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Asset Monetization In The News Large Projects Money Available Multi-Family Preparation Private Placement Programs Real Estate Projects Referral Partners Stock Loans Trade Programs

Happy Easter! Our Flagship Trader Attended Last Wednesday’s CC and May Surprise You 4/27/11 at 4PM Eastern

17 attended last Wednesday and were pleasantly surprised to speak with Chris, our 23-year experienced Small Cap Trader ($5,000 to $50,000,000). Monthly yields are 4% to 17%.

Stop screwing around with the poor bank returns and volatile stock market returns and reposition 1/7th to 1/8th of your funds now.

New American Standard Bible (©1995)

Divide your portion to seven, or even to eight, for you do not know what misfortune may occur on the earth.

Just imagine placing $100,000 and receiving 12% a month or $12,000 a month for two years before the account set-up management fee and commissions.

Imagine placing $250,000 and receiving $30,000 a month before the account set-up management fee and commissions.

Categories
Articles Articles for Publication Asset Monetization Business Lines Of Credit In The News Money Available Preparation Stock Loans

Securities Based Line of Credi

We have a business relationship with a lender that provides customized loans to individuals, institutions and companies around the world. Whether you’re a CEO, a law firm, a fresh start-up, an established business, an active investor or an individual shareholder, they will provide you fast access to capital.

 

Lending against securities is not a new concept, but it is rapidly gaining popularity because it makes sense for the reality of today’s economy. We are living in extraordinary times. World financial markets are grossly undervaluing bellwether stocks such as Microsoft, GE and Citibank by reacting emotionally to market fears, rather than rationally by rewarding firms with solid balance sheets. And it’s even tougher out there for early stage companies that could be the next Google.

 

Making matters worse, we’re living in a time when business credit is not flowing freely, leaving C-suite executives, shareholders and investors searching for liquidity yet hesitant to cash in on stocks they hope will see a return to value.

 

Fundamentally, popular wisdom says our best days are ahead of us, which is why borrowing against your securities makes more sense than selling them today.

 

Whether you’re looking to raise capital to pay down a debt, make an alternative investment, leverage your existing one, or simply take some capital off the table as a hedge against unforeseen events, we can structure a loan for you.  You can get the cash you need today while still retaining the upside potential in your investments for tomorrow.

 

Since 2000, the management of ICG has evaluated and executed thousands of structured financings and portfolio hedges in 20 countries totaling over half a billion dollars.

Their approach to lending allows borrowers the flexibility of gaining needed liquidity at a reasonable cost and without sacrificing potential upside. Moreover, loans are both interest-only and non-recourse, so you have the option of walking away at any time with no further liability.
They collaborate with the borrower on the terms of each and every loan. The process is quick, transparent and completely confidential. All of which explains why they are the market leader in lending standards, customer service and transaction execution and have the best reputation in the industry.

 

Here’s a note that I received moments ago on a prospective client’s loan request:

Thanks Joe,

I just heard from Underwriting regarding Francisco’s request for a 100K loan using Walgreen’s as collateral.
The 3 year model is the best option for him, we will be at 70% LTV, with an interest rate of 3 month libor + 350, or roughly 3.80% interest.
The 2 year came back at 65% LTV, Libor plus 400, or 4.30%
Also, due to the size of this loan, we will need the stock retitled to our firm’s name, stock will not be sold unless there is a default on the loan and will be hedged in our book. The stock is returned to the borrower with all appreciation when the loan and all interest is paid in full.

Thanks,
Joe
Steps to Doing Business:

 

CONTACT US through Joe Tufo at 1-800-669-2700 or joe@joetufo.com

Our process gets started with simple detail about your collateral and the amount of funding needed. Our specialists will be in contact with you shortly after your inquiry to confirm we have the details needed to process your loan effectively and efficiently.

PROOF OF OWNERSHIP

Our clients need to provide proof of ownership of their securities or options with either electronic or physical certificate documents. You must also be able to demonstrate that any security is free-trading and without restriction. Out of the box securities/ portfolios can be reviewed on a case-by-case basis.

CUSTOMIZE LOAN TERMS

Customization of loan terms is what makes ICG different. They first determine the liability of the collateral, and then calculate a loan-to-value (LTV) ratio and fixed interest rate based on an assessment of both short-and long-term risks. They work to understand your goals and concerns, and then collaborate on mutually agreeable terms.

FINALIZE TRANSACTION

They explicitly document the mutually agreed terms, sign all contracts and arrange assets to be transferred to ICG. They execute loans quickly, often in a matter of days. Payment terms include quarterly fixed interest only payments.

FINAL PAYMENT

At the end of the loan term, you repay the loan. Once your loan is repaid in full, they return the collateral to you. It’s that simple.

p.s. Here’s a case study for you:

Joseph P. Tufo, President

CASH FLOW SPECIALISTS, INC.
925-522-0700 Direct
800-669-2700 Toll-Free USA Only
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:   joe@joetufo.com
Twitter:     https://twitter.com/joetufo
Facebook: http://www.facebook.com/joetufo
Google Profile: http://www.google.com/profiles/jptufo

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

 

Categories
Asset Monetization Bank Instruments Collateral Instruments In The News Large Projects Money Available Preparation Real Estate Projects Stock Loans

PREMIER CLIENT FUNDING PROGRAM (BG, SBLC, CD, Bank Drafts, Sovereign Bonds) (Stocks, Bonds, US Treasuries, MTN)

PREMIER CLIENT FUNDING PROGRAM

(BG, SBLC, CD, Bank Drafts, Sovereign Bonds)

(Stocks, Bonds, US Treasuries, MTN)

Hope this finds you well.
Categories
Asset Monetization Bank Instruments Business Lines Of Credit Collateral Instruments Film Funding In The News Large Projects Money Available Multi-Family Newsletters Private Placement Programs Proof of Funds Real Estate Projects Referral Partners Stock Loans Trade Programs

Right From The Heart: $10,000 Christmas in July Priority Special! Trade Programs $5k to $500m+, Bullet Trades $1m to $50m, New Large Project Funding Sources, The Art of Funding, Proof of Funds, and Lots More 201000721

Right From The Heart: $10,000 Christmas in July Priority Special! Trade Programs $5k to $500m+, Bullet Trades $1m to $50m, New Large Project Funding Sources, The Art of Funding, Proof of Funds, and Lots More 201000721

_________________________________________________________________

Greetings from the beautiful San Francisco Bay Area where temperatures are in the mid 80′s: humidity is low, there is a constant breeze, and the sky is blue. Praise God!

We went to the California State Fair yesterday – word to the wise – do not go on any Tuesday – Kid’s Day; it was madness, tens of thousands in attendance: in 35 years I’ve never seen so many people and such long lines.

We had a great time but after the fireworks show, Katie, our 12-year old said, “Daddy, I’m tired. Can we go home?” Michael, our 10-year old was rarin’ to go on more rides.

___________________________________________________________

We have been getting calls from Canada, India, China, Norway, Germany, England, and all over the USA on our programs, services, and products in the past few weeks.

We are NOT Miracle Workers. We don’t accept everyone who calls or writes unless we are reasonably certain that we can help them. We can’t answer every email though we do try our very best.

We work on a PRIORITY, NON-PRIORITY basis on large projects, monster corps, business lines of credit, and other time consuming requests.

We do not charge fees on POF, SBLC, trade programs, and other products and services that are not time consuming.

With 33+ years in financial services and 11 years in this business we may be uniquely qualified to serve you and those whom you choose to refer.

Priority clients pay us a fully earned fee equal to 1% of what they are looking for maximum $30,000 per project.

We’re doing a marketing test until Saturday July 31, 2010 – call it Christmas in July$10,000 for every Large Project on a Priority Basis – Six Months of Priority Access. Bring two projects, pay $20,000 save $40,000. bring three projects pay $30,000 save $60,000.

We’ll be running this again as your Thanksgiving and Christmas present from November 24th to December 25th.

By the way, Non-Priority Clients are running 90 calendar days behind Priority Clients at this time.

___________________________________________________________

Here’s our publishing schedule in case you’re not interested in everything that we produce. We don’t publish every day it just seems that way.

Our most popular products and services are Monster Corps, Trade Programs, Large Project Funding, and Asset Monetization:

Monday: Monster Corporations, Business Lines of Credit $500,000 to $14,800,000

Tuesday: International Hard Money Conference and Access to Hard Money Funding $500,000 to $100,000,000

Wednesday: Newsletter

Thursday: Proof of Funds, SBLC, BG, Bank Instruments, Asset Monetization and More

Friday: Large Project Funding $9m+, 100% True JV, Trade Programs

Saturday: What We Learned For The Week: The Good, The Bad, and The Ugly

Sunday: Sunday School and Church, Family Activities

_____________________________________________________________

Dale and I are looking for “Don’t Wanter” Real Estate. If you know of properties kindly refer them to me joe@joetufo.com We pay referral fees.

__________________________________________________________

We have a buyer looking for 1913 White Dovs 97,500′s He needs this completed:

ON Attorney Letterhead

July 21, 2010

To :  Bond Purchaser

From:  xxxx, Attorney-At-Law

RE :  Attestation for ## of Bonds owned by (client name)

Dear Sir/Madam:

This letter is to certify that the following are true and correct:

I personally and physically have in my possession and/or direct control __________ Historical Bonds (Mexican Bonos del Tesoro de 1913 Serie “C” with denominations of 975 Pesos) or Mexican 1913 DOV bonds 97,500 peso held on behalf of my client, __________.

Should you have any questions, please feel free to contact me.

Very truly yours,

Law offices of XXXXX

(Attorney sig)

XXXXX (attorney name printed)

(NOTARIZED)

________________________________________________________________________________

This was published Saturday July 17th:

FUNDING GENERAL PARAMETERS (USA & INTERNATIONAL) $20 Million – $500 Million

by JOE TUFO[EDIT]

FUNDING GENERAL PARAMETERS (USA & INTERNATIONAL)

$20 Million – $500 Million

Documentation needed to set up a 45 – 60 minute internet presentation.

1) Cash- Proof of Funds 1% to 3% of the total project

2) Resumes/Bios of the Principals

3) Executive Summary

4) Pro Forma

5) Capital Needs Schedule (Prefer 1 Page)

Cash- Proof of Funds 1% to 3% of the total project can be provided in the form of

a letter from principals/projects bank, an unrevised copy of the most recent Bank

Statement or an unrevised screen shot showing account balance, date, name and

account number.

There is the possibility of bringing in another group to provide the Proof of Funds

if the project does not have the 1% to 3% Proof of Funds. Group putting up

the 1% to 3% Cash will receive a significant rate of return in 120 days or less.

Note: Cash- Proof of Funds is not transferred until the Project and Monetizing Bank

reach agreement on funding including such terms as total amount, disbursement

schedule, payee orders etc.

Up to a 40% equity stake in the project depending on the project

WHEN PROJECT IS FUNDED, FUNDS DO NOT HAVE TO BE PAID BACK.

Send items 1-5 listed above to the following email address:

joe@joetufo.com along with :

1) The name(s) of the principal(s) that will be on the call

2) The total amount needed to fund the project and

3) The total amount that the principal(s)/group can contribute to the project in cash,

as this will determine the speed and direction of the possible funding of the project.

Once all documentation is received for review, then provide the best 2 dates and

best 2 times on those dates to schedule a 45 – 60 minute internet presentation.

(Make sure you give the USA Western Time Zone )

*Participants are protected in several ways:

1) Entire transaction is overseen and managed by a prestigious law firm acting as

an Escrow Agent and Trustee, Law firm represents the US Embassy, Israeli Embassy

and South Africa’s Embassy, Specializes in Intellectual Property Law and Banking

among other specialties, US Court of International Trade, US Court of Appeals

for the Armed Forces and one of the largest law firms with over 200 attorneys.

2) Escrow instructions protect the participants

3) No Money is moved/spent until contract with Monetizing Bank is in hand –

Monetizing Banks are top tier International Banks.

4) Money only moves after there is a finalized contract and a guaranteed transaction

5) All payments due to the participants are paid by the bank through an Irrevocable

Payee Order and/or Escrow instructions. Language of Irrevocable Payee Order &

Disbursement schedule are reviewed by all participants

DISCLAIMER: Sender is not a United States Securities Dealer, Broker, Real Estate

Broker or US Investment Advisor nor is sender releasing a solicitation. By requesting

evaluation materials for any investment, you are indicating that you have read

and completely understand the statements contained in this transmission and

the following. We reserve the right to refuse to work with anyone who will not

comply with our REQUEST FOR CONFIDENTIAL EVALUATION ALL MATERIALS.

Any projections, opinions, assumptions or estimates used are for example only

and do not represent the current or future performance of the property and/or

investment. You agree to indemnify and shall hold us harmless from any kind of

claim, cost, expense, or liability arising out of your investigation and/or purchase

of an investment/property. This e-mail (including any attachments) is protected by

the Electronic Communications Privacy Act, 18 U.S.C. §§2510-2521 and contains

information which is confidential and legally privileged. The information is intended

only for the use of the individual or entity named on this E-mail. If you are not the

intended recipient, you are hereby notified that disclosing, copying, distributing, or

taking any action in reliance on the contents of this information is strictly prohibited,

and that the E-mail should be returned to this company immediately. The date(s),

number(s), and time(s) should not be relied on due to they are only estimates and

are subject to change without notice. If you have received this E-mail in error, please

contact the sender immediately.


Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
http://www.bit.ly/82XHOB

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:
joe@joetufo.com
Twitter:
https://twitter.com/joetufo
Facebook:
http://www.facebook.com/joetufo
Google Profile:
http://www.google.com/profiles/jptufo

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $500,000 to $14,800,000, Large Project Funding $20,000,000 to No Limit, Commercial Loans, Hard Money Loans, Asset Monetization, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

_________________________________________________________________________

WE NOW HAVE SPOTS OPEN FOR THE FOLLOWING BANKS ONLY

Gold Trade

HSBC

CITIBANK

WELLS FARGO

JP MORGAN CHASE

Programs Starting from $1MM +

FAST HIGH RETURNS

Rolls and Extensions on Contracts

GOLD COMMODITIES CONTRACT CURRICULUM

This is a Commodities Contract– Project is not necessary.

Safe-Secure-Fast- High Returns

$1,000,000 PROGRAM (Historical Returns)

7 DAY ADMIN HOLD

(We can do an Internal Admin Hold BANK to BANK)

NOTE:

SUBMISSION PROCEDURES

LAST NAME OF CLIENT & FUNDING ENTITY IN SUBJECT HEADING

CIS form; Need Color Copy of Passport Enlarged 140%.

$(PROOF OF FUNDS)$

PROOF OF FUNDSProof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet as an introduction.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift.

Funds Stay In Account. FUNDS are Not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and No Other Signature is Added.

*************************************************************************************************************

Please feel free contact to us to proceed

OFFICE

(925) 3526000

TIME ZONE

http://www.time.gov/

http://www.worldtimeserver.com/index.aspx

USA WESTERN STANDARD TIME

***SPECIAL NOTICE***

One Slot has just come available

Client MUST send money to Omega’s escrow account by Thursday 7-8-2010. No exceptions

Client is saving five weeks of wait time.

Current Client is in the hospital and requested  REFUND. Must replace slot ASAP

This information is being provided at the recipient request

EXHIBIT A

TO

JOINT VENTURE AGREEMENT

OF

OMEGA EIGHT, LLC

LEASED  CASH PROCEDURES EFFECTIVE 6-25-2010

LEASED CASH TRADE- Special V3

Leased Monetized 150m BG – A “Non-Recourse Loan Program”

Turn Key Trade – (Lease – Escrow – Monetize and 40 week Trade)

40 week trade should yield standard ROI for the industry with performing Traders

OMEGA  receives $105M in monetized cash for Joint Venture Funding

Leasing and monetizing a “Leased BG” up to $150M as a turnkey trade involves the following:.

· OMEGA receives a Non-recourse loan for project funding for trade placement ONLY.

· OMEGA must go through several layers of compliance. All documents must be reviewed for completeness, and approved by the leasing company and the Funder.

· No personal or corporate credit check or guarantee of Party “A”.

· The BGs are fresh cut from Credit Suisse, HSBC Hong Kong, Standard Charter Bank and other top 25 banks.

  • The $400,000 will be SPENT but it is NOT at risk of loss. The $400,000 is used to secure the BG. The BG is secured from a top 10 European bank.

Once the BG is issued it acts as collateral for the $400,000.

· The BG goes into DTC and only for the funder’s bank’s use, not for OMEGA’s.  The BGs are considered private on screen posting for a private transaction between the funder and leasing company and only they can view it.

· The BGs are backed by gold and as per our agreement with the funding entity the instruments are cut and then physically delivered via MT760 to the funding bank.  The instruments are not posted on Bloomberg as this is a private transaction. The banks will not be rushed and we will not entertain demands from any parties. Sanitized copies of the MT799 will be sent to Omega once the doc has been sent from the Funder and a copy of the MT760 will be sent to Omega (sanitized also) when the document is sent. Omega believes the term “SANITIZED” means that the copy of the  MT799 will contain only the essential information for our purposes.

HOW TO BEGIN

Party “A”  MUST COMPLETE AND SUBMIT:

A CIS, POF, PASSPORT, NON SOLITATION LETTER

•             CURRENT BANK STATEMENT for $400k (Must be within 15 Days)*

•             CORPORATE OR INDIVIDUAL APPLICATION IS OK

*can be a bank statement, bank comfort letter signed by a bank officer, or a tear sheet signed by a bank officer

· No leased proof of funds will be accepted or the transaction will be declined.

· OMEGA receives a copy of the instrument directly from the leasing company to show that it has been issued, once it has been MT760’d to the Funder.

· Party A” is replacing a client in the trading queue when the 400k is immediately released in escrow. Thereby new Party “A” is benefiting from the time old Party “A”  has already in the queue.

·         After Party “A”  wires the $400k please send a   copy of the Fed Wire Transaction number and please fax or email a copy of the receipt.

Securities-Based Line of Credit

Having difficulty getting financed? Experiencing obstacles due to credit, debt-to-income ratios, income documentation, LTV restrictions or other factors?

Borrowers of all kinds will find our variable or fixed rate credit lines ideally suited to their needs as a quick source of capital when time is of the essence. Now it is possible to have a very low-interest, flexible line of credit secured by stocks, bonds, mutual funds, or any one of several other securities at their fingertips with our custom lending facility arranged through a top-tier, SIPC-member U.S. financial institution.

• Limited documentation

• Not credit or income based

• Close in as few as 5 days

• Interest rates as low as 3% ($500 K)

• No up-front or out-of-pocket costs

• Credit lines from $100,000 to $10,000,000 +

• No title transfer required for securities

A line of credit against stocks, bonds, mutual funds or other traded securities

A securities-based line of credit that can be used for:

• Outright real estate purchases

• Increased down payments

• Replacing second mortgages

• Financing fix and flips or bulk REO’s

• Pay down existing mortgages to allow for refinancing

• Cover incidental costs associated with real estate investments.

Submission requirements – Requires only borrower information (name, address, phone, email) and most current copy of account or brokerage statement verifying ownership of securities.

__________________________________________________________________________

I had two long talks recently with the CEO of a Trade Program that was initially started in 1985. I have known Chris since October 13, 2006.
I was Securities licensed, Series 7 and Series 63 for 19 years. This may be a way for you to invest internationally, self-liquidate your loans and EARN HIGH RATES OF RETURN SAFELY.
Historically only 3% to 4% of those who enter a traditional Trade Program are vetted and accepted because somewhere along the way they screw-up. In this case I know the principals so if you have money and are serious this is the program for you.
Chris has four trading levels from $5,000 to $50,000,000. He’s been in business since 1985:
Trial Trade $5k to $25k 6-month term 90-day cycle, pays 4% per month. This trade is for six months and is allowed one time only. You are paid 12% in two disbursements 90 days apart. After six months the trade ends. This is for skeptics.
Intermediate Trades $25k to $75k 9-month term 90-day cycle, pays 6% per month. This trade pays three cycles of 18% each and then the investor can apply for the 2011 cycle.
Small Cap Trades $100k to $10m this is a 12-month trade that can be rolled four years for a total of five years. It pays 10% per month. This trade pays four cycles of 30% each and is renewable for 16 cycles.
Large Cap Trades $10m to $50m this is a 12-month trade that can be rolled four to nine years for a total of five to 10 years. It pays more than 10% per month. This trade pays four cycles ofmore than 30% each and is renewable for 16 to 36 cycles. It is designed for sophisticated and seasoned investors who understand these trade programs.
Their “sweet spot” is $100,000 to $500,000. They are licensed in New Zealand. Your funds will move to Bank of New Zealand to a lockbox account.
This is the most effective way that I know for anyone to fund a project today is to enter into trade. This allows almost anyone who has cash to do so.
They are totally transparent. To get started you need:
1. A completed CIS
2. A 150% enlarged copy of your passport
3. A recent bank statement all pages not more than three business days old.
Once I receive these I will call you, review and submit you to Chris. He will vet you and call you. You will speak to the CEO of this trade program directly.
______________________________________________________________

I have known the CEO of this trade since October 2006. He has been in business since 1985. His 2010 cycle just started June 1st.  Once you follow the directions and after I review your documentation I send your information to him. You will speak directly with the Trader.

No Smoke and Mirrors, No Hocus Pocus, No Sleight of Hand, No Mickey Mouse Games, No Joker-Brokers.

Once you deliver, I’ll deliver: his email address, phone number, access to his physical address if you want it. I even know where he lives!

You’ll have 24/7 control, access to your funds and the ability to transfer from your account(s).

Invest with Knowledge and Wisdom. and a very large portion of Common Sense. Ask Your Questions and Get Your Answers: follow through to a contract state. Have Your Needs met.

Chris P. has been in business for 25 years in the Small Cap Trade Industry. Small Cap is $100,000 to $10,000,000. Chris P. has two unique smaller programs and one larger program so he can serve the needs of 99% of applicants.

Go Small Cap and Grow Your Wealth.

Sweet Spot $100,000 to $500,000.

Example $100,000USD Traded at 10% for 12 Months would equal $120,000 USD in Trade Profit

DISCLAIMER: Sender is not a United States Securities Dealer, Broker or US Investment Advisor. This electronic transmission and or attached documents are not to be considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities. Merely describing the details of an existing private placement program does not constitute an offer or solicitation of any kind and, if presented, is done so as a request for information. This transmission may contain privileged and/or confidential information and is intended solely for the use ofthe addressee. Upon receipt of these documents, you as the recipient, acknowledge this disclaimer and warnings herein. By reading beyond this point, you agree, acknowledge and accept that this is a privileged, proprietary and confidential communication and you agree to keep it private. Interception of e-mail is a crime under the Electronic Communication Privacy Act, 18 U.S.C. 2510-2521 and 2701-2709. If you have received this transmission in error, please notify me by reply e-mail at joe@joetufo.com and destroy the original transmission and its attachment(s) without reading them, or saving them to disk. Thank you for your cooperation in this matter.

This newsletter is solely for information and its sources for posting are Public News Sources, Newspaper Publications, Financial News Releases, and other such Financial News Broadcasting Agencies. The opinions expressed are those of the author. As with any investment there is risk: invest with knowledge and wisdom. CFSI and MGB are not responsible for any loss or risk that you as an investor may undertake.

_________________________________________________________________________

Special Trade Program For $50K to $1M Clients

How about having a trader trade the account free for one week?  Too good to be true?

Well it’s not and since 2002 the system has had no losses and this year alone is on track to average close to 640% a year on client accounts.

For new clients they will need to go to http://www.advantagefutures.com/Open_An_Account.html

Account must be funded with a minimum of $50,000 to participate.  Capital stays in your account in your name 24/7 online account access

After 1 week of free trade, traders fee agreement must be signed for account to continue to be traded.  Accounts are insured by The US government up to a certain Dollar amount.  Contact the broker for details.

**The numbers on the pdf is an account funded with only $25,000 (50k is recommended however) So you can see the average return for the month was 90-100%

If I offered you a game to play and 95% of the time you would make

$5 dollars and 5% of the time you would lose a $1 would you play?

_____________________________________________________________

This came in from Kurt Tuesday June 22nd:

This trade starts at $3m –

it can be arranged if the client is large enough. For Admin purposes they like to pay monthly. The profits will always be the same 60 – 120%. They are very straight forward and flexible no bullshit. The time period I gave earlier is average based upon the clients movement. The allocations are already in place and the trader could move as fast as 4 days from start to finish in trade, only if the client was on top of things. They also provide performance guarantee’s and out clauses for the client. The block is for 45 days to begin to make sure the client understands we are not trying to lock down their money for a year and not perform, then keep their funds tied up. So after the first month when the client is happy with the performance, they will block funds for the rest of the contract period.

Application package – 5 to 7 banking days to finish compliance, contract, and put MT-799 bank to bank in place. Trade then starts on Monday. I have known the trader for three years. His normal minimum is 500 Million and he opened this trade up this year. I put a client in about a month ago so I months profit payment so far, but like I said I have known this trader for 3 years.

_________________________________________________________________________

This came in this afternoon at about 3PM. Read this carefully:

Hi Team,

Don’t need the 100K lawyer for this trade, very professional and fast for 100M and above CASH accounts in top banks in Europe, USA or Canada…  we have made money with these guys for years…  CLIENT NEVER LOSES CONTROL OF HIS FUNDS…  Open till August 6, 2010.

FOCUS–ON THIS
–EITHER FOR BANCO POPULAR,  SP OR ANY MAJOR BANK

NOTE** THERE IS NO WAY ANYONE CAN @$% UP THE TRANSACTION
VERY UNIQUE

1. AIG ARCHITECT IS THE PRINCIPAL
2. THERE IS NO SWIFTS   NOR THE PAIN IN ASS GETTING ALL BANKS AGREEABLE
3. THERE IS NO ADMIN HOLDS OR BLOCK LETTERS
4.THEY PARTICIPATE THE CLIENT”S OWN BANK/BANKERS IN THE PROFITS
5. THE CORP (REALLY AN ALTERNATIVE TO TRADE CONTRACT OR JV
IS SET UP BY JB HIMSELF WITHIN HOURS
6. THE FUND OWNER MAINTAINS HIS SPECIFIC BANK OFFICER
7. THE FUND OWNER MAINTAINS ” SOLE ” SIGNATORY ON HIS ACCOUNT
8  TRADE BANK SIGNS OF ON CONTRACT ETC.
9.  WE ARE PAID INTERNALLY BY THE BANK…

FOR CHRIS /CLIENT(S) AND BY REQUEST

PRIVILEGED COMMUNICATION

RE: CONFIRMATION OF ACCEPTABILITY & APPROVED BANK100M USD/Euro Cash Banco Popular, Barcelona, Spain

***1st Market/Tier 1 Level Platform / J. B. Platform Principal;

***USD/EURo$100 Million and up Cash or Cash / Gold Backed Note***Must be compliant, full disclosure and discreet Funds Owner;

Dear Chris,  Good evening.

J.B. has approved bringing this forward. Please ensure that the funds owner / signatory has read the email in it’s entirety.  All application documents are to be sent directly from the Funds Owner to the “gatekeeper”- Please collect documents soonest for to meet requirements for immediate engagement.

Established top-level platform with a unique, highly successful and proven transaction structure.  This structure is ingenious, is ahead of the compliance curve and quite acceptable to all institutions.   Please read below for explanation.

Transaction Structure

Point #1.  Trade platform forms simple Delaware Limited Liability Company (“LLC”) hereinafter LLC.

Why??? – A Delaware LLC allows for a Funds Owner to remain as account signatory – because – if you have a sole General Partner and a sole Limited Partner.

Point #2.  The actual trading functions will be by specific agreement/directive to the trade platform by the funds owner – i.e. thirty (30) page agreement.

Point #3. The entire transaction, to include trading, takes place in the institution (i.e. Bank) where the Funds Owner has the account. The LLC, as formed above, opens an account in the same bank – working with the existing account bank officer – and the funds are then transferred into the (“new” account at same bank maintaining same bank officer) account. The bank does not lose the funds and in fact, with trading, the bank gains funds.  The attorneys and principals of the trade platform work together with the bank to accomplish this transaction. The trade platform has positive long-standing personal relationships with all major banks in Canada, the U.S., and Western Europe.

As an aside – By the simple act of the funds owner moving his funds from the existing account to the LLC account proves beyond a shadow of doubt that these funds are his and that they are free, clear and most importantly, transferable.  Thus :

Point #4.  There is “no” S.W.I.F.T.’s nor Inter-Bank transfers to contend with and which draw scrutiny and draw additional compliance issues.

Point #5. The Platform principal is a well-known/reknown person.  The platform has traded and does trade for governments, the major banks and major foundations/entities.  In fact, played a key and significant role in the “AIG bailout”.

Attached are the required application documents.  Please do not send this out indiscriminately.  We need to be discreet with such a valuable tool.

Thank you for your time and consideration.  This has to rank as one of our finest platform contacts and the procedure allows all entities, platform, funds owners and consultants, to fly below the radar as much as anyone can “in this business that we do”.

Final note is that we stand behind this platform 100% without any doubts or reservations.

Thank you for your effort, time and consideration.

With respect…

Chris

THIS INFORMATION IS PRIVATE.
This transmission may contain information that is privileged, confidential and / or exempt from disclosure under applicable law. This response is for private information purposes only.   The information herein does not represent the policy of any bank or financial institution and is not intended to be, and must not be construed to be, in any manner whatsoever, as a solicitation of investment funds or a securities offering.

No responsibility, liability or accountability of any kind is assumed for any subsequent damages or losses of any kind incurred by anybody due to,  or on account of , or as a consequence of reliance on the information provided in this document or by the usage of the information provided in this document , in any manner whatsoever.

If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or use of the information contained herein (including any reliance thereon) is STRICTLY PROHIBITED.

If you received this transmission in error, please immediately contact the sender and destroy the material in its entirety, whether in electronic or hard copy format. AS PER GRAMM-LEACH-BLILEY ACT 15 USC, SUBCHAPTER I, SEC. 6801-6809 – DISCLOSURE OF NONPUBLIC PERSONAL INFORMATION –HTTP://WWW.FTC.GOV/PRIVACY/GLBACT/GLBSUB1.HTM . This E- mail message (including any and all attachments) is covered by the Electronic Communications Privacy Act 18 U.S.C. 2510-2521, is confidential and legally privileged. In addition, the information contained in this E-mail message is personal, privileged  and confidential and is intended for a specific individual(s) and purpose and therefore is protected from disclosure under the Gramm-Leach-Bliley Act. This electronic communication is covered by the Electronic Communications Privacy Act of 1986, codified at 18 U.S.C. §§ 1367, 2510-2521, 2701-2710, 3121-3126.

DISCLAIMER:  Sender is NOT a United States Securities Dealer, Broker, U.S. Investment Advisor, Attorney or Banker. Sender is a Consultant and makes no warranties or representations as to all parties involved and/or any Transaction(s) that result there from.  All due diligence is the responsibility of the transaction Principals

_________________________________________________________________________

From Tod:
We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.
How does it work?
Provide a KYC, RWA and copy of instruments (Call me at 925-352-6000 cell or email me at joe@joetufo.com and I’ll send the paperwork – a sample is integrated in this mailing.)
On “AA” rated instruments we make loans at 90% of face, 2 pts to lender and 2 pts to intermediaries.  No daisy chains.
On a 1-year term, at the end of the the term you pay back the 90% and get your instruments back.
Lesser rated, “B” and “C” discounted more.
Steps:
1-Provide a KYC, RWA and copy of instrument.
2-We verify in 24-48 hours, conference call with lender and client,  then issue out Loan Agreements.
3-Upon receiving the executed Loan Agreement back we fund in a matter of days.
All intermediaries supply a CIS, Passport and wire instructions and are protected by a Master Fee Agreement.
Waiting your favorable reply and successful completion of a transaction.
Warmest Regards,
Tod
___________________________________________________________________

I obtained this for another client tonight and thought that you might benefit from it too:

Hope this finds you well.  Below are our procedures for all historical documents.  Please submit in English all documents.  We need the items in “RED” ASAP.

RE: HISTORICAL ASSETS, BONDS, CERTIFICATES, NOTES WORLDWIDE (Examples: FRNs, FRBs, TOVs, WFs, ADI, , Victory Notes, Gold & Silver Certificates), Heritage Funds.

The client(s) will deal with a Registered Licensed Financial Advisory Firm, with special and direct access to a Sovereign Buyer. Our full Corporate Letterhead data and confirmation will be furnished to the registered owner of the Historical Assets directly. The following will describe the procedures and protocol.

We will prepare and then submit the completed files to compliance for review and approval. This takes approximately 4872 hrs. As soon as approval is received, we will be given an approximate time when a contract will be prepared and offered.

The contract offered will be nonnegotiable, but we know already that you will be highly satisfied. Face Value of the asset will be utilized. It will be a Mutual Benefit Sovereign Undertaking Agreement. It will be a United Nations U.S.A. Government Cleared Transaction Harmonious World

Project Economy & Finance Support Undertaking. The transaction will be signed and sealed by:

· The World Economy & Finance World Treasury

· Royal Society Codes

· Fed Pin Codes

· US Government Clearance Codes: Signed off by The White House

· UN-European Union Codes

· And 6 other High Level Security Codes

Our Firm and our personal names have Certified, Global Immunity in this privileged opportunity. Our Global Immunity document has been lodged at the United Nations World Treasury Control Desk at GenèveSuisse & U.N. Building New York, USA. All clients of our firm/participants will be covered with an extension of our global immunity only as long as they strictly adhere to all instructions and guidelines. Any unauthorized deviations will automatically void any protection of immunity.

All Banking and Receiving Accounts will be arranged with Sovereign Clearance Codes. Clients may choose this service or use an existing account of their own.

Redemption Contract will be based on FACE VALUE of the asset presented. The asset will remain in the CARE, CUSTODY AND CONTROL of the registered owner/client until they receive full face value in their account. At which time the asset will transfer title to the Sovereign Buyer.

The asset will either remain in its current Safe Keeping Location or Instructions and Delivery to a Specific Central Bank will be made.

The following FIRST 3 ITEMS LISTED BELOW are required to have the Historical Assets “LODGED”, as soon as possible this week.

As we discussed, to get this submission lodged (and the full paperwork may finish shortly thereafter), we need the following:

1) The passport of the holder/controller of the historical documents, and

2) The completed Client Information Sheet, and

3) The Asset Summary completed (a summary or spreadsheet of the ALL the numbers and / or historical documents will be adequate).

THIS IS ENOUGH TO HAVE THE ASSETS LODGED / REGISTERED and then we can complete the paperwork for a full submission.

4) ** Important ** We will need proof ASAP of the control of the historical documents.  This is to be shown by handwriting on a piece of white paper a code AND “today’s date” underneath it.  This is to be given to the signatory / controller / holder of the boxes.

Take two pictures of each box   Take a picture of the paper placed once on the top of the box (show all box numbers possible) and one on the side of the box (again, showing all numbers possible) – show the numbers on the box as clearly as possible.

If there are more than 2 boxes, just take pictures of only 2 boxes to get the entire submission lodged.

5) Once we received these pictures, a full submission document package will be sent to the holder/controller of the historical assets/documents.

6) Therefore, once lodged, the box holder will continue to complete all of the Submission Docs ASAP.

As you read through the protocol, you will see that the funds will be deposited in the client’s designated bank account before the boxes are given over.

This is now very “time sensitive” and our goal is to complete the paperwork and have the assets lodged before this redemption period closes.

I am available to discuss this so you may lodge your assets as soon as possible.

CONFIDENTIALITY NOTE:

This transmission may contain confidential and/or privileged information. This information is intended for use by the individual or entity named above. If you are not the intended recipient, be aware that any disclosures, copying, distribution or use of the contents of this information is prohibited. If you have received this transmission in error, please notify this office immediately.

____________________________________________________________

Harry has access to large quantities of Gold and Diamonds

This came in Friday, June 4, 2010 from the Compliance Officer of the five largest Trading Platforms in the world :

Joe,

It’s my pleasure since I do NOT want anyone to get hurt or have misconceptions regarding a REAL PPP versus a Brokers Joint Venture Agreements!

I just hate to see people waste time and in some cases get into a situation where they can lose their assets.

So yes, a learning curve is very important for people who do NOT understand the value of a PPP – Private Placement Program / Trade Platform/

More importantly, PPP’s are designed to create jobs, circulate the dollar and for humanitarian projects and NOT for self enrichment!

Again, PPP’s are by Invitation ONLY…..It’s NOT a Right of anyone to be in a PPP but a privilege.

That said let’s see what Ali can deliver that have substance so we can proceed to trade.

Regarding CMO’s, I have NEVER seen a successful CMO traded.

All The Best,

Harry

_________________________________________________________________________

From my friend Jay:

Joe,

We are excited to tell you that we are now offering SWIFT services!  please see attachment.

The #1 provider for POF, Swift, and Banking Instruments.

Jay

SWIFT SERVICE OUTLINE

We are proud to announce our newest addition to our product and service offerings.  Due to our growing capacity and continued success, we are now able to offer SWIFT services to you and your clients. Below are some outlines of what can be done. Feel free to contact us for any of your questions.

  • Flexible verbiage. Include dollar amounts, contract numbers etc.

  • Save on costs; bank institutions typically charge large fees compared to us.

  • Send and receive swift, 24-72 hours at times.

  • We are able to provide the instrument if one is not provided.

We are proud to offer swift service now even for your own instruments.

  • POF

  • SBLC

  • BG

  • DLC

  • ETC

A any swift for your purpose. Most popular swifts include:

  • MT 799

  • MT 760

  • MT 103

  • MT 999

  • ETC

Procedures:

  1. Request letter:  Provider will need to contact principle for validation.

  2. SWIFT Agreement notarized

    1. Have receiving coordinates

    2. Verbiage of swift

  3. Supply instrument e.g.

    1. POF statement

    2. SBLC

    3. BG

    4. DLC

    5. ETC

  4. Color copy of passport

  5. Pricing is on a per case scenario. Contact for details.

I also received this:

We’d like to thank you for your continued business and look forward to more shared success!

Here is a list of our current products and services:

·         Bank Guarantees

·         Stand By Letters of Credit

·         Documentary Letters of Credit

·         Proof of Funds

·         SWIFT services –  our newest addition!  We can now provide SWIFT services for your instruments as well.

Great News: Our domestic Investment Brokerage account program is now licensed as a Hedge fund and can now do SWIFT MT760.

______________________________________________________________

This Program Came from Chris Monday May 31st:

Dear Colleagues,

THIS IS IT…  LOOK NO FURTHER, THIS TRADE IS THE BEST FOR CLIENTS UNDER 500M…  For clients with 100M to 500M  there is no better trade anywhere. PERIOD.  Bring in just one client to this trade and you will be a PRINCIPAL in this trade yourself !!!    JUST ONE CLIENT AND YOU WILL BE RETIRED FOR LIFE…

For a client with 100M or more this is one of THE WORLDS MOST PROFITABLE TRADES…  Most of the bigger trades REQUIRE 500M to play…  This trade is really TWO trades,  a small trade to build to the 500M mark.  Then with the profits from the first trade parked in Switzerland the client begins the second trade where the big returns are.  REMEMBER THIS REQUIRES AN MT-760 TO START THE FIRST TRADE.    Keep up the good work, this 35 year trade will be the last you will ever need.

6 SLOTS ARE LEFT…

Hi Team,

READ ALL OF THIS TWICE !!!!  AMAZING OPPORTUNITY FOR ALL…

This is two trades, the first trade is designed just to fund the second trade which is a buy/sell and produces the BIG money…

Wonderful Trade program:  Client can enter with any amount of CASH over $100MUSD’s, and BG, CD, MTN, Gold, value over $250M USD, in the clients approved bank in the USA, Europe or Australia, for Super Trade program. Profits are historically 100% a week, paid weekly.  Commissions, 1% split 50/50, trader side, client side.  Under ST, the Trade program is set up for Fed Humanitarian Projects and 80% of the profits will go to these projects, 20% goes to the client. Commission comes out of the gross. This trade requires an MT-760 to begin.

Super trade (ST) has a Fed I.D. # and has Fed and UN Humanitarian projects. He has 6 weeks to start using the 80% into the Humanitarian Projects, but what was said he could do, is take $505M  out of the Fed HP’s profits money, (80%) place it into the MTN, BUY/SELL, and when the first days profits happen, pay the $505M back into the Fed HP’s money. This way the client’s 20% does not have to be used.  Both Buy/Sell and Trade program run at the same time.

The more money the client places into the Trade program, the faster he gets into the BUY/SELL.  Also the reason for $250M in bank instruments, is because they discount them and must have a minimum of that $100M USD value.

Client makes historically $1B (gross) a Day (four days a week) for 35 years, with NO REQUIRED FED/UN HUMANITARIAN PROJECTS. But it is very important that the clients use some of the money for his own Humanitarian projects. During each year, 2 weeks of profits will be required to be given to US Government Humanitarian Projects,   Roughly $8B.

There will be a Tax Treaty offered for 4% to 12%, on people paying US taxes, on USD’s.

The $505M, Buy/Sell will take a little time setting things up, and then another 10 business days to make the historically $1B a day, for a $505M account, because the profits from the buy/sell must be put back in to get to where the tranches are $5B , 2 times a day.

On both Trade and BUY/SELL, I need a CIS, POF’s and Passport. Understand, we can only deal with the owner of the funds, no assigned money.

$505M Client: 1 BUY/SELL’s at one time or $505M with $5M in Lawyer Trust account/escrow.  Client will make historically $1B a day(gross), for 200 days a year for 35 years.  My count is $1B X 200= $200 Billion a year, $8B each contract for USG Humanitarian Projects,  20B for fees   =$172B net per year for the client.  Brokers make enough money to come in as principals in this trade !!!

Make this your best year ever!

Thank you,

Chris

Most great people have

attained their greatest success

just one step beyond

their greatest failure.”

– Napoleon Hill

This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation ofinvestment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Actof 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see:
http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809

1 AA 2010 Compliance Docs (1).doc
93K
View as HTML Open as a Google document Download

______________________________________________________________

Chris has a Sovereign Bond Trade opening August 30th. We have one client in the previous program and two more slated to enter the new trade. $1b minimum.

_________________________________________________________________________

We have Bullet (One-Day) trades:

From: Gregory
Sent: Thursday, June 17, 2010 12:05 PM
To: Joe Tufo
Subject: SMALL BANK BULLET PLATFORM

This one from Greg closed July 17th and will re-open Approx. September 15th:

Small Bank platform and your funds can stay in your USA BANK

Small BANK DEBT- bullet program 5m to 20m

This is a small bullet program, 2 weeks, min 5mm max 20m, 2 weeks, 5 time multiplier.  We can acceptAmerican, Canadian and European banks.  This involves an admin hold, monies stay in account.

ot;>

Private Placement Program Small Cap_ Cash or C.D._ Program

5M-20M

Institutions Accepted Top Banks American, Canadian and European
Proof of Funds Account Statement or Tear Sheet Signed By Two Bank Officers
Historical Return……

Special Feature……..

5x Principal in 10 Banking Days

Principal may re-enter Program Twice

Blocking Procedures Internal Blocking Letter Only

Note:  Platform will generally accept the

Bank’s Verbiage on the

Blocking Letter.

Documents Required

Documents as attached

Secured Transmission Documents submitted directly to the

Platform Director’s Assistant

Minimum entry  5 million usd

Maximum entry 20 million USD

Two weeks, 5 times multiplier.

Admin Hold on the account and money stays in clients account.  Trader sits in NY.  Please refer to the blue area and concentrate only on the blue area,

This is anticipated to fully subscribe by July 15th. It will re-open mid-September.

With Warmest Regards

Gregory

This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation of investment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see:
http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809

____________________________________________________________________

This came in June 22nd at 7PM:

Hi Team,

Its pretty rare for a trade to tell you they are going to launch BEFORE they do !!!  Normally you hear about it a few days to a few weeks AFTER is has launched…  our reputation is getting around and now we hear about it BEFORE it launches so we can be FIRST IN…

That’s a good feeling to get in early… OK listen up this is a nice 8 or 10 day Bullet trade…

1.  Admin. hold only

2.  All profits must go thru a paymaster

3.  THIS TRADE WILL OPEN ON JUNE 28th…  You may submit your files this week…

4.  THIS TRADE WILL BE OPEN FOR AT LEAST 2 MONTHS FOR SUBMISSIONS

5.  8 X 8 or 10 X 10,  15% of profits to non-profit foundation

6.  CLIENT MUST SUBMIT POF TWICE !!!  FIRST TIME OK IF WITHIN A MONTH AND ONLINE IS FINE.  SECOND POF MUST BE WITHIN 3 DAYS !!!

7.  There will be a second set of docs to fill out AFTER THESE ARE COMPLETE, LET YOU CLIENTS KNOW THAT THERE WILL BE ANOTHER ROUND OF DOCS THAT WILL COME TO THE CLIENT DIRECT !   PUT THE CLIENTS EMAIL AND PHONE NUMBERS IN THE BODY OF THE EMAIL YOU SEND ME SO THE TRADE CAN REACH THE CLIENTS QUICKLY… THIS GROUP IS VERY PARTICULAR ABOUT THERE PAPERWORK !!!

Summary

Info-sheet – PPP – Administrative Hold Cash Only $5-25M

Managed buy sell program of commercial bank paper that requires minimum principal of $5M to a maximum of $25M. Funds may be lodged in a top US or International Bank that can effectively implement the requirements of an Administrative Hold Directive from the Trade Group.    NO MT-760 or MT-799 requirements.

NEW BULLET 5M-25M

THIS TRADE IS KNOWN AS A 8X8 OR 10X10

Client may be permitted three (3) independent cycles or re-entries. Note: Yields are not guaranteed and are estimated based on historical results of the Trade Group.  Compliance usually tales 48 hours but an take longer if demand outstrips platform capacity to process applications We do have client representation entering this structure.

Program Structure and Procedures:

Funds (minimum of $5M to $25M) need to be lodged in a banking institution that can recognize and implement an administrative hold procedure.

Option A: Eight Day trade cycle with 1-8x gross yield.

Trade structure allows a eight (8) banking day cycle to a yield of up to 8x.

Option B: Ten Day trade cycle with 1-10x gross yield.

Trade structure allows a ten (10) banking day cycle to a yield of up to 10x.

Each cycle may be repeated up to three (3) times at the discretion of the Trader.

Returns are paid out via wire after the cycle and settlement.

No guarantees of Client being permitted to re-enter the Program.

Client must use a paymaster as receiving agent for all funds.

**Fees: 15% of gross yield to Non-Profit Foundation.

Please fill out and return the following documents:  FIRST SET

1.       CIS, POF and AUTHORIZATION TO VERIFY FUNDS

Then I will set up a compliance folder and include:  SECOND SET

1.     NCND AND POF WITHIN 3 DAYS

2.     Foundation Irrevocable Pay Order

3.     Paymaster Agreement

4.       Letter of Paymaster Intent

NEW BULLET TIMELINES RAMP UP AND DISBURSEMENT INFO:

1.       ONCE COMPLETE CLIENT COMPLIANCE DOCUMENTS THE ASSET MANAGER  WILL SEND TO THE PLATFORM ALL PAPERWORK TIMEFRAME: 24-72 HOURS

2.       CLIENT WILL ENTER INTO COMPLIANCE AND RECEIVES TRADE CONTRACTS TIMEFRAME: 10-14 BANKING DAYS

3.       CLIENT ENTERS TRADE FOR THE FIRST CYCLE TIMEFRAME: 8-10  BANKING DAYS

4.       DISBURSEMENT: END OF FIRST CYCLE  TRADE SENDS CLIENT MONEY TO PAYMASTER WITHIN TIMEFRAME: 48 HOURS OF END OF FIRST CYCLE

5.       PAYMASTER DISBURSEMENT: TIMEFRAME: 24 HOURS OF RECEIPT OF FUNDS INTO PAYMASTER,  CLIENT WILL RECEIVE WIRE TO DISIGNATED CLIENT OWN ACCOUNT

6.        TOTAL FIRST CYCLE TO DISBURSEMENT IS BETWEEN 4-6 ACTUAL WEEKS

7.        CLIENT MAY BE INVITED TO PARTICPATE IN TO ADDITIONAL TRADING CYCLES. NEXT PAYOUT IS 3-4 WEEKS PER CYCLE

Thanks,

Chris

Most great people have

attained their greatest success

just one step beyond

their greatest failure.”

– Napoleon Hill

This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation of investment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see:
http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809

_____________________________________________________________

We have a $1m to $5m Trade that normally pays 15% to 600% a month (two to three bullet trades a year). One client of ours was vetted and accepted Wednesday July 7th. I’m submitting four more this week. It’s possible to piggy-back minimum $250,000.

This is just about halfway subscribed. We anticipate filling by next week.

___________________________________________________________________________________

This came in June 16th:

FYI….something of possible interest to your clients….

==========================================================

Luxembourg-based trade group will accept free-and-clear land or RE into their trade program at a top 25 European Bank, under the following conditions: 

 * Land or RE must be owned free and clear of liens and encumbrances by principal, $50 M and up preferred....but they will look at any solid package

 * Principal or corp. entity that enters program should be the same name or entity as shown on Title

 * Principal submits CIS, passport, title report, and a recent (within last six months), certified appraisal 

 * Principal should also have an exec summary for a project they wish to fund 

* Trade group does not put a lien on the property and uses their own credit line for trade

* Trade group will grant up to 40% of appraised RE value in cash for trade ( i.e., appraised value of RE of 100M means up to 40M cash for trade) 

* Returns are historically approximately 80% per week of appraised value net to client  

* Contracts are generally for a 1 year period  

Darwin

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Working Capital Fast

Money to Solve Cash Flow Needs

100% Profit Sharing Project Funding Program.

by JOE TUFO[EDIT]

100% Profit Sharing Project Funding Program.

This is NOT a LOAN Program; there is NO DEBT SERVICE.  It is a Profit Sharing Program whereby the New York-based Funder/Investment Firm provides 100% of the project costs plus fees in exchange for a minimum of 30% of the NET profits.  There will be no provisions for recourse on the deal, no terms of payment or repayment in the fundingdocs.   A client can buy out the Funder/Investment Firm after 3 or more years from build out, but it is optional.  Merrill Lynch is the Escrow Company, along with an established attorney firm and a Consultant Firm that pulled the Program together.

Basically, the Funder/Investment Firm looks for financially and economically viable projects.  Among other types of projects, they like hospitals, resorts, mixed use, green and humanitarian projects, as long as it makes economic sense.  They won’t look at a project unless it has strong equity and/or liquidity among the major principals.

The 1% or less (depending upon the size of the program) Good Faith Deposit (GFD) is required only AFTER the Terms & Conditions Agreement, Escrow Agreement, and Capital Investment (Profit Sharing) Agreement are signed (so all terms and players are understood), and it is REFUNDED with the first draw.  Merrill Lynch must verify with all 5 signatories (client, Merrill Lynch, third party attorney firm, Funder/Investment Firm, Consultant Firm) that they ALL agree to move the money out of the account before any escrow money can be transferred.

The fees are high, but they are one-time fees and rolled into the gross funded amount.  The fees are 18%, as distributed below, plus another 6% points.
10% – HSBC (to issue the bank instrument used by Funder)
6%  –  Funder/Investment Firm
2%  –  Consultant Firm (my fees are incorporated in this number)
18% Fees + 6 Points

To submit, a project needs to provide  the following:
1.  Executive Summary
2.  Business Plan
3.  CIS – must be notarized
4.  Proforma/Financial Data
5.  Source and Use of Funds
6.  Bio/Resumes of Principals
7.  Personal Financials of primary principal(s)
8.  Proof of Funds
9.  Corporate Docs (I have samples of Corporate docs if needed):
– Fit & Proper
– Director’s Self Declaration
– Confirmation on the bearer shares undertaking
– Board minutes to appoint the representative in executing the escrow agreement
– Certification of Incorporation

The procedure for qualifying for the financing is as follows:

  1. Client submits their CIS and all required documents to Cash Flow Specialists, Inc..
  1. Cash Flow Specialists, Inc. will review the application and submit the package to the Funder/Investment Firm for evaluation, which normally takes 5-7 business days.  If approved, a Terms and Conditions AgreementEscrow Agreement and Capital Investment Agreement will be issued listing all details of the proposed transaction for the client’s review.
  1. If the client wishes to move ahead with the financing, they will then need to endorse all three documents as specified in Step #2 above, return it to Cash Flow Specialists, Inc. and remit the Good Faith Deposit to proceed to the next step.  This escrow amount will vary from 1% of the Total Gross Funding amount to 0.25%, depending on the transaction size.
  1. The file will continue to be reviewed and any additional conditions will be required to be remitted.
  1. Once all conditions have been satisfied, the Formal Funding Documents will be issued, which will reiterate the terms of the financing.
  1. After the signed Formal Funding Documents have been returned to the Funder/Investment Firm, the transaction will move to funding.  At the time of the initial funding, the escrow funds will be rebated to the client with the first monthly draw.
  1. Subsequent fundings will occur as per the draw schedule, which will be part of the Legal Formal Funding Documents.
  2. Regarding a high level timeline, initial funding is expected 90 days after the GFD funds are deposited into the escrow account.

Sample $50,000,000 Funding

Project Name: Project Name
Company Contact: Company Contact
Company Name: Company Name
Company Address: Address, City, State/Prov Country Zip/PC
Net Funding Amount: $50,000,000
Total Fees (18%): $9,000,000
Sub-Total: $59,000,000
Points 6%: $3,540,000
Gross Funding Amount : $62,540,000
Good Faith Deposit required to be put in Escrow: $625,400

Note 1 – Fundings under $200M require 1% GFD, fundings from $200M to $1.5B require .5% GFD, over 1.5B require 0.25%.

Note 2 – Escrows will be held with Merrill Lynch in a managed escrow account.


Please note there are TWO NON-REFUNDABLE fees that come out of the Good Faith Deposit, one $5K fee for Escrow Management and one fee between $25K-100K for due diligence.  The due diligence amount depends on the number of principals that need background checks, the citizenship of the principals, and the location of the project (overseas vs. U.S.).  They use a well known 3rd party to perform the due diligence; Kroll (
www.kroll.com) is known worldwide for their background screening.  A client will be able to get copies of all information obtained by Kroll during the due diligence process, so you’ll know how your non-refundable due diligence fees were spent.

The Profit Sharing Position of the Funder/Investment Firm will be at least 30% of all net profits for the project as listed above.  If the client wishes to take out the Funder/Investment Firm, they may do so after the minimum term for the greater of 30% of the Fair Market Value of the Project, as determined on the Valuation Date, or the Gross Funding Amount.

The Valuation Date is the date at which the client wishes to buy out the Funder/Investment Firm’s Profit Sharing position in the project.  If the client does not wish to buy out the Funder/Investment Firm, then the 30% profit will be payable to the Funder/Investment Firm on a quarterly basis, within 30 days of each quarter year from the transaction closing date.

The Funder/Investment Firm will have no operational activities.  It is the responsibility of the client to send reports to the Funder/Investment Firm of business activities on a quarterly basis and to keep them abreast of any material developments.  Quarterly reports and annual audits will also be required.

FUNDING

All draw schedules must take place over a minimum of 12 months.  In some cases where the deal is an acquisition, this may cause some complications as the client may wish to have an accelerated draw schedule so that the initial funding will be sufficient to cover the acquisition cost of the assets required for the Project.

Due to the program limitations at this time, it may be necessary for the client to “bank” the draws so that they have the funds they need to acquire the assets over a period of a few months.  While we can appreciate this inconvenience, due to the current banking guidelines we must adhere to, we have little room for variance.  When this practice is used, the client will be able to put the funds aside and schedule the acquisition for the time when the fund accumulation will be sufficient to cover the initial costs of their project.

To assist in offsetting this situation, where the draws do need to be accelerated, the fees may be allocated over the draw period for up to 12 months.  This will increase the net draw amount and allow the client to access more funds at the early stages of the draws than would be available if the fees were taken from the initial draw, which is typical.

Below is a Draw Schedule using the above example figures with the draws spanning 12 months and the fees/points being distributed over the first 3 monthly draws.

Sample Draw Schedule
Base Funding Amount $50,000,000
Total Gross Funding Amount $62,540,000
Number of Monthly Draws 12
Month Gross Draw Amount Less Fees/Points: Net Draw Amount
1 5,211,667 4,180,000 1,602,067 *
2 5,211,667 4,180,000 1,031,667
3 5,211,667 4,180,000 1,031,667
4 5,211,667 0 5,211,667
5 5,211,667 0 5,211,667
6 5,211,667 0 5,211,667
7 5,211,667 0 5,211,667
8 5,211,667 0 5,211,667
9 5,211,667 0 5,211,667
10 5,211,667 0 5,211,667
11 5,211,667 0 5,211,667
12 5,211,667 0 5,211,667
Totals $62,540,000 $12,540,000 $50,570,400
* Includes Good Faith Deposit Rebate, assumes $5,000 Escrow Agent Fee and $50,000 Due Diligence Fee.  This is for illustration purposes only and will change from transaction to transaction.

The Funder/Investment Firm just closed a $500M project on April 20, 2010.  They will provide proof of performance, but only via attorney to attorney.  I have two projects that just received offers from this Funder/Investment Firm.

I hope this helps.  Feel free to call me if you have any questions.  I look forward to working with you.

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You can have everything in life that you want if you will just help enough other people get what they want.
Zig ZiglarLifePhilanthropySelf Help

I have chosen the way of truth; I have set my heart on your laws.”- Psalm 119:30

As always we are available M-F 7AM to 5PM Pacific to serve you and those whom you choose to refer.

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
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Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $500,000 to $15,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

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Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

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FUNDING GENERAL PARAMETERS (USA & INTERNATIONAL)

Categories
Articles for Publication Asset Monetization Bank Instruments Collateral Instruments Film Funding In The News Large Projects Money Available Multi-Family Preparation Private Placement Programs Proof of Funds Real Estate Projects Referral Partners Stock Loans Trade Programs

New Opportunities and Strategies For Funding, Monetization, and Wealth Building

July 4th Special Edition

New Opportunities and Strategies For Funding, Monetization,  and Wealth Building

BANK GUARANTEE INVESTMENT PLACEMENT

Investors Piggy-Back on BG purchase contracts using a unilateral contract.

These BG’s are used for project funding and are from Top Tier Banks.  Funding for these projects has been established and secured.

Funds are placed into Attorneys Trust Account.  The Attorney represents these Top Tier Banks in the issuance of paper.

$250K Minimum

Returns of 32% ($80K) every 15 Days for 150 Days-10 Payments =$800K$250K = Principle and Interest Returned $1,050,000 on Ten (10) transactions.

Rolls and Extensions of multiple contracts are granted upon availability.

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Please feel free contact to us to proceed

OFFICE

(925) 352 6000

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ASSET MONETIZING

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/MTN’s/STOCKS/NOTES

Asset Monetizing Process & Procedures,

(No Bearer bonds)

NO CREDIT CHECK!  NO INCOME DOCUMENTATION!  NO APPRAISALS!

These loans can be a line of credit, or a margin line against the asset.  For stock loans we have the ability to implement a synthetic hedge against margin calls at a nominal cost to the borrower.  These loans can be 100% Non Recourse to the borrower.  Loans can go as high as 95% of the value of the portfolio.  It is important to note that we prefer to move all securities that are being considered for a loan to our investment banking relationships, this avoids many of the problems in inherent in these investments and allows us to get to funding much quicker.

Perfect for the borrower who does not want the lengthy unpredictable underwriting associated with a real estate loan.

REQUIREMENTS

Send over a copy of the Paper Assets;

CMO’s/BOND’s/CD’s/TREASURIES/MTN’s/STOCKS/NOTES

If available or send the CUSIP or ISIN Numbers.  CIS Form (Request CIS Form & Recitals) and a Statement as to where the asset is held and how much of the asset the client owns.

We need a complete statement of the asset (who, where, how it’s held?)

A complete statement that shows the client’s info, how it was mailed, and the positions.

No internet statements.

The statement will come from the Bank or Institution for which it is held.

If it is not from a Bank or Institution we can not use it.

It also has to be on the Market with Liquidity and Trading value.

NO STATEMENT- NO DEAL

(PLEASE PUT THE LAST NAME OF OWNER OR FUNDING ENTITY AND ASSET IN THE E MAIL SUBJECT HEADING)

We will review and want the borrower on the phone ASAP, with the Underwriter and or Banker.

Our disclosures will be forwarded to the borrower – we need to know the fees that need to be included on the broker side.

A conference call with the client will be scheduled.

To further after the call we will request financials on the Borrower / Company.

We will send the application to the client.

NO UPFRONT FEES

FAST CLOSINGS 3 DAYS TO 1 WEEK

When the securities are transferred we will then work to monetize them with in 3 days for the account being opened,

This usually closes in a week.

TERMS

Loan against market value,

Up to 95% at 1.5% Interest Only over 90 Day LIBOR

NON-RECOURSE

30 YEARS

High Yield Collateral Enhancement Programs & JV/Debt

The proceeds from the Monetizing Process can then be placed into our High Yield Collateral Enhancement Programs for further monetizing and Take-Out of Loan, or can be used as the collateral for our JV/Bond, JV/Equity, or (SCLP) Program for further project Development.

Please put the last name of principal or funding entity in the subject heading andType Of Asset and be consistent in all Emails.

This is how the deal will be filed.

For further details of the process please feel free to contact my office.

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Small Bank platform and your funds can stay in your USA BANK

Small BANK DEBT- bullet program $5M to $20M

This is a small bullet program, 2 weeks, MINIMUM AMOUNT $5M– MAX $20M, 2 weeks, 5 time multiplier.  We can accept AmericanCanadian, and European Banks.  This involves an admin hold, monies stay in account.  Program will also accept CD’s as well.

Private Placement Program Small Cap_ Cash or C.D._ Program

5M-20M

Institutions Accepted Top Banks American, Canadian and European
Proof of Funds Account Statement or Tear Sheet Signed By Two Bank Officers
Historical Return……

Special Feature……..

5x Principal in 10 Banking Days

Principal may re-enter Program Twice

Blocking Procedures Internal Blocking Letter Only

Note:  Platform will generally accept the

Bank’s Verbiage on the

Blocking Letter.

Documents Required

Documents as attached

Secured Transmission Documents submitted directly to the

Platform Director’s Assistant

Minimum entry 5 million USD

Maximum entry 20 million USD

Two weeks, 5 times multiplier.

Admin Hold on the account and money stays in clients account.  Trader sits in NY.  Please refer to the blue area and concentrate only on the blue area.

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T-STRIPS-MTN’S-BG’S-MANAGED TRADE-BUY/SELL-PPP-TRADING PLATFORMS

CFSI/NCC is either Direct/Alliance To/ Partner Of/ and or Direct to SeveralMajor Principal’s/Allocation/Commitment Holder/Trader’s.

Depending on what the request is and what is available will determine which direction the request will go.

– (Wholesale) – Fresh Cut/Slightly Seasoned & Seasoned-SEND CIS/LOI with POF-

A TREASURY & LANDESBANK SELLERS/Clearing/Cutting House.

Direct to Private Paper Holder’s of Major Principal’s/Commitment Holder/Trader’s.

B My Trust has 2 Foundations-(MTN’s) & our own Trader;

For Retail- (S) -Need the buyer’s procedures with LOI

Then we can match up buyer with seller.

We can issue elements of the asset- C& I #’s & SS- principal to principal once we know who we are dealing with.

For (Wholesale) – FC/SS-SEND LOI with POF-

MTN’s

The Trust/Foundation (Top Five European Banks) will only allow 1 point to be paid.

Fresh Cut 40+1

Slightly Seasoned are actually 50+1

Fully Seasoned is 65+1

Buyers will need to submit CIS.  POF will be needed.

C Commitment Holder/Trader-SELLER

Screen Block & Pay (ATP)-NO SWIFT- Settlement at E. C. B.

D – Alliance to Largest Trader in China-(Hong Kong)

(Heritage Funds Acceptable)

NOTE;

Any method of acceptance and delivery can be negotiated however we will need POF.

It does not matter who the client is-they still have to provide documentation of Proof of Funds upfront before any further process.

Seasoned Paper-We do not send ISIN/CUSIP Numbers over the net to an unknown entity or through intermediaries without first knowing who we are dealing with or without protocol.

BUYER HAS OWN LINE OF CREDIT

If Buyer has bank statement of the open credit line (against Buyer’s on Deposit Assets) we need letter from bank stating this.

Send CIS/LOI with Buyer’s Procedures and POF.  After review we can forward elements of the asset direct to the buyer.

We can do Proof Of Funds via Attorney and/or Compliance Officer with Bankers-Allocation Commitment Holders as per S.E.C./F.S.A. Compliance, Regulations – (Two (2) Banker signature SKR  Letter) – Bank to Bank for further validation of funds, however we would need POF as an introduction.

This can be can be a Sanitized recent Bank Statement or Tear Sheet (White-out or Black-out account numbers). Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift-(See attached sample)

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If your goal is mainly to earn a Safe and High Yield

Slightly Seasoned T-Strips, BG’s, & MTN’S

Managed OR – Buy-Sell Trading Programs

Seasoned T-Strips, BG’s, & MTN’S

Managed Trade – Buy-Sell Trading Platforms

Confirmed Pricing & Terms: Slightly Seasoned T-Strips, BG’s & MTN’S…and Managed or Buy-Sell Trading Programs.

A) Seasoned T-Strips: 4 different direct Sellers:

(#1) 19% + 1% Fee (US Treasury subsidiary)

(#2) 19% + 1% Fee (European State Bank)

(#3) 19 % + 1% Fee (Major Trader via USA agent)

(#4) 20 % + 1% Fee (Major European Trader)

(B) Seasoned BG’S

Deutsche/London: 60’s%-to-70’s% (Price depends on contract size)

(C) Seasoned MTN’S (Global unsubordinated MTN’S @ 40’S +1)

(D) Managed Trading and Buy-Sell Programs Starting at $1MM and UP

(TIER 1 TIER 2 TIER 3 PLATFORMS)

4 SEASONED T-STRIP PROVIDERS

4 Different Providers:

* In ALL instances: 30 Year Treasury Strips from Existing Owner/Seller. 29+ Years to maturity.

* Provider is a LANDESBANK (State Bank — the largest in its country).

*DIRECT to Directors or former directors of Provider

Special Programs:

We only deal with Licensed Traders (some independent platforms and others inside of the Trading Bank).

All Program Groups are among the largest in the West.

One Buy-Sell Trader offers 6 week Program (net, net of 10 times investment possible)

Grandmaster can swap cash for 105% BG, then places cash into SUPERIOR 1 year format

DIRECT TO TREASURY & LANDESBANK SELLERS

* NO potential Buyer can talk to a Provider until ALL required documentation (see below) has been presented. These are the rules of the Providers.

IMPORTANT PROCEDURES OF TREASURY & LANDESBANK SELLERS

Note:

All below comments do NOT pertain to the 3rd Provider

* All documents must be presented as a one-time complete packet.

Once texts are in “Compliance” they will not accept supplemental submissions.

* They can close IMMEDIATELY once you pass compliance.

* If a Buyer defaults or misrepresents, they will be blacklisted.

* The Directors of EACH said that they wish to have a TEAR SHEET presented up-front or abank statement of the open credit line (against Buyer’s on deposit assets.

This is because the Seller’s DIRECTORS do not know new Buyers, and they are concerned that IF you can not demonstrate that you can buy, then they will be greatly embarrassed. They will not risk a failure or an embarrassment.

*PROCEDURES

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Treasury, Landesbank./Clearing/Cutting House and a Private Holder of Paper (From some of the wealthiest individuals in the world) depending on request and availability.

*Send buyers CIS General LOI and POF to start with as and introduction.

LOI to;

(Provider Allocation Commitment Holders)

Just send CIS/LOI with REAL POF

Include reference to both POF (for cash and credit line) and SKR (for financial instruments) texts.

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet as an introduction.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift-(See attached sample)

Provider wants to see that your buyer has the necessary funds to at least pay for the first Tranche. Providers are not going to go to their bank and sign a five year contract without knowing if the buyer is real.

If the POF is sanitized, it can only serve as an introduction for format and text.

It would have to be followed by a Client Information which would have the information deleted from the POF text.

Initial POF or SKR verification is not done by the bank (see attachment).  If banker does it and it is deficient or fraudulent all parties are reported and blacklisted.  That is why a non-banker does the verification first.  Once the application passes preliminary due diligence it is sent to the Program officials, who then deal on a bank-to bank and principal-to-principal basis.

Please note;

If buyer seeks instrument up front to trigger a line of credit our procedures will not work for wholesale as that is a retail request or for seasoned paper.

Validation Of Funds

Providing Evidence Of Proof Of Funds

Validation of funds.  This is similar to showing and verifying assets for a business or commercial venture in order to qualify for a loan.  Borrowers submit their financial statements showing their ability to service the loan….similar process

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet

Proof-Of-Funds (POF)   can be a Sanitized recent Bank Statement or Tear Sheet.  (TO START WITH AS THIS IS ONLY AN INTRODUCTION)

It should not be that hard to send this as if anyone has ever wrote a check, by the time that check reaches its final destination it has gone through about 6 to 12 stops before it reaches its final destination.  That check has all the important banking coordinates and account information on it.  If someone has illegal intentions they could use this check.  There is nothing anyone can do with a Sanitized Bank Statement or Teat Sheet.  We are not asking for account information i.e. Sanitized  (White-out or Black-out account numbers)

BANK TO BANK POF VERIFICATION

If CLIENT can provide a Real Bank Confirmation/Capability letter with bank officer’s name andAccount Verification, we can do a Bank to Bank POF.

After receiving your completed file we can begin the closing process.

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TRADE/PPP/MANAGED BUY/SELL – AS LOW AS $1MM +

CFSI/NCC has an alliance to the largest Licensed Traders in the world (some independent platforms and others inside of the Trading Bank).  All Program Groups are among the largest in the West.

Our alliance forums also have instruments from the Treasury and a LANDESBANK and to Clearing/Cutting House or Private Holders of paper (Some of the richest men in the world) depending on request and availability, as well as Trades/Buy-Sells/PPP.

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SMALL BANK BULLET PLATFORM

Small Bank Platform and your funds can stay in your USA BANK

Client can enter Two Times Only.

Client can then go into Tier 1 Platform ($100M+) for higher returns.

Small BANK DEBT- Bullet Program $5M to $20M

This is a Small Bullet Program, 2 weeks, MINIMUM AMOUNT $5M– MAX $20M, 2 weeks, 5 time multiplier.  We can accept AmericanCanadian, and European Banks.  This involves an admin hold, monies stay in account.  Program will also accept CD’s as well.

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GOLD COMMODITIES CONTRACT CURRICULUM

– REQUEST GOLD COMMODITIES CURRICULUM CIRCULAR-

Funds Stay In Account

FUNDS are Not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and No Other Signature is Added.

ADMIN HOLD PROGRAM

Client shows Minimum $1,000,000.  Proof Of Funds is all that is required.-SHOW MONEY- Client receives ($Funds) X per month as per contract for one year, net of intermarries commissions.  Client can talk direct to Trader, and Trader then issues contract to client to specify pay-out.

**$ GOLD COMMODITIES CURRICULUM – PLUS 3 PLATFORMS AT SAME TIME- $ FAST RETURNS $ BIG PROFITS $ (MANAGED TRADE BUY-SELL- PPP-TRADE PLATFORMS) **

This program allows Client to enter 3 programs at the same time.

Managed Buy-Sell –Trading- PPP

Programs Starting from $1MM +

FAST HIGH RETURNS

CAN BE USED FOR PROJECT FUNDING

Enter Into 3 Programs

1) Gold Commodities Contract Managed Buy-Sell

2) Multiple 40 Week Bank-Trade PPP/Buy-Sell Programs

3) Multiple Bank Trade – BULLET Programs

Enter all 3 programs at the same time with Rolls and Extensions on Contracts.

Please feel free to contact us to proceed.

OFFICE

(925) 352 6000

USA WESTERN STANDARD TIME

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Cash Flow Specialists, Inc.

joe@joetufo.com

KITCO

http://www.kitco.com/

ICC
http://www.iccwbo.org/

THE BULLION DESK

http://www.thebulliondesk.com/

AU-LBMA

http://www.lbma.org.uk/core_page.html

BLOOMBERG

http://www.bloomberg.com/markets/commodities/cfutures.html

TOP 50 WORLD BANKS

http://www.bankersalmanac.com/addcon/infobank/wldrank.aspx

Private Placement: The transaction described herein is for the purchase of negotiable instruments as described above to be sold by the Seller to the Buyer, and is to be conducted as a Private and Confidential transaction between the parties hereto. This transaction constitutes a Private Placement for the purchase of the instruments

specified, is conducted between the parties identified herein, and shall not be interpreted as a securities transaction as interpreted  or described in the United States Securities Act of 1933/1934, as amended, or by the laws of any Nation. Non-Solicitation: The Buyer hereby acknowledges and confirms that neither the Seller nor its associates, nor any person acting on behalf of the Seller have made any statement or offer in any way whatsoever that can be construed to be a solicitation for this service.

This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation of investment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see: http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809

Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
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Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business Lines of Credit $500,000 to $14,800,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, Hard Money Loans, Church Loans, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Categories
Approvals Asset Monetization Business Lines Of Credit Church Loans Film Funding In The News Large Projects Money Available Multi-Family Preparation Real Estate Projects Referral Partners S.B.A Loans Stock Loans

Why We Say NO! A Lot and Mean It

Many times throughout each day we receive calls from referrals, referral partners, past clients, current clients, prospective clients, or someone who Googled one of our websites.

Invariably, your project or start-up is “the greatest thing since sliced bread,” is a “billion dollar idea,” We’d “be a fool if we didn’t drop everything and devote all our time for free to get you funded.”

To each of you who expect us to work for free we have this to say – NO! NO! NO! A thousand times NO!

WE’RE NOT IN THE FEE BUSINESS and WE’RE NOT IN THE WORK FOR FREE BUSINESS!

It’s not that we’re uninterested or impolite it’s just that we’ve heard it thousands of times. Here’s our responses:

  • Do we have the time?
  • Will we feel pressured to get it done?
  • Will we be upset with ourself?
  • Will we be resentful of the other person?
  • Will we feel duped, had, or swindled?
  • What do we have to give up to do this?
  • What can we gain (What’s in it for us?)

No is our first option instead of the propensity to say yes that emanates from wanting to please, wanting to be liked, needing to be needed, being timid, avoiding confrontation, not knowing our rights, or feeling: plain and simple, that we should.

We’re in the consulting and funding business. With 33 years (November 1976 to present) of financial services experience in insurance, securities, and finance we may be uniquely qualified to serve you and those whom you choose to refer.

We charge a fee because we do this full-time: 50 hours scheduled a week plus another 20+ working on the websites, writing articles and newsletters, recording audio and video, holding webinars and other tasks to help each  of you.

We take on committed paying clients and then focus all of our effort and energy in getting them funded.

Even at that we fail about half of the time.

In our 10+ years experience in this business about 1/3 of what crosses our desks we can fund (you may not like the rates, terms and conditions but we can fund you), 1/3 is DOA – Dead on Arrival – even with the thousands of pages of information we’ve published, dozens of books and courses we’ve published – let’s face it many of you can’t or won’t follow instructions, and the final 1/3rd is broken: your credit sucks, you have no business credit profile, you have more than three inquiries, you have derogatories, liens and judgments – you’re a mess and it will take days, weeks, months, or years to fix.


Categories
Film Funding In The News Large Projects Money Available Preparation Real Estate Projects Referral Partners Stock Loans

An Education In Captive Insurance–Part One

As many know I was in the Insurance Business from November 1976 to June 1999. I taught Insurance for 19 years. Some have asked for help as I do consulting work http://www.joetufo.com/consulting

I am no longer licensed  but still receive Insurance publications and read them monthly.

A funding source of ours has asked me to consider running a captive Insurance Company for them. That’s what prompted this article.

I wrote an Ebook on Project Funding http://www.projectfundingoptions.com which examines funding from a risk management perspective. You may want to acquire a copy.

At some point in the development and growth of a business, most owners eventually recognize the need to focus a great deal more resources on managing risk.

As business owners realize greater returns in varying market cycles, they also begin to identify greater inherent risks to their assets and the ultimate viability of their business.

Risk Management Defined:

The concept of risk management can be defined as the identification, evaluation and prioritization of risks or hazards followed up by an organized and economical deployment of resources to reduce, monitor and control the probability and ultimate impact of any number of unfavorable events with respect to a business.

Risks can be realized in numerous areas including but not limited to: financial markets, credit and liquidity risk, technological obsolescence, project failures, legal liabilities, accidents, natural causes and disasters as well as overt market attacks from competitors.

Some risks are insured through third party commercially oriented insurance resources, while most others are self-insured by the business owner.

What is a Captive Insurance Company?

A Captive Insurance Company is an insurance company established primarily to insure the risks of a business, which is related to it through some form of common ownership.

More specifically, the owner of a business can form a wholly owned licensed captive insurance company for the purpose of insuring his or her related company’s risks.

The insured business pays premiums to the Captive in exchange for insurance coverage.

A compliant Captive can be owned by the business owner, his children and/or spouse, other relatives, a Trust or another related company.

Captives that are owned by United States citizens account for approximately 4,000 of the nearly 6,000 Captives that are currently in operation globally.

Captives can be domiciled and licensed in numerous jurisdictions, both foreign and in the United States.

There are now at least 36 countries and 24 U.S. States with captive insurance legislation that serve as captive insurance domiciles.

Captive insurance companies that are formed outside the United States can make an Internal Revenue Code Section 953(d) election to be taxed as a Domestic U.S. corporation for U.S. Tax purposes.

This may allow a foreign based captive insurance company to receive much the same U.S. Tax treatment and benefits as a Captive formed in the United States.

Generally, the biggest difference is that a foreign based Captive has a lower cost of structuring and ownership. For this reason many small captive insurance companies with annual premiums below $1.2 million are formed and licensed in a foreign jurisdiction. Otherwise, the upfront and ongoing costs could prove to be prohibitive.

In the last 30 years there has been enormous growth in the number of captive insurance companies globally. As a result, there are currently upwards of 6,000 captives worldwide writing nearly $25 billion in premium. These companies have capital and surplus estimated in excess of some $50 billion.

The captive insurance industry built its foundation on the formation of mutual and co-insurance companies some 80 plus years ago. As you may know, Allstate Insurance Co. was founded in 1931 and underwrote some of the risks of its parent company, Sears, Roebuck & Co.

The greatest motivation for the development of captives has been the volatility, expense and lack of availability of certain types of insurance coverage in the third-party commercial market. However, even when commercial premium rates are available and economically viable, the interest in captives by risk managers and business owners continues to be extraordinarily strong.

Evidence of this demand is provided not only by the sheer number of captives being formed but also by the increasing number of jurisdictions available for their incorporation through new legislation.

Long-standing jurisdictions, such as Bermuda, Cayman Islands, Guernsey, the Isle of Man and Luxembourg have been joined in recent years by the likes of Anguilla, Barbados, British Virgin Islands, Dublin, Gibraltar, Kentucky, Montana, South Carolina and Vermont.

In Vermont alone, there are now nearly 600 Captive Insurance Companies.

There is no greater evidence of captives entering the risk management and insurance mainstream, then the Council of Lloyd’s passing a bylaw 11 years ago, permitting the establishment of captive operations at Lloyd’s of London.

There is demand by business owners large and small to take back control and management of their cash flow and risks.

Some considerations for forming a captive insurance company:

Captive Insurance Companies are formed for a number of economic reasons with the main incentive being risk financing and risk management. Consider the following:

Asset Protection considerations: Captive insurance companies may have considerable Asset Protection benefits for their owners and affiliated insured parties. With respect to Asset Protection, one should consult with a qualified professional advisor as this can be rather complex.

Lowering insurance costs considerations: Naturally, commercial market insurance premiums must be adequate to meet the cost of claims. Though like any commercial endeavor, insurance companies are in business to make money and will therefore include in the premium provisions for their operating costs, marketing costs and desired margin of profitability.

This portion of the premium can represent as much as 35% to 45% of the gross premium.

In the case of establishing a captive, the parent company seeks to retain any potential profit within the group rather than see it go to an outside third party.

A captive may also help reduce insurance costs by charging a premium that more accurately reflects the parent’s loss experience rather than the extremes represented in many lines of coverage.

Claims management considerations: The process of making a claim from a third party insurer can be an expensive, long and arduous process.

Through  a captive, the claims handling procedures can be directed by management, cutting down on the costs, delays and bureaucracy that are often a part of the claims handling procedures of commercial insurers.

Cash flow considerations: Aside from the pure underwriting profits, most insurers rely on investment returns and income. As you no doubt have realized insurance premiums are generally paid in advance while claims are paid out or realized over a much longer time period.

The time period leading up to the point when claims can become payable the premium is available for investment.

When operating a captive insurance company, premiums and investment income are retained within the group or company. Additionally, a captive insurance company may be able to offer a more variable or flexible premium payment schedule, often resulting in a direct cash flow advantage to the parent company over other market offerings or third party providers.

Risk retention considerations: In some cases, company’s become interested in retaining or taking more control of their own risk. Sometimes this is done by simply increasing third party insurance deductibles on various lines of coverage.

Interestingly, there is not always a direct correlation between increasing deductibles and lower premiums. Additionally, in this scenario there are obviously no reserves to pay future claims with respect to these coverage’s.

Unavailability of coverage considerations: Often the commercial insurance market is unwilling or simply unable to provide coverage for a variety of risks.

In other instances, the premium costs are clearly not economically viable either short or long term. In these cases, a captive insurance company may offer the necessary coverage with respect to these risks.

Risk management considerations: As is the case with many Fortune 500 companies, a Captive Insurance Company can be the cornerstone for the risk financing and risk management activities of its parent company.

Ultimately, a thoughtful and prudent risk management and financing plan should result in profits for the captive insurance company.

Furthermore, risk management can be viewed by a captive owner not as an expense, cost or drag but rather as a potentially robust channel for profitability over the long term.

Access to the reinsurance market considerations:

As you know, reinsurers are the international low cost provider or wholesalers for the insurance world.

While operating with a substantially lower cost structure than a direct insurance company, a reinsurer is often able to provide coverage at highly advantageous rates.

When using a captive insurance company to access the reinsurance market the buyer can more easily determine his own risk retention levels and ultimately structure his business affairs on a customized basis with greater flexibility.

Writing unrelated risks for profit considerations:

Aside from underwriting its parent companies risks, a captive insurance company may very well operate as a separate business channel by underwriting the risks of third party companies.

More specifically, a company or organization may be interested in selling insurance coverage to its existing customers with respect to its core operating business.

For example, a distributor of industrial pumps, furniture, recordable media, hurricane shutters or automobiles may compliantly sell extended warranty coverage to customers with the risk being carried by the distributor’s captive insurance company along with reinsurance.

The historical claims blueprint for this type of business model is generally highly predictable with a significant number of smaller events, resulting in a meaningful source of revenue to the distributor or parent company.

Tax considerations:

Captive insurers must meet certain compliance issues such as “transfer of risk and distribution of risk” in order to be treated as an insurance company.

Without exception, the tax considerations in forming a captive insurance company should be contemplated in the context of a comprehensive tax plan with qualified professional tax and legal advisors.

Categories
In The News Preparation Referral Partners Stock Loans

Protecting Your Assets Against Fraud

I was Securities Licensed Series 7 and Series 63 for 19 years. Clients have been asking how to avoid making poor investment decisions in light of the Madoff scandal.

The recent news relating to Bernard Madoff should remind investors to ask basic questions regarding their account(s).

These are issues that will be faced time and time again in wealth management and family business affairs.

Wise investors ask questions and seek plausible answers.

Each generation will see new fraudulent schemes. The names and players change but the underlying causes are always the same. Fraud can only succeed when basic checks and balances are overlooked…

In the securities industry there are four major functions: the investment advisory role; the custodian’s role; the internal record keeping role; and the external Auditor’s role. Most investors incorrectly assume the focal point should be the investment advisor. Had the Madoff investors addressed the following issues they would have avoided future problems:

1. Who is making the investment decisions
2. Who holds the securities
3. Who creates the records; monthly statements; confirms etc.
4. Who verifies those records.

It is surprising that so many people failed to stand back and look at the most basic elements regarding their business relationships. Let’s take a moment to review how these pieces fit together.

The Investment Advisor:
The investment advisor is charged with making investment decisions based on the investment strategy. At the very least, clients should have a reasonable understanding of the advisor’s strategy and how they implement their strategy.

This means a client asks about specific types of investments, the overall strategy and the criteria for buying and selling securities.

What is the strategy for controlling losses?

Is leverage used?

What is the turnover rate?

Fees?

If an advisor cannot clearly describe their strategy in layman terms and what rules they use for entering and exiting positions, the prospective client should take a pass. Common sense goes a long way.

Safe-keeping of securities:
While it is customary for firms to hold securities, there are a number of options for safekeeping and delivery. Securities can be held by a firm in street name or on behalf of the customer’s account. Securities in street name are accessible by the firm. Most commonly, this arises when a margin account is used.

If a customer does not sign margin papers, then the securities are held on behalf of a customer’s account and are required to be segregated by the firm. Regulators routinely audit brokerage firms to insure segregated securities are not accessible by firms.

There are at least two other formats that would have avoided problems. Sometimes, a third party custodial firm is used, rather than having the advisor hold securities.

Another option, is a DVP account. Delivery versus Payment is often used by institutional investors and/or Trust accounts where a Bank is involved in the administration of the Trust.

To summarize, a customer eliminates risk if they have the equities held by a third party/custodial firm; a Bank using DVP delivery; and when they do not use a margin account.

It is always a good idea to consider options for delivery and safekeeping when using a small or medium size firm. Small firms understand your concerns and will be happy to accommodate you. If not, think twice about your risk.

Recordkeeping:
Another element of checks and balances involves the records.

Where a single firm controls all functions: investment advisory, safekeeping of securities, and recordkeeping, the risks rise dramatically. This may or may not be the determining factor when using a very large, national firm. At the very least, however, the investor should look at the statements, and monitor the account.

In retrospect, had Madoff investors looked at their positions, they would have noticed the volume of some months was so small, it indicated almost no investors were active in those options. A review of the statements reduces problems.

Audits:
Specialized CPA firms do audits of stock brokerage firms.

The SEC and FINRA set forth precise guidelines for verification of security positions and the financial audits of brokerage firms. While the use of a large, national accounting firm may not eliminate all risks, the use of a small CPA firm would send up warning flags. Obviously, a small firm could collude with a small CPA firm to falsify records.

As we noted previously, a good steward of family assets will insure they review investment strategies and the safekeeping of family assets.

They should make sure their spouse and adult children understand the concept of checks and balances, and possible problem areas.

The security of the assets is the first consideration; then the performance. Consider both of these, and you will protect your family assets for future generations.

Categories
Money Available Stock Loans

Asset Monetizing Process & Procedures

After I posted the Stock Loan information my friend Gregory sent this over. Read it carefully. Remember that we charge 5 POINTS on these transactions.

ASSET MONETIZING

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/MTN’s/STOCKS/NOTES

Asset Monetizing Process & Procedures,

(No Bearer bonds)

NO CREDIT CHECK!  NO INCOME DOCUMENTATION!  NO APPRAISALS!

These loans can be a line of credit, or a margin line against the asset.  For stock loans we have the ability to implement a synthetic hedge against margin calls at a nominal cost to the borrower.  These loans can be 100% Non Recourse to the borrower.  Loans can go as high as 95% of the value of the portfolio.  It is important to note that we prefer to move all securities that are being considered for a loan to our investment banking relationships, this avoids many of the problems in inherent in these investments and allows us to get to funding much quicker.

Perfect for the borrower who does not want the lengthy unpredictable underwriting associated with a real estate loan.

REQUIREMENTS

Send over a copy of the Paper Assets;

CMO’s/BOND’s/CD’s/TREASURIES/MTN’s/STOCKS/NOTES

If available or send the CUSIP or ISIN Numbers.  CIS Form (Request CIS Form & Recitals) and a Statement as to where the asset is held and how much of the asset the client owns.

We need a complete statement of the asset (who, where, how it’s held?)

A complete statement that shows the client’s info, how it was mailed, and the positions.

No internet statements.

The statement will come from the Bank or Institution for which it is held.

If it is not from a Bank or Institution we can not use it.

It also has to be on the Market with Liquidity and Trading value.

NO STATEMENT- NO DEAL

(PLEASE PUT THE LAST NAME OF OWNER OR FUNDING ENTITY AND ASSET IN THE E MAIL SUBJECT HEADING)

We will review and want the borrower on the phone ASAP, with the Underwriter and or Banker.

Our disclosures will be forwarded to the borrower – we need to know the fees that need to be included on the broker side.

Disclosures come back we will send account docs and a transfer form for the borrower to open an account and transfer the securities/assets to our investment bank

A conference call with the client will be scheduled.

To further after the call we will request financials on the Borrower / Company.

We will send the application to the client.

NO UPFRONT FEES

FAST CLOSINGS 3 DAYS TO 1 WEEK

When the securities are transferred we will then work to monetize them with in 3 days for the account being opened,

This usually closes in a week.

TERMS

Loan against market value,

Up to 95% at 1.5% over LIBOR

30 YEARS

1 POINT

High Yield Collateral Enhancement Programs & JV/Debt

The proceeds from the Monetizing Process can then be placed into our High Yield Collateral Enhancement Programs for further monetizing and Take-Out of Loan, or can be used as the collateral for our JV/Bond for further project Development.

(Please put the last name of principal or funding entity in the subject heading and type of asset and be consistent in all Emails.  This is how the deal will be filed)

For further details of the process please feel free to contact my office.

With Warmest Regards

Gregory


Categories
Stock Loans

EQUITY LINES OF CREDIT – Stock Loans

  • This product is paramount at a time when individual investors are shying away from the traditional PIPE product that were typically available in the past.
  • We structure the Credit Lines based on the average liquidity of a stock’s performance based on short term data, and mid to long term data.  From this… monthly draw-down amounts will be set
  • We will buy registered shares from the company at a pre-determined, reasonable discount.
  • The “line” and its correlating “draw-downs” will be in amounts that, when executed, should not exceed more than 15 to 20% of typical volume to control the fulfillment of our obligations.
  • To control the effects on he marketplace, management of the public company wil determine when and how the draw downs will occur.
  • There is a floor price established to protect the lows, and a restructuring of terms as conditions improve.
Categories
Stock Loans

Stock Loan 101 – Stock Loan Glossary

Stock Loan 101 – Stock Loan Glossary

Accredited investor: An investor in an offering who meets certain criteria under Regulation D, who does not have to be counted for purposes of limitations on the number of purchasers in an offering.  At least one of the following criteria must be met to be an accredited investor: (i) a buyer with a net worth individually or with a spouse of $1,000,000 or more; (ii) institutional investors including banks, insurance companies, registered broker/dealers, and large pensions plans; (iii) tax-exempt organizations with total assets in excess of $5,000,000; (iv); private business development companies; (vii) directors, officers, or general partners of the issuer; and (viii) entities owned entirely by accredited investors.

Actively traded securities: Securities that have a current worldwide average daily trading volume over 60 consecutive calendar days (ADTV) of at least $1 million and an issuer with common equity securities having a public float value of at least $150 million.  This condition is used for an exemption from Regulation M, which restricts the trading of an existing security by participants in a public offering of that security.

Affiliated Persons: Persons (individuals, corporations, trusts, etc.) in a position to influence a corporation’s decisions.  Includes officers, directors, and principal stockholders (those with 10% ownership or more) of the corporation, and their immediate families.  Also called insiders or control persons.

Agency transactions: Transactions in which a broker acts only as an agent for the customer, putting together a buyer and a seller, and makes a commission on the sale.

Agent: One who acts for another.  When a firm acts as agent, it is acting as a broker, bringing together a buyer and a seller.  As agent it does not buy or sell for its own account.

Aggregate exercise price: In an options position, the total amount of money involved in the resulting stock trade if the position is exercised.  If a customer is long 1 XYZ July 50 Put, the aggregate exercise price is $5,000.

American Depository Receipt: A receipt for shares of a foreign corporation on deposit with a foreign branch of an American bank.

American Stock Exchange (AMEX): The second largest traditional stock exchange, based in New York City.

Annuity: Money is paid (usually to an insurance company) to someone who invests the money for a set period of time and then pays money to the annuitant (the one receiving the annuity) when he/she reaches a certain age.  Fixed annuities guarantee a fixed payment amount, while variable annuities pay a varying amount depending on the fixed amount of initial investment.

Arbitration: A method of settling disputes.  The parties present their arguments to a panel of one or more arbitrators who will render a decision.  There are no appeals from arbitration.

Asked price: The lowest price a seller of a security is willing to take for a unit of a security at a particular time.  (Note that the OTC market uses the term “asked,” while the exchanges use the term “offered” or “offering.”)

At-the-money: An option contract with a strike price that equals the market price of the underlying stock.

Basis points: 0.01% in yield.  Increasing from 5.00% to 5.05%, the yield increases by five basis points.

Best-efforts underwriting: Underwriting without a guarantee to the issuer to sell the securities.  The underwriters act as brokers.

Bid price: The highest price a buyer of a security is willing to pay for a unit of the security at a particular time.

Block trade: A trade of a large number of shares, usually 10,000 shares or more.

Blue Chip Stocks: Stocks of strong, well established corporations with a history of paying dividends in good and bad times.

Book value: The value of a corporation’s assets or liabilities on its balance sheet.  Assets are valued at their original purchase price less any depreciation taken for accounting purposes.  The book value of common stock is the corporation’s assets less its liabilities and the liquidation value of its preferred stock.  Book value may have little relationship to market value.

Broker: See Agent

Broker/Dealer: A brokerage firm.

Bull market: A situation in a market for investments in which price trends are generally upward.

Capital gain: A gain recognized when a security is purchased at one price and sold at a higher price.  It does not include dividend or interest income.

Cash flow: The net profits or losses of a business plus noncash expenses such as depreciation, amortization, and depletion.

Common stock: The most basic type of equity security, representing ownership of the corporation.

Conversion price: The price of a bond or stock at which it can be converted to common stock.

Current assets: Assets that are converted to cash within one year.

Current liabilities: Obligations that must be paid within one year.

Delivery versus payment: A type of settlement, commonly used by bank trust departments, in which the security is paid for when the broker/dealer has it deliverable in the purchaser’s name.  Also referred to as DVP or COD.

Depository Trust Company (DTC): A central depository for the physical certificates evidencing securities held by its members.  The members transfer securities among themselves to effect transactions using electronic bookkeeping entries.

Dividend: A payment of corporate earnings to shareholders.  Dividends are normally paid in cash,but may also be in stock or property.

Earnings per share: The net income of a corporation after taxes and payment of preferred stock dividends, divided by the number of common shares outstanding.

ECN: see Electronic Communication Network

Electronic Communications Networks (ECNs): Alternative trading systems that have sufficient volume in nongovernment securities and commercial paper that they must be registered with the SEC.  An ECN may register with the SEC as either a broker/dealer or an exchange.  ECNs registered as broker/dealers must comply with Regulation ATS, which includes a requirement to link to a registered exchange or the NASD and publicly display their best priced orders for any security in which they have had 5% or more of the average daily volume share in the past four out of six calendar months.  ECNs registered as exchanges must comply with exchange requirements for self-regulation.  ECNs registered as exchanges include Archipelago, Attain, Island, and REDIBook.  ECNs registered as broker/dealers include B-Trade, BRUT, Instinet, NexTrade, and Strike.  POSIT Crossing Network is registered as a broker, but is not considered an ECN because of its low volume.  POSIT is a call market that matches sell and purchase orders six times a day, creating a single trade at the midpoint each time.

Equity: The value of an asset (or part of an asset) which is not indebted.

Exchanges: Organizations or groups of individuals and/or firms that provide a means of bringing buyers or sellers of securities together.  Unless their volume is so small to qualify for an exemption, exchanges must register with the SEC as national exchanges and abide by their rules.

Fair market price: The price a willing buyer would pay a willing seller for an asset, where both are acting rationally with full knowledge.

Five percent policy: NASD policy to limit commissions, markups, and markdowns to five percent.  This is a guideline rather than a rule because a number of other factors must also be considered.

Fully paid securities: Securities held in a cash account for which full payment has been made.

Good delivery: Acceptable quality for delivery.  A security that is in good delivery form must be accepted.

Good faith margin account: Type of account allowed under Reg T for margin transactions in exempt securities, non-equity securities, money market mutual fund shares, or shares in a mutual fund that has at least 95% of its assets continuously invested in exempted securities.  The initial good faith margin required for purchases is the “amount of margin which a creditor would require in exercising sound credit judgment”.  For short sales, the initial margin required is the current market value of the security plus the good faith margin.

Haircut: A haircut is a percent reduction required to certain valuations of assets included in a firm’s net capital calculation.  Percentages are set by the SEC to allow for three types of potential losses in rapid liquidation: fluctuations in the market value of securities positions, losses in open contractual commitments made in firm commitment underwritings, and losses for aged fail-to-delivers.

Hedging: An investment strategy by which the investor tries to eliminate all potential future gain or loss on an investment.  For example, investors may hedge their investments with stock options, future contracts, or by selling short.

Hypothecation: A broker/dealer’s pledge of a customer stock to a bank as collateral for a bank loan.  The proceeds of the bank loan are used to finance the debit balance in the customer’s margin account.

Hypothecation agreement: Agreement signed by a margin customer which pledges the securities in the account as collateral for the loan and allows the broker/dealer to use the securities as collateral with the bank supplying the loan money.  Also called the margin agreement.  Usually combined with the Loan Consent Form into one document with two signature lines.  The combined document is called the Customer Agreement.

Illiquid asset: Any asset that cannot be sold or disposed of without any loss in capital value in seven days or less.

Initial public offering: The initial sale of securities to the public, often called an IPO.

Insider: Anyone in a position to influence the decisions of a corporation.  Insiders include officers, directors, principal stockholders, and their respective immediate families.  Insiders of a corporation are also referred to as affiliated persons or control persons.

Intrinsic value: The amount an option is in-the-money.

Investment: The use of capital to earn more money, by generating income and/or capital gains.

IPO: Initial Public Offering

Margin account: An account in which a customer may pay only part of the purchase price of securities.

Margin call: In a margin account, the request for more equity to bring the account up to the minimum margin maintenance level.  Margin calls can be met by depositing cash or stock, or by using SMA.

Market maker: A firm that buys and sells a particular security for its own account.

NASD: National Association of Securities Dealers, Inc.

NASDAQ: The computer system designed to facilitate trading of over-the-counter securities.  NASDAQ stands for the National Association of Securities Dealers Automated Quotation System.

National Association of Securities Dealers, Inc.: Usually referred to as the NASD, this is the self-regulatory organization which is responsible for supervising the OTC market.

National Market System: The most actively traded stocks on the NASDAQ System.  Commonly referred to as the NMS.

Net worth: Owners’ equity of the firm, or all assets less all liabilities.  For a corporation, net worth is equal to the total of capital stock, paid-in capital, and retained earnings.

Nonrecourse loan: In a limited partnership, a loan for which the limited partners are not personally liable.

NYSE: The New York Stock Exchange.

OTC Bulletin Board (OTCBB): Quotation system developed for penny stocks and other thinly traded securities.  The system lists domestic and foreign equity securities (including registered ADRs) that have at least one market maker, are not listed on NASDAQ or a national securities exchange, and are not listed on a regional exchange and eligible for consolidated tape reporting.  To be eligible for listing, foreign equity securities must be fully registered with the SEC and domestic securities must be providing current financial information to the SEC.

OTC market: See Over The Counter Market

Out-of-the-money: Lacking intrinsic value.  A call option is out-of-the-money if the market price of the underlying stock is less than the strike price of the call.  A put option is out-of-the-money if the market price of the underlying stock is higher than the strike price of the put.

Over-the-counter market: The market for securities that are not listed on an exchange.  Various broker/dealers buy and sell these securities for their own accounts.

Parity: An option trading for exactly its intrinsic value is said to be trading at parity.

Parity price: For convertible securities, the price level at which their exchange value equals that of the common stock.

Penny stocks: Speculative equity securities (excluding options and investment company shares) with prices under $5 per share.  Usually do not meet the listing requirements for Nasdaq or the exchanges.  Their sale through broker/dealers is subject to certain rules as to approval of customers, maintenance of information to support quotations, distribution of account statements, and disclosure of risk, quotations, and compensation.

Pink sheets: A listing (on pink paper) of OTC securities, their quotes, and the firms that make the market.

Preferred stock: A type of corporate stock with a stated dividend which must be paid before the common stockholders may receive a dividend.  A preferred stock also has priority in liquidation over the common stock.

Prime rate: The interest rate banks charge their best customers.

Principal stockholder: Any person or entity owning ten percent or more of the common stock of the corporation.

Private placement: A securities offering under Regulation D, which is not registered with the SEC.  The offering is generally made to a limited number of persons who meet certain suitability standards.

Real Estate Investment Trust: A closed-end investment company that invests in real estate, either directly or through real estate loans, commonly referred to as a REIT.

Record date: The date determining shareholders of record (those who own the stock) who are entitled to receive a dividend.

Recourse loan: In a limited partnership, a loan for which the limited partners are personally liable.

Regulation S: Safe harbor that allows both domestic and foreign issuers to distribute and resell securities outside the U.S.  without registering them in the U.S.

Regulation T: The federal regulation governing extension of credit by broker/dealers to customers for trading securities.  Regulation T mandates payment conditions and governs margin accounts.

Regulation U: The federal regulation of bank loans collateralized by securities, including broker/dealer hypothecation of stock.

REIT: See Real Estate Investment Trust.

Restricted securities: Securities that have been purchased directly from the issuer or an affiliate of the issuer rather than through a public offering.  Affiliated persons might obtain restricted securities by exercising stock options included in the person’s compensation plan.  Nonaffiliated persons would normally purchase restricted stock through a Regulation D offering or in a transaction subject to Rule 144A, Private Resales of Securities to Institutions.  Subject to holding periods before resale.

Reverse split: Combine multiple stock shares into one share such that the stockholder’s equity (both in total and for the individual stockholder) remains unchanged, but each stockholder holds fewer shares worth more each.  For example, in a one-for-two reverse split, each stockholder receives one share for every two shares held.  The new shares are worth twice as much as the old shares, but since the stockholder has half as many shares, his investment remains unchanged.

Rule 144: The federal law regarding resale of securities without registration if the securities are owned by affiliated persons or the securities are restricted.

Rule 144A: Rule that exempts private placements of some issuers from the SEC registration and disclosure requirements, and allows qualified institutional investors (insurance companies, investment companies, pension plans, investment advisers, etc.) to trade these securities among themselves without some of the restrictions imposed to protect the public.  Securities must not be of the same class as securities listed on a registered national securities exchange or quoted on a U.S.  automated inter-dealer quotation system (or be convertible or exchangeable into a class thus listed or quoted).  Issues of foreign securities are sometimes traded in this fashion.

SEC: See Securities and Exchange Commission.

Securities Act of 1933: The federal law regulating new issues, requiring their registration with the SEC.

Securities and Exchange Commission: The federal agency that regulates the securities markets and administers federal securities laws.  Commonly known as the SEC.

Securities Exchange Act of 1934: The federal law regulating the markets for existing securities, and governing public companies, broker/dealers, and exchanges.  It allowed for the creation of self-regulatory organizations, such as the NASD.

Securities Investor’s Protection Corporation (SIPC): Organization that insures customers of brokerage firms in the event of the bankruptcy of a brokerage firm, much the same way the FDIC insures customers of banks.  The SIPC is a nonprofit corporation that is not an agency of the U.S.  government.  The NASD requires virtually all brokerage firms to be members of the SIPC.  The only exception is firms that deal only in mutual funds and variable annuities.  The SIPC is funded by assessments on member firms.  The SIPC insures customers for up to $500,000 of cash and securities on deposit with a member firm.  Of the $500,000, no more than $100,000 may be cash on deposit with the member.

Security: SEC definition includes: investment notes, stocks, treasury stocks, bonds, or debentures; certificates of interest or participation in a profit-sharing agreement or in oil, gas, or other mineral royalty or lease; collateral-trust certificates or voting-trust certificates; investment contracts; certificates of deposit for one of the above; options, rights or warrants on one of the above or on any group or index of the above; or foreign currency options or rights.  Includes temporary securities but does not include currency, or any note, draft, bill of exchange, or banker’s acceptance with a maturity of less than nine months.  Commodity futures contracts or commodity options are not generally considered securities, but fall under the jurisdiction of the Commodities Futures Trading Commission.  While whole life, term, and universal life insurance are not considered securities, even though they may include some investment risk, variable life insurance is considered a security.

Selling away: See Private Securities Transactions.

Selling short: Selling a security or future that the seller does not own, either to lock in a gain on a long position or to make a gain on an anticipated decline in the market.

Settlement: In a trade, the exchange of money and the security.  Regular way settlement takes place three business days after trade date.

Short: In options, the position of the writer of an option.  In securities, the position of a seller of stock he does not own, but hopes to buy later.

Short interest theory: An investment theory according to which a large volume of short sales constitutes a buy signal.

Short sale: The sale of a borrowed security.  If the seller can buy back the security at a lower price, he reaps a profit.

Short straddle: An options position in which the investor sells both a call and a put on the same security.  The position is profitable if the stock price remains between the two breakeven points.

Stock dividend: A dividend in the form of stock.  Shareholders are given additional shares of stock, rather than being paid cash.  Stock dividends are stated as a percentage.  For example, if a 10% stock dividend is paid, the owner of 100 shares receives an additional 10 shares.

Stockholder of record: The owner of a company’s stock that is recorded on the books of the company.

Stockholders’ equity: The dollar value of all holdings of preferred and common stock, including any Paid-In Surplus, plus retained earnings.

Straddle: An options position in which the investor either buys a call and a put on the same security (a long straddle), or sells a call and a put on the same security (a short straddle).

Tombstone advertisement: For a new issue, an advertisement showing the security being sold, the price, and the names of the broker/dealers from whom a prospectus can be obtained.

Total return: On a mutual fund, the increase in value of an investment in the fund over a given period, assuming reinvestment of distributions.  Includes capital gains and unrealized appreciation and depreciation in value of the fund’s assets in addition to net investment income.  The total return is the appreciation in investment value an investor who reinvested all distributions would have achieved over the period described.  Does not take into account taxes the investor would have had to pay on dividends and does not consider the sales load for the initial purchase of the fund shares.

Trade date: The date a firm accepts a bid or offer for a security, even if time differences mean that the acceptance may not reach the firm making the bid or offer until the next day.  The trade date may be different than the day the order was placed with a firm.

Trader: An individual who either buys and sells from his own account for profit or handles trades for a brokerage firm and its clients.

Treasury stock: Stock that has been repurchased by the issuing corporation.  It has no voting rights, does not receive dividends, and is not used in calculating earnings per share.

Uptick: A higher price than the previous trade.

Uptick rule: A federal law requiring that short sales be executed on an uptick or a zero plus tick.

Venture capital: Equity investment for a company not large enough to go public that is supplied by partnerships set up to pool funds and invest in untried companies, by wealthy individuals, or by large institutional investors.  Venture capitalists take on high risks in hopes of making extraordinary returns on some of their investments.

Warrant: A security that gives the holder the right to buy the common stock of the issuer at a specified price for a period of time, usually years.  Warrants resemble rights, except warrants are long-term.

Categories
Stock Loans

Q&A Private Stock Loans

Below are common questions we receive regarding the nature of a stock loan.  Please contact our office should you have additional questions or need clarification on an answer provided below.

How much can I borrow against my stock?
Can I borrow against a basket of securities?
What types of securities can be used?
Is there a minimum or maximum loan amount
What is the eligibility criteria for a stock loan?
How fast will my loan close?
Are there any hidden costs or fees?
Are there restrictions on the proceeds?

How much can I borrow against my stock?

It depends on a variety of factors and merits related to the securities you wish to pledge.  Securities trading on the major exchanges can realize an LTV as high as 80%. Pink sheets and bulletin board securities will be lower due to price and volume requirements.  Contact us at 925-352-6000 or request a quote online to determine the appropriate LTV that your security demands.

Can I borrow against more then one company’s stock?

Yes.  We can assist you with a quote on a basket of securities.  A basket of “like” securities will stabilize the LTV, where as “unlike” securities will affect the LTV. Contact our office for details.

What types of securities can be used?

Our lender accepts securities from the major exchanges (AMEX, NYSE, NASDAQ), the smaller exchanges (Pink Sheets and Bulletin Boards), and can arrange financing against securities on many of the foreign exchanges as well.

Is there a minimum or maximum loan amount?

Minimum loan amount financed is $25,000.  There is no maximum.

What is the eligibility criteria for a stock loan?

This is determined on a case by case basis.  The leading indicators when determining the eligibility of a stock as collateral are going to be exchange, volatility, share price, trends, filings, short term trading volume and long term trading volume and hedging costs.  When providing a quote, we will explain how these factors relate to your securities that are presented as collateral.

How fast will my loan close?

That depends on a variety of factors.  Once all agreements are in place and shares have been transferred, the loan will typically fund in 24-72 hours. For foreign securities, more time may be required due to currency conversion, hedging structures, and foreign based facilitators.

Are there any hidden costs or fees?

There are no hidden fees associated with our stock loans.  Much like a mortgage loan, there are points charged as a fee for our services, which will always be fully disclosed from the outset.  Most importantly, there are never any up front fees or out-of-pocket costs from our lending source.

Some clients, however, choose to avail themselves of ongoing business consultation services which are described in detail at http://www.joetufo.com/consulting

Are there restrictions on the proceeds?

The loan proceeds are yours to use as you wish, however they may not be used for the purchase of marginable securities.

Categories
Stock Loans

Request a Stock Loan Quote

Request A Quote

To request a quote online, please completely fill out the form below.  A representative will contact you to provide a quote and answer any questions that you may have.

For time sensitive inquiries contact us at 925-352-6000

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Categories
Stock Loans

Restricted Securities – Officers and Directors with Restricted Securities

Restricted Securities

Borrowing against your restricted stock allows you to access capital in a private transaction without having to sell your securities to market.

With a stock loan, you get liquidity from your asset now, retain contractual ownership, enjoy the tax benefits that come from not having to sell your securities and profit from appreciation of your assets should the stock price rise in value as the loan matures……  after principle and interest are paid.

  • LTV’s (Loan to Value) from 50% – 80%

  • Terms from 6 months to 3 years

  • Interest Rates as low as 4%

  • Interest Payments due quarterly

  • Principle due at the term of the loan

  • Recourse

  • No Margin call

  • Funding within three (3) business days

To learn more, please contact our office at 925-352-6000 or check under Stock Loans on this website.