Compliance Facts

COMPLIANCE FACTS
&
GENERAL KNOWLEDGE GUIDE
ABOUT THE INDUSTRY

STRICTLY CONFIDENTIAL

Disclaimer Notice:
The information on this page is in no way relying upon or relating to the United States
Securities Act of 1933, as amended or related regulations and does not involve the sale
of securities. We are not acting in the capacity of a Securities & Exchange Commission
broker/dealer or investment advisor. The information herein is not intended for the T14E
purpose of buying, selling, trading, recommending securities or offering counsel or advice
with respect to any such activities. We hereby declare that we are not licensed brokers
or government employees and that this information is of a private nature and is deemed
exempt from the Securities Act it is not intended for the general public and all materials
are for your “PRIVATE USE ONLY”. Intermediaries are NOT Advisors of any kind.
We are Business Consultants providing business information to private individuals and
private companies. You are advised to click on the link "Legal & Privacy" and scroll to sub-
heading "Financial Instruments." By browsing this site it is fully understood that you have
read our Legal and Privacy Statement and have accepted all the terms and conditions.

Please note, that in providing project finance related services, we are not in any way acting as
legal, tax and or other professional advisers, or giving legal, tax or other professional advice.
We strongly recommend, that project finance applicants obtain independent legal or tax
advice, as appropriate from a Certified Public Accountant (CPA), Chartered Accountant
(CA), Attorney-at-Law, a Certified Financial Planner (CFP) or other licensed professional as
regulated by your State or Country.

COMPLIANCE FACTS!

The following article and document shows what the provider is mandated by law
to do when it comes to compliance before a transaction can take place. Compliance
mandates that the client submits a CIS, Passport, POF and History of Funds/Assets to
the Provider. The truth and the fact is that the provider has to perform a compliance
check on the client and his assets and they both must pass compliance before any
transaction can take place. There’s no way around compliance or the deal does not
happen period. Do not be fooled by anyone who says different. Read below and it
shares the facts about compliance.

Know Your Customer: It's Not Just a Good Idea, It's the Law!

In response to the events of September 11, 2001, President George W. Bush signed into law on
October 26, 2001 H.R. 3162, Uniting and Strengthening America by Providing Appropriate Tools
Required to Intercept and Obstruct Terrorism Act of 2001. As we all know now, the short name
of this legislation is the USA PATRIOT Act (the Act). The PATRIOT Act established new and
enhanced measures to prevent, detect, and prosecute money laundering and terrorism. One of the
more important measures for financial institutions was addressed in section 326—Verification of
Identification—more commonly referred to as "Know Your Customer."

On April 30, 2003, the Financial Crimes Enforcement Network (FinCEN), the Office of the
Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal
Deposit Insurance Corporation, the Office of Thrift Supervision, and the National Credit Union
Administration (collectively, the Agencies) issued final regulations implementing section 326,
and compliance became mandatory on October 1, 2003.1 The Federal Reserve System modified
both Regulation H, Membership of State Banking Institutions in the Federal Reserve System, and
Regulation K, International Banking Operations, to reflect the new requirements.

Section 326 of the PATRIOT Act requires each financial institution-including banks, savings
associations, and credit unions-to have a Customer Identification Program (CIP) that describes
processes the financial institution will follow to (i) verify the identity of new accountholders, (ii)
ensure that the institution has a reasonable belief that it knows each customer's identity, and (iii)
compare the names of new customers against government lists of known or suspected terrorists or
terrorist organizations. In general, when a customer opens a new account, the CIP should require the
actions listed in Exhibit 1.

New Account Activities for Other Than Existing Customers

Provide a disclosure of the identification requirements for opening a new account

Obtain customer identification, including:

Physical residential or business street address (not a P. O. Box)

Identifying number (i.e., Social Security Number or Taxpayer Identification Number)

Verify identity, using documentary or non-documentary sources

Check a government list for customer's name

Office of Foreign Assets Control (OFAC) list *

Separate list of known or suspected terrorists or terrorist organizations, as designated by the federal

banking regulators (this list has not yet been identified)

Retain records of the process while the account is open and for five years after the account is

*As if the date of this writing, the OFAC list had not been designated for the CIP rule. However,

banks are obligated to check this list in accordance with OFAC regulations.

Section 326 Compliance in the Third District
Judging by the findings of Federal Reserve Bank of Philadelphia examiners who are testing for
Bank Secrecy Act/Anti-Money Laundering compliance, banks in the Third District are generally
adequate in complying with the provisions of section 326. This is because "knowing your customer"
is a sound business practice and most financial institutions already had sound processes in place
to ensure that they knew their customers. However, as with any new law, examiners are receiving
questions about specific application of some of the CIP requirements. For example, some bankers
have questioned how the rules relate to bank products such as prepaid funeral accounts, Christmas
clubs, and vacation clubs. Others have questioned when it is appropriate to use non-documentary
identification verification methods.

Prepaid Accounts and "Clubs:" The definition of an account for purposes of section 326
includes "… a formal banking relationship established to provide or engage in services, dealings,
or other financial transactions including a deposit account, a transaction or asset account, a credit
account, or other extension of credit. Account also includes a relationship established to provide a
safety deposit box or other safekeeping services, or cash management, custodian, and trust services."2
Prepaid funeral accounts, Christmas clubs, and vacation clubs clearly fall within this definition.
However, if a customer has an existing account with the bank and the bank has a reasonable belief
that it knows the true identity of the person, then the prepaid or club account opening is not subject to
the customer identification provisions of the regulation.

Non-documentary Identification: When it is not possible to obtain sufficient documentary
identification, the bank must satisfy itself of the customer's identity using non-documentary means.
This might occur when (i) an individual is unable to present an unexpired government-issued
identification document that bears a photograph or similar safeguard; (ii) the bank is not familiar
with the documents presented (i.e., an out-of-state driver's license); (iii) the customer opens the
account without appearing in person at the bank; or (iv) other circumstances increase the risk that the
bank will be unable to verify the true identity of a customer through documents.

The CIP regulation is not as prescriptive as some institutions might have desired, and provides
flexibility for each institution to customize a CIP appropriate for its specific operations. The use of
4

non-documentary evidence is one area where this flexibility comes into play.

The bank's CIP must contain procedures that describe the non-documentary processes that the bank
will use to verify a customer's identity. This could include (i) comparing information provided by
the customer with information obtained from a consumer reporting agency, public database, or other
source; (ii) checking references with other financial institutions; (iii) obtaining a financial statement
or tax return; (iv) personally visiting the customer's business; (v) a follow-up phone call after the
account has been opened; (vi) analyzing consistency between and among the identifying information
provided; or (vii) other means that the institution deems appropriate.

The bank's CIP should also include procedures for responding to circumstances in which the bank
cannot form a reasonable belief that it knows the true identity of a customer.

Ultimately, it is up to each institution to implement processes and require appropriate identification
to ensure the identity of each customer.

Reference Sources
To assist banks in complying with the provisions of section 326, the Agencies issued Frequently
Asked Questions Relating to Customer Identification Program Rules Issued Pursuant to the USA
PATRIOT Act in January 2004.3 This document includes guidance on the definitions of account,
bank, and customer; information requirements; customer verification; required records; retention
of records; the section 326 list of terrorists; customer notices; and reliance on other financial
institutions.

The final rule issued in April 2003 also provides a significant amount of guidance in many of these
areas.4 The Agencies explain the rationale for many of their decisions in the section-by-section
analysis that starts on page 11 of the final rule.

If you have any questions on the application of section 326 at your institution, please contact your
primary banking regulator. If you are supervised by the Federal Reserve Bank of Philadelphia, please
contact your institution's central point of contact or assigned manager at the Reserve Bank. You may
also contact Senior Examiner William J. Brown in the Enforcement Unit at the Federal Reserve Bank
of Philadelphia at (215) 574-7291.

ORIGIN AND HISTORY OF FUNDS/ASSETS

The undersigned, having been duly sworn and with full authority and responsibility for this Affidavit
of Origin / History of Funds on behalf of __________________ and affirms all responses as follows
as being accurate:

Current Location of Funds

Bank Name / Address :

Account Holder’s Name
Account Number

History of Funds: Funds have been on deposit at ____________________________ for the past
minimum of _____ (___) years. Note: If the subject funds were not on deposit for a
minimum of three (3) years, applicant must state below the previous location of where
the funds were held on deposit

Previous Location of Funds:
Bank Name / Address :

Account Holder’s Name
Account Number

Origin of Funds (Describe how funds were earned or obtained):

Certification:
1)
Funds and/or asset(s) are legally earned, beneficially owned, taxed, and which includes no
independent third-party management situation and/or any governing restrictions whatsoever.
2)
All information supplied in the documentation submitted and the cash involved, are not in
violation of the Patriot Act of October 26, 2001, and amendments thereto, with its related financial
crimes counterparts, however interpreted, defined and enacted, whether within the United States its
host jurisdiction of this statement or internationally.
3)
Subject funds and/or assets have no liens, commercial obligations, or encumbrances of any
kind pertaining to said cash and/or asset, and is beneficially owned with free availability for credit
line purposes.
4) Funds owner is not a party to a law suit or pending adverse legal action, further, there
are no pending contracts existing, or about to exist, that could affect said cash assets.

______________________________
<Name of Investor>
Passport Number & Country: _________________
===================================================================
Notary acknowledgment: I do hereby certify that ______________________________, known to be
the individual described herein, personally appeared before me as to the above date and presented the
documents indicated. Subscribed to and sworn to before me this ______ day of ________________,
2008.

Notary Signature & Seal ______________________________

:
:

:
:

PPP: THE RULES OF THE ROAD!

None of the customary standards and practices that apply to normal, conventional business, investing
and finance, apply to “trading/transaction-programs”. Personal business and financial success have

virtually nothing to do with who you are and what you know, but almost everything to do with what
you are and whom you know.

It is a "privilege" to be invited to participate in one of our Private Placement Transaction Programs.
It is not a "right." These programs deliver unparalleled yields in combination with absolutely no
program-related risk. The trading administrators and managers have a virtually endless supply of
financially qualified applicants. All things considered, the trading administrators and their banks will
favour the applicant who provides the best paperwork.

An applicant should never underestimate what the trading entities knowledge about him. Failure to
provide full disclosure will disqualify the disingenuous.

Generally, these programs exist to finance humanitarian projects, not to generate more money for the
wealthy. Clients who have such projects usually receive preferred treatment and the highest yields.

Clients must first prove that they are qualified, not the other way around. Until the client is accepted
by Compliance, the Traders, and Trading Banks, no placement can occur. The U.S. Patriot Act has
introduced obligatory stringent compliance procedures, which lengthens the time required to receive
clearance.

Face-to-face interviews with compliance officers and program management are occasionally
required, but generally not necessary.

Any arrogant or demanding personality will be guaranteed to be rejected.

Only the principal owner of funds (or bank confirmed Mandate) is required as signatory.
Corporations must empower an Officer or Director as sole, exclusive signatory by using a Corporate
Resolution.

Not only do the funds have to be on deposit in a top bank; they must also be in an acceptable
Western (preferably) jurisdiction. If not, the funds must be moved to an acceptable jurisdiction, or
else responsibly endorsed by an acceptable bank in an acceptable venue.

It is felony fraud to submit documents or financial instruments that are forged, altered or counterfeit.
Such papers are promptly referred to the appropriate law enforcement agencies for immediate
criminal prosecution. The practices, procedures and rules are determined by the U.S. Federal
Regulatory Authorities, Western European Central Banks program management, licensed traders
and trading banks. It is their decision whom to accept and whom to reject. Contract terms, yield,
schedules, etc., are made to fit their needs and schedules -- and not the caprices or demands of the
investors.

This marketplace is highly regulated and strictly confidential, and absolute confidentiality by
the investor is a key element of virtually every contract. A client who breaks confidentiality will
precipitate instant cancellation of this contract, often with severe financial consequence.

Submission of the application documents to more than one management group at a time is
termed "shopping." If an investor "shops" he can expect that this fact shall be quickly disseminated
and known among the program management groups who maintain close communication -- and
he will then be accepted by none – and rejected ("blacklisted") by all!

IMPORTANT GUIDELINES:

Presentation of the following information is submitted on a confidential basis and is
provided for informational purposes only, as a courtesy, in direct response to the recipient's
request. The receipt of this information constitutes this agreement on the part of the
recipient hereof and its representatives to maintain confidentiality of the information
contained herein. This information does not constitute an offer or solicitation of an offer.
The receipt of this information further constitutes this acknowledgment on the part of the
recipient hereof that the following information is solely based upon private placement
transactions and is in no way relying upon existing regulations relating to the united states
security act of 1933 as amended or related regulations. The information contained herein
is made as of the date hereof and is subject to possible errors or omissions and may be
amended at any time.

UTILIZING BANK CREDIT INSTRUMENTS OR UNITED STATES DOLLAR ACCOUNTS
FOR PRIVATE PLACEMENT TRADING

IMPORTANT GUIDELINES

1. Few of the rules applicable to other businesses apply to trading financial debentures.
Success has little to do with what you know, and almost everything to do with who you
know. If you don’t know the answer to a question - please call and ask. If I don’t know the
answer, I will get it, usually within a few hours to not more than twenty-four hours. Please
do not “guess!” or ask others for an opinion!
2. It is a privilege to be invited to participate, not a God-given right. Due to the high yields,
political sensitivity, and negligible risk, Traders / Operators maintain a constant supply
of proven Clients and new applicants. When in doubt, the Trader / Operator will simply
say, "next!"
3. Never underestimate what the Traders / Operators know or can find out about the
investor and all known intermediaries prior to structuring any transaction. Failure to fully
disclose any pertinent information can disqualify the most earnest applicants and all
intermediaries - the Traders / Operators have no obligation to explain rejection of any
submission./

4. Investors / applicants need to prove their qualifications to the Trading Groups / Operators
/ Commitment Holders / International Banking Compliance, not the other way around. (See
No. 2 above).

5. Traders / Operators are required to know with whom they are dealing to be in compliance
with international anti-terrorist and money laundering laws and regulations. Many people
do not get past the initial screening stage because of their unrealistic demands, or attempts
to renegotiate terms or paperwork that has been approved by principals, regulators and
banks. /

6. Traders / Operators are NOT the petitioner - they do not solicit or induce participation
in anything, EVER! They do, however, very carefully screen all applications and those
bringing forward a submission - principals, agents, and all intermediaries whose names
become known./

7. Only the actual owner of the funds, or approved account signatories in the case of
a corporation, are recognized by Trading Entities / Operators, and can be considered

principals in these transactions./

8. Funds must be on deposit in a top world bank or must be confirmed, with full bank
responsibility, by a major bank in an acceptable Western jurisdiction - preferably the USA or
United Kingdom.

9. It is illegal to propose assets you do not control or submit fraudulent documents. Such
applications are immediately reported to authorities, without exception, and aggressive
financial remedy will be most likely be sought directly by the transacting principal.

10. Traders / Operators do not float or forward "contracts" through intermediaries. Direct
contact with the owner of funds is always required.

11. Traders / Operators do not ask for up-front fees. If anyone asks you to pay an advance
fee of any kind, or even to cover “expenses”, this is an illegal activity, and should be
reported to the appropriate authorities.
12. Programs, yields, and rules are constantly changing, influenced by market
pressures, government regulations, and other factors beyond the control of the particular
Trading Group/Program Operator. Investors must follow the Trader’s/Operator’s rules,
recommendations, and guidelines. This is not an option however; transacting principals will
do whatever they can to accommodate a sincere, cooperative Client.

13. The business is highly confidential and "deniable", because of its obvious potential
for destabilizing markets. "Shopping" funds or an asset, inappropriate demands, and
other indiscretions can result in a Client and all intermediaries in a given transaction
being "flagged" as a problem and excluded from any future participation, even without their
knowledge.

14. Profits are subject to tax accountability to all governmental authorities with jurisdiction
based on the Client’s and/or the corporation’s base of operations/domicile. Traders/
Operators will never condone any form of tax evasion.

15. The Physical Quality of all Documents is critical. They must be pristine clear and legible
down to the smallest print on every page.

Initial submission by facsimile must be transmitted without any reduction in size so that they
can be read as easily as the originals. Passports and actual proof of funds are welcome
by e-mail in the form of a “.jpg” or JPEG attachment. If the Client does not know how to
accomplish this, the documents should be taken to a professional service, which can scan
them and provide the Client a floppy disc or CD with the files in the required form.

The Client’s Passport and the initial Proof of Funds should be sent to us by e-mail and/
or fax, as soon as possible, while the Client is preparing the other required documents.
Please send all completed documents appropriate for e-mail - Proof of Funds and scanned
copies of Passports - to 　　　　　　@gmail.com then please have all original submission
documentation, emailed or faxed directly from the Client.

EXAMPLE: MANAGED BUY SELL PROGRAM GUIDE

The platforms that we work with have excellent Managed Buy Sell programs
available. We can leverage funds on a Managed Buy Sell program. Here is a
sample of our trade program:

$100 to $500 Million program.
Funds are blocked in client's own account.
Profits are paid weekly.
100% paid per week on average.
No Projects are required.
Funds must be from a Top 25 bank.
Trade time 40 weeks.
MT 799 for cash accounts or MT 760 is needed for all other accounts.
Up to date bank tear sheet.
Administrative hold on the account for the duration of the trade.

We only endorse trades that allow the investors funds to stay in their own
account. Clients will work direct with the platform manager once all paperwork
is submitted. Please note: Trades may close at any time. Please check for
current programs.

This service is only provided to Owned funds, leased funds are not allowed. The
owner of the funds will need to submit a CIS with passport. If the funds belong
to a corporation then a corporate resolution will be needed.

We facilitate secured Managed Buy Sell Programs in direct cooperation with
program providers. Contracts are provided to high net worth clients. Your funds
remain under your control, guaranteed and safeguarded during the contract
period.

If you want to place funds into a Managed Buy Sell Program we can help you.
Although you must be invited to join, these lucrative programs offer a safe and
secure means of multiplying your wealth. Begin in a short time, typically just 72
hours after verification of received documents and due diligence process.

This opportunity has the potential for wealth creation and
enhancement. You can soon be enjoying the benefit and profit
yielding investments and by saying that we are not providing
securities advice of any type. Applicants are expected to be
investors who are familiar with how these investments are done.

The Managed Buy Sell opportunity is available to legitimate investors meeting
the basic criteria as listed.

life quality
from these
financial or
experienced

1. The client is invited to the platform to participate in a managed by sell program.
2. The client is sent a CIS document to be filled out and notarized by client’s council.
3. The client fills out the CIS with passport and current tear sheet from the bank.

4. The client’s documents are then sent from the client directly to the compliance
officer.
5. The compliance officer will then process the client and the client’s funds. This
process will take on average 48 hours.
6. The client will then be contacted by the trader once the compliance is finished.
7. The client will receive a contract from the trade platform via email.
8. The client will then sign the contract and send it back to the platform.
9. The client will then instruct his bank to place an Administrative hold to block the
funds in favor of the platform through an MT 799 that’s sent to the trade bank.
The trade bank receives the MT 799 swift verification of the funds and the
10.
hold.
The platform will then use the MT 799 to secure a trading credit line.
11.
The trade will begin within 72 hours of the receipt of the MT 799 swift.
12.
The client’s returns are going to be industry standard/average or best effort.
13.
The trade bank will then pay the clients bank directly.
14.
The trade profits are paid weekly for a period of 40 weeks.
15.
Trader’s Affiliated Banks Are: Laiki Bank, BNP Paribas, RABO Bank, Credit
16.
Suisse, Deutsche Bank, Dressner Bank, ABN Amro, Barclays, HSBC, and Standard
Chartered.

Once all documentation is delivered to the program manager the compliance
process begins. At that point any and all due diligence must be completed for
every applicant. Within 72 hours of the successful verification funds and other
associated due diligence procedures client will be in trade. Profits are paid
weekly via wire transfers into your instructed Bank account.

How a Managed Buy Sell Works

These "Buy-Sell" Program opportunities are typically referred to as "controlled"
or "managed" (or "closed-end") "buy-sell" operations because the supply side of
the financial instruments and the exit buyer for the financial instruments have
already been pre-arranged and the price of the instruments already contracted
for; hence, each and every completed "buy-sell" tranche will result in a net gain
(and never a net loss) to the client.

As part of the same transaction, the Provider will also arrange for the client
to contract with an exit buyer to purchase out the financial instruments at a
higher fixed price - with the spread between the "buy price" and the "sell price"
a targeted 30 points per tranche. Once the transaction commences, the client's
funds will be verified by the Provider prior to each scheduled tranche (for the
reasons explained above); then, as part of the pre-contracted for "buy-sell"
transaction, the financial instruments will be sold on to the stipulated exit buyer
at the pre-agreed higher price - contractually guaranteeing a net profit to the
client, and never a net loss.

The Provider anticipates four "buy-sell" tranches a week, Monday through
Thursday, with settlements on Friday. The spread between the "buy price" and
the "sell price" - a targeted 30 points per tranche with 20 points remitted, in
full, by the Provider to the client at the end of each week. For your information,
the Provider's exit buyers are typically major, experienced buyers, in many
cases, with assets in the billions, who, in turn, normally exit the paper to major
pension funds and trusts around the world.

Please keep in mind that actual yield amounts may vary, depending on market
conditions, regulations and pricing of financial instruments at the time of
contract. All pricing, terms and conditions, however, will be set forth in the
Master "Buy-Sell" Contract and agreed to by the client prior to any transaction
taking place. And, of course, once agreements have been executed, the
profit yield is contractually "locked in" for the term of the managed “buy-sell”
transaction

What are EUROCLEAR and/or DTCC Free Delivery!

The best way to explain it is that it is a simultaneous on screen (EUROCLEAR) or in
some cases of US instruments - DTCC) transaction wherein their banker or security
house officer follows their instruction and orders the EUROCLEAR Free Delivery to
the benefit of London law firm account in Prime Bank. Tier 3 officer at the same time
orders the transfer of the first cash payment to them.

It is a block and deliver that satisfies international regulation that this collateral is
reserved, blocked and delivered in the form of temporary beneficiary change... and
via free delivery... It cannot be used for other purposes at the same time (otherwise
triggers wall street kind of meltdown... using the same asset multiple times) This
free delivery allows Tier 3 to use their pre existing credit line based on this delivered
collateral. The applicant is always in full control...they order the block and deliver
and can remove it at any time... (if they remove it... the payout stops of course). The
free delivery does not change title, bond power or ownership ... which stays with the
owner.

TERMANOLOGY

preliminary underwriter for Lender, relationship with and provider of the
SBLC
– affiliated partner and representative for LCPI
Primary collateral for funding project will be the project itself, with
Lender taking a 1st lien position on the property / land, secondary form
of collateral will be a financial instrument such as a BG, CD, SBLC,
Bond, and or cash
A Commitment Fee is required at the time of execution of the
Commitment Letter. This fee is either used for further due diligence on

the project including a site visit or in case of an SBLC the commitment
fee is used as a good faith deposit.
A commitment from the Lender to fund project according to the terms
COMMITMENT
agreed upon in the Term Sheet. Once a Commitment Letter has been
LETTER:
issued to a project, Lender has blocked funds for funding of the project
The agent(s) in control of the Escrow account(s) which the Commitment
ESCROW
Fees are held in, the Issuance Fees for the SBLC are held in, the loan
AGENT:
proceeds are held in
The Lender’s legal agent, issuing the Term Sheet, Commitment Letter,
LEGAL:
Final Loan Documents, servicing agent, agent to approval monthly
draws, draw disbursing agent
LENDER:
Funding Source for project
Total loan fees for funding are between 5% and 10%, depending on the
project and risk involved.
LOAN FEES:
This is all inclusive of all parties mentioned in this summary and does
not include any Broker’s / Agent’s on the Developer’s / Project side of
the transaction
Proof Of Funds – letter from financial institution or financial statement
POF:
for banking institution showing the ability to move forward should
Lender issue a Commitment to fund
Proof Of Product - A note from a seller's bank to a buyer's that the
POP:
product offered is available.
Stand By Letter of Credit - A bank instrument used as collateral
enhancement.
The SBLCs we are dealing with are genuine cash-backed instruments
from top rated banks in Europe or the US.
SBLC:
These instruments are transferable, callable, irrevocable, lien able and
will be accepted by most banks as collateral.
Minimum term is 1year and 1day. It can be up to 5 years.
The yearly cost is between 8% and 15% of the face value, depending
on your project and the issuer.
SBLC
An individual, group of investors or Fund that will supply a SBLC for
PROVIDER:
lease, to be used as secondary collateral in funding project
SECURITY
BG, CD, SBLC, or Bond. Whichever instrument is to be used, it must
INSTRUMENT:
first be approved by the Lender
SERVICING
The agent / entity which the payments for repayment of the note are
AGENT:
paid to
Document issued to the project developer(s) / borrower(s), once the
TERM SHEET:
project has been underwritten, show casing the terms and preliminary
conditions associated with funding of the project
Data extracted from the Executive Summary, Pro Forma’s, Appraisals,
Entitlements, or any other source, is inputted into Argus to determine
UNDERWRITING:
the projects strengths and weaknesses, ultimately determining if it
meets the Lenders lending criteria
UNDERWRITER: This task is shared by LCPI & the Lender’s Legal department
ES
Executive Summary
LOI
Letter of interest

Full corporate offer
Non disclosure agreement
Non circumvent non disclosure agreement
Letter of credit
Private placement platform
A Swift MT760 (MT means message type) 760 is a blocked funds
instrument. Your issuing bank will submit a bank to bank message
stating that they have blocked funds for a particular time frame
specifically for the beneficiary of a receiving bank. Those funds are
now an asset of the Beneficiary bank account. From there they can
be entered into a trade platform, used for purchasing certain items or
commodities, and sometimes used for a line of credit.
MT799 is a simple text message, sent bank to bank. This is used for a
bank to bank proof of funds, only. The MT799 is not a form of payment
and it is not a bank undertaking or promise to pay. It is simply a bank to
bank confirmation of the funds on deposit, nothing more.
The MT 103 is a specific message format used mainly for trasferring
moneys between customers of different banks or other similar finantial
institutions (ie credit card operators)
A bond issued by a surety company, or a standby letter of credit issued
by a bank, on behalf of an exporter, the purpose of which is to refund a
buyer for his advance payment of merchandise, if the exporter fails to
fulfill his obligations.
Bank guarantee - A bank instrument used as collateral enhancement.
The BGs we are dealing with are genuine cash-backed instruments
from top rated banks in Europe or the US.
These instruments are transferable, callable, irrevocable, lien able and
will be accepted by most banks as collateral.
Minimum term is 1year and 1day. It can be up to 5 years.
The yearly cost is between 8% and 15% of the face value, depending
on your project and the issuer.
A performance bond is a surety bond issued by an insurance company
or a bank to guarantee satisfactory completion of a project by a
contractor.
Safe Keeping Receipt - An SKR is a financial instrument that can
be used for many purposes by providing security over assets, with
the consent of the issuer or his bank or safekeeping facility. An SKR
involves the storage of assets or other items of value in a protected,
secured area. The SKR issuer is the custodian of the asset and is
therefore legally responsible for the items in safekeeping.
Certificate of Deposit confirms that you have assets in the bank.
We can help you to lease a CD.

S.W.I.F.T. ("Society for Worldwide Inter-Bank Financial Telecommunication")
provides mechanisms for electronic inter-bank messaging and funds transfer. SWIFT
messages are used legitimately to conduct business between transactional partners. An
account with the SWIFT MT999 capability allows bank-to-bank SWIFT electronic
verification for Proof of Funds in the account, with no further comment. This SWIFT
format is an appropriate message for a simple Proof of Funds communication and it
is part of the Common Group of SWIFT formats providing a General Free Format
for SWIFT messaging. An account with the SWIFT MT799 capability allows bank-
to-bank SWIFT electronic verification for Proof of Funds in compliance with the
SWIFT Category 7 "Treasury Markets & Syndication" message types. Often there is
a misconception that a particular circumstance requires a SWIFT MT760 message,
when in fact, the SWIFT MT799 format provides the required bank confirmation
for the application. An account with the SWIFT MT760 capability allows bank-
to-bank SWIFT electronic verification of the account, and will include a blocked
funds provision. There is no other bank guarantee provision available in the SWIFT
instructions. SWIFT MT542 messages are related to a SKR (Safekeeping Receipt) and
related collateral.

For those who do not believe PPP and buy sell are real.

http://www.federalreserve.gov/boarddocs/supmanual/bhc/3000p3.pdf

The link above is the Federal Reserve Site for original document attached. In the
section describing European placement and trade platforms, as you write most people
will claim what you say is not possible. I share with you the information so you may
better understand the business activities that MVGBS engages in.

If any individual or institution continues to insist this is not possible or illegal, the
web site above shows the Federal Reserve Manual on Bank Holding Companies
(BHC) specifically addresses this issue and clearly defines it. The paragraphs located
in Section 3230.40 (about 3/4 towards the end) of attached PDF defining Private
placement and risk-less transactions within BHC and how they are regulated. This
should provide independent assurance to perspective clients or institutions that need
additional evidence. Give that extra comfort they are dealing with accepted and
regulated transactions by Global Banking Authorities.

TEXT SWIFT MT542:

ACCOUNT NUMBER:

CURRENCY AMOUNT:

AT THE REQUEST OF OUR CUSTOMER ( Customer’s Name ) Whose legal address is
(XXXXXXX) with account number (XXXXXXXXXX), . WE, XXX BANK HEREBY CONFIRM WITH
FULL BANK RESPONSIBILITY THAT THE ABOVE NAMED ACCOUNT HAS ON DEPOSIT THE
SUM OF XXX UNITED STATES DOLLARS (USD $XX,000,000.00) AND AT THE REQUEST
OF OUR CLIENT WE CONFIRM THE SAID “INSTUMENT NAME” IS DELIVERED FOR THE
BENEFIT AND IN THE FAVOUR OF XXXX AT ACCOUNT NUMBER XXX AT WELLS FARGO
BANK, . THESE CASH FUNDS ARE FOR THE BENEFIT OF XXXXX AND WILL REMAIN FOR
THE BENEFIT OF XXXXX FOR THE PERIOD OF ONE YEAR AND ONE DAY (1 YEAR AND 1

DAY) FROM THE TIME OF THIS SWIFT MT542 TRANSMISSION AT WHICH TIME IT WILL BE
RETURNED TO THE SENDING ACCOUNT.

WE HEREBY AGREE THAT ALL DEMANDS MADE / ALL DRAFTS ON US AND PRESENTED
CONFORMITY WITH THE TERMS OF THIS SWIFT MT542 SHALL BE DULY HONOURED BY US
AND WE UNDERTAKE TO KEEP THE ABOVE SAID “INSTUMENT NAME” DELIVERED FOR THE
BENEFIT OF XXXXX LLC PER THE STATED TIME PERIOD ABOVE.

WE CONFIRM THAT WE HOLD (OR DO NOT REQUIRE) APPROVAL FROM OUR EXCHANGE
CONTROL AUTHORITIES TO EFFECT THIS RESERVATION AND BLOCK FOR ANY CLAIM
UNDER INDEMNITY.

THIS IS AN OPERATIVE BANK OBILIGATION AND ANY CONFIRMATION TO FOLLOW SHALL
BE DONE ON A BANK TO BANK BASIS.

THIS SWIFT MT542 IS SUBJECT TO THE UNIFORM RULES AND BANKING REGULATIONS
WITHIN THE UNITED STATES OF AMERICA AND WILL BE ADHERED TO THE FULLEST
EXTENT OF THE BANKING LAW AND PER BASEL II ACCORDS.

Name/Position and Signature of Bank Officer 1-----------------------------------------------

Name/Position and Signature of Bank Officer 2------------------------------------------------