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Articles In The News Money Available Multi-Family Preparation Private Placement Programs Real Estate Projects Referral Partners Trade Programs Webinars

Insure Loans $250,000 to $5,000,000: Webinar; Fact or Lie?

This came in this morning from Jim France CEO & Founder of FIIC. I have been helping Jim raise funds ​for 13 months My wife, Bonnie, and I are founders along with several of our clients. FIIC will be licensed just as soon as the Department of Insurance in Washington D.C. issues the license. 

​There are two Founder’s slots available: one at $500,000 and one at $5,000,000.​


 

 

 

After 35 years in small business and helping to fund many, its become more and more challenging. In 2013 there were over 275,000 small business loan requests made to the US banking industry. However, 97% were rejected. This puts the funding burden onto friends and family now reaching 80% for all small business funding. This is a shame to place the drain on families and friends, when our institutions should be doing more. The growth in the sector is hard without proper capital sources.

History shows us that more jobs are created in small business development than any other sector. Microsoft was a small start up once before becoming a large company! If our country is to build new jobs in the face of automation we need to move more capital into various small business sectors. Last year over 175,000 new businesses tried to start and most went looking for funding sources. Approximately 7,000 found help from Venture Capital firms, once again leaving the balance of funding for these companies looking for other sources.

In developing a solution for this problem, I have spent over 10 years looking at business starts and failures in the US in hopes of producing a new financial service product for both Investors and business managers alike that will solve much of this disproportionate disbursement of capital which will change this problem into a “new standard” funding method. If we can lower the risk, a solution to attracting capital, then I for one hope to help bring change to this sector by 2015.

 

Posted by:

 

“Who do you want to hitch your wagon to? Someone who HAS been paid, or someone who THINKS they will be paid?”

 

 

Fact or Lie?

THE TRUTH OR THE LIE?

Fact-To do a real PIO buy/sell trade is when a client signs a direct bank contract on bank letterhead or bank verifiable contract with the program bank.

Fact-When signing a contract with a platform, you are not doing a trade. You are doing a contract with a corporation on their letterhead because you are not in a trade, You are in a contract and your name and information is not with the bank, but with who ever you signed this so called contract.

FACT- Sorry, but 99% of these people who claim to be able to do PPP, are not able to perform and their due diligence is not with the program bank, which means, it is useless, as you are not in a bank trade.
.
FACT- 99% of the people who say they can do a PPP with the banks in Europe, have never spoken to a real trader and are only speaking to a supposable Platform of brokers that say they are traders, as the internet is full of these types of non performers.

FACT- Only certain Western European Banks have been appointed as buy/sell Program Banks.

FACT- There are not many traders with the bank clearance level to do these programs direct from the bank and if you are not working with one of these traders, then it will explain why your trade with your platform did not get done.

FACT-U.S Traders do not know or understand how High Yield European PPP trades are done, as they do not have the clearance with these program banks, though the traders, might have dealings with European banks. It is not the same thing as doing a Closed market PPP in Europe.

FACT-Private placement programs with the banks in Western Europe are ZERO RISK and are 100% guaranteed, as the clients contract is with the program bank and not some platforms contract, which the Program Bank has nothing to do with.

Joe Tufo
Skype: jptufo
Email: joe@joetufo.com
Phone: 1-925-352-6000 Cell/Text 1-925-522-0700 Office

This is with a Real European Closed Market Private Placement Program Bank Trader with the Clearance to Top banks in EUROPE.

Hidden Traps to Success

Being Prudent Is a Choice You Must Make Every Day 
Being prudent is a decision that needs to be made every time you face an important
decision in any area of your life. Whether you are facing a business decision, a financial
decision, or a personal decision, choose first to “look well into the matter.”

Meeting Details for “Project Funding $250k to $10b, FIIC, Open Market Private Investment Opportunities, and More” 

Wednesday, August 27, 4:00 PM EASTERN

 

 

Links

Audience Log-in URL:

https://www.anymeeting.com/546-784-082 (Invite More People)

Send this log-in URL to your friends through e-mail or post it on your website

 

Registration Form URL:

http://www.anymeeting.com/PIID=EA55DC87824D3A

Send this registration link to your friends through e-mail or post it on your website to allow for quick access to registration.

 

Terms of Service box: 

 

Our programs are designed for Accredited Sophisticated Investors ONLY. By participating you agree that you are an Accredited Sophisticated Investor and that you understand risk and reward. All non-accredited investors, either alone or with a purchaser representative, must be sophisticated—that is, they must have sufficient knowledge and experience in financial and business matters to make them capable of evaluating the merits and risks of the prospective investment. (SEC)

 

​The Lease ​Monetization and Investment Club programs are accepting applications.


You are welcome to meet me in San Francisco: 30 have met me since June 3rd with 11 more scheduled to October 31st.
 
 
Joseph P. Tufo

CASH FLOW SPECIALISTS, INC.
Alamo California (San Francisco Bay Area)
925-522-0700 Direct 800-669-2700 USA Only
Skype:  jptufo
Referral Key: http://www.referralkey.com/joetufo  

Private Client Services $200k to $500m+, Project Funding, Asset Monetization, FIIC, and Business Consulting 

 

 
Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation. 

 


Trust, Integrity, and Service: Here Today, Here Tomorrow
 
Don’t forget our Weekly Wednesday Webinar at 4PM Eastern. 
Please click on the link below to read our Disclaimer
Categories
Articles for Publication Asset Monetization Film Funding In The News Large Projects Money Available Multi-Family Preparation Real Estate Projects

10/100 Commercial Loan and Project Funding $2m to $1b+

At one time you asked me about commercial loans and/or project funding.
You are welcome to register on our website http://www.thegfc.biz and enter Agent Code ACJT2565CAUS 
We will vet you in two to three business days and provide a user name and password. You can enter our website with your user name and password and open a savings account of $5,000 or more. We will issue VISA and MasterCard Debit cards for you. You will also need to open an International Business Corporation (IBC). The cost is $1,750 in Panama where most clients establish their offshore businesses.
You can then upload your information to our bank encrypted 256bit software and preserve your ideas and identity.
It takes about two to three weeks for underwriting approval and about 90 days to fund. The fastest anyone has been funded is 60 days and the longest has been 180 days. We have had good success with this program having funded dozens for hundreds of millions of dollars.
Are you our next success story?

 10/100 Commercial Loan and Project Funding:

  • Before any loans or project funding will be considered the borrower must apply for the loan or project funding via the applications found under the Banking/Loans/Application tabs.
  • No conference calls will be entertained until a representative of the borrower ie: CEO, CFO, President, Managing Director or COO has registered and applied.
  • Once an application has been submitted and due diligence has been done on the applicant and individual then a conference call can be entered into.
  • After the conference call all due diligence information as outlined in the Application tab must be uploaded for further consideration.
  • A pre-approval will not be issued without all of the above being submitted and followed.
  • The borrower must provide proof of funds and move the money into a third party escrow agent.
  • Once the underwriting department has finished with all of the due diligence on the Borrower, Officer and/or Director then and only then will it be submitted to the Due Diligence committee for review.
  • If the applicant is accepted only at that time will a Pre-Approval letter be issued.
  • The pre-approval letter will have all the terms and conditions outlined within it.
  • Once all subject-to’s within the pre-approval are addressed then the third party escrow agent will be directed to wire the 10% reserve deposit to the GFC.
  • In the event it is a Project Funding request all of the above will need to be followed however the client does not need to use an escrow agent or deposit a 10% reserve amount.
  • Once all requirements are adhered to and a pre-approval letter is issued and authorized by the borrower then the loan documents will be issued and entered into.

*Please note the GFC will not fund raw land unless there are third party assets to collateralize or monetize.

**The GFC will not fund in ground assets.

*** Assets acceptable for project funding:

  • Financial instruments B rating or better
  • Precious metals above ground 95% purity or better (SKR)
  • Precious stones gem quality or better (SKR)
  • Real Estate $10 million or more
  • Corporate stock trading on an exchange; price value $1 or more 6 month average and daily trading volume of 50,000 shares per day 6 month average.

Due Diligence List

 

Please upload the following information inorder for your application to be processed:

1.) Incorporation documents

2.) Officer and Director list with color copy of passports, addresses, phone numbers

3.) Asset and liability list

4.) 3 years financial statements

5.) Banking information – accounts, type, bank name, phone number, bank representative

6.) If factoring please provide the name and address of factoring company and contact

7.) Documents of all assets

8.) Documents of all liabilities

9.) Shareholders list and copies of all shares issued

10.) Contracts for sale or purchase list and documents

11.) Legal firm representing company

12.) Accounting firm representing company

13.) Business Plan

14.) Capital Expenditure Budget

15.) Application for an International Business Corporation submitted

16.) Copy of investment portfolio

17.) Documents on any and all subsidiaries (the same as all of the above)

18.) Copy of any patents pending

19.) Copy of any licenses required to conduct business

20.) Copy of any pending legal issues (lawsuits in process)

 

-- 
Joe Tufo
GFC Sales and Marketing Manager
Auckland,New Zealand
Panama City,Republic of Panama
925-352-6000 Cell
925-522-0700 
sales@thegfc.biz
http://www.thegfc.biz 
Agent Code ACJT2565CAUS
Skype: jptufo
Available 7AM to 5PM M-F Pacific

Monday 4PM Eastern Weekly Conference call Global Financial Center
Please attend our Monday 4PM Eastern Weekly Conference Calls. We are fully transparent and real.
Registration Form URL:	http://www.anymeeting.com/PIID=EC55DE84864F
For quick access to registration.
Tuesday 4PM Eastern Weekly Conference Call GFC Agents Training
Wednesday 4PM Eastern Weekly Conference Call Registered Clients
Categories
Articles for Publication Asset Monetization Film Funding In The News Large Projects Money Available Multi-Family Preparation Private Placement Programs Real Estate Projects Trade Programs

Facts on Project Funding, Exempt Programs 15% to 20% a Month and More Lessons Learned 20120324

Facts on Project Funding, Exempt Programs 15% to 20% a Month and More Lessons Learned 20120324

 

Facts on Project Funding:

If you have a viable project that needs funding we can help you. 

http://workingcapitalfast.com/10100-commercial-loan-program

Underwriting Qualifications:

 

1. $2,000,000.00 (USD) and up.

2. Documents required:

• Business Plan

• Capital Expenditure Budget

• Executive Summary

• Last three (3) years of financial statements

• Incorporation Documents

• Corporate Structure Outlined

• Passports of all officers and directors

• All documents must be submitted to the underwriting department at

www.thegfc.biz Agent Code ACJT2565CAUS Joe Tufo/CFSI

________________________________________________________

 

Here are some other ideas for you:

http://workingcapitalfast.com/project-funding

_________________________________________________________

Traditional Funding sources are “cherry picking” their deals and fewer than 10 in 1,000 are being accepted today.

Consider alternative funding sources and self-fund your viable projects and ideas.

__________________________________________________________

 

Please attend our Mond

ay 4PM Eastern Weekly Conference Calls. 
We are fully 

transparent and real.
Registration Form URL: http://www.anymeeting.com/PIID=EC55DE84864F
For quick access to registration.
__________________________________________________________

 

 

Offshore Private Merchant Banking, Asset Protection, Commercial Loans and more visit and sign up as a Client and/or Agent:
http://www.thegfc.biz Agent Code ACJT2565CAUS
As a registered offshore financial company The Global Financial Center (GFC) provides banking services to sophisticated offshore entities including Trusts, Foundations and International Business Corporations (I.B.C.).
The OECD (Organization for Economic Cooperation and Development) has outlined “know your client” rules that The GFC must adhere to, to maintain good standing with the New Zealand securities commission and with the international financial community.
The GFC does not take citizens of sovereign countries as its clients. Those citizens need to acquire an I.B.C. and/or a Trust and/or a Foundation in order to use the services.
The GFC can assist individual citizens to acquire and setup their offshore structures so they may access the incredible opportunities provided.
These structures may then setup a savings account which a debit/visa will be issued to the signatory to access money on a 24/7/365 day per year basis. Once this is done the client may then allocate their money towards the various investment opportunities available through The GFC and its partners.
_______________________________________

 

Exempt Programs 15% to 20% a Month

We have programs that pay 15% a month AU Peru for 12 months and 20% a month Lloyd’s insurance wrap for 10 months.

These programs are ideal for sophisticated, accredited investors.

Register to access more information:

 

Offshore Private Merchant Banking, Asset Protection, Commercial Loans and more visit and sign up as a Client and/or Agent:
http://www.thegfc.biz Agent Code ACJT2565CAUS

 

 

 

 

As always I am available M-F 7AM to 5PM Pacific to serve you and those whom you choose to refer.

 

Joseph P. Tufo, President

CASH FLOW SPECIALISTS, INC.
925-522-0700 Direct
Skype:  jptufo
Please attend our Mond

ay 4PM Eastern Weekly Conference Calls. 
We are fully 

transparent and real.
Registration Form URL: http://www.anymeeting.com/PIID=EC55DE84864F
For quick access to registration.
Private Client Services $100k to $100m+, Project Funding, Asset Monetization, Onshore and Offshore Financial Planning, and Business Consulting 

Offshore Private Merchant Banking, Asset Protection, Commercial Loans and more visit and sign up as a Client and/or Agent:
http://www.thegfc.biz Agent Code ACJT2565CAUS

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation. 
Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

http://joetufo.com/blog/?page_id=14       
Joe Tufo
GFC Sales and Marketing Manager
Auckland,New Zealand
Panama City,Republic of Panama
925-352-6000 Cell
925-522-0700 
sales@thegfc.biz
http://www.thegfc.biz 
Agent Code ACJT2565CAUS
Skype: jptufo
Available 7AM to 5PM M-F Pacific

Monday 4PM Eastern Weekly Conference call Global Financial Center
Please attend our Monday 4PM Eastern Weekly Conference Calls. We are fully transparent and real.
Registration Form URL:	http://www.anymeeting.com/PIID=EC55DE84864F
For quick access to registration.
Tuesday 4PM Eastern Weekly Conference Call GFC Agents Training
Wednesday 4PM Eastern Weekly Conference Call Registered Clients
Categories
Film Funding In The News Large Projects Money Available Preparation Private Placement Programs Real Estate Projects Trade Programs

Lessons Learned: The Good, The Bad, and The Ugly 20120317

Lessons Learned: The Good, The Bad, and The Ugly 20120317

The Good:

Our Global Financial Center Products and Services are doing well for our Clients and Agents.

Clients and agents are placing funds and receiving 5% on passbook savings annually, up to 7.5% a year on CD’s: they are placing funds in mutual funds, hedge funds, are historically earning 20% a month for 10 months in our Lloyd’s Bank trade that has an insurance wrap with Lloyd’s of London Insurance (minimum $105,000), are historically earning 15% a month for 12 months on our gold buy/sell (minimum $105,000).

Clients and Agents have access to dozens of products and services geared to capital preservation, evergreen gifting ideas, proven methods of saving money on taxes, obtain commercial loans, onshore and offshore financial planning and dozens of great ideas.

http://workingcapitalfast.com/10100-commercial-loan-program

To learn more register here:

Offshore Private Merchant Banking, Asset Protection, Commercial Loans

 

http://www.thegfc.biz Agent Code ACJT2565CAUS
_______________________________________________________________
I host a weekly webinar for clients and prospective clients:
Meeting Details for

“Global Financial Center Limited Client Introduction”

Monday, March 19, 4:00 PM (Start Now

Links
Audience Log-in URL: http://www.anymeeting.com/thegfclimited1 (Invite More People)
Send this log-in URL to your attendees through e-mail or post it on your website
Registration Form URL: http://www.anymeeting.com/PIID=EC55DE848546
Send this registration link to your attendees through e-mail or post it on your website to allow for quick access to registration.
This meeting is part of a series. This meeting recurs every 1 week(s) on Monday from 4:00 PM to 5:30 PM (UTC-05:00) Eastern Time (US & Canada) starting on 3/5/2012 and never ending. Attendees will choose which meeting they want to attend.
____________________________________________________st
I host a weekly webinar for agents:
Meeting Details for “The Global Financial Center Limited Registered Agent Training”
Tuesday, March 20, 4:00 PM
Links
Audience Log-in URL: http://www.anymeeting.com/thegfclimited1 (Invite More People)
Send this log-in URL to your attendees through e-mail or post it on your website
Registration Form URL: http://www.anymeeting.com/PIID=EC55D8838746
Send this registration link to your attendees through e-mail or post it on your website to allow for quick access to registration.
This meeting is part of a series. This meeting recurs every 1 week(s) on Tuesday from 4:00 PM to 6:00 PM (UTC-05:00) Eastern Time (US & Canada) starting on 3/6/2012 and ending on 3/5/2013. Attendees must register for the entire series at once.
_______________________________________________________________
March 22, 2012 Wednesday Weekly Conference Call 4PM EST Week 12: PRIVATE MANAGED BUY/SELL- $500K TO $50M GOLD COMMODITIES, Project Funding, and More

March 29, 2012 Wednesday Weekly Conference Call 4PM EST Week 13: PRIVATE MANAGED BUY/SELL- $500K TO $50M GOLD COMMODITIES, Project Funding, and More 
______________________________________________________________

The Bad:

I had to report a businessman to Rip-Off Report. I tried to collect the money he owed me for nine months.

http://www.ripoffreport.com/investment-brokers/maxum-gold-bnk/maxum-gold-bnk-chris-pedras-ow-0fa2d.htm

The Ugly:

Don’t you hate it when people don’t do what they promise?

I’m here for you and those whom you choose to refer, M-F 7AM to 5PM Pacific. Saturday’s are for research, writing articles, preparing for the two webinars and weekly Wednesday Conference Call, meeting with Clients and Agents. Sunday is for Church, Sunday School, family and rest.

 

 

I WANT YOU AS A CLIENT!

LET’S GET STARTED NOW!

 

 

 

Joseph P. Tufo, President

CASH FLOW SPECIALISTS, INC.
925-522-0700 Direct

Purchase MP3’s Previous Calls: http://www.joetufo.com/shop
Referral Key: http://www.refrralkey.com/joetufo 

Skype:  jptufo
Please attend our Wednesday Weekly Conference Calls. We are fully
transparent and real.
March 22, 2012 Wednesday Weekly Conference Call 4PM EST Week 12: PRIVATE MANAGED BUY/SELL- $500K TO $50M GOLD COMMODITIES, Project Funding, and More

March 29, 2012 Wednesday Weekly Conference Call 4PM EST Week 13: PRIVATE MANAGED BUY/SELL- $500K TO $50M GOLD COMMODITIES, Project Funding, and More 

Private Client Services $100k to $100m+, Project Funding, Asset Monetization, Financial Planning, and Business Consulting
For access to information on raising capital for your business visit:

Offshore Private Merchant Banking, Asset Protection, Commercial Loans

http://www.thegfc.biz Agent Code ACJT2565CAUS

 

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation. 
Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

 

Categories
Articles for Publication In The News Large Projects Money Available Multi-Family Preparation Real Estate Projects

10/100 Commercial Loan Program

10/100 Commercial Loan Program

Underwriting Qualifications:

1. $2,000,000.00 (USD) and up.

2. Documents required:

Business Plan


Capital Expenditure Budget


Executive Summary


Last three (3) years of financial statements


Incorporation Documents

Corporate Structure Outlined


Passports of all officers and directors

All documents must be submitted to the underwriting department at

www.thegfc.biz Agent Code ACJT2565CAUS Joe Tufo/CFSI

3. Upon underwriter preapproval, a conditional Letter of Intent (LOI) will be issued to the borrower.

4. In compliance with the conditional (LOI), the borrower is required to deposit 10.00% of the loan amount requested into a GFC account and submit the names that will be used to register and establish their new International Business Company (IBC) and Off-Shore Foundation.

5. Borrowers approved for 100 Million or more may select an independent third party Escrow Firm to hold the 10.00% deposit until the binding Letter of Intent is issued. (NOTE: If the GFC was not able to provide the loan as described, the GFC would return all of the borrower’s money, plus a 3.00% annualized return on their deposit.) Moreover, the GFC is registered with the New Zealand Registry Office as a “Financial Service Provider” (FSP) and this information is also lodged with the Financial Markets Authority (FMA).

6. The LOAN PROCEEDS will be credited to the borrower’s (IBC) account ninety days after the GFC receives the deposit. A Visa/Debit card will also be issued to the borrower for access to the loan proceeds for the (IBC).

7. The law firm of Bell Gully, which is located in Auckland, New Zealand, will prepare and issue the closing documents to the borrower for review and signing via email.

8. Once the LOAN DOCUMENTS are properly signed 100% and returned to the law firm of Bell Gully, the loan proceeds will be credited to the borrower’s newly established (IBC) within ninety (90) days from the time that the borrower made their 10.00% deposit to GFC.

9. Type of Loan: Development Bridge Loan. (Non-Recourse)


10. Interest Rate: 3 month LIBOR + 1 to +8%, depending on the riskassessment.


11. Term: 36 months, interest only with a balloon note. NOTE: The borrowerhas the right to pay off the Balloon Note or roll it over into a 25 to 30 yearMortgage or Wrap around asset loan with GFC.


12. Type of Loan: Mortgage or Wrap-around asset loan. (Non-Recourse)

13. Interest Rate: 1 year LIBOR + 1 to + 4% fixed.


14. Term: 25 to 30 years


15. Geographic Regions: Does not matter.


16. Prohibited industries: Weapons, Tobacco, Pornography, & Illicit Drugs.

17. Financial capability of individuals: Not an issue.

18. Social Security Number(s): Not required of borrowers.

Please contact me the moment you or a borrower is ready to submit all of the required underwriting documents mentioned in item 2 above. We will get online and go through the registration process with them.

____________________________________________________________________________

Non-Recourse does not mean “written-off.” It means no personal liability. For example, a lender may take the property pledged as collateral to satisfy a debt, but it has no RECOURSE to other assets of the borrower. It’s the same as exculpatory.

 

You may want to purchase a copy of Barron’s Dictionary of Business Terms. I’ve had a copy in my library of 2000+ books for 25 years. It has the clear definition of 6000+ key terms used throughout the business world. It’s an indispensable reference.

 

The 10/100 loan is written initially as a three-year bridge loan and can be converted to a 30 year loan.  

On Sat, Jan 7, 2012 at 1:19 AM, Patrick wrote:

Good Morning Joe,

 

Thanks for the email. Please clarify the yellow bits below.

 

It says non-recourse which means it is written off in my understanding ?

 

But then it in 10. and 13. It quotes two different LIBOR rates to pay ?

 

It then says in 11. – 36 months but in 14. – 25-30 years.

 

I am somewhat confused here !!!!!

 

Regards

 

Patrick J White

____________________________________________________________________________

Best regards,

Joseph P. Tufo, President

CASH FLOW SPECIALISTS, INC.
925-522-0700 Direct 

joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog

 

Purchase MP3’s Previous Callshttp://www.joetufo.com/shop

LinkedIn: http://www.linkedin.com/in/joetufo

Referral Key: http://www.refrralkey.com/joetufo 

Skype:  jptufo

Facebook: http://www.facebook.com/joetufo

Please attend our Wednesday Weekly Conference Calls. We are fully transparent and real. 

 

January 11, 2012 Wednesday Weekly Conference Call 4PM EST Week 2: 

PRIVATE MANAGED BUY/SELL– $500K TO $50M GOLD COMMODITIES,  Project Funding, and More 

http://myaccount.maestroconference.com/conference/register/32M4WYUF0I6R16Y 

January 18, 2012 Wednesday Weekly Conference Call 4PM EST Week 3: 

PRIVATE MANAGED BUY/SELL– $500K TO $50M GOLD COMMODITIES,  Project Funding, and More 

http://myaccount.maestroconference.com/conference/register/9Q73HGOYYU0ROOFZ

January 25, 2012 Wednesday Weekly Conference Call 4PM EST Week 4: 

PRIVATE MANAGED BUY/SELL– $500K TO $50M GOLD COMMODITIES,  Project Funding, and More 

http://myaccount.maestroconference.com/conference/register/IY2PKGL8VBWX16RB

 

Private Client Services $100k to $100m, Project Funding, Asset Monetization, and Business Consulting 

 

For access to information on raising capital for your business visit:

http://www.commonwealthcapital.com/main/21.php?username=cfsi  

 

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation. 


Trust, Integrity, and Service: Here Today, Here Tomorrow

 

Please click on the link below to read our Disclaimer

http://joetufo.com/blog/?page_id=14