMPLIANCE FACTS & GENERAL KNOWLEDGE GUIDE ABOUT THE INDUSTRY STRICTLY CONFIDENTIAL Disclaimer Notice: The information on this page is in no way relying upon or relating to the United States Securities Act of 1933, as amended or related regulations and does not involve the sale of securities. We are not acting in the capacity of a Securities & Exchange Commission broker/dealer or investment advisor. The information herein is not intended for the T14E purpose of buying, selling, trading, recommending securities or offering counsel or advice with respect to any such activities. We hereby declare that we are not licensed brokers or government employees and that this information is of a private nature and is deemed exempt from the Securities Act it is not intended for the general public and all materials are for your “PRIVATE USE ONLY”. Intermediaries are NOT Advisors of any kind. We are Business Consultants providing business information to private individuals and private companies. You are advised to click on the link "Legal & Privacy" and scroll to sub- heading "Financial Instruments." By browsing this site it is fully understood that you have read our Legal and Privacy Statement and have accepted all the terms and conditions. Please note, that in providing project finance related services, we are not in any way acting as legal, tax and or other professional advisers, or giving legal, tax or other professional advice. We strongly recommend, that project finance applicants obtain independent legal or tax advice, as appropriate from a Certified Public Accountant (CPA), Chartered Accountant (CA), Attorney-at-Law, a Certified Financial Planner (CFP) or other licensed professional as regulated by your State or Country. COMPLIANCE FACTS! The following article and document shows what the provider is mandated by law to do when it comes to compliance before a transaction can take place. Compliance mandates that the client submits a CIS, Passport, POF and History of Funds/Assets to the Provider. The truth and the fact is that the provider has to perform a compliance check on the client and his assets and they both must pass compliance before any transaction can take place. There’s no way around compliance or the deal does not happen period. Do not be fooled by anyone who says different. Read below and it shares the facts about compliance. Know Your Customer: It's Not Just a Good Idea, It's the Law! In response to the events of September 11, 2001, President George W. Bush signed into law on October 26, 2001 H.R. 3162, Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001. As we all know now, the short name of this legislation is the USA PATRIOT Act (the Act). The PATRIOT Act established new and enhanced measures to prevent, detect, and prosecute money laundering and terrorism. One of the more important measures for financial institutions was addressed in section 326—Verification of Identification—more commonly referred to as "Know Your Customer." On April 30, 2003, the Financial Crimes Enforcement Network (FinCEN), the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of Thrift Supervision, and the National Credit Union Administration (collectively, the Agencies) issued final regulations implementing section 326, and compliance became mandatory on October 1, 2003.1 The Federal Reserve System modified both Regulation H, Membership of State Banking Institutions in the Federal Reserve System, and Regulation K, International Banking Operations, to reflect the new requirements. Section 326 of the PATRIOT Act requires each financial institution-including banks, savings associations, and credit unions-to have a Customer Identification Program (CIP) that describes processes the financial institution will follow to (i) verify the identity of new accountholders, (ii) ensure that the institution has a reasonable belief that it knows each customer's identity, and (iii) compare the names of new customers against government lists of known or suspected terrorists or terrorist organizations. In general, when a customer opens a new account, the CIP should require the actions listed in Exhibit 1. New Account Activities for Other Than Existing Customers Provide a disclosure of the identification requirements for opening a new account Obtain customer identification, including: Physical residential or business street address (not a P. O. Box) Identifying number (i.e., Social Security Number or Taxpayer Identification Number) Verify identity, using documentary or non-documentary sources Check a government list for customer's name Office of Foreign Assets Control (OFAC) list * Separate list of known or suspected terrorists or terrorist organizations, as designated by the federal banking regulators (this list has not yet been identified) Retain records of the process while the account is open and for five years after the account is *As if the date of this writing, the OFAC list had not been designated for the CIP rule. However, banks are obligated to check this list in accordance with OFAC regulations. Section 326 Compliance in the Third District Judging by the findings of Federal Reserve Bank of Philadelphia examiners who are testing for Bank Secrecy Act/Anti-Money Laundering compliance, banks in the Third District are generally adequate in complying with the provisions of section 326. This is because "knowing your customer" is a sound business practice and most financial institutions already had sound processes in place to ensure that they knew their customers. However, as with any new law, examiners are receiving questions about specific application of some of the CIP requirements. For example, some bankers have questioned how the rules relate to bank products such as prepaid funeral accounts, Christmas clubs, and vacation clubs. Others have questioned when it is appropriate to use non-documentary identification verification methods. Prepaid Accounts and "Clubs:" The definition of an account for purposes of section 326 includes "… a formal banking relationship established to provide or engage in services, dealings, or other financial transactions including a deposit account, a transaction or asset account, a credit account, or other extension of credit. Account also includes a relationship established to provide a safety deposit box or other safekeeping services, or cash management, custodian, and trust services."2 Prepaid funeral accounts, Christmas clubs, and vacation clubs clearly fall within this definition. However, if a customer has an existing account with the bank and the bank has a reasonable belief that it knows the true identity of the person, then the prepaid or club account opening is not subject to the customer identification provisions of the regulation. Non-documentary Identification: When it is not possible to obtain sufficient documentary identification, the bank must satisfy itself of the customer's identity using non-documentary means. This might occur when (i) an individual is unable to present an unexpired government-issued identification document that bears a photograph or similar safeguard; (ii) the bank is not familiar with the documents presented (i.e., an out-of-state driver's license); (iii) the customer opens the account without appearing in person at the bank; or (iv) other circumstances increase the risk that the bank will be unable to verify the true identity of a customer through documents. The CIP regulation is not as prescriptive as some institutions might have desired, and provides flexibility for each institution to customize a CIP appropriate for its specific operations. The use of 4 non-documentary evidence is one area where this flexibility comes into play. The bank's CIP must contain procedures that describe the non-documentary processes that the bank will use to verify a customer's identity. This could include (i) comparing information provided by the customer with information obtained from a consumer reporting agency, public database, or other source; (ii) checking references with other financial institutions; (iii) obtaining a financial statement or tax return; (iv) personally visiting the customer's business; (v) a follow-up phone call after the account has been opened; (vi) analyzing consistency between and among the identifying information provided; or (vii) other means that the institution deems appropriate. The bank's CIP should also include procedures for responding to circumstances in which the bank cannot form a reasonable belief that it knows the true identity of a customer. Ultimately, it is up to each institution to implement processes and require appropriate identification to ensure the identity of each customer. Reference Sources To assist banks in complying with the provisions of section 326, the Agencies issued Frequently Asked Questions Relating to Customer Identification Program Rules Issued Pursuant to the USA PATRIOT Act in January 2004.3 This document includes guidance on the definitions of account, bank, and customer; information requirements; customer verification; required records; retention of records; the section 326 list of terrorists; customer notices; and reliance on other financial institutions. The final rule issued in April 2003 also provides a significant amount of guidance in many of these areas.4 The Agencies explain the rationale for many of their decisions in the section-by-section analysis that starts on page 11 of the final rule. If you have any questions on the application of section 326 at your institution, please contact your primary banking regulator. If you are supervised by the Federal Reserve Bank of Philadelphia, please contact your institution's central point of contact or assigned manager at the Reserve Bank. You may also contact Senior Examiner William J. Brown in the Enforcement Unit at the Federal Reserve Bank of Philadelphia at (215) 574-7291. ORIGIN AND HISTORY OF FUNDS/ASSETS The undersigned, having been duly sworn and with full authority and responsibility for this Affidavit of Origin / History of Funds on behalf of __________________ and affirms all responses as follows as being accurate: Current Location of Funds Bank Name / Address : Account Holder’s Name Account Number History of Funds: Funds have been on deposit at ____________________________ for the past minimum of _____ (___) years. Note: If the subject funds were not on deposit for a minimum of three (3) years, applicant must state below the previous location of where the funds were held on deposit Previous Location of Funds: Bank Name / Address : Account Holder’s Name Account Number Origin of Funds (Describe how funds were earned or obtained): Certification: 1) Funds and/or asset(s) are legally earned, beneficially owned, taxed, and which includes no independent third-party management situation and/or any governing restrictions whatsoever. 2) All information supplied in the documentation submitted and the cash involved, are not in violation of the Patriot Act of October 26, 2001, and amendments thereto, with its related financial crimes counterparts, however interpreted, defined and enacted, whether within the United States its host jurisdiction of this statement or internationally. 3) Subject funds and/or assets have no liens, commercial obligations, or encumbrances of any kind pertaining to said cash and/or asset, and is beneficially owned with free availability for credit line purposes. 4) Funds owner is not a party to a law suit or pending adverse legal action, further, there are no pending contracts existing, or about to exist, that could affect said cash assets. ______________________________ <Name of Investor> Passport Number & Country: _________________ =================================================================== Notary acknowledgment: I do hereby certify that ______________________________, known to be the individual described herein, personally appeared before me as to the above date and presented the documents indicated. Subscribed to and sworn to before me this ______ day of ________________, 2008. Notary Signature & Seal ______________________________ : : : : PPP: THE RULES OF THE ROAD! None of the customary standards and practices that apply to normal, conventional business, investing and finance, apply to “trading/transaction-programs”. Personal business and financial success have virtually nothing to do with who you are and what you know, but almost everything to do with what you are and whom you know. It is a "privilege" to be invited to participate in one of our Private Placement Transaction Programs. It is not a "right." These programs deliver unparalleled yields in combination with absolutely no program-related risk. The trading administrators and managers have a virtually endless supply of financially qualified applicants. All things considered, the trading administrators and their banks will favour the applicant who provides the best paperwork. An applicant should never underestimate what the trading entities knowledge about him. Failure to provide full disclosure will disqualify the disingenuous. Generally, these programs exist to finance humanitarian projects, not to generate more money for the wealthy. Clients who have such projects usually receive preferred treatment and the highest yields. Clients must first prove that they are qualified, not the other way around. Until the client is accepted by Compliance, the Traders, and Trading Banks, no placement can occur. The U.S. Patriot Act has introduced obligatory stringent compliance procedures, which lengthens the time required to receive clearance. Face-to-face interviews with compliance officers and program management are occasionally required, but generally not necessary. Any arrogant or demanding personality will be guaranteed to be rejected. Only the principal owner of funds (or bank confirmed Mandate) is required as signatory. Corporations must empower an Officer or Director as sole, exclusive signatory by using a Corporate Resolution. Not only do the funds have to be on deposit in a top bank; they must also be in an acceptable Western (preferably) jurisdiction. If not, the funds must be moved to an acceptable jurisdiction, or else responsibly endorsed by an acceptable bank in an acceptable venue. It is felony fraud to submit documents or financial instruments that are forged, altered or counterfeit. Such papers are promptly referred to the appropriate law enforcement agencies for immediate criminal prosecution. The practices, procedures and rules are determined by the U.S. Federal Regulatory Authorities, Western European Central Banks program management, licensed traders and trading banks. It is their decision whom to accept and whom to reject. Contract terms, yield, schedules, etc., are made to fit their needs and schedules -- and not the caprices or demands of the investors. This marketplace is highly regulated and strictly confidential, and absolute confidentiality by the investor is a key element of virtually every contract. A client who breaks confidentiality will precipitate instant cancellation of this contract, often with severe financial consequence. Submission of the application documents to more than one management group at a time is termed "shopping." If an investor "shops" he can expect that this fact shall be quickly disseminated and known among the program management groups who maintain close communication -- and he will then be accepted by none – and rejected ("blacklisted") by all! IMPORTANT GUIDELINES: Presentation of the following information is submitted on a confidential basis and is provided for informational purposes only, as a courtesy, in direct response to the recipient's request. The receipt of this information constitutes this agreement on the part of the recipient hereof and its representatives to maintain confidentiality of the information contained herein. This information does not constitute an offer or solicitation of an offer. The receipt of this information further constitutes this acknowledgment on the part of the recipient hereof that the following information is solely based upon private placement transactions and is in no way relying upon existing regulations relating to the united states security act of 1933 as amended or related regulations. The information contained herein is made as of the date hereof and is subject to possible errors or omissions and may be amended at any time. UTILIZING BANK CREDIT INSTRUMENTS OR UNITED STATES DOLLAR ACCOUNTS FOR PRIVATE PLACEMENT TRADING IMPORTANT GUIDELINES 1. Few of the rules applicable to other businesses apply to trading financial debentures. Success has little to do with what you know, and almost everything to do with who you know. If you don’t know the answer to a question - please call and ask. If I don’t know the answer, I will get it, usually within a few hours to not more than twenty-four hours. Please do not “guess!” or ask others for an opinion! 2. It is a privilege to be invited to participate, not a God-given right. Due to the high yields, political sensitivity, and negligible risk, Traders / Operators maintain a constant supply of proven Clients and new applicants. When in doubt, the Trader / Operator will simply say, "next!" 3. Never underestimate what the Traders / Operators know or can find out about the investor and all known intermediaries prior to structuring any transaction. Failure to fully disclose any pertinent information can disqualify the most earnest applicants and all intermediaries - the Traders / Operators have no obligation to explain rejection of any submission./ 4. Investors / applicants need to prove their qualifications to the Trading Groups / Operators / Commitment Holders / International Banking Compliance, not the other way around. (See No. 2 above). 5. Traders / Operators are required to know with whom they are dealing to be in compliance with international anti-terrorist and money laundering laws and regulations. Many people do not get past the initial screening stage because of their unrealistic demands, or attempts to renegotiate terms or paperwork that has been approved by principals, regulators and banks. / 6. Traders / Operators are NOT the petitioner - they do not solicit or induce participation in anything, EVER! They do, however, very carefully screen all applications and those bringing forward a submission - principals, agents, and all intermediaries whose names become known./ 7. Only the actual owner of the funds, or approved account signatories in the case of a corporation, are recognized by Trading Entities / Operators, and can be considered principals in these transactions./ 8. Funds must be on deposit in a top world bank or must be confirmed, with full bank responsibility, by a major bank in an acceptable Western jurisdiction - preferably the USA or United Kingdom. 9. It is illegal to propose assets you do not control or submit fraudulent documents. Such applications are immediately reported to authorities, without exception, and aggressive financial remedy will be most likely be sought directly by the transacting principal. 10. Traders / Operators do not float or forward "contracts" through intermediaries. Direct contact with the owner of funds is always required. 11. Traders / Operators do not ask for up-front fees. If anyone asks you to pay an advance fee of any kind, or even to cover “expenses”, this is an illegal activity, and should be reported to the appropriate authorities. 12. Programs, yields, and rules are constantly changing, influenced by market pressures, government regulations, and other factors beyond the control of the particular Trading Group/Program Operator. Investors must follow the Trader’s/Operator’s rules, recommendations, and guidelines. This is not an option however; transacting principals will do whatever they can to accommodate a sincere, cooperative Client. 13. The business is highly confidential and "deniable", because of its obvious potential for destabilizing markets. "Shopping" funds or an asset, inappropriate demands, and other indiscretions can result in a Client and all intermediaries in a given transaction being "flagged" as a problem and excluded from any future participation, even without their knowledge. 14. Profits are subject to tax accountability to all governmental authorities with jurisdiction based on the Client’s and/or the corporation’s base of operations/domicile. Traders/ Operators will never condone any form of tax evasion. 15. The Physical Quality of all Documents is critical. They must be pristine clear and legible down to the smallest print on every page. Initial submission by facsimile must be transmitted without any reduction in size so that they can be read as easily as the originals. Passports and actual proof of funds are welcome by e-mail in the form of a “.jpg” or JPEG attachment. If the Client does not know how to accomplish this, the documents should be taken to a professional service, which can scan them and provide the Client a floppy disc or CD with the files in the required form. The Client’s Passport and the initial Proof of Funds should be sent to us by e-mail and/ or fax, as soon as possible, while the Client is preparing the other required documents. Please send all completed documents appropriate for e-mail - Proof of Funds and scanned copies of Passports - to @gmail.com then please have all original submission documentation, emailed or faxed directly from the Client. EXAMPLE: MANAGED BUY SELL PROGRAM GUIDE The platforms that we work with have excellent Managed Buy Sell programs available. We can leverage funds on a Managed Buy Sell program. Here is a sample of our trade program: $100 to $500 Million program. Funds are blocked in client's own account. Profits are paid weekly. 100% paid per week on average. No Projects are required. Funds must be from a Top 25 bank. Trade time 40 weeks. MT 799 for cash accounts or MT 760 is needed for all other accounts. Up to date bank tear sheet. Administrative hold on the account for the duration of the trade. We only endorse trades that allow the investors funds to stay in their own account. Clients will work direct with the platform manager once all paperwork is submitted. Please note: Trades may close at any time. Please check for current programs. This service is only provided to Owned funds, leased funds are not allowed. The owner of the funds will need to submit a CIS with passport. If the funds belong to a corporation then a corporate resolution will be needed. We facilitate secured Managed Buy Sell Programs in direct cooperation with program providers. Contracts are provided to high net worth clients. Your funds remain under your control, guaranteed and safeguarded during the contract period. If you want to place funds into a Managed Buy Sell Program we can help you. Although you must be invited to join, these lucrative programs offer a safe and secure means of multiplying your wealth. Begin in a short time, typically just 72 hours after verification of received documents and due diligence process. This opportunity has the potential for wealth creation and enhancement. You can soon be enjoying the benefit and profit yielding investments and by saying that we are not providing securities advice of any type. Applicants are expected to be investors who are familiar with how these investments are done. The Managed Buy Sell opportunity is available to legitimate investors meeting the basic criteria as listed. life quality from these financial or experienced 1. The client is invited to the platform to participate in a managed by sell program. 2. The client is sent a CIS document to be filled out and notarized by client’s council. 3. The client fills out the CIS with passport and current tear sheet from the bank. 4. The client’s documents are then sent from the client directly to the compliance officer. 5. The compliance officer will then process the client and the client’s funds. This process will take on average 48 hours. 6. The client will then be contacted by the trader once the compliance is finished. 7. The client will receive a contract from the trade platform via email. 8. The client will then sign the contract and send it back to the platform. 9. The client will then instruct his bank to place an Administrative hold to block the funds in favor of the platform through an MT 799 that’s sent to the trade bank. The trade bank receives the MT 799 swift verification of the funds and the 10. hold. The platform will then use the MT 799 to secure a trading credit line. 11. The trade will begin within 72 hours of the receipt of the MT 799 swift. 12. The client’s returns are going to be industry standard/average or best effort. 13. The trade bank will then pay the clients bank directly. 14. The trade profits are paid weekly for a period of 40 weeks. 15. Trader’s Affiliated Banks Are: Laiki Bank, BNP Paribas, RABO Bank, Credit 16. Suisse, Deutsche Bank, Dressner Bank, ABN Amro, Barclays, HSBC, and Standard Chartered. Once all documentation is delivered to the program manager the compliance process begins. At that point any and all due diligence must be completed for every applicant. Within 72 hours of the successful verification funds and other associated due diligence procedures client will be in trade. Profits are paid weekly via wire transfers into your instructed Bank account. How a Managed Buy Sell Works These "Buy-Sell" Program opportunities are typically referred to as "controlled" or "managed" (or "closed-end") "buy-sell" operations because the supply side of the financial instruments and the exit buyer for the financial instruments have already been pre-arranged and the price of the instruments already contracted for; hence, each and every completed "buy-sell" tranche will result in a net gain (and never a net loss) to the client. As part of the same transaction, the Provider will also arrange for the client to contract with an exit buyer to purchase out the financial instruments at a higher fixed price - with the spread between the "buy price" and the "sell price" a targeted 30 points per tranche. Once the transaction commences, the client's funds will be verified by the Provider prior to each scheduled tranche (for the reasons explained above); then, as part of the pre-contracted for "buy-sell" transaction, the financial instruments will be sold on to the stipulated exit buyer at the pre-agreed higher price - contractually guaranteeing a net profit to the client, and never a net loss. The Provider anticipates four "buy-sell" tranches a week, Monday through Thursday, with settlements on Friday. The spread between the "buy price" and the "sell price" - a targeted 30 points per tranche with 20 points remitted, in full, by the Provider to the client at the end of each week. For your information, the Provider's exit buyers are typically major, experienced buyers, in many cases, with assets in the billions, who, in turn, normally exit the paper to major pension funds and trusts around the world. Please keep in mind that actual yield amounts may vary, depending on market conditions, regulations and pricing of financial instruments at the time of contract. All pricing, terms and conditions, however, will be set forth in the Master "Buy-Sell" Contract and agreed to by the client prior to any transaction taking place. And, of course, once agreements have been executed, the profit yield is contractually "locked in" for the term of the managed “buy-sell” transaction What are EUROCLEAR and/or DTCC Free Delivery! The best way to explain it is that it is a simultaneous on screen (EUROCLEAR) or in some cases of US instruments - DTCC) transaction wherein their banker or security house officer follows their instruction and orders the EUROCLEAR Free Delivery to the benefit of London law firm account in Prime Bank. Tier 3 officer at the same time orders the transfer of the first cash payment to them. It is a block and deliver that satisfies international regulation that this collateral is reserved, blocked and delivered in the form of temporary beneficiary change... and via free delivery... It cannot be used for other purposes at the same time (otherwise triggers wall street kind of meltdown... using the same asset multiple times) This free delivery allows Tier 3 to use their pre existing credit line based on this delivered collateral. The applicant is always in full control...they order the block and deliver and can remove it at any time... (if they remove it... the payout stops of course). The free delivery does not change title, bond power or ownership ... which stays with the owner. TERMANOLOGY preliminary underwriter for Lender, relationship with and provider of the SBLC – affiliated partner and representative for LCPI Primary collateral for funding project will be the project itself, with Lender taking a 1st lien position on the property / land, secondary form of collateral will be a financial instrument such as a BG, CD, SBLC, Bond, and or cash A Commitment Fee is required at the time of execution of the Commitment Letter. This fee is either used for further due diligence on the project including a site visit or in case of an SBLC the commitment fee is used as a good faith deposit. A commitment from the Lender to fund project according to the terms COMMITMENT agreed upon in the Term Sheet. Once a Commitment Letter has been LETTER: issued to a project, Lender has blocked funds for funding of the project The agent(s) in control of the Escrow account(s) which the Commitment ESCROW Fees are held in, the Issuance Fees for the SBLC are held in, the loan AGENT: proceeds are held in The Lender’s legal agent, issuing the Term Sheet, Commitment Letter, LEGAL: Final Loan Documents, servicing agent, agent to approval monthly draws, draw disbursing agent LENDER: Funding Source for project Total loan fees for funding are between 5% and 10%, depending on the project and risk involved. LOAN FEES: This is all inclusive of all parties mentioned in this summary and does not include any Broker’s / Agent’s on the Developer’s / Project side of the transaction Proof Of Funds – letter from financial institution or financial statement POF: for banking institution showing the ability to move forward should Lender issue a Commitment to fund Proof Of Product - A note from a seller's bank to a buyer's that the POP: product offered is available. Stand By Letter of Credit - A bank instrument used as collateral enhancement. The SBLCs we are dealing with are genuine cash-backed instruments from top rated banks in Europe or the US. SBLC: These instruments are transferable, callable, irrevocable, lien able and will be accepted by most banks as collateral. Minimum term is 1year and 1day. It can be up to 5 years. The yearly cost is between 8% and 15% of the face value, depending on your project and the issuer. SBLC An individual, group of investors or Fund that will supply a SBLC for PROVIDER: lease, to be used as secondary collateral in funding project SECURITY BG, CD, SBLC, or Bond. Whichever instrument is to be used, it must INSTRUMENT: first be approved by the Lender SERVICING The agent / entity which the payments for repayment of the note are AGENT: paid to Document issued to the project developer(s) / borrower(s), once the TERM SHEET: project has been underwritten, show casing the terms and preliminary conditions associated with funding of the project Data extracted from the Executive Summary, Pro Forma’s, Appraisals, Entitlements, or any other source, is inputted into Argus to determine UNDERWRITING: the projects strengths and weaknesses, ultimately determining if it meets the Lenders lending criteria UNDERWRITER: This task is shared by LCPI & the Lender’s Legal department ES Executive Summary LOI Letter of interest Full corporate offer Non disclosure agreement Non circumvent non disclosure agreement Letter of credit Private placement platform A Swift MT760 (MT means message type) 760 is a blocked funds instrument. Your issuing bank will submit a bank to bank message stating that they have blocked funds for a particular time frame specifically for the beneficiary of a receiving bank. Those funds are now an asset of the Beneficiary bank account. From there they can be entered into a trade platform, used for purchasing certain items or commodities, and sometimes used for a line of credit. MT799 is a simple text message, sent bank to bank. This is used for a bank to bank proof of funds, only. The MT799 is not a form of payment and it is not a bank undertaking or promise to pay. It is simply a bank to bank confirmation of the funds on deposit, nothing more. The MT 103 is a specific message format used mainly for trasferring moneys between customers of different banks or other similar finantial institutions (ie credit card operators) A bond issued by a surety company, or a standby letter of credit issued by a bank, on behalf of an exporter, the purpose of which is to refund a buyer for his advance payment of merchandise, if the exporter fails to fulfill his obligations. Bank guarantee - A bank instrument used as collateral enhancement. The BGs we are dealing with are genuine cash-backed instruments from top rated banks in Europe or the US. These instruments are transferable, callable, irrevocable, lien able and will be accepted by most banks as collateral. Minimum term is 1year and 1day. It can be up to 5 years. The yearly cost is between 8% and 15% of the face value, depending on your project and the issuer. A performance bond is a surety bond issued by an insurance company or a bank to guarantee satisfactory completion of a project by a contractor. Safe Keeping Receipt - An SKR is a financial instrument that can be used for many purposes by providing security over assets, with the consent of the issuer or his bank or safekeeping facility. An SKR involves the storage of assets or other items of value in a protected, secured area. The SKR issuer is the custodian of the asset and is therefore legally responsible for the items in safekeeping. Certificate of Deposit confirms that you have assets in the bank. We can help you to lease a CD. S.W.I.F.T. ("Society for Worldwide Inter-Bank Financial Telecommunication") provides mechanisms for electronic inter-bank messaging and funds transfer. SWIFT messages are used legitimately to conduct business between transactional partners. An account with the SWIFT MT999 capability allows bank-to-bank SWIFT electronic verification for Proof of Funds in the account, with no further comment. This SWIFT format is an appropriate message for a simple Proof of Funds communication and it is part of the Common Group of SWIFT formats providing a General Free Format for SWIFT messaging. An account with the SWIFT MT799 capability allows bank- to-bank SWIFT electronic verification for Proof of Funds in compliance with the SWIFT Category 7 "Treasury Markets & Syndication" message types. Often there is a misconception that a particular circumstance requires a SWIFT MT760 message, when in fact, the SWIFT MT799 format provides the required bank confirmation for the application. An account with the SWIFT MT760 capability allows bank- to-bank SWIFT electronic verification of the account, and will include a blocked funds provision. There is no other bank guarantee provision available in the SWIFT instructions. SWIFT MT542 messages are related to a SKR (Safekeeping Receipt) and related collateral. For those who do not believe PPP and buy sell are real. http://www.federalreserve.gov/boarddocs/supmanual/bhc/3000p3.pdf The link above is the Federal Reserve Site for original document attached. In the section describing European placement and trade platforms, as you write most people will claim what you say is not possible. I share with you the information so you may better understand the business activities that MVGBS engages in. If any individual or institution continues to insist this is not possible or illegal, the web site above shows the Federal Reserve Manual on Bank Holding Companies (BHC) specifically addresses this issue and clearly defines it. The paragraphs located in Section 3230.40 (about 3/4 towards the end) of attached PDF defining Private placement and risk-less transactions within BHC and how they are regulated. This should provide independent assurance to perspective clients or institutions that need additional evidence. Give that extra comfort they are dealing with accepted and regulated transactions by Global Banking Authorities. TEXT SWIFT MT542: ACCOUNT NUMBER: CURRENCY AMOUNT: AT THE REQUEST OF OUR CUSTOMER ( Customer’s Name ) Whose legal address is (XXXXXXX) with account number (XXXXXXXXXX), . WE, XXX BANK HEREBY CONFIRM WITH FULL BANK RESPONSIBILITY THAT THE ABOVE NAMED ACCOUNT HAS ON DEPOSIT THE SUM OF XXX UNITED STATES DOLLARS (USD $XX,000,000.00) AND AT THE REQUEST OF OUR CLIENT WE CONFIRM THE SAID “INSTUMENT NAME” IS DELIVERED FOR THE BENEFIT AND IN THE FAVOUR OF XXXX AT ACCOUNT NUMBER XXX AT WELLS FARGO BANK, . THESE CASH FUNDS ARE FOR THE BENEFIT OF XXXXX AND WILL REMAIN FOR THE BENEFIT OF XXXXX FOR THE PERIOD OF ONE YEAR AND ONE DAY (1 YEAR AND 1 DAY) FROM THE TIME OF THIS SWIFT MT542 TRANSMISSION AT WHICH TIME IT WILL BE RETURNED TO THE SENDING ACCOUNT. WE HEREBY AGREE THAT ALL DEMANDS MADE / ALL DRAFTS ON US AND PRESENTED CONFORMITY WITH THE TERMS OF THIS SWIFT MT542 SHALL BE DULY HONOURED BY US AND WE UNDERTAKE TO KEEP THE ABOVE SAID “INSTUMENT NAME” DELIVERED FOR THE BENEFIT OF XXXXX LLC PER THE STATED TIME PERIOD ABOVE. WE CONFIRM THAT WE HOLD (OR DO NOT REQUIRE) APPROVAL FROM OUR EXCHANGE CONTROL AUTHORITIES TO EFFECT THIS RESERVATION AND BLOCK FOR ANY CLAIM UNDER INDEMNITY. THIS IS AN OPERATIVE BANK OBILIGATION AND ANY CONFIRMATION TO FOLLOW SHALL BE DONE ON A BANK TO BANK BASIS. THIS SWIFT MT542 IS SUBJECT TO THE UNIFORM RULES AND BANKING REGULATIONS WITHIN THE UNITED STATES OF AMERICA AND WILL BE ADHERED TO THE FULLEST EXTENT OF THE BANKING LAW AND PER BASEL II ACCORDS. Name/Position and Signature of Bank Officer 1----------------------------------------------- Name/Position and Signature of Bank Officer 2------------------------------------------------
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We’ve had thousands ask us about reliable, trustworthy Credit Enhancement and Credit Restoration Services over the years.
We have two services that we recommend:
For Business Credit Enhancement we recommend Hector and Peter’s Services:
To date 1,652 have watched: http://bit.ly/7YtNKh our Derogatory Removal Video.
To date 2,034 have read the article: http://bit.ly/7YtNKh
Derogatory Removal Service – Guaranteed Results!
To date 539 have read: http://www.bit.ly/5QqVwG our Business Credit Enhancement Program.
If you are seriously interested in getting your business or project funded you need an 80 PAYDEX score and 77 Experian score or higher. Read out the services by clicking on the hyperlinks.
We’re not for everybody.
We do our best to serve each who is referred to us or contacts us.
We work on either a Priority basis where you pay us a commitment fee which caps our expenses or a Non-Priority basis where we get to you when we can.
To date 5,792 have read http:www.bit.ly/5QqVwG Let Us Help You Get Funded.
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HOW TO ACCESS THE BLOC CATEGORY
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Business Line of Credit Application (BLOC)
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Most of our business is by referral. If you want to learn about how you will be compensated on referrals:
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Referral Program Earnings Disclosure
I am in the process of writing a series on:
Inquiry Removal – Did you know that for a nominal $190 that you can have each inquiry removed from your credit report? A prospective client called this morning and told me that he has 11 inquiries in the past 45 days.
Express Late Removal – I discuss this in detail on the website but briefly, the attorney retainer is $1,000. The removal of each late is $1,000. Each mortgage late removal is $1100. Each collection removal is $1,150. Each charge-off removal is $1,150.
These come with a performance guarantee – if the items are not removed you get your money back.
There’s a Public Record Eraser Service – Foreclosures may be removed on a quote basis – usually $5,000 to $10,000 each. Chapter 7 and Chapter 13 removal $6,000. Tax Lien Removal 10% or $5,000 whichever is greater. Judgement Removal 10% or $5,000 whichever is greater. UCC-1 quote.
There is a Credit Identity Profile – This is the Alter-Ego that many celebrities, professional athletes, and entertainers use. Three Lines of $5,000 to $45,000 is $5,000. Five Lines of $5,000 to $45,000+ is $7,000.
Authorized User Trade Lines:
Level 1 – $5k to $10k – $900
Level 2 – $10k to $15k – $900
Level 3 – $15k to $20k – $1,000
Level 4 – $25k to $45k – $1,100
Level 5 – Over $45k – Quote
Primary Lines – Quote
Debt Negotiation – Quote
Loan Modification – Quote
ID/Theft/FTC Repair – Have you had your identity stolen? Need to get your credit restored? $2,500.
Accelerated Credit Repair – Need Credit Repair but can’t afford the Express Program? Can you afford to wait 60 business days? $1,499.
Need to acquire a seasoned California corporation:
2.5 to 3 year – $5,900
4 year – $7,900
5 year plus – Quote
Experian Business Lines (Chris) – $1,000 each
D&B Trade Lines (Chris) – $1,600 each
How to Proceed:
Visit http://www.creditchecktotal.com and open an account. The monthly investment is $20 to $25. This will count as a soft inquiry and will not effect your credit score. Provide us with your user name, password, and social security number. We will obtain a customized quote for you.
Prices are subject to change until finalized. We have two different service providers. Additional discounts for larger files may be available. Updates are verified on http://www.creditchecktotal.com