Lessons Learned: The Good, The Bad, and The Ugly; Two Clients Were Paid On Trades This Week, Four This Month! Questions to Ask Traders, Private Client Programs $50k to $100m+, How To Fund Viable Projects Today and More 20101226

Call or write for a FREE Copy of “What If ?”

(Using Private Placement Programs to Self-Liquidate Debt and/or

Self-Fund Viable Projects)

Happy New Year!

Speed Translates Into Results

I thought that this information may be of interest and value and I am sharing this for educational purposes only.

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We’ll be doing weekly calls so if you missed this one they will be other opportunities.  Call me at 925-691-8200 to confirm your attendance so we have plenty of room on the call.

We’ve had four clients paid on these programs so far in December 2010 with two different trade groups.

Make 2011 your best year yet…

The Business Opportunity Call will be at 5PM Pacific, 6PM Mountain, 7PM Central and 8PM Eastern Wednesday, December 29, 2010.

We will be discussing the featured trade program in depth.

Please RSVP at 925-691-8200 so that I know who will be on the call. I will give you the special call in number.

Learn How To Self-Fund Any Projects Or Ideas:

Learn How To Self-Liquidate Debt

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I took the Dale Carnegie Goal Self-Assessment test and scored a 92. How will you do:

http://www.dalecarnegie.com/quiz/quiz_goals.jsp

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This came in Thursday December 23, 2010 on Skype. About 200 people from around the world communicate with me thru Skype. My handle is jptufo:

Hey Joe, I have been away for a few days.. Great stuff you have been sending.. I also like the idea of the conference call program… I will review your e-mails and see what God and I can put together… …

[7:21:07 AM] Joe Tufo: We had 16 on the call last night – quite a surprise three days before Christmas. We’ve had four clients paid on small cap trades this month.

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This came in Thursday December 23, 2010:

Beloved Brother in Christ, Joe

May you have a very blessed Christmas and a year filled with His many blessings.

I’ll be following this up with an update for your review and comments in the next few days. Vic B.

This came in Wednesday December 22, 2010 from Garry who was paid on a trade the same day:

Joe,

As you are aware, I was introduced to you following a catastrophic loss suffered with Logic Powered Capital and Commodities wherein I lost over 70% of my investment within 3 weeks of becoming involved in that program.  In our initial discussions there was a willingness expressed to help recoup that loss but doing so required cooperation from one of LPCC’s fund managers and such cooperation has not been forthcoming.  It would help me greatly and I would be immensely grateful if the money I received from trade just completed could be entered into a 50% trade for another 2 cycles.  I would be willing to add $30K now and another $30K at the end of the first cycle so that by the end of the two more 1 month cycles I would be at the $250K mark.  At that point 3 successful cycles through the program would give invaluable credibility and I am confident at that point I could bring additional money to the program from my partners and associates looking to fund projects.

Any assistance you can provide in helping to make this happen would be sincerely appreciated.

Thanks

Garry

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From Garry:

Joe,

Sorry I couldn’t get on.  I had a closing today and was still emailing documents until 8:00 PM east coast time.  By the time I grabbed a quick bite and got my wits back I had missed the call.  Look forward to speaking tomorrow and I promise I will get on a call and give a testimonial.  I’d love to participate but not sure I can find 2 other people to total to $250K

Thanks

Garry

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My response to Garry:

Let’s see what we can do:

1. Monthly 15% a month

2. Any Money Trade “Car Pool” $50,000 minimum, $250,000 required

The worst that happen is that you get 15% a month.

I’ll be in at 7AM tomorrow.

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Garen’s response:

Dear Mr Tufo,

Thank you for your email.

Please note that while I am appreciative of you keeping me in the loop of past clients of LPCC, I do request that you keep all conversations that are privy to you and what is now your current client(s) between yourself and the client. Should anything arise from past clients that are now your clients that the particular client wishes for me to know or be involved in, then that should be at their discretion.

In regards to the other clients, as you know, I have setup our own fund and am quite happy with what we are currently doing, albeit in a different format than what your guys are doing, I prefer to do things that I have control over given what has happened in the past.

Should anything change, I will advise you accordingly.

Thank you again for everything you have done thus far, and wish you and your loved ones a Merry Christmas.

Garen Ovsepyan | Managing Member

My response:

It’s quite clear that you feel no moral responsibility to help the clients that were “screwed royally” by your past associates.

It’s shameful that people like you care so little and make it difficult for people like me.

A comment from a referral partner in PA:

Joe:

You said to Garen exactly what should be stated.  Maybe your good comments will yet sink through to him, and possibly he might yet take you up on your good offer to restore his clients’ lost funds which they entrusted to Geralds and Ovsepyan.

Please keep me posted on any further communications from Garen.

I have forwarded your comments on to Elmer Oestman who will appreciate your offer to Ovsepyan, and your integrity.  Good events might yet materialize.

Happy holidays to you and your family.

Hugh

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More:

You made representations to Jim and I during several conversations beginning October 27, 2010.

I went out on a limb for you and got our trade principals to make an offer November 5, 2010, that would have made your victims whole. Instead of following through on the commitments that we thought you made you chose to ignore our calls and emails until now.

Your “selective memory loss” is indicative of your lack of consideration.

A simple “no” to me would have been appropriate.

We could have put a big dent in the losses your clients suffered. Proof of that is Garry Hesselbacher receiving his principal and a return of 50% on the 30-day trade that we promised you (in fact your rate of return was significantly greater because you told us $30m would be placed).

“Man-Up!”

I know four of your victims personally none of whom have a kind word for you: one has retained an attorney to file a lawsuit and a second has retained a former SEC attorney.

You ignore calls, emails, and attempts of personal contact deliberately and that’s shameful in business.

It’s good to know that you have “made arrangements of my own with clients of the past that have suffered financially, and that is something that is privy to me and those affected clients.” It appears that Garry Hesselbacher, Elmer Oestman, Mikal Abdullah, and Irv Blackman have not been included in those arrangements.

This is your opportunity to make them whole.

I wish you the best of success and the maturity to honor your clients by living up to the representations that you make.

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This was written to a prospective referral partner who found our websites:

I’m not your guy.

I have a set way of doing business that works for me and my clients.

You are welcome to subscribe to the newsletters, participate on the weekly conference calls, and access our websites but I absolutely refuse to work for free.

In my experience most prospects are “dreamers and schemers.”

I wish you the very best in your future.

p.s. If you want to buy some consulting time visit http://www.joetufo.com/consultingx

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How do you like this “genius”:

Could you please make arrangements to send me a check in the amount of $10,000,000 that i will put on deposit at chase bank’s fdic insured accounts. i will use the funds to purchase businesses in the united states that have shown substantial dependable profits in previous years. i use earning statements and ‘irs’ form 1120 to decide which businesses to buy.

once you have sent me the check, i will then be able to make monthly payments in the amount you require.

please reply stating your loan terms and conditions including loan interest rate and how many years the loan is for.

awaiting your reply

david baird, phone 360 917 xxx ;

e-meil> baird@ncxxx.net

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And how about this:

Chris’ response to your request:

———- Forwarded message ———-
From: Chris
Date: Sat, Dec 4, 2010 at 10:20 AM
Subject: CMO BANKING PROGRAM…
To: joe@joetufo.com

JOE, IT IS AGAINST THE RULES AS YOU KNOW FOR ANY TRADE GROUP IN THE PRIVATE PLACEMENT ARENA TO SOLICIT A CLIENT…  THIS IS IMPOSSIBLE.  I THINK THAT MR. MXXXXXXX DOES NOT UNDERSTAND HOW PPP MUST FUNCTION. KEEP IN MIND THAT CMO’S ARE ALMOST WORTHLESS,   A 1B CMO IS WORTH ABOUT 1M IN A SALE… THIS IS 1/10Th OF 1%.  THE MORTGAGE MESS HAS DESTROYED THESE THINGS…  SO IF SOMEONE HAS 8B IN CMO’S WE ARE TALKING ABOUT 8M OF REAL VALUE.  SO WE ARE PROPOSING THAT WE WILL RETURN TO THESE PEOPLE IN A RISK FREE TRANSACTION 80M A WEEK FOR 40 WEEKS…  TALK ABOUT LOOKING A GIFT HORSE IN THE MOUTH !!!  THEY SHOULD BE KISSING YOUR ASS JOE…  SOME PEOPLE ARE JUST UNGRATFUL AND THERE IS NOTHING WE CAN DO ABOUT THAT.  IN THE LAST 24 HOURS I HAVE RECEIVED 13B IN CMO SUBMISSIONS AND AT 25B WE ARE FULL.  SO KEEP LOOKING JOE YOU WILL FIND SOME CLIENT WHO HAS SOME COMMON SENSE !!! HOPE YOU ARE WELL THANKS, CHRIS — On Sat, 12/4/10, Joe Tufo <jptufo@gmail.com> wrote: From: Joe Tufo <jptufo@gmail.com> Subject: Re: CMO BANKING PROGRAM… To: “pat” Date: Saturday, December 4, 2010, 10:08 AM We have  a double opt-in list of 5,346 subscribers that we have built over 11+ years. A CIS and passport are standard protocol for any transaction, Pat. They weren’t included. Chris gave his opinion. On Sat, Dec 4, 2010 at 5:28 AM, pat wrote: Joe, My client is very formal and is signatory for over one billion dollars cash. He has requested a formal personal offer from the people that wish to use his CMO’s. Not a marketing piece that goes out to the masses, a reply to the specific documentation that he sent for response. If that works great. If not, I understand but to be honest…isn’t he just asking for someone to follow normal business protocol for a transaction worth 100’s of millions of dollars? Let me know. Thanks, Pasquale Mxxxxx “Your Source for Commercial Financing” Thought for the week: “You cannot legislate the poor into freedom by legislating the wealthy out of freedom. What one person receives without working for, another person must work for without receiving. The government cannot give to anybody anything that the government does not first take from somebody else.’– Dr. Adrian Rogers From: Joe Tufo [mailto:jptufo@gmail.com] Sent: Saturday, December 04, 2010 1:16 AM To: joe tufo Subject: CMO BANKING PROGRAM… This came in when I was out on my scheduled appointment. I did NOT have access to the computer until now: ———- Forwarded message ———- From: Chris Date: Fri, Dec 3, 2010 at 5:20 PM Subject: CMO BANKING PROGRAM… To: Joe Tufo <joe@joetufo.com> THIS IS ALL WE CAN SHOW PROSPECTIVE CLIENTS… Hi Joe, Wonderful CMO program open now… CMO-BASED PRIVATE INVESTMENT PROGRAM ALL CMO holders – MONETIZE YOUR CMO at 20M PER WEEK Must have a minimum of a 500M of face value. TIME OF THE ESSENCE HERE. THIS PROGRAM IS SCHEDULED TO CLOSE SOON… – Must be triple AAA Rated – With Trader permission can accept AA Rated – Direct access to Trader. – Trader credit line is confirmed. – Short window open for new clients. – Trade is about to launch. – Can now take an additional 20B in CMO Client(s) – Must be 500M face value or higher. Historically Returns details (Verified by Program Manager and/or Trader directly): – Trade is *Historically 20M gross a week for 42 weeks. – Client *Historically will NET 10M of the return  per week for 40 weeks on a 1B Face Value.  ALL PROCEEDS ARE NON-RECOURSE LOANS. – There is 50/50 share with the CHARITY SPONSOR and the CMO Owner. – CMO owner does not have to move instrument.  RESERVE BLOCK ONLY. – After CMO owner clears compliance payout starts in 7 days. THIS PROGRAM IS RUN IN CONJUNCTION WITH THE FED TO HELP FANNIE MAE AND FREDDIE MAC.  THIS IS A PRIME LONDON BANK TRADE. NEED SCREEN SHOT,  CIS AND PASSPORT ALONG WITH ACCOUNT CAPTURE FROM THE BANK OR BROKERAGE ACCOUNT WHERE CMO’s ARE HELD…  PLEASE PRINT OUT AN ON-LINE STATEMENT WITHIN 3 DAYS OLD.  CMO MUST BE ON DTCC, BLOOMBERG OR EUROCLEAR. THANK YOU, CHRIS “Most great people have attained their greatest success just one step beyond their greatest failure.” – Napoleon Hill This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation of investment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126. Also see: http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809 This came in a $1.75b file from Anthony: YES !!!  THIS IS A GOOD FILE… GET ME AN UPDATED ACCOUNT STATEMENT/CAPTURE ON-LINE IS BEST…  WITHIN 3 DAYS AND WE WILL SUBMIT !! JUST MAKE SURE THE STATEMENT SHOWS THERE NAME AND ACCOUNT NUMBER… GOOD MOVE JOE ! CHRIS

This came in from a funding source who is working with monetizing an instrument for a client of ours as you can see from the first paragraph.

I thought that this may be of interest and value and I am sharing this for educational purposes only.

Hi Joe,

It was good to talk to  you yesterday also.  Hopefully Anthony and his associate will send me the instrument I requested and explained and I then my lender will have no problem I hope as I can never guarantee will be able to monetize it.  I do not for see a problem as long as they follow what I have said.

As far as what these lenders do, they can monetize an instrument, BG, MTN, CD, SBLC, T Bills and Bonds on a 90 day, non-recourse loan that is forgiven after 90 days after receipt of the first loan payment.  The smallest instrument that is not a T or BG that they will monetize is 100 Mil USD.  T’s and BG’s they usually will not touch if it is under 500 Mil USD.  All instruments must be cash backed.  That is their basic business.  I do have a lender who will monetize LTN’s, CMO and Bonds backed by Viaticals, however this is a longer process and I can not give you an idea of a LTV as the trustees must see a screen shot for their determination.

The process is very simple.  To get a LTV and monetization schedule, the lender will need to see a screen shot, Title page and an  account statement.   Once I have these 3 items, I will get the LTV and monetizing schedule.  If the instrument owner agrees and the  instrument is either on DTC or Euro clear, the lender will do a  Screen/Block /Pay.  If the instrument is in one of the banks the lender has a security account in then the instrument can be sent ledger to ledger. Once in a while, depending on the instrument, the lender may be able to accept a MT760, however if they do, then they payout schedule will be longer as the MT 760 takes 3-4 days to post and clear. 90 days after the client receives the first of his ionization payments, the client can either roll the instrument over and do this again or he can have his instrument sent back or the Block released.

I have attached a sanitized contract for your review.  This contract discusses Free Delivery DTC/Euro clear, however it is extremely rare that this is accepted any longer as we discussed.  But the balance of the contract is the same.

As an idea of the LTV MTN’s are usually about a 95% gross/85% net.  T’s are the same and can be higher.  The lender accepts instrument from the Top 25 Western European Banks, some Canadian banks, the major US banks and at time some Asian banks, but only if they can issue a Screen/Block/Pay.

Also, it is very important that the instrument not be in the Euro clear interbank screen.  The lender can not do the Screen/Block/Pay.  The instrument must be on the public screen or the client needs to move it to the public screen prior to a contract being issued.

Please understand that when the lender issues a contract, they have put into place whatever they need to do to not only make sure they pay according to the Monetization schedule, they also put into place what they need to do to make sure that the will make sure the instrument is free and clear to be returned in 90 days.  SO before a contract is issued or before I request a contract I need to feel confident that the clients going to do as promised.

As for leased instrument, that can be  a difficult one.  There are 2 options:

1. The actual owner has to sign the contract and supply the banking information for the screen/block/pay or to issue the ledger to ledger transfer and then in the contract the owner designate where/to whose account the loan is sent to.

2. The owner has to give the lender a Board Resolution and the proper paperwork that allows the Beneficiary owner to have the right to work directly with the banker  and issue the access codes required or to instruct the bank officer to send the instrument ledger to ledger.

From: Joe Tufo [mailto:jptufo@gmail.com]
Sent: Saturday, November 13, 2010 4:01 PM
To:
Subject: Today’s call

Thank you for your hard work with Anthony.  He really needs your help. Kindly send information on your services. Thank you.

Providing Evidence Of Proof Of Funds

Validation of funds.  This is similar to showing and verifying assets for a business or commercial venture in order to qualify for a loan.  Borrowers submit their financial statements showing their ability to service the loan….similar process

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet

Proof-Of-Funds (POF)   can be a Sanitized recent Bank Statement or Tear Sheet. (TO START WITH AS THIS IS ONLY AN INTRODUCTION)

It should not be that hard to send this as if anyone has ever wrote a check, by the time that check reaches its final destination it has gone through about six to 12 stops before it reaches its final destination.  That check has all the important banking coordinates and account information on it.  If someone has illegal intentions they could use this check.  There is nothing anyone can do with a Sanitized Bank Statement or Tear Sheet.  We are not asking for account information i.e. Sanitized (White-out or Black-out account numbers)

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Brad was paid on his trade December 2, 2010:

Tell Jim thank you!  The wire has posted to my account.  Should we do the paperwork for the 10-day trade now?  I’m thinking $100-150K.  Please let me know.  Thanks.

Sure beats stocks, bonds, mutual funds, annuities, banks and real estate!

I prefer doing cash trades. We just finished a 10-day trade subscription yesterday. I work for the Trade Principal of the trade group and type contracts for our clients under the authority of the trader.

From time-to-time other opportunities arise.

All we need is a bank statement not more than three business days old, a drivers license if your are a U.S.A. Citizen and a passport if you are not. Email to either help@joetufo.com for fastest service or joe@joetufo.com I receive one or two emails a day at the help@joetufo.com address and about 500 at joe@joetufo.com If I overlook your email Skype me at jptufo or call me at 925-352-6000 (cell).

I received a call from Frank Porter, Tuesday November 30^th. Frank had invested with me in the mid 90’s. He told me that he had always made a lot of money with me. I wish that had been true for every client.

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We’re doing well with the new Trade Group. The first 30-day trade we were involved with paid out December 1st, five days ahead of schedule. The lone client went into his second trade at $125,000 in the Flagship monthly program. He will earn 15% each month for one year: $18,750 that will more than “crack his nut.”

Each of you should place money in the monthly program to “crack your nut” personally and “cover the burn” for your business. Trust me, you’ll sleep much better at night.

Remember $50,000 earns $7,500 a month: $100,000 earns $15,000 a month; $200,000 earns $30,000 a month, $500,000 earns $100,000 a month.

When you grow a pair of “cojones” you can join the NBA player who placed $25,000,000 in the monthly program two weeks ago and is earning $5,000,000 a month.

The two programs are as follows:

Option 1a.   $50,000 minimum from 90 days to a 5 year or best efforts contract.

A return of 15% paid monthly directly to your bank account.

Option 1b.   $500,000. or more will return 20% paid monthly directly to your bank account.

Principal monies will be returned at the end of your chosen contract.

Option II   $100,000. or more compounded for 1 year will bring a return of 500% at the end of the 1 year contract plus return of initial principal.

There are two things that I have always encouraged investors to do since I began selling investments in 1979:

1. Never invest with money you cannot afford to lose.

2.Always take the profits until you get your original investment back

Here is the language in the contract that another client accepted today:

Term of Joint Venture

7 The term of this joint venture shall commence on execution of this Agreement and continue until all payments to be paid to this joint venture per the terms and conditions of the aforementioned distribution have been paid. DEPOSITOR(S) principle is guaranteed from loss.

Is that strong enough language?

We need a CIS, a copy of your passport and Proof of Funds not more than three business days old.

The smallest anyone has applied for was $50,000 and the largest $30,000,000

The next 30-Day Bullet Trade will begin January 2011 (returns are subject to change):

Bullet Trade $250,000 Minimum 50% Return 30 Days Principal and Interest Return. (Trade Size $250,000 to $4,999,999)

Place $250,000 and receive $125,000 for a total of $375,000 in just 30 days

Place $500,000 and receive $250,000 for a total of $750,000 in just 30 days

Place $1,000,000 and receive $500,000 for a total of $1,500,000 in just 30 days.

Place $2,000,000 and receive $1,000,000 for a total of $3,000,000 in just 30 days.

Place $3,000,000 and receive $1,500,000 for a total of $4,500,000 in just 30 days.

Place $4,000,000 and receive $2,000,000 for a total of $6,000,000 in just 30 days.

Bullet Trade $5,000,000 Minimum 100% Return 30 Days Principal and Interest Return (Trade Size $5,000,000 to $9,999,999)

Place $5,000,000 and receive $5,0000,000 for a total of $10,000,000 in just 30 days.

Place $9,000,000 and receive $9,000,000 for a total of $18,000,000 in just 30 days.

Bullet Trade $10,000,000 Minimum 150% Return 30 Days Principal and Interest Return (Trade Size $10,000,000 to $19,999,999)

Place $10,000,000 and receive $15,000,000 for a total of $25,000,000 in just 30 days.

Place $19,000,000 and receive $9,500,000 for a total of $28,500,000 in just 30 days.

Bullet Trade $20,000,000 Minimum 200% Return 30 Days Principal and Interest Return (Trade Size $20,000,000 to $99,999,999)

Place $20,000,000 and receive $40,000,000 for a total of $60,000,000 in just 30 days.

Cash Flow Specialists, Inc.

FAQ’s

Q.  Who is Cash Flow Specialists, Inc and how do I know that you are for real?

A.  Even though we have been around for a couple of years now I would be greatly surprised if you had heard of us.  There are several reasons for this.  First off, due to the nature of our program and where we fall within the guidelines of the SEC, we are not allowed to advertise, so the only way that anyone finds out about us is by word of mouth.  Secondly, another stipulation by the SEC allows us to only have a limited number of participants in our program at any given time.  Therefore we are very selective about whom we approach as potential participants which leads to number three.  We are looking for the seasoned, savvy, knowledgeable investors who know that there is something out there beyond the stock market, mutual funds, options and real estate and they understand and appreciate what it is that we have to offer.

A.  We have very simple, straight forward programs that allows individuals to participate at a level that was heretofore available only to very wealthy individuals or well funded institutional investors.  We have several options that all offer double digit returns on monthly or up to five years or best effort contracts.

Q.  What type of program are you talking about?

A.  They are known as PPTP’s, or Private Placement Trading Platforms (as they grow in popularity they are being referred to simply as Private Placements).  There are many types of PPTP’s out there.  Most are for a short term and for a specific purpose.  A company may decide to sell some of their debt equity in order to raise capital or offer a percentage of their company to private investors, again to raise capital.  Some are used specifically to raise large amounts of cash for charities.  They are growing in popularity because they allow for the raising of capital without the tedious, time consuming, drawn out procedure required by the SEC to do an IPO or stock offering.

Q.  Which type does CFSI employ and how do you make money?

A.  Ours is yet another type of Private Placement, that is multi-faceted and, unlike most of the others, it is ongoing.

Q.  How can you offer such great returns when no one else does?

A.  That is a great question.  I don’t know why banks, stocks and other forms of investments pay so little.  But you really should ask yourself some questions.  Why are there so many banks?  How can brokerage companies afford to advertise incessantly on television and cable?  There is an old joke that goes like this.  Do you know the difference between a bankster and a gangster?  The bankster wears cheaper suits!  Rest assured they are making a lot of money off of your money.

Q.  Is my investment guaranteed?

A.  By your question I know that you are a novice at investing.  Anyone who has bought as few as ten shares knows that you cannot mention investment and guarantee in the same sentence.  This goes for everyone, even the big boys like Merrill Lynch, JPMorgan, Scottrade and all the others.  Every time you make an investment you must acknowledge that you understand the inherent risks in investing, up to and including the loss of your entire investment.

Q.  Are you registered with the SEC?

A.  Due to the way that our company is structured and due also to the fact that we do not offer or sell any stocks or commodities or make any such offerings we have been advised by counsel and the SEC not to register with them.  It would mean mounds and mounds of unnecessary paperwork and regulations that would gain us nothing.  This, by the way, is primarily why Private Placements have become so popular.  Please visit our website and look underPrivate Placement Programs and Trade Programs on our home page, and check out the articles on Bloomberg.com that will explain this even further.

Q.  Do I have access to my investment?

A.  Think of it as a one year CD at your bank.  But, unlike the bank, we offer options that allow you to have either monthly, quarterly, semi-annual or annual payouts on your returns.  Your initial investment will be returned at the end of the contract year.

Q.  Do I have to take all of my money out at the end of the year?

A.  It is recommended that every contract be closed out at the end of the year, but there are situations, with prior approval and detailed documentation, where monies may be rolled over from one year to the next as if an new contract had been instituted with every annual anniversary.

Q.  How do I put my money in and how to I get it back?

A.  We accept either personal checks, or wire transfers.  No cash or untraceable form of currency will be accepted.  Payouts will be made either by wire transfer directly into your account or by check.

We’ve helped hundreds obtain funding, are you next?

If you are trying to obtain a loan for your viable project:

We’re running a Special Promotion until January 31, 2011:

We’ve had good success in funding several in these difficult times.

We’ve found that those whom we meet with face-to-face for a couple of hours, that really get plugged into our websites, newsletters, articles, and webinars have a much higher funding success rate than those who try to “go on the cheap” skip the process. don’t read the newsletters and, in general, try to do things their way.

If you’re serious about getting funded you’ll come to Concord CA and spend two hours with me.

For only $2,500 you’ll receive two hours of coaching for you and your team here in Concord CA on how to properly fund your viable project or idea, a thorough review and written critique of your Executive Summary, Bio’s, Detailed Use of Funds, 5-Year Pro-Forma, and Exit Strategy, and a one-year prepaid subscription tohttp:joetufo.com/blog our 4,000+ page and growing private subscription website which archives our newsletters.This is a $4,664 value if you buy the services separately.

In addition, if you choose to become a Priority Client we’ll credit your entire $2,500 investment plus the costs of your travel to Concord CA towards our Priority Expedited Client Fee.

We’ve been successful in funding dozens of business people who struck out using mainstream funding sources. Block a couple of days; fly or drive to the beautiful San Francisco Bay Area, bring a cashier’s check or wire funds direct to our Bank of America corporate account.

If you need more than two hours we’ll charge only $500 an hour instead of our normal $1,000 an hour and we’ll still credit it all towards our Priority Expedited Client Fee.

If you need me to come to you for two hours you’ll need to add $10,000 for travel expenses and time away from Concord CA. If you need more than two hours we’ll charge only $500 an hour instead of our normal $1,000 an hour and we’ll still credit it all towards our Priority Expedited Client Fee.

On Sat, Oct 23, 2010 at 9:58 PM, Victor B wrote:

Thanks Joe. You are my kind of guy, and I plan to meet with you for a couple of hours within the next couple of weeks; but I have to go to Portland next week and I’ll study your websites before I try to confirm the appointment. I’ll bring a Cashier’s check with me to San Francisco.

Just for your info: I invented plastics recycling in 1987, raised $0.75 mil. in venture capital by Jan. ’89 single-handedly and bought them out by 1991, borrowed millions between 1988-92 and prepaid a $0.5 mil. SBA-guaranteed loan in 1991. However, I have been working very patiently on this phase of my recycling business since the late 1990s; because the big guys wanted to kill recycling in the 1990s. Vic

Vic drove down from Portland Oregon and met with me for two hours at Armadillo Willy’s my favorite barbecue restaurant in Dublin CA Thursday November 4^th.

It’s possible to self-fund with as little as 10% to 15% of your project value and raise the money in two years.

We’re pretty good at what we do but we’re far from perfect. You’ll learn that our clients and funding providers are far from perfect too. Hopefully we’ll all learn some lessons on how to do business better.

We’re looking for “Clients for Life.” If you’re looking for a trustworthy, hard working Capital and Cash Flow Specialist perhaps we can do business. With 33+ years of financial services experience (November 1976 to present) we may be uniquely qualified to serve you and those whom you choose to refer.

Please remember that we work on a Priority-Expedited basis and a Non-Priority- Get To You When We Can basis. Not everyone understands our business model and that’s okay. After 33+ years in financial services we can’t please everyone – We do the best that we can for committed paying clients because they’re the ones who keep us in business.

___________________________________________________________________

I’ve sat through tens of thousands of presentations since we started in business July 1,1999. Most are made by shrewd entrepreneurs in search of funding for their new business concepts.

I am continually shocked by the failure of most of these presentations to communicate effectively and persuasively.

The problem is that nobody knows how to tell a story. And what’s worse, nobody knows that they don’t know how to tell a story.

The overwhelming majority of business presentations merely serve to convey data, not to persuade.

You need to be able to master the art of telling a story in a clear, convincing manner.

Investors have been burned badly in the past several years. There’s nothing worse than receiving a 250-page “novel” with the funding request buried on page 57. We don’t have time to sift and sort through hundreds of pages of data and to give dozens of hours of our precious time away.

If you’d like to be “coached” on how to present powerfully and effectively you should retain Cash Flow Specialists, Inc. as a Priority – Expedited Client.

We’ve helped hundreds obtain funding, are you next?

This came in Tuesday evening November 30, 2010 between a trader and a client who wanted to terminate early. When you commit to a trade you need to “set it and forget it.”

Ron:

Here is the section that applies to your thoughts of early termination for your current contract.  As you can see, it is not a good idea to terminate the contract early.

The reason for this is that we are not trading your money, we are trading our money and the term of the contract is pre-set.  If we terminate the contact before it’s due date, we get stuck holding the bag.

If you terminate your agreement here is the dollar value’s:

Your trade is 25,000.00     Your term is 6 mo.    Your profit is 4%

You are at your first 90 day mark (½) of your contracted term. Your penalty would be 50% of your trade value for early termination.  Your penalty of profits earned would be 50% as well, according to the trade agreement terms below.

In dollars and cents this would cost you the following:

Trade value @50% equals $12,500.00 USD

Trade Profits would be equal to 3 months (1/2) of your total term or $3,000.00 USD

To terminate your contact early would cost you, $15,500.00 USD

9.3

If Termination of the Agreement by the Principal occurs during the Contract Term of less than One (1) calendar year or after a roll up as described in Schedule C herein. The termination shall have an effect upon pending transactions and or previous earnings; wherein such is subject to a penalty for early withdrawal and may affect previous earnings to compensate such a penalty; wherein, such shall not exceed more than 6 month’s earned Principals profits for that Calendar Year, and not more than $50,000.00 (Fifty Thousand USD), in cash penalties for the early closing of your contracted account of 1 year, the same formula shall apply to lower term accounts in that event.   All applicable outstanding considerations are to be settled in full within 30 banking days upon termination of this agreements effected schedules of four (4) ninety (90)  day Trade cycles equal to Twelve (12) calendar months.

I hope that there is another way for you to deal with your issue at hand, because this is an expensive value exchange for your time in so far.

Please advise me of your intentions as soon as possible, if you elect to not terminate then I will need to know what you wish to do with your profit payout on the first of the month.  Such as where do you what the money sent or if you wish to leave it in account.

Please advise me soon the Dec. 1 date is near. 

Best Regards, Cheers

Chris

I wrote the client:

Ron,

You cannot afford to do this.

The client responded:

Thanks Joe

U are correct
I am trying to make other arrangements

Ron

The trader responded with:

Joe;
Ron, has elected not to terminate his account and he has been wired his payment for Dec a bit early, so I think it would be best to have lunch and deliver your payment, in cash, to you direct.

You pick the day, time and place I will meet you and we can eat and talk a bit.

Let me know anytime is good for me.

Best Regards, Cheers

Chris

Brad was paid (12/1/10) on his 30-day trade program five days before it’s due. I am paid Monday December 6th. I was also being paid on a small trade with Chris: see above. It was a few hundred dollars but that was two in a few days.

That should be sufficient proof for you to consider referring business to us.

__________________________________________________________________________

As a man thinks in his heart, so is he. – Proverbs 23:7

Thanks to each of you for doing business with me; some for more than 30 years.

As always I am available M-F 7AM to 5PM M-F Pacific. There are extended service hours for Priority Clients and existing Trade Program Clients.

Saturday I write the newsletters, research and write articles. I work about 40 Saturdays a year.

Sunday is for Church. I help with Front Door Ministries from about 8:15AM to about 1PM.

Joseph P. Tufo, President

Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
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Fee and Commission Based.

Private Client Services $50,000 to $500,000,000+, Large Project Funding $10,000,000 to $2 Billion, SBA Loans, Commercial Loans, Private & Hard Money Loans, Asset Monetization, Proof Of Funds and More.

Ask about how to self-liquidate and self-fund a project (hint: you need a minimum of 10% to 15% in cash)

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

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