Category: Improve Credit

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000.That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)
– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

From our working Capital Fast website

Applications

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Business Lines of Credit explanation from another vendor:

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, determination, persistence, business smarts, and perhaps even with sheer GUTS you made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, perhaps through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget.

Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”.

How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

NO Collateral
NO Tax Returns
NO Business Plans
NO UCC Filings
NO Headaches
4%+ APR
NO DOC to $400,000 (Start-Ups OK!)
EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

You Apply Online or call us to start the Process.
We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
You fax back to us the completed and signed Client Package.
We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7%to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.
MINIMUM QUALIFICATION CRITERIA: We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.

NO DOC: No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.

EZ DOC: EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

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How We Work

From the desk of Joe Tufo…

Thank you for visiting my website and signing up for my FREE newsletter…

Here’s a little background on me.

For the past 10 years I’ve been helping people just like you get funding for their businesses and their business ideas.

Over this time I’ve helped hundreds of entrepreneurs secure over $1.2 Billion for businesses of all kinds… from home based businesses, to Real Estate Investing, to business lines of credit to wireless internet technology… and everything in between.

I’ve participated in many business funding seminars from the International
Hard Money Conference, various Real Estate Investment Clubs, Various Webinars, Radio Shows, and am a member of The American Cash Flow Association.

It has taken a lot of time, effort, and some painful experiences to develop the winning formulas that help businesses get the funding they need… especially in today’s economy.

But I’m happy to say that because of what I’ve learned there isn’t a business or business idea out there that can’t find the capital it needs.

It’s pretty easy to do too…

I’ve broken it down into a simple 5 step process…

***Step 1: Determine exactly how much capital you need for your business.

***Step 2: Learn the different types of business capital available to you.

***Step 3: Determine what type of funding is the right fit for your business.

***Step 4: Find the best source of funding which matches your needs.

***Step 5: Put together a deal that makes sense for your business today and down the road.

And it doesn’t matter how much you need either… whether you need $50,000 or $5 Million or more the process is exactly the same and you can get it

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blogour subscription site which has about three times the content. It also archives the newsletters.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing:http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?

Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

t;LEFT”>Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application. http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

We offer a one-time FREE 20-minute consultation to those who complete the questionnaire completely. This is a $333.34 value based on our hourly consulting fee. Of course, you may purchase additional time at p://www.joetufo.com/consulting”>http://www.joetufo.com/consulting

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

When you hire us to work on a priority basis we thoroughly study your submission package to make sure that it complies with our recommended Road Map to Funding Success. Funding has always been about presentation. Those who present well are funded. Those who don’t present well are not funded.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review athttp://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

* We never denigrate the predecessor. First, this insults you and reminds you of a poor decision. Second, it diminishes respect and confidence in the profession as a whole and lowers the public’s perception of our professionalism.

** Even though you are changing firms, it is almost certain that you liked certain characteristics of the predecessor. We want to find out what those were and exceed them. For instance, if you said the prior firm always returned phone calls within one day, we strive to return phone calls within four hours.

Non-Priority – If you think that you’ve “nailed it” when preparing the four key ingredients to funding success, and you aren’t in any hurry at all to fund and aren’t quite ready to pay consultation fees then we’ll take a look at your project when we can get to it. After we look at it we may need to send it back because you don’t meet our requirements. (Priority Clients get major help from us in cleaning up their submission.) We’ll return your calls and emails when we can: after all, priority clients come first.

We reserve the right to review each submission once, beyond that our consultation fee will be required. You had better complete the submission request correctly the first time or you better get familiar with our websites mentioned above. If you submit for free we can’t spend a lot of time. It’s not fair to us, our families, or our Priority Clients.

In our experience we can fund 1/3 of the files that cross our desks, 1/3 are DOA Dead on Arrival, and the final 1/3 are broken and need to go through some form of remediation which can take hours, days, weeks, months, or years.

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

Working Capital Fast

Money to Solve Cash Flow Needs

Why We Say NO! A Lot and Mean It

by JOE TUFO[EDIT]

Many times throughout each day we receive calls from folks like you: referrals, referral partners, past clients, current clients, prospective clients, or someone who Googled one of our websites.

Invariably, you tell us that your project or start-up is “the greatest thing since sliced bread,” is a “billion dollar idea,” We’d “be a fool if we didn’t drop everything and devote all our time for free to get you funded.”

To each of you who expect us to work for free we have this to say – NO! NO! NO! A thousand times NO!

WE’RE NOT IN THE FEE BUSINESS and WE’RE NOT IN THE WORK FOR FREE BUSINESS!

It’s not that we’re uninterested or impolite it’s just that we’ve heard it thousands of times. Here’s our thoughts:

Do we have the time?
Will we feel pressured to get it done?
Will we be upset with ourself?
Will we be resentful of the other person?
Will we feel duped, had, or swindled?
What do we have to give up to do this?
What can we gain (What’s in it for us?)

No is our first option instead of the propensity to say yes that emanates from wanting to please, wanting to be liked, needing to be needed, being timid, avoiding confrontation, not knowing our rights, or feeling: plain and simple, that we should.

We’re in the consulting and funding business. With 33 years (November 1976 to present) of financial services experience in insurance, securities, and finance we may be uniquely qualified to serve you and those whom you choose to refer.

We charge a fee because we do this full-time: 50 hours scheduled a week plus another 20+ working on the websites, writing articles and newsletters, recording audio and video, holding webinars and other tasks to help each of you.

We take on committed paying clients and then focus all of our effort and energy in getting you funded.

Even at that we fail about half of the time.

In our 10+ years experience in this business about 1/3 of what crosses our desks we can fund (you may not like the rates, terms and conditions but we can fund you), 1/3 is DOA – Dead on Arrival – even with the thousands of pages of information we’ve published, dozens of books and courses we’ve published – let’s face it many of you can’t or won’t follow instructions, and the final 1/3rd is broken: your credit sucks, you have no business credit profile, you have more than three inquiries, you have derogatories, liens and judgments – you’re a mess and it will take days, weeks, months, or years to fix.

So it’s not that we want to say NO! It’s just that we have a way that we do business well and that works for us: pay us our fully earned, non-refundable commitment fee of $25,000 for each project of $2,500,000 or above (1% minimum $2,500 per project $25,000 maximum per project for six months of service). We’ll roll up our sleeves, put on our thinking cap and get to work.

We have REAL funding sources that fund viable projects. Your project can be next.

As always we are available M-F 7AM to 5PM Pacific to serve you and those whom you choose to refer.

My good friend, Leonard Rosen, is arguably “The Pit Bull” when it comes to Hard Money.

May 27th Leonard be hosting his National Hard Money Conference at the Ft Lauderdale FL Marriott. I hope to be there and I hope that you’ll be there to join me.

Be sure to put TUFO in the coupon code and get two tickets for the price of one, a savings of $595 to $895 on the purchase of two tickets.

http://bit.ly/6r4p0Y

Seminar Agenda

6:00 am to 8:00 am

7:00 am to 8:00 am

15 minute break

Lunch break 45 min

Attendee Check in

Meet and Greet networking breakfast

EVENT BEGINS – 8:00 am sharp
Matt Rosen, Introduction of featured speakers and sponsors

Market Commentary
Leonard Rosen

Market Implosion
Buying Performing and Non Performing Notes
How to Prosper From The Foreclosure Crisis
Taking Advantage of Opportunities Available

Mortgage Pool Conversation
Leonard Rosen

Becoming a Portfolio Manager
How to Become a Hard Money Lender, Creating Multiple Revenue streams by Servicing your own loans
Raising Capital
Mortgage Pool Products
Performing and non performing debt

How to Raise Millions From Real Estate Investors
Dale Hamill, Pinnacle Lending Group

Commercial Markets & Creating a Private Placement Offering
Jon Hornik, Attorney At Law

Understanding commercial loan workout programs
Phil Jemmett, Commercial Loan Workout Services Inc

Strategic Marketing
Leonard Rosen

New Marketing Strategies
S.E.O. – The 20 steps
Business Plans – What now?

Acquisition and Funding of REOs
Leonard Rosen

Round Table Discussion – 7 person panel
Jon Hornik, Attorney At Law
Sam Kohn, Commercial Broker, National Equity Funding
Dale Hamill, Pinnacle Lending Group
Phil Jemmett, Breakwater Equity Partners
Greg Hindson, CEO, Nortridge Software
Michael Griffith, CEO, FCI Lender Services

Closing

Hosted Networking Cocktail party

*Agenda subject to change

General Admission $595		Premier Admission $695		VIP Admission $895
$595.00		$695.00		$895.00

For Hotel Room Reservations:
Marriott Harbor Beach Resort
Ft Lauderdale – Florida
May 27th, 2010
Seminar will be held from 8:00am to 6pm.

Be sure to put TUFO in the coupon code and get two tickets for the price of one, a savings of $595 to $895 on the purchase of two tickets.

http://bit.ly/6r4p0Y

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From our Working Capital Fast website

Applications

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Please remember that we have two primary websites:

http://www.workingcapitalfast.com

Working Capital Fast is a free site for the general public.

http://www.joetufo.com/blog

Our corporate website is a subscription site that archives newsletters, audio, video, advanced alternative funding solutions, proprietary products, and confidential solutions that we don’t want the general public to access without subscribing.

New International Strategic Funding Source

I received a call Monday April 19th from Heather the Director of a USA based firm that has access to hundreds of international funding sources. I have know Heather for just under one year.

I conferenced in a client in Aspen CO who is building two ultra-high end custom homes that will retail in the $35m to $40m range each.

Heather can fund these in about 60 days at 6% to 7% interest fixed amortized over 20 to 30 years with a seven-year call. The loans are non-recourse and are assumable; not a bad exit strategy for builders.

They can fund from $500,000 to $100,000,000. As always having a pleasing personality and great presentation are funding keys. Once approved they require $750,000 as a refundable deposit.

Please remember that we are fee and commission based and work on a Priority and Non-Priority basis.

We will look at ANY viable project for free. We will host one free 20-minute consultation. After that you’ll decide whether to retain us

Commercial Loan Modifications: Testimonials, from my friend Phil

The commercial workout process is a complicated and multifaceted endeavor requiring expertise in numerous fields. Breakwater successfully merges our knowledge base and experience in law, banking, tax, and real estate to generate a synergistic approach to client solutions. Our years of experience encompass multiple asset classes, financial institutions, and loan products.

Please review the posted testimonials for a brief insight into the success we have brought our clients. Due to the confidential nature of the industry the disclosure of information is limited.

	Case History “A” – High End Condo Development Our client owned a high-end four (4) unit condo construction project near the beach in San Diego, CA. The bank began experiencing problems, and as a result slowed down the funding of the client’s construction loan. The loan matured in March 2009 with only $2.4MM out of $3.5MM having been advanced to the client. The bank refused to fund the balance of the construction loan and threatened to execute on the personal guarantees. We completed a legal, bankruptcy, and economic analyses of both the asset and the guarantors. Our primary recommendation was to cram-down the loan principal with the current bank and bring in a ‘white-knight’ investor to acquire the project at a substantial discount. However, as a matter of professional reputation the guarantor simply wanted to finish the project. During the workout, we discovered several breach of contract and tort claims against the lender. The bank eventually recognized its conduct had voided the guarantees and created significant exposure. In addition, we demonstrated the asset’ s value would further deteriorate in bankruptcy, making a repossession uneconomical. The bank agreed to extend the loan for 1 year, advance the money to complete the project and reduce the interest rate to just 2%. The client was pleased that they could finish the project successfully and honor the wishes of the guarantor.
	Case History “B” – Condo Development We represented a developer on a completed condo project. The owner had been in negotiations with the bank for over eight (8) months attempting to short sale the asset. The client had a buyer willing to purchase the project for $4.0MM, which was approximately $1.8MM below the note value. However, the bank was only willing to discount the note $750K and was not willing to relinquish the personal guarantee, which was full recourse. After a thorough legal and economic analysis, it was obvious that the client had significant litigation claims. Collecting on the personal guarantee would be problematic and bankruptcy would further diminish the value. Within two weeks after the initial meeting with the lender they agreed to a full release and allowed the project to be sold to the ‘white knight’ for $4MM. Even though the client lost their equity in the deal they were relieved to be out of a project which may have dragged on – clouding the rest of their performing projects. Often, purging a deal strengthens a client’s portfolio.
	Case History “C” – Mixed Use Retail A large and successful Southern Californian developer attempted to renegotiate the terms of their loan with a CMBS special servicer. The project was a finished state of-the-art mixed-use development in Southern California. The client wanted a term extension and a release from the LTV covenants. Proceeding thorough legal, bankruptcy and economic analyses of both the asset and client, it was obvious to us that the litigation and bankruptcy leverage points were unsatisfactory. We chose to concentrate on an economic approach. Negotiations often take months. However, in this case, we completed negotiations in less than 60 days. We were able to get a 4-year extension, and a 200 basis point interest rate reduction – saving the client $1.4mm over the life of the loan. Oftentimes, it is just a matter of having strong representation along with a couple leverage points to convince a lender to concede to reasonable terms.
	Case H istory “D” – Partially Developed Land – Entitlement (Multifamily/Commercial Zoning) In February 2007 the asset was appraised at $6.8MM and the developer took out a $4.7MM loan with a full recourse personal guarantee. The property was adjacent to several proposed public and private projects which would create hundreds of new jobs. As the Phoenix economy collapsed and the proposed projects were cancelled, the vacant land declined in value by 80%. We completed a thorough legal, bankruptcy and economic analyses of both the asset and the client. The legal leverage points were moderate at best. However, when we combined the legal, bankruptcy, and economic strategies we demonstrated that the bank’ s best strategy was a quick liquidation in order to avoid a continuing drop in asset values compounded by holding costs. Given a potential bankruptcy, and collectability problems with the personal guarantee, the bank was eager to purge this loan from its books. We brought in a ‘ white knight’ and sold the property for approximately $650k. The relationship between the ‘ white knight’ and the client was disclosed in the documentation. The white knight purchased the project and re-sold it for a 100% profit. The bank was rid of a troublesome asset, the client quickly resolved a potentially long-term problem and a related party partook in a profitable deal.
	Case History “E” – Multifamily – 16 Units, Phoenix AZ The asset’ s value had fallen from $1.5mm when the loan was made to around $400K. The asset had a negative NOI and could not cash flow even if the bank authorized a zero percent (0%) interest rate. Even though the client had some limited assets, we were able to demonstrate to the bank they could not collect, and the best option for the bank was to repossess the project immediately – and release the client from the PG. The bank took the property back, salvaged some value and the client avoided personal bankruptcy – protecting the rest of their assets. All of this took place in less than 90 days. Even though we received this case just prior to the loan maturity deadline, we strategically played the few remaining cards to achieve a good resolution for the client.
	Case History “F” – Corporate Housing Community Our client acquired a 36 unit corporate housing community in October, 2007 and placed a twoyear interest-only loan at Prime Rate minus Â¼ with a 7.5% floor and a 50% personal guarantee. Nearing loan maturity in late November of 2009, the bank denied long-term financing due to an LTV below 80%. To avoid a new property appraisal, the bank agreed to a six month loan extension at 6% IO and a 100% personal guarantee. As cap rates continued to rise and market rental rates decreased, our clients were rightfully hesitant to increase their liability to 100% for only a six month extension. Once engaged, our team performed thorough economic, financial and legal analyses of the both the asset and client. During negotiations, we convinced the bank they did not have the expertise to operate this asset as a corporate housing project, and their best option was to keep the clients in the deal. The bank reversed course and engaged in more realistic negotiations. The bank agreed to waive the $240K of back interest and keep the guarantee at 50%. The clients were most pleased with our ability to manage their liability, maintain the 50% personal guarantees and keep them in their asset.

Proof of Funds

We are committed to guiding you through today’s complicated credit environment by targeting your specific needs to insure future success for your business and yourself!

Types of processes our products assist with:

Net worth enhancements
Show of Downpayment
Bond requirement
Reserved or Blocked funds
Video Production
Real Estate

Oil and Commodity
Fund you Large Commercial projects
Credit enhancement
Proof of Collateral / Liquidity
Qualify for financing

Proof of Funds & Letters of Credit

Welcome to our boutique of financial instruments:
We offer proof of funds with financial backing of over $500billion in assets. Our funds are fully verifiable via bank swift (MT760, MT799, MT999 & MT103/23), bank call, VOD or soft escrow etc. Written Confirmations from 1 to 366 days up to $5B. Clients have utilized these funds for a variety of reasons. These programs aren’t to be used for any Arms, Drugs or any other transaction that are illegal. We do not qualify the use of these accounts.

Our programs exist of but are not limited to:

PROOF OF FUNDS – Investment Brokerage Account: Great to enhance and leverage your transactions with large funds at low costs.

PROOF OF FUNDS LETTER – Investment Brokerage Account: Works very well for Real Estate show of assets.

PROOF OF FUNDS – Top Bank: Enables clients to enter into new arenas of high yield opportunities.

LETTERS OF CREDIT – Investment Brokerage Account: SBLC- BG- DLC Etc. Great for Import/Export and other large transactions.

LETTERS OF CREDIT – Top Banks: Leverage large projects for high volume funding.

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This is a Forex Master Trading Account.
Yes… it is cash backed.
This account offers seasoning by request.
Amounts from $50K to $5B and at times higher.
VOD, phone and fax verifiable.
Swift MT799 by request for additional costs.
Funds can be blocked for the transaction and Administrative holds are available.

Great for showing proof of assets for real estate and other business transactions.
Verifiable by standard VOD, phone and fax verification.
Very inexpensive method of proof of fund.

Cash Backed.
Top Bank.
Master Account.
8 week programs with extensions.
Starting from $1M and up.
MT799, MT760 Ping or Fax verification.
Blocked and reserved for the transaction.

SBLC/SLOC: Standby Letter of Credit.
DLC: Documentary Letter of Credit.
BCL: Bank Capabilities Letter.
BG: Bank Guarantee.
Up to $10B.
1 to 13 months with extensions.
Great for Import/Export and commodities.
Large transactions.

– This acts as a guarantee of payment issued by a financial entity on behalf of a client that is used as “payment of last resort” should the client fail to fulfill a contractual commitment with a third party. Standby letters of credit are created as a sign of good faith in business transactions, and are proof of a buyer’s credit quality and repayment ability. The financial entity issuing the SLOC/SBLC will perform brief underwriting duties to ensure the viability of the contract and transaction, as well as the integrity of the party seeking the letter of credit. Typically, the letter of credit is cancelled as soon as the terms of the contract have been met by the purchaser or borrower. After due-diligence is concluded, the issuing process is 2-3 days.

Top US and European Banks
Leverage Funding
Monetizable

We pride ourselves with our success track record and effectiveness to produce results for you. Consider us your complete one stop source for Proof of Funds. Ask about our broker network program. Please note our arrangement fee is upfront (through escrow) and not as a success fee.

Procedures and Forms

1. Client, or client’s representative, will provide the necessary information to provide a quote. The minimum information needed is: the client’s name, email address, telephone number, and physical address, account funding amount, account term and type of account verification required.

2. A Term Sheet will be issued for the amount of funds requested by the Client. The Term Sheet will stipulate the Arrangement Fee, refundable processing costs, escrow fee and include a short application.

3. Upon receipt of the signed Term Sheet, processing fee, escrow fee, application and proof of ability to deposit the Arrangement Fee in the Escrow Account, a Principal Agreement will be issued detailing how the Proof of Funds is to be provided. The agreement will include provisions concerning delivery of confirmation documentation and terms of account use. Escrow instructions will also be provided so that the initial Arrangement Fee can be deposited by the Client into the Escrow Trust Account. It is a condition in the Escrow Agreement that in the event we do not open the Proof of Funds account, the Arrangement Fee will be returned in full to the Client by the Escrow Agent.

4. Concurrent with the Client’s execution of the Principal Agreement, the Client must deposit the initial Arrangement Fee into the Escrow Account. The Client will be required to provide the necessary documentation to complete the account establishment process. This information will include color copies of photo ID’s for all signatories; a second ID including address; Certificate of Good Standing or Incorporation, if applicant is a company; Employer Identification Number (if applicable) and Corporate resolutions (if applicable) and social security numbers for individuals. The Client will be a signatory on the account, but will be unable to conduct transactions or encumber the funds in the account in any manner.

5. Upon confirmation that the Arrangement Fee has been deposited by the Client into the Escrow Trust Account, the Proof of Funds Account will be opened in the Client’s name, and funds will be deposited into the POF account in the amount stipulated in the Principal Agreement.

6. The Arrangement Fee is released from the Trust Account when confirmation is provided to the Escrow Agent that the account has been set up in the client’s name, and that the appropriate funds have been deposited as stipulated in the Principal Agreement.

7. The Proof of Funds account will remain open for the Client’s use for the period of time stated in the Principal Agreement, and conditionally, may be extended through mutual agreement, and payment by the Client of the Arrangement Fee for such extensions, within five (5) days of the expiration of the current term.

Frequently Asked Questions

Proof of funds: blocked funds in a cash account with the client (personal or business name) on the account (master account) for a specified term. These moneys are not available to draw against, encumber … Etc.

Why do I need to pay your fee before you open the letter of credit? Can’t you take your fee out of the profits of our transaction?
We do not participate in the transactions of our clients as a party to the transaction other than providing the Letter of Credit. Our fees are the same regardless of the profit margin in the transaction.

Can I cancel my letter of credit after it has been opened?
All of the instruments that we issue are irrevocable and cannot be canceled except by the beneficiary.

What is the required cost to open a letter of credit?
We require an amount equal to ___% of the face value although in some instances the required amount may increase due to the amount of risk involved. When a client wishes to open a letter of credit, they are to present the details of the transaction so that we can make a decision based on its merit.

What is the maximum size letter of credit that you open?
We are able to open letters of credit of almost any size. We consider the complexity of the transaction such as the product that is being traded as well as other factors having to do with the parties involved and where they take place.

For what type of goods do you open letter of credit?
We can open letters of credit for any type of goods provided they fall into our ethical and legal criteria. That said, we will not get involved in transactions involving weaponry or ammunition under any circumstances.

I opened a letter of credit to my supplier, but he did not ship the goods.
Will you refund my fee?
Once the letter of credit is opened your fee cannot be refunded. We recommend to all of our clients that they need to assure themselves of their suppliers’ ability to perform before opening any banking instruments to them.

DISCLAIMER: Sender is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. Sender is a consultant and makes no warranties or representations as to the buyer, seller or transaction. All due diligence is the responsibility of the buyer and seller. This E-mail letter and the attached related documents are never to be considered a solicitation for any purpose in any form or content. This document including any attachments hereto is a response to a formal request of information only. Upon receipt of these documents, the Recipient hereby acknowledges this disclaimer. These documents are not from any banking or other Institution. We do not provide securities or securities-related advice. No information herein shall be construed as a solicitation of investment funds or a securities offering in any way. These Confidential communications are protected under Gramm-Leach-Bailey Act 15 USC, Subchapter 1, sections 6801-6809 and other laws addressing the disclosure of Non-Public Personal Information.

______________________________________________________________

Luke 6:38
Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.

______________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

http://joetufo.com/blog/?page_id=

Bank Instruments Business Lines Of Credit Credit Enhancement Film Funding Improve Credit In The News Large Projects Money Available Multi-Family Preparation Private Placement Programs Proof of Funds Real Estate Projects Referral Partners Trade Programs

Right From The Heart; http://thebookonraisingcapital.com/the-book-on-raising-capital, How To Fund Any Viable Project Today, Monster Corporation Update, $10m POF, and more 20100407

Right From The Heart; http://thebookonraisingcapital.com/the-book-on-raising-capital, How To Fund Any Viable Project Today, Monster Corporation Update, $10m POF, and more 20100407

Greetings from the beautiful San Francisco Bay Area where temperatures are in the low 70’s and skies are partly cloudy.

Visit our new website:

http://thebookonraisingcapital.com/the-book-on-raising-capital

Dale added a translation reader on the top right side (just click on the flags). There is access to 53 languages.

I’m in the process of writing a new book that will be sold exclusively on Amazon. Here are the chapter headings:

The Book on Raising Capital

The Book on Raising Capital;

We are alternative funders. Folks are referred to us when the Bank Says NO!!! We are NOT for everybody. We charge fees for Priority Clients. We work on a Best-Efforts basis.

For a Color Version of the Gold Commodity flyer call or write. Dale is out of town. I screwed up the HTML code on a Monster Corporation mailing last week and lost the COLOR settings today. I’m trying, Greg.

This came in March 9, 2010:

Mike and Drew,

You guys have stumbled, fallen, gotten back up, been smacked in the face,
been lied to, promised the world, taken advantage of, royally screwed and I
could go on. You should talk to Joe. He has been around a long time, sends a
news letter out weekly, lives in the Bay Area, lectures to large groups
(recently in Vegas), consults and is creative. He shoots straight and does
not mix words. It will work or it won’t. He will tell you.

He has outlined below in detail what you guys have been trying to do with
nit wits, want to bees, liars, thieves and bull shitters. He is well worth a
call.

Best regards,

Steve Anderson
President / CEO

This program allows Client to enter 4 programs at the same time.

Managed Buy-Sell –Trading- PPP Programs Starting from $1MM +

FAST HIGH RETURNS

CAN BE USED FOR PROJECT FUNDING

Translate your strategic objectives into action -$$$$$$- growth and profit objectives.

NCC & CFSI can provide to you the opportunity to capitalize on our various investment programs.

Currently we offer many forums to enhance your portfolio for additional monetization.

NCC has an alliance to providers of Instruments/Managed Buy/Sells and Tier 1, 2, 3 Trade Platforms.

Your funds can work for you just by sitting in your bank account.

You have the option to participate in as many programs at the same time as you like.

Enter Into;

1) Gold Commodities Contract

2) Gold Commodities Contract-SBLC

3) Multiple 40 Week Bank-Trade/PPP/Buy-Sell Programs

4) Multiple Bank Trade -/PPP/Buy-Sell- BULLET Programs

Enter all 4 programs at the same time with Rolls and Extensions on Contracts.

GOLD COMMODITIES CONTRACT CURRICULUM

This is a Commodities Contract– Project is not necessary.

Safe-Secure-Fast- High Returns

OPTION 1)

$1,000,000 PROGRAM

52 Week Program NETS $100K Per Week = $5,200,000 (NOTE; AT $1,175,000M USD OR OVER=20% RETURNS)

BCL (Bank Comfort Letter) or POF MT 799– which is just a proof of funds letter.

$1,000,000 POF/BCL-Funds stay in Principal’s Bank

Client shows min. $1,000,000. POF is all that is required. Client receives approximately $100,000 per week for one year, net of commissions and JV fees. Client can talk direct to trader, and trader then issues contract to client to specify pay-out.

BCL (Bank Comfort Letter) or POF MT 799 — Which is just a proof of funds letter.

These funds stay in your account. They are not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and no other signature is added.

Historical Returns are up to 20% Weekly

Historical Returns 10% @ $1M USD

20% Per Week Over $1,175,000M USD+ (ADD FUNDS TO CONTRACT)

+ The SBLC + BULLET + 40 Week Bank Program

All AT THE SAME TIME

OPTION 2)

$300K SBLC/BG ASSIGNMENT PROGRAM (THIS PROGRAM DOES NOT REQUIRE A SWIFT BCL/POF MT 799)

$300K = $1,250,000 PER MONTH X 12MONTHS= $14.7MM YEAR

Client can buy $10M SBLC/BG for $300,000 from HSBC.

Gold contract pays 10%-20% per week ($100K TO $200K) for a year.

$300K= $10MM SBLC/BG PURCHASE.

Assignment fee is only accepted after Swifting is completed.

NOTE;

OPTION 2 is an alternative that while participating in OPTION 1 client can simultaneously chose to enter intoOPTION 2.

In effect, this is a double dip of your show money!!

Use the proceeds (In effect “house money”–without touching the original show money) to purchase the SBLC. Client is not limited to one contract. Multiple contracts are granted upon availability

NOTE:

NCC IS THE PLATFORM MANAGER FOR TRADER

NCC/Partners are the Trade Group

SUBMISSION PROCEDURES

LAST NAME OF CLIENT & FUNDING ENTITY IN SUBJECT HEADING

CIS form; Need Color Copy of Passport Enlarged 140%.

$(PROOF OF FUNDS)$

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet as an introduction.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift.

NCC may choose to do a conference call with the broker(s) and principal(s) after which NCC/Trade Partners will be in direct contact with the principal(s). NCC will keep all parties and intermediaries updated and informed.

TRADER PROCEDURES

Compliance forms will be sent direct to the client.

Client talks direct to Trader.

Trader issues contract.

Client signs contract.

NOTE:

BCL or POF MT 799 will be sent from Traders/Sellers Bank to Clients Bank from the Trader/Seller Direct.

BCL or POF MT 799 sent by Swift to designated bank.

BCL- Bank Comfort Letter (Proof Of Funds) or POF MT 799 (Proof Of Funds Letter MT 799)

BCL (Bank Comfort Letter) or POF MT 799: A letter written by a bank officer on behalf of a customer, attesting to the current balance and good standing of an account holder.

CIS and BCL Must Be Signed in Blue Ink.

BCL (Bank Comfort Letter)–which is just a proof of funds letter or POF MT799

Funds Stay In Account. FUNDS are Not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and No Other Signature is Added.

*************************************************************************************************************

Direct To Programs and Providers

Also available for further monetization & Instruments for Purchase;

Seasoned/Slightly Seasoned T-Strips BG’S & MTN’S

If your goal is mainly to earn a Safe and High Yield

Slightly Seasoned T-Strips, BG’s, & MTN’S Managed OR – Buy-Sell Trading Programs

TRADE/PPP/ PLATFORMS–AS LOW AS $1MM +

NCC has an alliance to the largest Licensed Traders in the world (some independent platforms and others inside of the Trading Bank).All Program Groups are among the largest in the West.

Our alliance forums also have instruments from the Treasury and a LANDESBANK and to Clearing/Cutting House or Private Holders of paper (Some of the richest men in the world) depending on request and availability, as well as Trades/Buy-Sells/PPP.

Please feel free contact to us to proceed

OFFICE

011-(925) 352 6000

USA WESTERN STANDARD TIME

TIME ZONE

USA WESTERN STANDARD TIME

TIME ZONE

http://www.time.gov/

CASH FLOW SPECIALISTS, INC.

joe@joetufo.com

ICC

http://www.iccwbo.org/

AU-LBMA
http://www.lbma.org.uk/core_page.html

BLOOMBERG
http://www.bloomberg.com/markets/commodities/cfutures.html
TOP 50 WORLD BANKS
http://www.bankersalmanac.com/addcon/infobank/wldrank.aspx

This communication may contain privileged and/or confidential information. It is intended solely for the use of the addressee. If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information. This email is not a solicitation of investment funds or a securities offering. If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy. This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC & CFSI is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker. We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters. If you have received this email in error, please notify us by return email and delete record from your computers. The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge. Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities. This transaction is private and exempt from the Act. If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited. Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see: http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

When you are serious about funding a project or idea visit:

http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

We have PAYDEX and Experian credit enhancement services available.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

___________________________________________________________

From our Working Capital Fast website

Applications

_______________________________________________________

I have Proof of Funding of a current client who has received about $900,000 so far in March 2010 if you want real proof.)

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee (Sold Out)

You can read more here:

and here:

http://joetufo.com/blog/?page_id=

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Working Capital Fast

Money to Solve Cash Flow Needs

PROOF OF FUNDS- $ – LEASED INSTRUMENTS

by Joe Tufo[edit]

PROOF OF FUNDS- $ – LEASED INSTRUMENTS

Bank of America, Sun Trust, Chase, Other Banks Available, No credit check required.

BEST PRICE GUARANTEE we will beat any competitors price guaranteed

Top 25 US Banks Pick your Bank , No credit check required.

In the unlikely event you should find a better legitimate offer please let us know so that we may adjust our fees.

Borrowers Have Utilized These Funds for a Variety of Reasons

The following documents will be required in PDF format to establish your account.

Add .5% for SWIFT MT 760 , MT 799

10M to 49M 1.5%

50M to 74M 1.3%

75M to 249M 1.2%

250M to 500M 1.1%

(501M and up Call for Quote)

WE CAN ALSO ARRANGE SBLC – BG LEASING

BEST PRICE GUARANTEE we will beat any competitors price guaranteed

Should find a better legitimate offer please let us know so that we may adjust our fees.

PLEASE EM REQUEST FOR THE PRICE FORM TO RECEIVE A PRICE QUOTE

We funded a client $10,000,000 with a different POF provider March 25, 2010. I have proof if you want to see it.

______________________________________________________________________________

“Two are better than one; because they have a good reward for their labour. For if they fall, the one will lift up his fellow: but woe to him that is alone when he falleth; for he hath not another to help him up.”
– Bible: Ecclesiastes

“My friends are my estate. Forgive me then the avarice to hoard them. They tell me those who were poor early have different views of gold. I don’t know how that is. God is not so wary as we, else He would give us no friends, lest we forget Him.”
– Emily Dickinson

“The greatest love a person can have for his friends is to give his life for them.”
– John 15:13

“My heart leaps up when I behold a rainbow in the sky.”
-William Wordsworth (1770-1850)

_______________________________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

Bank Instruments Business Lines Of Credit Church Loans Collateral Instruments Credit Enhancement Film Funding Hard Money Improve Credit In The News Large Projects Money Available Multi-Family Newsletters Preparation Private Placement Programs Proof of Funds Real Estate Projects Referral Partners Trade Programs

Right From The Heart; Happy Easter! How To Fund Any Viable Project Today, Monster Corporation Update, $10m POF, and more 201000403

Right From The Heart; The Real Reason For Easter, How To Fund Any Viable Project Today, Monster Corporation Update, $10m POF, and more 201000403

Greetings from the beautiful San Francisco Bay Area where temperatures are in the low 60’s, skies are partly cloudy, and rain is on the way!

The real reason for Easter:

http://www.realtruth.org/wtc_050_100219.html?s_kwcid=TC%7C7308%7Cthe%20true%20origin%20of%20easter%7C%7CS%7C%7C4718735987&gclid=CJDMsYGw66ACFQdLbQodMG6xUQ

We are alternative funders. Folks are referred to us when the Bank Says NO!!! We are NOT for everybody. We charge fees for Priority Clients. We work on a Best-Efforts basis.

This program allows Client to enter 4 programs at the same time.

Managed Buy-Sell –Trading- PPP Programs Starting from $1MM +

FAST HIGH RETURNS

CAN BE USED FOR PROJECT FUNDING

Translate your strategic objectives into action -$$$$$$- growth and profit objectives.

NCC & CFSI can provide to you the opportunity to capitalize on our various investment programs.

Currently we offer many forums to enhance your portfolio for additional monetization.

NCC has an alliance to providers of Instruments/Managed Buy/Sells and Tier 1, 2, 3 Trade Platforms.

Your funds can work for you just by sitting in your bank account.

You have the option to participate in as many programs at the same time as you like.

Enter Into;

1) Gold Commodities Contract

2) Gold Commodities Contract-SBLC

3) Multiple 40 Week Bank-Trade/PPP/Buy-Sell Programs

4) Multiple Bank Trade -/PPP/Buy-Sell- BULLET Programs

Enter all 4 programs at the same time with Rolls and Extensions on Contracts.

GOLD COMMODITIES CONTRACT CURRICULUM

This is a Commodities Contract– Project is not necessary.

Safe-Secure-Fast- High Returns

OPTION 1)

$1,000,000 PROGRAM

52 Week Program NETS $100K Per Week = $5,200,000 (NOTE; AT $1,175,000M USD OR OVER=20% RETURNS)

BCL (Bank Comfort Letter) or POF MT 799– which is just a proof of funds letter.

$1,000,000 POF/BCL-Funds stay in Principal’s Bank

BCL (Bank Comfort Letter) or POF MT 799 — Which is just a proof of funds letter.

These funds stay in your account. They are not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and no other signature is added.

Historical Returns are up to 20% Weekly

Historical Returns 10% @ $1M USD

20% Per Week Over $1,175,000M USD+ (ADD FUNDS TO CONTRACT)

+ The SBLC + BULLET + 40 Week Bank Program

All AT THE SAME TIME

OPTION 2)

$300K SBLC/BG ASSIGNMENT PROGRAM (THIS PROGRAM DOES NOT REQUIRE A SWIFT BCL/POF MT 799)

$300K = $1,250,000 PER MONTH X 12MONTHS= $14.7MM YEAR

Client can buy $10M SBLC/BG for $300,000 from HSBC.

Gold contract pays 10%-20% per week ($100K TO $200K) for a year.

$300K= $10MM SBLC/BG PURCHASE.

Assignment fee is only accepted after Swifting is completed.

NOTE;

OPTION 2 is an alternative that while participating in OPTION 1 client can simultaneously chose to enter intoOPTION 2.

In effect, this is a double dip of your show money!!

Use the proceeds (In effect “house money”–without touching the original show money) to purchase the SBLC. Client is not limited to one contract. Multiple contracts are granted upon availability

NOTE:

NCC IS THE PLATFORM MANAGER FOR TRADER

NCC/Partners are the Trade Group

SUBMISSION PROCEDURES

LAST NAME OF CLIENT & FUNDING ENTITY IN SUBJECT HEADING

CIS form; Need Color Copy of Passport Enlarged 140%.

$(PROOF OF FUNDS)$

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet as an introduction.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift.

NCC may choose to do a conference call with the broker(s) and principal(s) after which NCC/Trade Partners will be in direct contact with the principal(s). NCC will keep all parties and intermediaries updated and informed.

TRADER PROCEDURES

Compliance forms will be sent direct to the client.

Client talks direct to Trader.

Trader issues contract.

Client signs contract.

NOTE:

BCL or POF MT 799 will be sent from Traders/Sellers Bank to Clients Bank from the Trader/Seller Direct.

BCL or POF MT 799 sent by Swift to designated bank.

BCL- Bank Comfort Letter (Proof Of Funds) or POF MT 799 (Proof Of Funds Letter MT 799)

BCL (Bank Comfort Letter) or POF MT 799: A letter written by a bank officer on behalf of a customer, attesting to the current balance and good standing of an account holder.

CIS and BCL Must Be Signed in Blue Ink.

BCL (Bank Comfort Letter)–which is just a proof of funds letter or POF MT799

Funds Stay In Account. FUNDS are Not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and No Other Signature is Added.

*************************************************************************************************************

Direct To Programs and Providers

Also available for further monetization & Instruments for Purchase;

Seasoned/Slightly Seasoned T-Strips BG’S & MTN’S

If your goal is mainly to earn a Safe and High Yield

Slightly Seasoned T-Strips, BG’s, & MTN’S Managed OR – Buy-Sell Trading Programs

TRADE/PPP/ PLATFORMS–AS LOW AS $1MM +

NCC has an alliance to the largest Licensed Traders in the world (some independent platforms and others inside of the Trading Bank).All Program Groups are among the largest in the West.

Please feel free contact to us to proceed

OFFICE

011-(925) 352 6000

USA WESTERN STANDARD TIME

TIME ZONE

USA WESTERN STANDARD TIME

TIME ZONE

http://www.time.gov/

CASH FLOW SPECIALISTS, INC.

joe@joetufo.com

ICC

http://www.iccwbo.org/

AU-LBMA
http://www.lbma.org.uk/core_page.html

BLOOMBERG
http://www.bloomberg.com/markets/commodities/cfutures.html
TOP 50 WORLD BANKS
http://www.bankersalmanac.com/addcon/infobank/wldrank.aspx

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT
100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

_____

When you are serious about funding a project or idea visit:

http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

We have PAYDEX and Experian credit enhancement services available.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

___________________________________________________________

From our Working Capital Fast website

Applications

_______________________________________________________

I have Proof of Funding of a current client who has received about $900,000 so far in March 2010 if you want real proof.)

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee (Sold Out)

You can read more here:

and here:

Business Lines Of Credit Film Funding Improve Credit In The News Large Projects Money Available Newsletters Preparation Private Placement Programs Real Estate Projects Referral Partners Trade Programs

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Working Capital Fast

Money to Solve Cash Flow Needs

PROOF OF FUNDS- $ – LEASED INSTRUMENTS

by Joe Tufo[edit]

PROOF OF FUNDS- $ – LEASED INSTRUMENTS

Bank of America, Sun Trust, Chase, Other Banks Available, No credit check required.

BEST PRICE GUARANTEE we will beat any competitors price guaranteed

Top 25 US Banks Pick your Bank , No credit check required.

In the unlikely event you should find a better legitimate offer please let us know so that we may adjust our fees.

Borrowers Have Utilized These Funds for a Variety of Reasons

The following documents will be required in PDF format to establish your account.

Add .5% for SWIFT MT 760 , MT 799

10M to 49M 1.5%

50M to 74M 1.3%

75M to 249M 1.2%

250M to 500M 1.1%

(501M and up Call for Quote)

WE CAN ALSO ARRANGE SBLC – BG LEASING

BEST PRICE GUARANTEE we will beat any competitors price guaranteed

Should find a better legitimate offer please let us know so that we may adjust our fees.

PLEASE EM REQUEST FOR THE PRICE FORM TO RECEIVE A PRICE QUOTE

We funded a client $10,000,000 with a different POF provider March 25, 2010. I have proof if you want to see it.

1 Peter 1:3-9
Blessed be the God and Father of our Lord Jesus Christ, who according to His abundant mercy has begotten us again to a living hope through the resurrection of Jesus Christ from the dead, to an inheritance incorruptible and undefiled and that does not fade away, reserved in heaven for you, who are kept by the power of God through faith for salvation ready to be revealed in the last time. In this you greatly rejoice, though now for a little while, if need be, you have been grieved by various trials, that the genuineness of your faith, being much more precious than gold that perishes, though it is tested by fire, may be found to praise, honor, and glory at the revelation of Jesus Christ, whom having not seen you love. Though now you do not see Him, yet believing, you rejoice with joy inexpressible and full of glory, receiving the end of your faith the salvation of your souls.

“If a man does his best, what else is there?”

– General George S. Patton (1885-1945)

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

How We Work

Right From The Heart: Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100224

Right From The Heart

Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100224

Greetings from beautiful Las Vegas area where temperatures are in the low 70’s and the sky is blue!

____________________________________________________________

I’ve been in Las Vegas since 1:50PM today. I’m in town for Leonard’s Hard Money Conference. I return Friday afternoon to the Bay Area.

If you are located in Las Vegas and can meet me at The Monte I’ll be happy to meet with you. As of Thursday February 18th I had six people scheduled to meet with me: first come, first served. I’ll need an agenda.

I expect to be back in the office at my desk 7AM Monday March 1st. I am accessible by cell as you will discover.

I met with Chris who has access to trading programs, Wednesday February 17th. I have written about Chris several times. Here are two articles that you can access through our private subscription site: http://joetufo.com/blog/leased-cash-private-placement-platform-trades and http://joetufo.com/blog/trading-programs-from-chris-a-seasoned-trader

If you have a Project that needs Funding this may be a solution for you. Visit the http://www.joetufo.com/blog sitye for details:

**NEW DTC FEES EFFECTIVE 2-16-2010**The BLOCKING FEE is based on the amount requested as follows:

375,000 Euros for CD amount between- 1 Million -10 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $510,000 USD

475,000 Euros for CD amount between -20 Million – 100 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $646,000 USD

590,000 Euros for CD amount between- 101 Million – 200 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $802,400 USD

690,000 Euros for CD amount between- 201 Million – 300 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $938,400 USD

790,000 Euros for CD amount between- 301 Million – 400 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,074,400 USD

890,000 Euros for CD amount between 401 Million – 500 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,210,400 USD

Note: All Blocking Fee rates are subject to change. Fee effective date 2-16-2010

Prices subject to change.

______________________________________________________________________________________

This came in Thursday February 11^th:

Joe:Sorry for such the delay, but I’ve just checked my e-mail for the first time in three weeks. I’ve been out of touch for a while dealing with some family issues. But I wanted to send my condolences in regards to your mother and your friend Max. I hope you find some solace in the fact that they are in a better place…

If there’s anything I can do to help, don’t hesitate to call.

Having said that, there is an opportunity I wish to discuss with you. I’ll be in touch as soon as I have enough information to explain.

Good day sir and thank you for what you’ve taught me about the finance and business in general.

Warm regards,

Bruce

This came in February 17th:

Hello Joe,

I apologize for not being in touch much sooner to extend my sincerest
condolences for the death of your mother. My husband was hospitalized
for a period of time, and I just had the chance to check emails and
respond.

Please know that my heart, thoughts and spirit are with you as you are
experiencing this trying time. If there is any way that I can be of
help, please don’t hesitate to ask. You are quite special to me Joe ~
even though we have never met face to face ~ and my wish is to help
you in any way possible! Just say the word!

Take care of yourself and know that I am here for you…..

Much love and respect to you and your family.

Sincerely,

Linda

___________________________________________________________

I’ll be in Las Vegas for my good friend Leonard’s Hard Money Conference February 25th at the Monte Carlo.

If you choose to attend be sure to put TUFO in the coupon code to receive two tickets for the price of one. That’s a savings for two of $595 to $895.

http://bit.ly/6r4p0Y

Register for our seminar at the Monte Carlo Las Vegas Resort & Casino
There are no refunds for our live seminar registrations.

General Admission $595
Row 41 through 100
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

Premier Admission $695
Row 11 through 40
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

VIP Admission $895
First 10 rows
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

$595.00

$695.00

$895.00

This came from Leonard February 2nd:

Thanks…Joe, you are a good friend.

Leonard

Here’s my itinerary. I’m flying Virgin Atlantic:

24-Feb-2010	260	SAN FRANCISCO, CA (SFO) 12:10 PM	LAS VEGAS, NV (LAS) 01:50 PM	0
26-Feb-2010	909	LAS VEGAS, NV (LAS) 03:55 PM	SAN FRANCISCO, CA (SFO) 05:25 PM	0

If you’re located in Vegas you’re welcome to meet with me at The Monte Carlo. I will not have a car.

____________________________________________________________

Some object to paying fees and the others don’t because they see value in what we do. This came in February 18th:

Hi Joe,

We had a board meeting and we agreed to issue you 500,000 shares of NGSEM stock in order for you to “clear your desk” and assist us in the financing of the $24 million. If this is agreeable to you, I will issue a formal agreement letter, or if you have one that you prefer, to finalize our arrangement with you. We look forward to working with you and have a continuing relationship. By the way, do you like our new logo?

The key to funding has always been presentation – in fact, poor presentation is the very reason that otherwise great ideas and great projects never receive attention; conversely inferior ideas and projects are funded because the principals made an investment in learning how to get their idea or project funded.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing: http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Large Project Funding $600m to $5b

by JOE TUFO[EDIT]

I received a call from Mitch, an American Stock Exchange member (retired), who happens to be the Director of a Swiss bank in Zurich, Switzerland moments ago.Here’s what he sent during our telecon this morning, February 8, 2010:

[9:25:06 AM] PVALLC:

We are able to provide large project financing through our Swiss based private trust under the auspices of the International FED.

We seek to fund projects needing capital infusion from $600M to $5B.

Our process provides the capital needed as a grant.

The client has no repayment obligation.

This is an “open kimono” transparent process for clients.

The trust will fund world wide beneficial projects. Think Economic Growth.

The client retains ownership of all projects and their future cash flows.

All final negotiations are done in Switzerland. It is at that time that clients receive full transparent and open disclosure in private meetings.

Clients must verify ownership of at least $100M USD capital to be eligible.

I introduced Carl who has a client with $100m liquid to Mitch and we had an 11-minute conference call this morning. The $100m will yield a $600m grant in one year and can be doubled to $1.2b in two years.

__________________________________________________________________________

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

http://www.workingcapitalfast.com

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

http://www.joetufo.com/blog

_____________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

Our websites feature our Business Creed and a pre-qualification application. We offer a one-time FREE 20-minute consultation to those who complete the questionnaire completely. This is a $333.34 value based on our hourly consulting fee. Of course, you may purchase additional time at http://www.joetufo.com/consulting

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review at http://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Matthew 5:2-12
“Blessed are the poor in spirit,
for theirs is the kingdom of heaven.
Blessed are those who mourn,
for they will be comforted.
Blessed are the meek,
for they will inherit the earth.
Blessed are those who hunger and thirst for righteousness,
for they will be filled.
Blessed are the merciful,
for they will be shown mercy.
Blessed are the pure in heart,
for they will see God.
Blessed are the peacemakers,
for they will be called sons of God.
Blessed are those who are persecuted because of righteousness,
for theirs is the kingdom of heaven.
“Blessed are you when people insult you, persecute you and falsely say all kinds of evil against you because of me. Rejoice and be glad, because great is your reward in heaven, for in the same way they persecuted the prophets who were before you.

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer

Cash Flow Specialists Disclaimer

Approvals Business Lines Of Credit Improve Credit In The News Large Projects Money Available Multi-Family Preparation Real Estate Projects Referral Partners S.B.A Loans

Credit Enhancement and Credit Restoration Services

Post author By Joe Tufo
Post date February 22, 2010
No Comments on Credit Enhancement and Credit Restoration Services

The same can be said about personal credit scores. Your goal should be to maintain a minimum 740 FICO across the board – all three bureaus: Equifax, Transunion, and Experian.

We’ve had thousands ask us about reliable, trustworthy Credit Enhancement and Credit Restoration Services over the years.

We have two services that we recommend:

For Business Credit Enhancement we recommend Hector and Peter’s Services:

To date 516 have watched: http://bit.ly/7YtNKh our Derogatory Removal Video.

To date 1099 have read the article: http://bit.ly/7YtNKh

Derogatory Removal Service – Guaranteed Results!

To date 220 have read: http://www.bit.ly/5QqVwG our Business Credit Enhancement Program.

If you are seriously interested in getting your business or project funded you need an 80 PAYDEX score and 77 Experian score or higher. Read out the services by clicking on the hyperlinks.

We’re not for everybody.

We do our best to serve each who is referred to us or contacts us.

We work on either a Priority basis where you pay us a commitment fee which caps our expenses or a Non-Priority basis where we get to you when we can.

To date 3,155 have read http:www.bit.ly/5QqVwG Let Us Help You Get Funded.

To date 1,384 have read: http://bit.ly/8ouk8Y

How to Access the BLOC Category

To date 336 have read How We Work: http://bit.ly/8ouk8Y

To date 756 have read: http://www.bit.ly/4MyKB4

Business Line of Credit Application (BLOC)

To date 1,017 have read: http://www.bit.ly/ezAZ0

Monster Corporations to $1,500,000 (USD)

Most of our business is by referral. If you want to learn about how you will be compensated on referrals:

To date 488 have read: http://bit.ly/2bMnBU

Referral Program

To date 653 have read:http://bit.ly/2855Mv

Referral Program Earnings Disclosure

I am in the process of writing a series on:

These come with a performance guarantee – if the items are not removed you get your money back.

Authorized User Trade Lines:

Level 1 – $5k to $10k – $900

Level 2 – $10k to $15k – $900

Level 3 – $15k to $20k – $1,000

Level 4 – $25k to $45k – $1,100

Level 5 – Over $45k – Quote

Primary Lines – Quote

Debt Negotiation – Quote

Loan Modification – Quote

ID/Theft/FTC Repair – Have you had your identity stolen? Need to get your credit restored? $2,500.

Accelerated Credit Repair – Need Credit Repair but can’t afford the Express Program? Can you afford to wait 60 business days? $1,499.

Need to acquire a seasoned California corporation:

2.5 to 3 year – $5,900

4 year – $7,900

5 year plus – Quote

Experian Business Lines (Chris) – $1,000 each

D&B Trade Lines (Chris) – $1,600 each

How to Proceed:

Disclosure:

Prices are subject to change until finalized. We have two different service providers. Additional discounts for larger files may be available. Updates are verified on http://www.creditchecktotal.com

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

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http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

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http://joetufo.com/blog/?page_id=14

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Lines of Credit, Credit Restoration, Derogatory Removal, Large Project, POF, Church Loans, Comments, 20100120

Post author By Joe Tufo
Post date January 20, 2010
No Comments on Lines of Credit, Credit Restoration, Derogatory Removal, Large Project, POF, Church Loans, Comments, 20100120

Greetings from the beautiful San Francisco Bay Area where temperatures are in the mid 50’s and it’s wet.

On behalf of Bonnie, Jenny & Brian, Katie and Mike our family thanks for you your interest in our products and services and for helping us move up in both the USA and Worldwide website rankings. Thank you very much! If we can be of service in any way please call or write.

437,747

Alexa Traffic Rank http://www.joetufo.com
A measure of a website’s popularity.
Global

The rank is calculated using a combination of average daily visitors and pageviews over the past 3 months. The site with the highest combination of visitors and pageviews is ranked #1.

Updated Daily

81,244

Traffic Rank in US

425,442

Alexa Traffic Rank http://www.workingcapitalfast.com
A measure of a website’s popularity.

The rank is calculated using a combination of average daily visitors and pageviews over the past 3 months. The site with the highest combination of visitors and pageviews is ranked #1.

Updated Daily

80,004

Traffic Rank in US

News Flash!!!

Dale and I are buying homes in Contra Costa and Solano County California. We buy houses “AS IS” for a fair price on the date of your choice.

For those who may be interested in obtaining an above average rate of return on their funds backed by California Real Estate we are accepting funds from investors.

We also provide turn-key deals for investors with a guaranteed minimum 15% equity position and cash flow of $150 a month.

Three different opportunities for you and those whom you choose to refer.

Dale sent this over Sunday January 17th:

http://www.emofree.com/freevideos.aspx

This came in from Tony Sunday January 17th:

Hi Joe,

What a fantastic newsletter! Glad to hear those tips and the experience you’ve had.

Hope all is well.

God Bless,

Tony G.

This came in from Larry Sunday January 17th:

Hello again Mr.Tufo. Yes, the W Group is me. Thank you for the heads up regarding the online application for my prospects. I will soon be launching an Add campaign via a few Christian Media companies and other venues to promote the Church Loan Program.

It’s good to know about the online app before I launch the campaign. Also, I have spoken with 25 other pastors who will be contacting you eventually regarding the church loan program. I will try to contact everyone again and asked them not to fax the application in. I hope they do not slip by me. However, for all my new contacts, I will inform them not to fax the application.

Currently I plan on focusing mainly on marketing the Church Loan Program and the business line of Credit Program. I will grow from there. Also,correct I am no longer in Inglewood. I am in San Francisco now. I grew up in the Bay Area. Went to Berkeley High School. Have always loved San Francisco. I will send you a new mailing address for me once I get my company address established for future checks to be sent out to me.

Quick Question: 1/2 point referral fee that is paid on closed loans-is a 1/2 point the same thing as saying 1/2% of total loan as a commission fee?

Have a Blessed Week Joe. I am looking forward to doing a lot of business with you this year. I Can’t wait to get my advertising out for the Church Loan Program!

Sincerely:

Larry T

Sunday January 17th:

thank you for the information and resource…. do they do less than 20 million

Marty

Just to give you an idea of our “runs”:

Broadcast subject: Trading Programs – From Chris a Seasoned Trader
Run started: 17 Jan 2010 at 13:38:29
Run ended: 17 Jan 2010 at 22:56:11
Messages sent: 4739

This is from communication to Mark our new volume business line of credit provider for Marques. This came in Thursday January 14th:

Mark’s reply:

Hi, Joe

We of course can work with it

Thank You
Mark

Andy has a three and a half year old corporation. He does not have good credit. He wants to know if he can use his 82-year old mother in his place. They live in Philadelphia. The mom is of good mental and physical health and wants to help her son obtain needed working capital. She has a 742 mid-score. Can you work with them?

This came in the evening of January 14th:

Hello Joe,
Looks like your hard work is paying off-I love success stories –
The mine is finally up & running @ great cost
of $- & sacrifice of credit- I’m int. In your cleanup program.
Thanks Joe
Shalom
Js

I believe in playing fair and I make that clear on the landing pages of http://www.workingcapitalfast.com and http://www.joetufo.com/blog

There are too many time wasters who think nothing of pitting 10 funding sources against each other. I refuse to participate in that nonsense.

We have viable funding sources that close transactions. When you get SERIOUS then visit http://www.workingcapitalfast.com and http://www.joetufo.com/blog and learn about us.

The Working Capital Fast website is approx. 600 pages of in depth research and analysis with 19 categories of products and services. The Cash Flow Specialists corporate website has approximately 1800 pages of content including the newsletter archives.

I work 54 hours a week: 7AM to 5PM M-F Pacific and 8AM to noon Saturdays now that the holidays are over. I’m not a miracle worker. We’ve funded hundreds of businesses since July 1, 1999.

I encourage you to read our newsletters, learn how we do business and get plugged in.

This came in from Mark S Sunday January 17th:

way to go joe—-this clown wants to qualify you to see if you meet his standards for funding—what a bozo mark

in response to:

I never claimed to be a miracle worker as you will find by reading our websites and listening to the audio and video that I have posted.

I’ve been working in financial services for 33+ years in insurance, securities, and finance.

I did NOT solicit your business.

Follow the requirements and submission procedures to see IF you qualify. If not it’s moot.

From this 100% JV Funding program:

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49% depending on the project.

There is no loan to repay and No Up Front Fees.

*NCC/Partners require any 3^RD party reports-if needed- and Principal’s &NCC/Partners Attorney fees to be covered and paid for by the principal. Payment will be paid directly to the 3^RD party and not to NCC/Partners.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GREATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

Need The Projects Executive Summary (NO BROKER LOGO FORMS)-Narrative- (Tell-Me-The-Story) – (Proof of Funds) Net Worth Form/Financial Statement –Business & Personal-showing that the client has Strong Collateral Reserves in their account or projects account and that there is 10% into the project.

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

This came in Monday, January 17th in response to the above:

Dear Gentlemen;

Re: Acquisition and Development Project Funding Available No Up Front Fees

Attn: Executive Officers of PHI,Inc.

As you are aware that we at PHI,Inc.have been seeking additional Project Funding Resources over the past few months I have just received a great Project Funding Opportunity that is now available to us and I feel that should consider this proposed opportunity would certainly assist PHI, Inc. in our proposed project start up in the Oil & Gas , Energy, Development and our Proposed Gold Mining Projects in these USA Industries.

Please review and consider the details in the emailed message below which was sent to me from Mr. Joe Tufo we have been seeking this type of funding as we have placed most all our start funds into the legal Re-Instatement of a 13 year old Nevada Based Corporation.

As a New Start Up with Hard Assets that have been Proven and Certified and Professionally Evaluated PHI,Inc. has An Asset Base Valued in excess of $50 Billion USD worth of In-Ground Gold Reserves located in Arizona which we want to start mining and processing from our Mining Claims .

This email projects a way to obtain or secure the financial security that we have been seeking I think in a manner that I personally would like to officially recommend that we all inspect this option right away.

Please review this opportunity which has been outlined herein below and get back to me right away so that we can get with Mr. Tufo and get this proposed funding option started.

I think that we could get started with $ 100 Million USD to $200 Million USD this would allow us to get our pending field operations underway in the Oil & Gas ,Energy and Gold Mining Industries where we would be able to start seeing a profit within a projected 12 to 24 months.

I will be awaiting your responses as we should reach out to Mr. Tufo to get this process started in short order.

Warmest Regards,

WALTER

Proof of Funds

Accounts available from $100K to $5 billion
Money Market funds seasoned for six (6) months
No Credit Check or Financial Statements Required
Funds in an account under client’s name and signature
Rates starting as low as 1.0% per month

Proof of Funds Uses

Net Worth Requirements
Liquidity Requirements
Show of Account Funds
Bonding Requirements
Blocked Funds for Investments

Proof of Funds Account Parameters

30 & 60 day accounts, with discounts provided for renewal terms
Standard bank Verification of Deposit provided for all accounts
Bank accounts opened and confirmed in writing by bank officers
SWIFT MT799/760 confirmation option available in Offshore Banks
Brokers welcome and protected

Our agency provides investment capital for Proof of Funds/Verification of Deposit (VOD) uses on a short or long-term basis. The funds from our “investor pool” are utilized to provision POF accounts at a predetermined fixed return-on-investment so that our client’s will not have to give up any ownership positions in their projects or trades.The VOD account is set-up in the client’s name and they are a signatory on the account. The set-up process is simple and secure, and can be completed in as little as two banking days. We specialize in U.S. money market accounts with six months of seasoning, confirmed through written Verification of Deposit, with an electronic account access option. Other account types are available providing confirmations utilizing SWIFT MT999, SWIFT MT799 and SWIFT MT760 message formats. Rate-of-return requirements vary, dependent upon the amount of funds provided and the verification type needed.All accounts require full client disclosure and are opened in strict compliance with the provisions of the International Money Laundering Regulations and the US Patriot Act.

This came in from Fred a Proof of Funds provider Jamuary 13th:

What is the Funds amount requested?

$2±Million -to- $100+Million or more.

What is your transaction?

Funds for any Transaction with a guaranteed exit.

Buy-Sell of assets/instruments,
Private Placement Program-Investments,
Enhancement — Credit/Collateral loans,
Escrow — Compensating/other deposits,
Project/Business — Debt/Bridge structured financing,
SWIFT transactions,
Riskless Arbitrage.

What guarantees Exit/Take-out of Funds and Transaction Fees-Costs?

What is the transaction-instrument exchanged for the Funds?
Who guarantees the exit/cash-out value?

Do you have the Cash to pay Commitment Fee?

Fee is 5±% of Funds amount. (minimum $75-Thousand Cash or as agreed)

5±% Cash; or
1±% cash and balance by your Note and free-clear assets; or
1±% cash and balance by your Note and proof of transaction exit/payment.

These are Fred’s fees. This is my cost. I expect you to be fair with me on a success fee.

Some important website links:

Chris’ Derogatory Removal Service with guaranteed results:

http://www.bit.ly/7YtNKh this is a video explaining the program in depth

http://bit.ly/5Bw7Ed this is the program without the commentary

I’ve been blessed by Dale Carnegie’s books, recordings and courses. This is a hyperlink of his Golden Book. 84 clicked and downloaded this gift: http://www.bit.ly/5dA3KV

Several have been interested in the application for adding business trade lines to their PAYDEX credit profile. Peter’s service takes about 15 business days. The investment is $4,500. http://bit.ly/6XsrMM

I’ll be attending Leonard’s Hard Money Mortgage School in Las Vegas February 25th. If you click on this link } http://bit.ly/5vKcR3 and register and mention TUFO in the coupon code you’ll get two tickets for the price of one.

Our programs are featured in the weekly newsletter and on our websites. The program that works best is Peter and Hector’s Monster Corp:

Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

You must have a 735 min FICO score, be at least 27 years old, have a debt to high credit under 30%. The process takes 90 to 130 calendar days. They are very detailed. About three weeks into the process they will make a site visit. They will also meet with you at the close.

http://www.joetufo.com/cgi-bin/arp3/arp3-t.pl?l=4&c=4435

If you have derogatories holding you back: