Category: Newsletters

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

Hector and Peter put down their heads and rolled up their sleeves and got the company to do exactly what they were told to do. That’s what it takes to get funding: pay the fee for professional services, mutual cooperation, up-to-date books, current tax returns, and paying a back end fee.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000.That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

If you have a minimum 700 FICO score on all three bureaus, have no more than a 30% debt to high credit limit or are willing to pay down debt, can wait 60 business days, are mutually cooperative, have a good executive summary, bio’s of key people, a detailed use of funds, a five-year pro-forma and powerful exit strategy with the funds to get started call me at 1-800-669-2700.

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)
– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Qualification Requirements
Applicants must have:
– A login and password to: http://www.creditchecktotal.com
– No collections, charge offs, bankruptcies or judgments.
– No late payments
– At least a 700 mid FICO score
– At least 6 years of credit history with 3 open and active trade lines
– All installments and revolving accounts should have balances under 30%

With our affordable and reliable platform we are able to maximize your credit rating and obtain the funding you need. Our team of dedicated service professionals are standing by to offer help in credit improvement and loan services. This may be the solution for all of your essential needs We look forward to making a friend for life.

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

From our working Capital Fast website

Applications

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Business Lines of Credit explanation from another vendor:

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, determination, persistence, business smarts, and perhaps even with sheer GUTS you made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, perhaps through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget.

Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”.

How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

NO Collateral
NO Tax Returns
NO Business Plans
NO UCC Filings
NO Headaches
4%+ APR
NO DOC to $400,000 (Start-Ups OK!)
EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

You Apply Online or call us to start the Process.
We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
You fax back to us the completed and signed Client Package.
We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7%to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.
MINIMUM QUALIFICATION CRITERIA: We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.

NO DOC: No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.

EZ DOC: EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

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How We Work

From the desk of Joe Tufo…

Thank you for visiting my website and signing up for my FREE newsletter…

Here’s a little background on me.

For the past 10 years I’ve been helping people just like you get funding for their businesses and their business ideas.

Over this time I’ve helped hundreds of entrepreneurs secure over $1.2 Billion for businesses of all kinds… from home based businesses, to Real Estate Investing, to business lines of credit to wireless internet technology… and everything in between.

I’ve participated in many business funding seminars from the International
Hard Money Conference, various Real Estate Investment Clubs, Various Webinars, Radio Shows, and am a member of The American Cash Flow Association.

It has taken a lot of time, effort, and some painful experiences to develop the winning formulas that help businesses get the funding they need… especially in today’s economy.

But I’m happy to say that because of what I’ve learned there isn’t a business or business idea out there that can’t find the capital it needs.

It’s pretty easy to do too…

I’ve broken it down into a simple 5 step process…

***Step 1: Determine exactly how much capital you need for your business.

***Step 2: Learn the different types of business capital available to you.

***Step 3: Determine what type of funding is the right fit for your business.

***Step 4: Find the best source of funding which matches your needs.

***Step 5: Put together a deal that makes sense for your business today and down the road.

And it doesn’t matter how much you need either… whether you need $50,000 or $5 Million or more the process is exactly the same and you can get it

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blogour subscription site which has about three times the content. It also archives the newsletters.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing:http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?

Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

t;LEFT”>Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application. http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

We offer a one-time FREE 20-minute consultation to those who complete the questionnaire completely. This is a $333.34 value based on our hourly consulting fee. Of course, you may purchase additional time at p://www.joetufo.com/consulting”>http://www.joetufo.com/consulting

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

When you hire us to work on a priority basis we thoroughly study your submission package to make sure that it complies with our recommended Road Map to Funding Success. Funding has always been about presentation. Those who present well are funded. Those who don’t present well are not funded.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review athttp://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

* We never denigrate the predecessor. First, this insults you and reminds you of a poor decision. Second, it diminishes respect and confidence in the profession as a whole and lowers the public’s perception of our professionalism.

** Even though you are changing firms, it is almost certain that you liked certain characteristics of the predecessor. We want to find out what those were and exceed them. For instance, if you said the prior firm always returned phone calls within one day, we strive to return phone calls within four hours.

Non-Priority – If you think that you’ve “nailed it” when preparing the four key ingredients to funding success, and you aren’t in any hurry at all to fund and aren’t quite ready to pay consultation fees then we’ll take a look at your project when we can get to it. After we look at it we may need to send it back because you don’t meet our requirements. (Priority Clients get major help from us in cleaning up their submission.) We’ll return your calls and emails when we can: after all, priority clients come first.

We reserve the right to review each submission once, beyond that our consultation fee will be required. You had better complete the submission request correctly the first time or you better get familiar with our websites mentioned above. If you submit for free we can’t spend a lot of time. It’s not fair to us, our families, or our Priority Clients.

In our experience we can fund 1/3 of the files that cross our desks, 1/3 are DOA Dead on Arrival, and the final 1/3 are broken and need to go through some form of remediation which can take hours, days, weeks, months, or years.

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

Working Capital Fast

Money to Solve Cash Flow Needs

Why We Say NO! A Lot and Mean It

by JOE TUFO[EDIT]

Many times throughout each day we receive calls from folks like you: referrals, referral partners, past clients, current clients, prospective clients, or someone who Googled one of our websites.

Invariably, you tell us that your project or start-up is “the greatest thing since sliced bread,” is a “billion dollar idea,” We’d “be a fool if we didn’t drop everything and devote all our time for free to get you funded.”

To each of you who expect us to work for free we have this to say – NO! NO! NO! A thousand times NO!

WE’RE NOT IN THE FEE BUSINESS and WE’RE NOT IN THE WORK FOR FREE BUSINESS!

It’s not that we’re uninterested or impolite it’s just that we’ve heard it thousands of times. Here’s our thoughts:

Do we have the time?
Will we feel pressured to get it done?
Will we be upset with ourself?
Will we be resentful of the other person?
Will we feel duped, had, or swindled?
What do we have to give up to do this?
What can we gain (What’s in it for us?)

No is our first option instead of the propensity to say yes that emanates from wanting to please, wanting to be liked, needing to be needed, being timid, avoiding confrontation, not knowing our rights, or feeling: plain and simple, that we should.

We’re in the consulting and funding business. With 33 years (November 1976 to present) of financial services experience in insurance, securities, and finance we may be uniquely qualified to serve you and those whom you choose to refer.

We charge a fee because we do this full-time: 50 hours scheduled a week plus another 20+ working on the websites, writing articles and newsletters, recording audio and video, holding webinars and other tasks to help each of you.

We take on committed paying clients and then focus all of our effort and energy in getting you funded.

Even at that we fail about half of the time.

In our 10+ years experience in this business about 1/3 of what crosses our desks we can fund (you may not like the rates, terms and conditions but we can fund you), 1/3 is DOA – Dead on Arrival – even with the thousands of pages of information we’ve published, dozens of books and courses we’ve published – let’s face it many of you can’t or won’t follow instructions, and the final 1/3rd is broken: your credit sucks, you have no business credit profile, you have more than three inquiries, you have derogatories, liens and judgments – you’re a mess and it will take days, weeks, months, or years to fix.

So it’s not that we want to say NO! It’s just that we have a way that we do business well and that works for us: pay us our fully earned, non-refundable commitment fee of $25,000 for each project of $2,500,000 or above (1% minimum $2,500 per project $25,000 maximum per project for six months of service). We’ll roll up our sleeves, put on our thinking cap and get to work.

We have REAL funding sources that fund viable projects. Your project can be next.

As always we are available M-F 7AM to 5PM Pacific to serve you and those whom you choose to refer.

My good friend, Leonard Rosen, is arguably “The Pit Bull” when it comes to Hard Money.

May 27th Leonard be hosting his National Hard Money Conference at the Ft Lauderdale FL Marriott. I hope to be there and I hope that you’ll be there to join me.

Be sure to put TUFO in the coupon code and get two tickets for the price of one, a savings of $595 to $895 on the purchase of two tickets.

Seminar Agenda

6:00 am to 8:00 am

7:00 am to 8:00 am

15 minute break

Lunch break 45 min

Attendee Check in

Meet and Greet networking breakfast

EVENT BEGINS – 8:00 am sharp
Matt Rosen, Introduction of featured speakers and sponsors

Market Commentary
Leonard Rosen

Market Implosion
Buying Performing and Non Performing Notes
How to Prosper From The Foreclosure Crisis
Taking Advantage of Opportunities Available

Mortgage Pool Conversation
Leonard Rosen

Becoming a Portfolio Manager
How to Become a Hard Money Lender, Creating Multiple Revenue streams by Servicing your own loans
Raising Capital
Mortgage Pool Products
Performing and non performing debt

How to Raise Millions From Real Estate Investors
Dale Hamill, Pinnacle Lending Group

Commercial Markets & Creating a Private Placement Offering
Jon Hornik, Attorney At Law

Understanding commercial loan workout programs
Phil Jemmett, Commercial Loan Workout Services Inc

Strategic Marketing
Leonard Rosen

New Marketing Strategies
S.E.O. – The 20 steps
Business Plans – What now?

Acquisition and Funding of REOs
Leonard Rosen

Round Table Discussion – 7 person panel
Jon Hornik, Attorney At Law
Sam Kohn, Commercial Broker, National Equity Funding
Dale Hamill, Pinnacle Lending Group
Phil Jemmett, Breakwater Equity Partners
Greg Hindson, CEO, Nortridge Software
Michael Griffith, CEO, FCI Lender Services

Closing

Hosted Networking Cocktail party

*Agenda subject to change

General Admission $595		Premier Admission $695		VIP Admission $895
$595.00		$695.00		$895.00

For Hotel Room Reservations:
Marriott Harbor Beach Resort
Ft Lauderdale – Florida
May 27th, 2010
Seminar will be held from 8:00am to 6pm.

Be sure to put TUFO in the coupon code and get two tickets for the price of one, a savings of $595 to $895 on the purchase of two tickets.

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From our Working Capital Fast website

Applications

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Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

http://joetufo.com/blog/?page_id=

Our corporate website is a subscription site that archives newsletters, audio, video, advanced alternative funding solutions, proprietary products, and confidential solutions that we don’t want the general public to access without subscribing.

New International Strategic Funding Source

I received a call Monday April 19th from Heather the Director of a USA based firm that has access to hundreds of international funding sources. I have know Heather for just under one year.

I conferenced in a client in Aspen CO who is building two ultra-high end custom homes that will retail in the $35m to $40m range each.

Heather can fund these in about 60 days at 6% to 7% interest fixed amortized over 20 to 30 years with a seven-year call. The loans are non-recourse and are assumable; not a bad exit strategy for builders.

They can fund from $500,000 to $100,000,000. As always having a pleasing personality and great presentation are funding keys. Once approved they require $750,000 as a refundable deposit.

Please remember that we are fee and commission based and work on a Priority and Non-Priority basis.

We will look at ANY viable project for free. We will host one free 20-minute consultation. After that you’ll decide whether to retain us

Commercial Loan Modifications: Testimonials, from my friend Phil

The commercial workout process is a complicated and multifaceted endeavor requiring expertise in numerous fields. Breakwater successfully merges our knowledge base and experience in law, banking, tax, and real estate to generate a synergistic approach to client solutions. Our years of experience encompass multiple asset classes, financial institutions, and loan products.

Please review the posted testimonials for a brief insight into the success we have brought our clients. Due to the confidential nature of the industry the disclosure of information is limited.

	Case History “A” – High End Condo Development Our client owned a high-end four (4) unit condo construction project near the beach in San Diego, CA. The bank began experiencing problems, and as a result slowed down the funding of the client’s construction loan. The loan matured in March 2009 with only $2.4MM out of $3.5MM having been advanced to the client. The bank refused to fund the balance of the construction loan and threatened to execute on the personal guarantees. We completed a legal, bankruptcy, and economic analyses of both the asset and the guarantors. Our primary recommendation was to cram-down the loan principal with the current bank and bring in a ‘white-knight’ investor to acquire the project at a substantial discount. However, as a matter of professional reputation the guarantor simply wanted to finish the project. During the workout, we discovered several breach of contract and tort claims against the lender. The bank eventually recognized its conduct had voided the guarantees and created significant exposure. In addition, we demonstrated the asset’ s value would further deteriorate in bankruptcy, making a repossession uneconomical. The bank agreed to extend the loan for 1 year, advance the money to complete the project and reduce the interest rate to just 2%. The client was pleased that they could finish the project successfully and honor the wishes of the guarantor.
	Case History “B” – Condo Development We represented a developer on a completed condo project. The owner had been in negotiations with the bank for over eight (8) months attempting to short sale the asset. The client had a buyer willing to purchase the project for $4.0MM, which was approximately $1.8MM below the note value. However, the bank was only willing to discount the note $750K and was not willing to relinquish the personal guarantee, which was full recourse. After a thorough legal and economic analysis, it was obvious that the client had significant litigation claims. Collecting on the personal guarantee would be problematic and bankruptcy would further diminish the value. Within two weeks after the initial meeting with the lender they agreed to a full release and allowed the project to be sold to the ‘white knight’ for $4MM. Even though the client lost their equity in the deal they were relieved to be out of a project which may have dragged on – clouding the rest of their performing projects. Often, purging a deal strengthens a client’s portfolio.
	Case History “C” – Mixed Use Retail A large and successful Southern Californian developer attempted to renegotiate the terms of their loan with a CMBS special servicer. The project was a finished state of-the-art mixed-use development in Southern California. The client wanted a term extension and a release from the LTV covenants. Proceeding thorough legal, bankruptcy and economic analyses of both the asset and client, it was obvious to us that the litigation and bankruptcy leverage points were unsatisfactory. We chose to concentrate on an economic approach. Negotiations often take months. However, in this case, we completed negotiations in less than 60 days. We were able to get a 4-year extension, and a 200 basis point interest rate reduction – saving the client $1.4mm over the life of the loan. Oftentimes, it is just a matter of having strong representation along with a couple leverage points to convince a lender to concede to reasonable terms.
	Case H istory “D” – Partially Developed Land – Entitlement (Multifamily/Commercial Zoning) In February 2007 the asset was appraised at $6.8MM and the developer took out a $4.7MM loan with a full recourse personal guarantee. The property was adjacent to several proposed public and private projects which would create hundreds of new jobs. As the Phoenix economy collapsed and the proposed projects were cancelled, the vacant land declined in value by 80%. We completed a thorough legal, bankruptcy and economic analyses of both the asset and the client. The legal leverage points were moderate at best. However, when we combined the legal, bankruptcy, and economic strategies we demonstrated that the bank’ s best strategy was a quick liquidation in order to avoid a continuing drop in asset values compounded by holding costs. Given a potential bankruptcy, and collectability problems with the personal guarantee, the bank was eager to purge this loan from its books. We brought in a ‘ white knight’ and sold the property for approximately $650k. The relationship between the ‘ white knight’ and the client was disclosed in the documentation. The white knight purchased the project and re-sold it for a 100% profit. The bank was rid of a troublesome asset, the client quickly resolved a potentially long-term problem and a related party partook in a profitable deal.
	Case History “E” – Multifamily – 16 Units, Phoenix AZ The asset’ s value had fallen from $1.5mm when the loan was made to around $400K. The asset had a negative NOI and could not cash flow even if the bank authorized a zero percent (0%) interest rate. Even though the client had some limited assets, we were able to demonstrate to the bank they could not collect, and the best option for the bank was to repossess the project immediately – and release the client from the PG. The bank took the property back, salvaged some value and the client avoided personal bankruptcy – protecting the rest of their assets. All of this took place in less than 90 days. Even though we received this case just prior to the loan maturity deadline, we strategically played the few remaining cards to achieve a good resolution for the client.
	Case History “F” – Corporate Housing Community Our client acquired a 36 unit corporate housing community in October, 2007 and placed a twoyear interest-only loan at Prime Rate minus Â¼ with a 7.5% floor and a 50% personal guarantee. Nearing loan maturity in late November of 2009, the bank denied long-term financing due to an LTV below 80%. To avoid a new property appraisal, the bank agreed to a six month loan extension at 6% IO and a 100% personal guarantee. As cap rates continued to rise and market rental rates decreased, our clients were rightfully hesitant to increase their liability to 100% for only a six month extension. Once engaged, our team performed thorough economic, financial and legal analyses of the both the asset and client. During negotiations, we convinced the bank they did not have the expertise to operate this asset as a corporate housing project, and their best option was to keep the clients in the deal. The bank reversed course and engaged in more realistic negotiations. The bank agreed to waive the $240K of back interest and keep the guarantee at 50%. The clients were most pleased with our ability to manage their liability, maintain the 50% personal guarantees and keep them in their asset.

Proof of Funds

We are committed to guiding you through today’s complicated credit environment by targeting your specific needs to insure future success for your business and yourself!

Types of processes our products assist with:

Net worth enhancements
Show of Downpayment
Bond requirement
Reserved or Blocked funds
Video Production
Real Estate

Oil and Commodity
Fund you Large Commercial projects
Credit enhancement
Proof of Collateral / Liquidity
Qualify for financing

Proof of Funds & Letters of Credit

Welcome to our boutique of financial instruments:
We offer proof of funds with financial backing of over $500billion in assets. Our funds are fully verifiable via bank swift (MT760, MT799, MT999 & MT103/23), bank call, VOD or soft escrow etc. Written Confirmations from 1 to 366 days up to $5B. Clients have utilized these funds for a variety of reasons. These programs aren’t to be used for any Arms, Drugs or any other transaction that are illegal. We do not qualify the use of these accounts.

Our programs exist of but are not limited to:

PROOF OF FUNDS – Investment Brokerage Account: Great to enhance and leverage your transactions with large funds at low costs.

PROOF OF FUNDS LETTER – Investment Brokerage Account: Works very well for Real Estate show of assets.

PROOF OF FUNDS – Top Bank: Enables clients to enter into new arenas of high yield opportunities.

LETTERS OF CREDIT – Investment Brokerage Account: SBLC- BG- DLC Etc. Great for Import/Export and other large transactions.

LETTERS OF CREDIT – Top Banks: Leverage large projects for high volume funding.

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This is a Forex Master Trading Account.
Yes… it is cash backed.
This account offers seasoning by request.
Amounts from $50K to $5B and at times higher.
VOD, phone and fax verifiable.
Swift MT799 by request for additional costs.
Funds can be blocked for the transaction and Administrative holds are available.

Great for showing proof of assets for real estate and other business transactions.
Verifiable by standard VOD, phone and fax verification.
Very inexpensive method of proof of fund.

Cash Backed.
Top Bank.
Master Account.
8 week programs with extensions.
Starting from $1M and up.
MT799, MT760 Ping or Fax verification.
Blocked and reserved for the transaction.

SBLC/SLOC: Standby Letter of Credit.
DLC: Documentary Letter of Credit.
BCL: Bank Capabilities Letter.
BG: Bank Guarantee.
Up to $10B.
1 to 13 months with extensions.
Great for Import/Export and commodities.
Large transactions.

– This acts as a guarantee of payment issued by a financial entity on behalf of a client that is used as “payment of last resort” should the client fail to fulfill a contractual commitment with a third party. Standby letters of credit are created as a sign of good faith in business transactions, and are proof of a buyer’s credit quality and repayment ability. The financial entity issuing the SLOC/SBLC will perform brief underwriting duties to ensure the viability of the contract and transaction, as well as the integrity of the party seeking the letter of credit. Typically, the letter of credit is cancelled as soon as the terms of the contract have been met by the purchaser or borrower. After due-diligence is concluded, the issuing process is 2-3 days.

Top US and European Banks
Leverage Funding
Monetizable

We pride ourselves with our success track record and effectiveness to produce results for you. Consider us your complete one stop source for Proof of Funds. Ask about our broker network program. Please note our arrangement fee is upfront (through escrow) and not as a success fee.

Procedures and Forms

1. Client, or client’s representative, will provide the necessary information to provide a quote. The minimum information needed is: the client’s name, email address, telephone number, and physical address, account funding amount, account term and type of account verification required.

2. A Term Sheet will be issued for the amount of funds requested by the Client. The Term Sheet will stipulate the Arrangement Fee, refundable processing costs, escrow fee and include a short application.

3. Upon receipt of the signed Term Sheet, processing fee, escrow fee, application and proof of ability to deposit the Arrangement Fee in the Escrow Account, a Principal Agreement will be issued detailing how the Proof of Funds is to be provided. The agreement will include provisions concerning delivery of confirmation documentation and terms of account use. Escrow instructions will also be provided so that the initial Arrangement Fee can be deposited by the Client into the Escrow Trust Account. It is a condition in the Escrow Agreement that in the event we do not open the Proof of Funds account, the Arrangement Fee will be returned in full to the Client by the Escrow Agent.

4. Concurrent with the Client’s execution of the Principal Agreement, the Client must deposit the initial Arrangement Fee into the Escrow Account. The Client will be required to provide the necessary documentation to complete the account establishment process. This information will include color copies of photo ID’s for all signatories; a second ID including address; Certificate of Good Standing or Incorporation, if applicant is a company; Employer Identification Number (if applicable) and Corporate resolutions (if applicable) and social security numbers for individuals. The Client will be a signatory on the account, but will be unable to conduct transactions or encumber the funds in the account in any manner.

5. Upon confirmation that the Arrangement Fee has been deposited by the Client into the Escrow Trust Account, the Proof of Funds Account will be opened in the Client’s name, and funds will be deposited into the POF account in the amount stipulated in the Principal Agreement.

6. The Arrangement Fee is released from the Trust Account when confirmation is provided to the Escrow Agent that the account has been set up in the client’s name, and that the appropriate funds have been deposited as stipulated in the Principal Agreement.

7. The Proof of Funds account will remain open for the Client’s use for the period of time stated in the Principal Agreement, and conditionally, may be extended through mutual agreement, and payment by the Client of the Arrangement Fee for such extensions, within five (5) days of the expiration of the current term.

Frequently Asked Questions

Proof of funds: blocked funds in a cash account with the client (personal or business name) on the account (master account) for a specified term. These moneys are not available to draw against, encumber … Etc.

Why do I need to pay your fee before you open the letter of credit? Can’t you take your fee out of the profits of our transaction?
We do not participate in the transactions of our clients as a party to the transaction other than providing the Letter of Credit. Our fees are the same regardless of the profit margin in the transaction.

Can I cancel my letter of credit after it has been opened?
All of the instruments that we issue are irrevocable and cannot be canceled except by the beneficiary.

What is the required cost to open a letter of credit?
We require an amount equal to ___% of the face value although in some instances the required amount may increase due to the amount of risk involved. When a client wishes to open a letter of credit, they are to present the details of the transaction so that we can make a decision based on its merit.

What is the maximum size letter of credit that you open?
We are able to open letters of credit of almost any size. We consider the complexity of the transaction such as the product that is being traded as well as other factors having to do with the parties involved and where they take place.

For what type of goods do you open letter of credit?
We can open letters of credit for any type of goods provided they fall into our ethical and legal criteria. That said, we will not get involved in transactions involving weaponry or ammunition under any circumstances.

I opened a letter of credit to my supplier, but he did not ship the goods.
Will you refund my fee?
Once the letter of credit is opened your fee cannot be refunded. We recommend to all of our clients that they need to assure themselves of their suppliers’ ability to perform before opening any banking instruments to them.

DISCLAIMER: Sender is NOT a United States Securities Dealer or Broker or U.S. Investment Adviser. Sender is a consultant and makes no warranties or representations as to the buyer, seller or transaction. All due diligence is the responsibility of the buyer and seller. This E-mail letter and the attached related documents are never to be considered a solicitation for any purpose in any form or content. This document including any attachments hereto is a response to a formal request of information only. Upon receipt of these documents, the Recipient hereby acknowledges this disclaimer. These documents are not from any banking or other Institution. We do not provide securities or securities-related advice. No information herein shall be construed as a solicitation of investment funds or a securities offering in any way. These Confidential communications are protected under Gramm-Leach-Bailey Act 15 USC, Subchapter 1, sections 6801-6809 and other laws addressing the disclosure of Non-Public Personal Information.

______________________________________________________________

Luke 6:38
Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.

______________________________________________________________

We are available 7AM to 5PM M-F Pacific to serve you and those whom you choose to refer. Kindly visit our websites for more information and complete our online application so that we’re prepared before calling you.

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $50,000 to $10,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Factoring, Accounts Receivable Funding, Merchant Cash Advance.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

Bank Instruments Business Lines Of Credit Church Loans Collateral Instruments Credit Enhancement Film Funding Hard Money Improve Credit In The News Large Projects Money Available Multi-Family Newsletters Preparation Private Placement Programs Proof of Funds Real Estate Projects Referral Partners Trade Programs

Right From The Heart; Happy Easter! How To Fund Any Viable Project Today, Monster Corporation Update, $10m POF, and more 201000403

Right From The Heart; The Real Reason For Easter, How To Fund Any Viable Project Today, Monster Corporation Update, $10m POF, and more 201000403

Greetings from the beautiful San Francisco Bay Area where temperatures are in the low 60’s, skies are partly cloudy, and rain is on the way!

The real reason for Easter:

http://www.realtruth.org/wtc_050_100219.html?s_kwcid=TC%7C7308%7Cthe%20true%20origin%20of%20easter%7C%7CS%7C%7C4718735987&gclid=CJDMsYGw66ACFQdLbQodMG6xUQ

We are alternative funders. Folks are referred to us when the Bank Says NO!!! We are NOT for everybody. We charge fees for Priority Clients. We work on a Best-Efforts basis.

For a Color Version of the Gold Commodity flyer call or write. Dale is out of town. I screwed up the HTML code on a Monster Corporation mailing last week and lost the COLOR settings today. I’m trying, Greg.

This program allows Client to enter 4 programs at the same time.

Managed Buy-Sell –Trading- PPP Programs Starting from $1MM +

FAST HIGH RETURNS

CAN BE USED FOR PROJECT FUNDING

Translate your strategic objectives into action -$$$$$$- growth and profit objectives.

Our current performance management system and proven performance based forums will create an effective performance management system that helps to translate strategy into action, productivity, and corporate profitability.

NCC & CFSI can provide to you the opportunity to capitalize on our various investment programs.

Currently we offer many forums to enhance your portfolio for additional monetization.

NCC has an alliance to providers of Instruments/Managed Buy/Sells and Tier 1, 2, 3 Trade Platforms.

Your funds can work for you just by sitting in your bank account.

You have the option to participate in as many programs at the same time as you like.

Enter Into;

1) Gold Commodities Contract

2) Gold Commodities Contract-SBLC

3) Multiple 40 Week Bank-Trade/PPP/Buy-Sell Programs

4) Multiple Bank Trade -/PPP/Buy-Sell- BULLET Programs

Enter all 4 programs at the same time with Rolls and Extensions on Contracts.

GOLD COMMODITIES CONTRACT CURRICULUM

This is a Commodities Contract– Project is not necessary.

Safe-Secure-Fast- High Returns

OPTION 1)

$1,000,000 PROGRAM

52 Week Program NETS $100K Per Week = $5,200,000 (NOTE; AT $1,175,000M USD OR OVER=20% RETURNS)

BCL (Bank Comfort Letter) or POF MT 799– which is just a proof of funds letter.

$1,000,000 POF/BCL-Funds stay in Principal’s Bank

Client shows min. $1,000,000. POF is all that is required. Client receives approximately $100,000 per week for one year, net of commissions and JV fees. Client can talk direct to trader, and trader then issues contract to client to specify pay-out.

BCL (Bank Comfort Letter) or POF MT 799 — Which is just a proof of funds letter.

These funds stay in your account. They are not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and no other signature is added.

Historical Returns are up to 20% Weekly

Historical Returns 10% @ $1M USD

20% Per Week Over $1,175,000M USD+ (ADD FUNDS TO CONTRACT)

+ The SBLC + BULLET + 40 Week Bank Program

All AT THE SAME TIME

OPTION 2)

$300K SBLC/BG ASSIGNMENT PROGRAM (THIS PROGRAM DOES NOT REQUIRE A SWIFT BCL/POF MT 799)

$300K = $1,250,000 PER MONTH X 12MONTHS= $14.7MM YEAR

Client can buy $10M SBLC/BG for $300,000 from HSBC.

Gold contract pays 10%-20% per week ($100K TO $200K) for a year.

$300K= $10MM SBLC/BG PURCHASE.

Assignment fee is only accepted after Swifting is completed.

NOTE;

OPTION 2 is an alternative that while participating in OPTION 1 client can simultaneously chose to enter intoOPTION 2.

In effect, this is a double dip of your show money!!

Use the proceeds (In effect “house money”–without touching the original show money) to purchase the SBLC. Client is not limited to one contract. Multiple contracts are granted upon availability

NOTE:

NCC IS THE PLATFORM MANAGER FOR TRADER

NCC/Partners are the Trade Group

SUBMISSION PROCEDURES

LAST NAME OF CLIENT & FUNDING ENTITY IN SUBJECT HEADING

CIS form; Need Color Copy of Passport Enlarged 140%.

$(PROOF OF FUNDS)$

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet as an introduction.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift.

NCC may choose to do a conference call with the broker(s) and principal(s) after which NCC/Trade Partners will be in direct contact with the principal(s). NCC will keep all parties and intermediaries updated and informed.

TRADER PROCEDURES

Compliance forms will be sent direct to the client.

Client talks direct to Trader.

Trader issues contract.

Client signs contract.

NOTE:

BCL or POF MT 799 will be sent from Traders/Sellers Bank to Clients Bank from the Trader/Seller Direct.

BCL or POF MT 799 sent by Swift to designated bank.

BCL- Bank Comfort Letter (Proof Of Funds) or POF MT 799 (Proof Of Funds Letter MT 799)

BCL (Bank Comfort Letter) or POF MT 799: A letter written by a bank officer on behalf of a customer, attesting to the current balance and good standing of an account holder.

CIS and BCL Must Be Signed in Blue Ink.

BCL (Bank Comfort Letter)–which is just a proof of funds letter or POF MT799

Funds Stay In Account. FUNDS are Not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and No Other Signature is Added.

*************************************************************************************************************

Direct To Programs and Providers

Also available for further monetization & Instruments for Purchase;

Seasoned/Slightly Seasoned T-Strips BG’S & MTN’S

If your goal is mainly to earn a Safe and High Yield

Slightly Seasoned T-Strips, BG’s, & MTN’S Managed OR – Buy-Sell Trading Programs

TRADE/PPP/ PLATFORMS–AS LOW AS $1MM +

NCC has an alliance to the largest Licensed Traders in the world (some independent platforms and others inside of the Trading Bank).All Program Groups are among the largest in the West.

Our alliance forums also have instruments from the Treasury and a LANDESBANK and to Clearing/Cutting House or Private Holders of paper (Some of the richest men in the world) depending on request and availability, as well as Trades/Buy-Sells/PPP.

Please feel free contact to us to proceed

OFFICE

011-(925) 352 6000

USA WESTERN STANDARD TIME

TIME ZONE

USA WESTERN STANDARD TIME

TIME ZONE

http://www.time.gov/

CASH FLOW SPECIALISTS, INC.

joe@joetufo.com

ICC

http://www.iccwbo.org/

AU-LBMA
http://www.lbma.org.uk/core_page.html

BLOOMBERG
http://www.bloomberg.com/markets/commodities/cfutures.html
TOP 50 WORLD BANKS
http://www.bankersalmanac.com/addcon/infobank/wldrank.aspx

This communication may contain privileged and/or confidential information. It is intended solely for the use of the addressee. If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information. This email is not a solicitation of investment funds or a securities offering. If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy. This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC & CFSI is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker. We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters. If you have received this email in error, please notify us by return email and delete record from your computers. The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge. Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities. This transaction is private and exempt from the Act. If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited. Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see: http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT
100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

*NCC/Partners require any 3RD party reports-if needed- and Principal’s & NCC/Partners Attorney fees to be covered and paid for by the principal. Payment will be paid directly to the 3RD party and not to NCC/Partners.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

Need The Projects Executive Summary (NO BROKER LOGO FORMS)-Narrative- (Tell-Me-The-Story) – (Proof of Funds) (Proof of Collateral) -showing that the client has Strong Collateral Reserves in their account or projects account and that there is capital into the project.

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

_____

When you are serious about funding a project or idea visit:

http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

We have PAYDEX and Experian credit enhancement services available.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

___________________________________________________________

From our Working Capital Fast website

Applications

_______________________________________________________

I have Proof of Funding of a current client who has received about $900,000 so far in March 2010 if you want real proof.)

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee (Sold Out)

You can read more here:

and here:

http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Working Capital Fast

Money to Solve Cash Flow Needs

PROOF OF FUNDS- $ – LEASED INSTRUMENTS

by Joe Tufo[edit]

PROOF OF FUNDS- $ – LEASED INSTRUMENTS

Bank of America, Sun Trust, Chase, Other Banks Available, No credit check required.

BEST PRICE GUARANTEE we will beat any competitors price guaranteed

Top 25 US Banks Pick your Bank , No credit check required.

In the unlikely event you should find a better legitimate offer please let us know so that we may adjust our fees.

We offer Cash Backed Proof of Funds Accounts issued from top US Banks. Accounts can be issued in an individual or company name. This type account is verifiable in writing, verbally by Phone or Fax. It is important to understand that this is not a loan. Funds cannot be moved or depleted.

We also offer master accounts which can be verified electronically on line or by simply verifying with any branch. Also provided with master account is monthly bank statement; tear sheet, duel bank officer signatures. Blocked / reserved funds letter also available.

Borrowers Have Utilized These Funds for a Variety of Reasons

Leverage Funding for Large Commercial Projects
Funding a Trading Platform
Credit Enhancement
Blocked Funds
Qualify for Financing
Net Worth Requirements
Providing Evidence of Proof of Funds
We offer a safe, worry free, reliable transaction. We do not collect any fees until we deliver the account to you and you call the bank to confirm.

The following documents will be required in PDF format to establish your account.

Company articles of formation
Company federal tax ID number
Enlarged color copy of principals passport
Enlarged color copy of principals drivers license
Proof of principals home address
PROOF OF FUNDS ACCOUNT 60 DAY PRICING,

Add .5% for SWIFT MT 760 , MT 799

10M to 49M 1.5%

50M to 74M 1.3%

75M to 249M 1.2%

250M to 500M 1.1%

(501M and up Call for Quote)

WE CAN ALSO ARRANGE SBLC – BG LEASING

BEST PRICE GUARANTEE we will beat any competitors price guaranteed

Should find a better legitimate offer please let us know so that we may adjust our fees.

PLEASE EM REQUEST FOR THE PRICE FORM TO RECEIVE A PRICE QUOTE

We funded a client $10,000,000 with a different POF provider March 25, 2010. I have proof if you want to see it.

1 Peter 1:3-9
Blessed be the God and Father of our Lord Jesus Christ, who according to His abundant mercy has begotten us again to a living hope through the resurrection of Jesus Christ from the dead, to an inheritance incorruptible and undefiled and that does not fade away, reserved in heaven for you, who are kept by the power of God through faith for salvation ready to be revealed in the last time. In this you greatly rejoice, though now for a little while, if need be, you have been grieved by various trials, that the genuineness of your faith, being much more precious than gold that perishes, though it is tested by fire, may be found to praise, honor, and glory at the revelation of Jesus Christ, whom having not seen you love. Though now you do not see Him, yet believing, you rejoice with joy inexpressible and full of glory, receiving the end of your faith the salvation of your souls.

“If a man does his best, what else is there?”

– General George S. Patton (1885-1945)

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer

How We Work

Business Lines Of Credit In The News Large Projects Newsletters Preparation Private Placement Programs Real Estate Projects Referral Partners Testimonials Trade Programs

CFSI and Joe Tufo: Right From The Heart: Testimonies, How To Fund Your Viable Project Today, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100317

Greetings from beautiful San Francisco Bay Area where temperatures are in the low 60’s and the sky is blue!

____________________________________________________________

I met with Chris who has access to trading programs, Wednesday February 17th. I have written about Chris several times. Here are two articles that you can access through our private subscription site:http://joetufo.com/blog/leased-cash-private-placement-platform-tradesand http://joetufo.com/blog/trading-programs-from-chris-a-seasoned-trader

If you have a Project that needs Funding this may be a solution for you. Visit the http://www.joetufo.com/blogsite for details:

I spoke with Chris today. Chris has been successful with many trades. Chris told me that in 3% to 4% of the cases Traders overcommit. They may have 80 openings and 110 files are received: 30 are set aside for the next opportunity.

Chris stated that in 75% of the small trades there are problems with client files. It all goes back to what I’ve written about for years: Presentation is the key to success.

Newsletters Preparation

CFSI and Joe Tufo: Right From The Heart: How To Fund Your Viable Project Today, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100310

Right From The Heart: How To Fund Your Viable Project Today, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100310

Greetings from beautiful San Francisco Bay Area where temperatures are in the low 60’s and the sky is blue!

____________________________________________________________

If you have a Project that needs Funding this may be a solution for you. Visit the http://www.joetufo.com/blogsite for details:

Chris stated that in 75% of the small trades there are problems with client files. It all goes back to what I’ve written about for years: Presentation is the key to success.

When you are serious about funding a project or idea visit:

and learn who we are, what we do, and how we do it. If you have a viable project or idea and the funds to move forward we will serve you.

GET YOUR PROJECT FUNDED !!

LEASED CASH TRADE- V2

OMEGA EIGHT MASTER New LEASED Cash Pricing 2-22-2010

Leasing CASH is fairly simple as a Escrow and Set Up Fee of $655,000. This is the ONLY fee paid up front.

OMEGA provider will post a CASH Backed Financial Instrument from a Top World Bank or a Top USA Bank in the form of a Bank Guarantee (BG), Bank Cash Backed Bond, Certificate Of Deposit (CD) for the OMEGA- 8 Lease Cash Trade- V2 on Euro Clear only. Omega is given the ISIN/Cusip numbers on all financial instruments in advance from the Provider.

Within a 24 hour period of verification of the proof of funds for the Escrow and Set Up Fee of $655,000, the LOI- Term Sheet for the financial instrument and Trade Contract is given to the Omega Joint Venture. The $655,000 is immediately forwarded to Omega Attorney Escrow. Omega attorney receives the escrow agreement from Escrow Agent and the Escrow and Set Up Fee will be forwarded immediately. The instrument will be issued for a maximum term of one year and one day.

LEASED CASH PROCEDURES 2-22-2010

1. Escrow and Set Up Fee will be reimbursed from the proceeds of the loan payable within the first 10 days before Trade commences. Client then enters the trade with no money out of pocket.

2. This is a Joint Venture between the Client – Party “A” and Omega

3. Client- Party “A” submits a CIS and Passport and Proof of funds for the Escrow and Set Up Fee of $655,000 USD.

4. This includes $5,000 LLC formation and $3,000 Escrow Documentation Fee.

5. Joint Venture Agreement will be drawn and submitted for Client-Party “A” and Omega signature.

6. All paperwork will be in the JV name of Omega.

7. Omega will review the Lender Documents. The term sheet (the LOI) is issued from the Provider after verification of the POF within 24 hours. Omega receives the term sheet (LOI) for the financial instrument.

8. Omega will review and sign LOI-Term Sheet.

9. Escrow and Set Up Fee of $655,000 must be wired from Client- Party “A” to Omega attorney. No exceptions.

10. Omega attorney will confirm with Escrow Agent Commercial Bonded Escrow Services (www.commercialescrow.com) and verify the ISIN/Cusip number on the screen.

11. Provider issues financial instrument contract and is provided proof of funds.

12. After the signed LOI Term Sheet Omega Attorney will then automatically forward Escrow and Set Up Fee to Commercial Bonded Escrow Services for the benefit of the Provider

13. Escrow is opened and Commercial Bonded Escrow Services issues the Escrow and Account Agreements .

14. Omega returns the signed Escrow Agreements.

15. Omega signs financial instrument contract.

16. Provider issues trade agreement.

17. Omega reviews and signs trade agreement.

18. After the contract is executed, financial instrument will be placed and issued on Euro Clear screen only, and no other methods shall be used for this purpose. Copy of Euro Clear screen shot is provided to Omega..

19. After Escrow and Set Up Fee of $655,000 has been successfully paid, it takes 5-10 days for the Provider to monetize the financial instrument. Financial instrument is monetized in the amount of 200m. Provider fees of 50M (equals 10% of the face value of 500m), is paid immediately prior to the Trade beginning. Failure to do so will result in the cancellation of the contract and removal of the financial instrument ,and the outstanding principal balance of the loan, if any, will be immediately due and payable.

20. It is important to mention here that the actual Lender who will “monetize” the transaction (that is, loan against the 500M financial instrument) has already pre-selected and pre-approved the financial instrument. Such lender is experienced in such transactions and has worked previously with the original financial instrument Provider. We believe that the loan against the pre-selected 500M instrument will be a successful outcome for both Party “A” and Party “B”. The same Lender will “seamlessly” place the monetized cash on behalf of Omega JV into Trade.

21. Lines of Credit are available against the financial instruments follows: The 500M face value Lender will monetize at cash amount of 200M. Broker Fees of ($8,500,000) and Reserves of $845,000 in the Master Holding Account. Omega opens Master Holding Account with the $140,000,000.

22. Omega-JV enters into the Trade with $140,000,000.

23. The Omega-JV is responsible to repay in full the principal of 200M loan. Repayment is in ten equal payments and will be deducted on a monthly basis before splitting Trade profits. After monthly deductions listed herein, Party “ A” and Party “B” will split equally the trading profits on a monthly basis.

24. Client- Party “A” can receive their net profits in any bank of their choosing.

25. Trading will begin within 21 day from the Master Holding Account after clearing compliance.

26. No personal liability. All activity run through a LLC

**NEW Escrow and Set Up Fees EFFECTIVE 2-22-2010**

Below is a list of BGs Omega has available for the Leased Cash Trade-V2. Joint Venture Omega-8 will go immediately into a seamless Trade for 40 weeks and can be renewable for up to five years.

An LOI can be issued in 24hrs. after Client provides POF of 655K , CIS and Passport. .

XS0043041879	HSBC HOLDINGS PLC	GBP	250,000,000
XS0068009637	BARCLAYS BANK PLC	GBP	200,000,000
DE0003933735	DEUTSCHE BANK AG	EUR	100,000,000
US638585AN94	BANK OF AMERICA	USD	350,000,000
US638585BF51	BANK OF AMERICA	USD	400,000,000
US061194AB21	BANK OF CHINA	USD	100,000,000
DE000BC1BG41	BARCLAYS BANK PLC	EUR	25,000,000
DE000EH0AY69	EUROHYPO AG	EUR	100,000,000
US16161ABY38	JPMORGAN CHASE	USD

Note: Escrow and Set Up Fee rates are subject to change. Fee effective date 2-22-2010

THIS IS A NO RISK CASH TRADE. Client receive $655,000 contribution from the reimbursed from the proceeds of the loan payable within the first 10 days before Trade commences. Client then enters the trade with no money out of pocket.

Provider Fee of 10% fee of face value 500M ($50,000,000) is due from the proceeds of the loan and is paid to the Provider immediately within the first 10 days prior to Trade beginning. No exceptions.

Here is the allocation of the $200,000,000 gross loan as follows:

500M instrument

200M is monetized

Joint Venture receives $200,000,000. Joint Venture is expected to earn 25% a week

-$655,000 Escrow and Set Up Fee, LLC formation and Escrow paperwork Client will receive from the line of credit within the first ten days prior to Trade commencing.

-$50,000,000 (10% of face value of 500M is payable immediately to the Provider

-$8,500,000 (Broker Fees)

$59,155,000 paid from the 200m loan proceeds

$845,000 Reserve in the Master Holding Account

$140,000,000 goes into Omega Master Holding Account for Trade.

Collectively Party “A”” and Party “B” will put the $140,000,000 into a 40 week trade. For this example, we are assuming an estimated return of 25% a week or estimated 100% return a month. There is a likely possibility that the returns could be greater, or lower and neither Party makes any representations regarding expected trading returns,

BASED ON A MONITIZED LOAN FROM THE LENDER:

Total loan paid back $200,000,000 over 40 weeks

Month One through Ten Estimated Monthly profit of $60,000,000 for Party “A” and Party “B”

$120,000,000 in trade Collectively Party “A”” and Party “B”

– $20,000,000 monthly set aside toward repayment of principal of $200M (1 of 10 payments)

– Total payments before distribution $20,000,000

– Balance for distribution is $120,000,000 then a 50/50 is split each side $60,000,000

Each Party estimated return is ** FOR 40 WEEK $600,000,000 USD **

Note: All monies are taxable and each Party should consult with its tax advisor.

Either Party can enter into another trade during the on-going trade or at the completion of the initial 40 week trade for two additional trades.

Terms of the financial instrument will be for one year and one day with options to renew at 10% leasing fee per year plus the Escrow and set up Fee. No other procedures will be honored.

All Consultants will share in a 5% fee and will be drawn from the gross proceeds of the trade before distribution to either Party on a monthly basis and forwarded from the Company’s Master Holding Account.

______________________________________________________________________________________

This is an email that I sent to a client Saturday February 28, 2010. It may enlighten you:

$475,000 over three and a half years is not a very large capital contribution, Joe. Not building credit enhancement tools for your corporation in the past few years is not wise, Joe. Your target should be to achieve an 80 PAYDEX score. You said yesterday that you had no corporate credit. Not willing to sign personal guarantees in today’s banking environment does not give investors the warm fuzzies.

You need a Reality Check.

The closest real-world analogy to raising money, whether you are seeking it from venture capitalists, angel investors, or the three F’s (friends, family, and fools) is speed dating. In five minutes people decide whether they are interested in you, just as in bars and nightclubs. That isn’t right. That isn’t fair, but it’s reality.

You and your partners haven’t got a clue how to properly present and that’s why you’ve failed to get funded. You will continue to fail until you learn how to properly present.

I have 5,011 double opt-in subscribers to the newsletter. 348 are serious players with substantial fortunes who contact me looking for viable opportunities. One is interested in funding you (after one phone call today) on their terms which requires control of your company.

Do you want to play or not?

Quit your whining, deliver on your promises, and I’ll deliver on mine.

___________________________________________________________

Some object to paying fees and the others don’t because they see value in what we do. This came in February 18th:

Hi Joe,

We had a board meeting and we agreed to issue you 500,000 shares of NGSEM stock in order for you to “clear your desk” and assist us in the financing of the $24 million. If this is agreeable to you, I will issue a formal agreement letter, or if you have one that you prefer, to finalize our arrangement with you. We look forward to working with you and have a continuing relationship. By the way, do you like our new logo?

The key to funding has always been presentation – in fact, poor presentation is the very reason that otherwise great ideas and great projects never receive attention; conversely inferior ideas and projects are funded because the principals made an investment in learning how to get their idea or project funded.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing: http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

The Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

_____________________________________________________________

How to Properly Pitch and Submit a Loan Request to a Bridge Lender/Fund Manager

This article was written by Brian, one of our Funding Sources, March 1, 2010. I added a few comments.

As you know banks are barely lending in these uncertain economic times. So the Bridge Lenders/Fund Managers that are still lending are seeing an increase in submissions that are overwhelming them. You must be aware that most Bridge Lenders/Fund Managers are usually a 1 to 5 man operation and are not used to receiving 100 calls a day and 3 to 6 hundred emails a day with scenarios.

Though ACP is larger than most Fund managers we still suffer from the same problem. When a Fund Manager gets overwhelmed he usually defaults to saying “No” to any deal that is poorly presented; and let me tell you 50% to 70% of deals presented to our firm are presented poorly. So from a Fund Managers perspective let me guide you to presenting your file in a professional and attractive way thus enhancing the possibility of getting interest in your loan request.

The Preparation Before Presentation

75% of commercial and 25% of residential deals I am pitched are from a broker chain. Let’s face it. Brokers, in my opinion, are the life blood of our industry no matter what the banks are trying to do to them. But deals that are presented to me from a broker on the back side of a broker chain I don’t take very seriously nor do I spend much time on. So if you are in a broker chain…penetrate it professionally and speak directly to the borrower, with permission of all brokers of course.

You want to make sure of what the borrowers needs are and there is only one person that can express it to you and that is the borrower. Make sure the borrower is ready for a Bridge Loan. Be candid and upfront with the borrower about what typical bridge loans costs are and what the condition of the capital markets are. Let’s face it borrowers want to avoid getting a Bridge Loan at 9% to 13%, 2-5 points and terms from 1 to 5 years if they can avoid it…don’t blame them! So many brokers submit and procure LOI’s from us just to have a “back up”. Don’t do this for you are not making friends with the Bridge Lender/Fund Manager! Make sure the borrower is ready, if they are not don’t waste your time or the Fund Managers time.

Know Your File

There is nothing worse than a broker pitching a deal to a lender and the broker truly has no clue. This is a quick step in the direction that will not be fruitful for you and certainly is not a relationship building experience. As a fund manager I must tell you I will go higher LTV’s and farther outside my box for a broker that knows his way around his deal! If you add the fact that I have closed deals with that broker in the past I am more willing to stretch for that proven relationship. So you as a broker always want to build that relationship and that usually starts with a proper presentation and intimate knowledge of your file.

Be Prepared to Answer a Myriad of Questions

The Bridge Lender/Fund Manager will have many. Once again I can’t stress enough, know your file. If your loan request is a commercial down, know the total of all income of the project. Also know the type of leases that this property has. Are they full service, modified gross or triple net leases? If there are credit issues find out if there are any believable excuses behind it. If the income on the rent roll is more than on their schedule E (rarely a deal killer) be prepared to answer why that is. If there is cash out know what they are going to use it for.

The Presentation

When getting on the phone with the lender he or she will want to ask the questions so they can make sense of the deal that best suits their needs.

Don’t tell a story; just answer their questions in a quick and professional way. Don’t hide the negatives about the deal because the lender will look sideways at you and your future deals. Always express the negatives upfront and then follow it up with the positives and sell the positives without telling a 5-20 minute story.

If the borrower has other collateral that has lendable equity in it express that to the lender quickly and don’t save it for the last second.

If there are special needs of the borrower, like, but not limited to: the borrower doesn’t want to sign a personal guarantee, express this to the lender before he makes his decision.

If the lender doesn’t like your deal and turns it down don’t get upset or confrontational! If you want to learn why he turned it down don’t give him attitude just ask him why he turned it down so the next time you can learn what he or his fund likes and doesn’t like.

If the lender likes your deal then great: be prepared to email him the file quickly. This is not the time to collect conditions because that takes time and your lender will hear 100 deals after yours that could be better/safer or he will have forgotten your good deal because of all the bad deals he has to listen to. So submit your file immediately after the positive conversation!!!

Prepare to Submit Your Loan Request

OK you have a lender that is interested in your file, don’t blow it by submitting him a crazy discombobulated, and unprofessional file via email! A well submitted package is paramount to keeping your professional image alive and a lender interested in YOUR file over the others! A list of items most lenders will need to make a proper decision are as follows…

-Executive Summary – Yes I know you have already explained this all over the phone conversation but it is paramount that the lender can go back to the executive summary and get the story again.

-PFS (personal financial statement) or 1003 – It is paramount that your PFS or 1003 be professionally and fully filled out. Nothing is worse than a hand written and barely legible PFS or 1003!

-Credit Report – A recent Credit Report (not that FreeCreditReport.com stuff) or a detailed explanation of what the borrower’s credit is like (must come from the Borrower). That description should touch on FICO’s, mortgage lates, BK’s, Judgments, etc. We recommend http://www.creditchecktotal.com (Cash Flow Specialists, Inc.

-Pictures of property –Believe it or not this is so important! A deal can go from hot to not or more importantly from NOT to HOT from quality pictures of the outside and inside of the property. So have them ready.

-2 years Personal and Corporate (if applicable) Tax Returns – “But I want to go stated” is a usually response to this request. The Stated days are for the most part over. Every Fund Manager wants to see the Returns. Maybe just for the reason that he wants to make sure they are filing them. A lot of Fund Managers don’t use them and they wind up in the trash can but the fact that you showed them makes us Neanderthal fund managers feel comfortable. Remember Bridge loans can get creative with borrowers that don’t show all their income or show too many expenses………It’s OK to show us the returns!!

-Rent Roll – A clear and concise rent roll that shows tenant’s full name, unit number, monthly rent amount, beginning and end dates of lease is the best!

-Last years or Year to Date Income and Expense Statement- A quick P+L on the property is usually good. Yes we can add back in the mtg expense, depreciation and sometimes a lot of expenses we know the borrower is just writing off to write off.

Submitting Your Loan Request

There are some rules you should follow to submit your loan request. These rules will make your submission stand out from the rest…which in this market is paramount!

-The subject line of the email – Many times you have to email a file broken up into many emails because all the attachments are too big to fit on one email. So the subject line will keep the continuity of your submission. The subject line should have the borrower’s last name or name of the project then the word “Part” then the number of the email. For example Smith – Part #1 next email would be Smith – Part #2 so on and so forth.

-The attachment names – Name each attachment properly so that the lender knows what is in that attachment. Nothing is worse than getting 20 attachments and all of them have crazy names like *0473#-C or something like that. No one wants to go thru 20 attachments to figure out what they are. Once again separate yourself from all the other brokers……….for you are better than the rest!

-The attachment size – Be cognizant of the size of the attachment for no email you send out should have more than 5 megabytes of attachments. Just because you can send it doesn’t mean your lender can receive it. Now some lenders can receive very large attachment groupings but just because they can receive it doesn’t mean you can send it. Most email systems have a limitation of 5 to 10 megabytes. Remember some Bridge lenders/fund managers are just small shops and don’t have a large emphasis on technology and might be using a restrictive email carrier that can bounce files just for attachments that are too big and no one is notified.

-Follow up – Call the lender within 1 hour of submitting your file to see if he or she has received all your emails. This serves two purposes, #1 you make sure he received all your emails, #2 the lender knows you proactive and if you don’t get an answer within 24 hours you’re going to follow up again. He or she will defiantly work on your file first!

Tips for Those Who Are New to Bridge Lending

-Stick to “The Good Deals” – What is a good deal? The current answer is a deal that closes! In this marketplace there are so many deals out there that just are never going to get funded or will take a monumental effort just to get a maybe. Examples of these deals are out of country request, land loans, development deals, theme parks, golf courses, retreats, coal mines or precious metal mines, quarries, electrical plants, hospitals, casinos, marinas, ski resorts, bio-diesel plants, parking garages or white elephants. (we have other places for these at Cash Flow Specialists, Inc. visit http://www.joetufo.com/blog )These deals you might get a person to say yes to but I would be willing to bet there will be a $25,000 to $250,000 upfront due diligence fee that you will never get back!

Good Deals look like the following: Plain vanilla Residential properties, multifamily, mixed use, student housing, fractures condos, office buildings, retail shopping centers, light industrial, warehouse and rehab or finish construction deals of the above properties. Some hard to fund asset classes that are still getting attention are gas stations or any auto related project, small hotels or motels, assisted living facility, daycare centers and restaurants. Try to stick to the “Good Deals” because in this marketplace those are the deals that are actually closing.

-Upfront fees – Now my company does not charge upfront lender fees but sometimes I wish I did. If you get a LOI that is requesting upfront fees make sure the company producing the LOI is legitimate! In this marketplace there are a lot of “upfront fee scammers”. It’s not the end of the world just proceed with caution

-Make sure the LOI is coming from a legitimate source – There are many ways to get a comfort level with your LOI and the company that produced it. Letter of Testimonials are one way. Make sure the person writing the testimonial is a real company and call them. If a lender wants to earn your business they should have testimonials upon their website that shows the broker or borrowers name and number. This way you can verify them.

Funding lists are also something you should be able to ask for and more importantly be provided with. Any real lender should be able to provide addresses of properties they have lent on so that you can run a property profile on and see the Trust Deed or mortgage in the name of the lender.

Deal plaques, if the “lenders” website does not show deal plaques then they are making no effort at showing you what they funded in the past. Why would a real lender not want this up on their website? Just be careful for unfortunately there are a lot of scammers out there and it is your duty to your borrower to get them involved with a real lender.

________________________________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

Our websites feature our Business Creed and a pre-qualification application. We offer a one-time FREE 20-minute consultation to those who complete the questionnaire completely. This is a $333.34 value based on our hourly consulting fee. Of course, you may purchase additional time at http://www.joetufo.com/consulting

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review at http://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Numbers 6:24-26
“The LORD bless you and keep you;the LORD make his face shine upon you and be gracious to you; the LORD turn his face toward you and give you peace.”

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=

Asset Monetization Business Lines Of Credit In The News Large Projects Money Available Newsletters Preparation Private Placement Programs Real Estate Projects Trade Programs

Right From The Heart:100% Commercial JV, Monster Corps, Investment Opportunities, 20100303

Post author By Joe Tufo
Post date March 3, 2010
No Comments on Right From The Heart:100% Commercial JV, Monster Corps, Investment Opportunities, 20100303

Right From The Heart:100% Commercial JV, Monster Corps, Investment Opportunities, 20100303

Greetings from beautiful San Francisco Bay Area where temperatures are in the low 70’s and the sky is blue!

____________________________________________________________

I met with Chris who has access to trading programs, Wednesday February 17th. I have written about Chris several times. Here are two articles that you can access through our private subscription site:http://joetufo.com/blog/leased-cash-private-placement-platform-trades and http://joetufo.com/blog/trading-programs-from-chris-a-seasoned-trader

If you have a Project that needs Funding this may be a solution for you. Visit the http://www.joetufo.com/blog site for details:

**NEW DTC FEES EFFECTIVE 2-16-2010**The BLOCKING FEE is based on the amount requested as follows:

375,000 Euros for CD amount between- 1 Million -10 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $510,000 USD

475,000 Euros for CD amount between -20 Million – 100 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $646,000 USD

590,000 Euros for CD amount between- 101 Million – 200 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $802,400 USD

690,000 Euros for CD amount between- 201 Million – 300 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $938,400 USD

790,000 Euros for CD amount between- 301 Million – 400 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,074,400 USD

890,000 Euros for CD amount between 401 Million – 500 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,210,400 USD

Note: All Blocking Fee rates are subject to change. Fee effective date 2-16-2010

Prices subject to change.

______________________________________________________________________________________

This is an email that I sent to a client Saturday February 28, 2010. It may enlighten you:

You need a Reality Check.

You and your partners haven’t got a clue how to properly present and that’s why you’ve failed to get funded. You will continue to fail until you learn how to properly present.

Do you want to play or not?

Quit your whining, deliver on your promises, and I’ll deliver on mine.

___________________________________________________________

Some object to paying fees and the others don’t because they see value in what we do. This came in February 18th:

Hi Joe,

The key to funding has always been presentation – in fact, poor presentation is the very reason that otherwise great ideas and great projects never receive attention; conversely inferior ideas and projects are funded because the principals made an investment in learning how to get their idea or project funded.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing: http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

Business Lines Of Credit Film Funding Improve Credit In The News Large Projects Money Available Newsletters Preparation Private Placement Programs Real Estate Projects Referral Partners Trade Programs

_____________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review at http://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Proverbs 31: 9b-31
The Wife of Noble Character A wife of noble character who can find? She is worth far more than rubies. Her husband has full confidence in her and lacks nothing of value. She brings him good, not harm,
all the days of her life.
She selects wool and flax
and works with eager hands.
She is like the merchant ships,
bringing her food from afar.
She gets up while it is still dark;
she provides food for her family
and portions for her servant girls.
6 She considers a field and buys it;
out of her earnings she plants a vineyard.
She sets about her work vigorously;
her arms are strong for her tasks.
She sees that her trading is profitable,
and her lamp does not go out at night.
In her hand she holds the distaff
and grasps the spindle with her fingers.
She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
She makes coverings for her bed;
she is clothed in fine linen and purple.
Her husband is respected at the city gate,
where he takes his seat among the elders of the land.
She makes linen garments and sells them,
and supplies the merchants with sashes.
She is clothed with strength and dignity;
she can laugh at the days to come.
She speaks with wisdom,
and faithful instruction is on her tongue.
She watches over the affairs of her household
and does not eat the bread of idleness.
Her children arise and call her blessed;
her husband also, and he praises her:
Many women do noble things,
but you surpass them all
Charm is deceptive, and beauty is fleeting;
but a woman who fears the LORD is to be praised.
Give her the reward she has earned,
and let her works bring her praise at the city gate.

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=

Right From The Heart: Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100224

Right From The Heart

Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, Investment Opportunities, 20100224

Greetings from beautiful Las Vegas area where temperatures are in the low 70’s and the sky is blue!

____________________________________________________________

I’ve been in Las Vegas since 1:50PM today. I’m in town for Leonard’s Hard Money Conference. I return Friday afternoon to the Bay Area.

If you are located in Las Vegas and can meet me at The Monte I’ll be happy to meet with you. As of Thursday February 18th I had six people scheduled to meet with me: first come, first served. I’ll need an agenda.

I expect to be back in the office at my desk 7AM Monday March 1st. I am accessible by cell as you will discover.

I met with Chris who has access to trading programs, Wednesday February 17th. I have written about Chris several times. Here are two articles that you can access through our private subscription site: http://joetufo.com/blog/leased-cash-private-placement-platform-trades and http://joetufo.com/blog/trading-programs-from-chris-a-seasoned-trader

If you have a Project that needs Funding this may be a solution for you. Visit the http://www.joetufo.com/blog sitye for details:

**NEW DTC FEES EFFECTIVE 2-16-2010**The BLOCKING FEE is based on the amount requested as follows:

375,000 Euros for CD amount between- 1 Million -10 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $510,000 USD

475,000 Euros for CD amount between -20 Million – 100 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $646,000 USD

590,000 Euros for CD amount between- 101 Million – 200 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $802,400 USD

690,000 Euros for CD amount between- 201 Million – 300 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $938,400 USD

790,000 Euros for CD amount between- 301 Million – 400 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,074,400 USD

890,000 Euros for CD amount between 401 Million – 500 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,210,400 USD

Note: All Blocking Fee rates are subject to change. Fee effective date 2-16-2010

Prices subject to change.

______________________________________________________________________________________

This came in Thursday February 11^th:

Joe:Sorry for such the delay, but I’ve just checked my e-mail for the first time in three weeks. I’ve been out of touch for a while dealing with some family issues. But I wanted to send my condolences in regards to your mother and your friend Max. I hope you find some solace in the fact that they are in a better place…

If there’s anything I can do to help, don’t hesitate to call.

Having said that, there is an opportunity I wish to discuss with you. I’ll be in touch as soon as I have enough information to explain.

Good day sir and thank you for what you’ve taught me about the finance and business in general.

Warm regards,

Bruce

This came in February 17th:

Hello Joe,

I apologize for not being in touch much sooner to extend my sincerest
condolences for the death of your mother. My husband was hospitalized
for a period of time, and I just had the chance to check emails and
respond.

Please know that my heart, thoughts and spirit are with you as you are
experiencing this trying time. If there is any way that I can be of
help, please don’t hesitate to ask. You are quite special to me Joe ~
even though we have never met face to face ~ and my wish is to help
you in any way possible! Just say the word!

Take care of yourself and know that I am here for you…..

Much love and respect to you and your family.

Sincerely,

Linda

___________________________________________________________

I’ll be in Las Vegas for my good friend Leonard’s Hard Money Conference February 25th at the Monte Carlo.

If you choose to attend be sure to put TUFO in the coupon code to receive two tickets for the price of one. That’s a savings for two of $595 to $895.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

Register for our seminar at the Monte Carlo Las Vegas Resort & Casino
There are no refunds for our live seminar registrations.

General Admission $595
Row 41 through 100
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

Premier Admission $695
Row 11 through 40
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

VIP Admission $895
First 10 rows
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

$595.00

$695.00

$895.00

This came from Leonard February 2nd:

Thanks…Joe, you are a good friend.

Leonard

Here’s my itinerary. I’m flying Virgin Atlantic:

24-Feb-2010	260	SAN FRANCISCO, CA (SFO) 12:10 PM	LAS VEGAS, NV (LAS) 01:50 PM	0
26-Feb-2010	909	LAS VEGAS, NV (LAS) 03:55 PM	SAN FRANCISCO, CA (SFO) 05:25 PM	0

If you’re located in Vegas you’re welcome to meet with me at The Monte Carlo. I will not have a car.

____________________________________________________________

Some object to paying fees and the others don’t because they see value in what we do. This came in February 18th:

Hi Joe,

The key to funding has always been presentation – in fact, poor presentation is the very reason that otherwise great ideas and great projects never receive attention; conversely inferior ideas and projects are funded because the principals made an investment in learning how to get their idea or project funded.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing: http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JVTRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Large Project Funding $600m to $5b

by JOE TUFO[EDIT]

I received a call from Mitch, an American Stock Exchange member (retired), who happens to be the Director of a Swiss bank in Zurich, Switzerland moments ago.Here’s what he sent during our telecon this morning, February 8, 2010:

[9:25:06 AM] PVALLC:

We are able to provide large project financing through our Swiss based private trust under the auspices of the International FED.

We seek to fund projects needing capital infusion from $600M to $5B.

Our process provides the capital needed as a grant.

The client has no repayment obligation.

This is an “open kimono” transparent process for clients.

The trust will fund world wide beneficial projects. Think Economic Growth.

The client retains ownership of all projects and their future cash flows.

All final negotiations are done in Switzerland. It is at that time that clients receive full transparent and open disclosure in private meetings.

Clients must verify ownership of at least $100M USD capital to be eligible.

I introduced Carl who has a client with $100m liquid to Mitch and we had an 11-minute conference call this morning. The $100m will yield a $600m grant in one year and can be doubled to $1.2b in two years.

__________________________________________________________________________

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

https://docs.google.com/viewer?a=v&pid=gmail&attid=0.1&thid=126b655350d66da3&mt=application%2Fpdf&url=https%3A%2F%2Fmail.google.com%2Fmail%2F%3Fui%3D2%26ik%3D27fa7dae76%26view%3Datt%26th%3D126b655350d66da3%26attid%3D0.1%26disp%3Dattd%26zw&sig=AHIEtbT0wIjZ81Gjz-iIC4L5GniWnNTQbA

_____________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review at http://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Matthew 5:2-12
“Blessed are the poor in spirit,
for theirs is the kingdom of heaven.
Blessed are those who mourn,
for they will be comforted.
Blessed are the meek,
for they will inherit the earth.
Blessed are those who hunger and thirst for righteousness,
for they will be filled.
Blessed are the merciful,
for they will be shown mercy.
Blessed are the pure in heart,
for they will see God.
Blessed are the peacemakers,
for they will be called sons of God.
Blessed are those who are persecuted because of righteousness,
for theirs is the kingdom of heaven.
“Blessed are you when people insult you, persecute you and falsely say all kinds of evil against you because of me. Rejoice and be glad, because great is your reward in heaven, for in the same way they persecuted the prophets who were before you.

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer

Cash Flow Specialists Disclaimer

Business Lines Of Credit Credit Enhancement Large Projects Money Available Newsletters Preparation Private Placement Programs

Right From The Heart: Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, FPA Questions, 20100217

Right From The Heart

Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, FPA Questions, 20100217

Greetings from beautiful North San Diego County- Encinitas where temperatures are in the low 70’s and the sky is blue!

____________________________________________________________

Thanks to each of you that called and emailed condolences for the death of my mother, Gloria Josephine Tufo, age 77. Mom died Sunday morning, January 31st at 6:55AM.

I’ve been in Encinitas since Saturday February 13th. The service was Monday February 15th at St James in Solana Beach. Interment was Tuesday, February 16th at Mission San Luis Rey in Oceanside CA.

I plan on meeting with Chris ,who has access to trading programs, Wednesday February 17th. I have written about Chris several times. Here are two articles that you can access through our private subscription site: http://joetufo.com/blog/leased-cash-private-placement-platform-trades and http://joetufo.com/blog/trading-programs-from-chris-a-seasoned-trader

If you are located along the way I’ll be happy to meet with you.

I expect to be back in the office at my desk 7AM Thursday February 18th. I am accessible by cell as dozens have discovered.

This came in Thursday February 11^th:

Joe:

Sorry for such the delay, but I’ve just checked my e-mail for the first time in three weeks. I’ve been out of touch for a while dealing with some family issues. But I wanted to send my condolences in regards to your mother and your friend Max. I hope you find some solace in the fact that they are in a better place…

If there’s anything I can do to help, don’t hesitate to call.

Having said that, there is an opportunity I wish to discuss with you. I’ll be in touch as soon as I have enough information to explain.

Good day sir and thank you for what you’ve taught me about the finance and business in general.

Warm regards,

Bruce

____________________________________________________________

I’ll be in Las Vegas for my good friend Leonard’s Hard Money Conference February 25th at the Monte Carlo.

If you choose to attend be sure to put TUFO in the coupon code to receive two tickets for the price of one. That’s a savings for two of $595 to $895.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

Register for our seminar at the Monte Carlo Las Vegas Resort & Casino
There are no refunds for our live seminar registrations.

General Admission $595
Row 41 through 100
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

Premier Admission $695
Row 11 through 40
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

VIP Admission $895
First 10 rows
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

$595.00

$695.00

$895.00

This came from Leonard February 2nd:

Thanks…Joe, you are a good friend.

Leonard

Here’s my itinerary. I’m flying Virgin Atlantic:

24-Feb-2010	260	SAN FRANCISCO, CA (SFO) 12:10 PM	LAS VEGAS, NV (LAS) 01:50 PM	0
26-Feb-2010	909	LAS VEGAS, NV (LAS) 03:55 PM	SAN FRANCISCO, CA (SFO) 05:25 PM	0

If you’re located in Vegas you’re welcome to meet with me at The Monte Carlo. I will not have a car.

____________________________________________________________

The key to funding has always been presentation – in fact, poor presentation is the very reason that otherwise great ideas and great projects never receive attention; conversely inferior ideas and projects are funded because the principals made an investment in learning how to get their idea or project funded.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing: http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?

Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

TRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Large Project Funding $600m to $5b

by JOE TUFO[EDIT]

I received a call from Mitch, an American Stock Exchange member (retired), who happens to be the Director of a Swiss bank in Zurich, Switzerland moments ago.

Here’s what he sent during our telecon this morning, February 8, 2010:

[9:25:06 AM] PVALLC:

We are able to provide large project financing through our Swiss based private trust under the auspices of the International FED.

We seek to fund projects needing capital infusion from $600M to $5B.

Our process provides the capital needed as a grant.

The client has no repayment obligation.

This is an “open kimono” transparent process for clients.

The trust will fund world wide beneficial projects. Think Economic Growth.

The client retains ownership of all projects and their future cash flows.

All final negotiations are done in Switzerland. It is at that time that clients receive full transparent and open disclosure in private meetings.

Clients must verify ownership of at least $100M USD capital to be eligible.

__________________________________________________________________________

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

_____________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review at http://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Psalm 121:7-8
The LORD will keep you from all harm— he will watch over your life; the LORD will watch over your coming and going both now and forevermore.

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer

Cash Flow Specialists Disclaimer

Business Lines Of Credit In The News Large Projects Money Available Newsletters Preparation Real Estate Projects

Right From The Heart Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, FPA Questions, 20100210

Right From The Heart

Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, FPA Questions, 20100210

Greetings from the beautiful San Francisco Bay Area where temperatures are in the high 50’s and the sky is gray!

____________________________________________________________

Thanks to each of you that called and emailed condolences for the death of my mother, Gloria Josephine Tufo, age 77. Mom died Sunday morning, January 31st at 6:55AM.

I’ll be heading back to Encinitas for the funeral service Friday evening, February 12th. The service is Monday February 15th at St James in Solana Beach. I plan to drive back Wednesday the 17th at the latest.

If you are located along the way I’ll be happy to meet with you.

Please remember the Maxwell family. Dale’s dad, Dale Edison Maxwell, Sr. 84, of Surprise AZ died Monday February 1st at 11:55PM. Max had been an insurance client of mine for many years. I knew Max for about 30 years.

____________________________________________________________

I’ll be in Las Vegas for my good friend Leonard’s Hard Money Conference February 25th at the Monte Carlo.

If you choose to attend be sure to put TUFO in the coupon code to receive two tickets for the price of one. That’s a savings for two of $595 to $895.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

Register for our seminar at the Monte Carlo Las Vegas Resort & Casino
There are no refunds for our live seminar registrations.

General Admission $595
Row 41 through 100
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

Premier Admission $695
Row 11 through 40
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

VIP Admission $895
First 10 rows
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

$595.00

$695.00

$895.00

This came from Leonard February 2nd:

Thanks…Joe, you are a good friend.

Leonard

Here’s my itinerary. I’m flying Virgin Atlantic:

24-Feb-2010	260	SAN FRANCISCO, CA (SFO) 12:10 PM	LAS VEGAS, NV (LAS) 01:50 PM	0
26-Feb-2010	909	LAS VEGAS, NV (LAS) 03:55 PM	SAN FRANCISCO, CA (SFO) 05:25 PM	0

If you’re located in Vegas you’re welcome to meet with me at The Monte Carlo. I will not have a car.

____________________________________________________________

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing: http://joetufo.com/blog/large-project-class

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?

Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.http://joetufo.com/blog/welcome-to-cash-flow-specialists-inc

http://workingcapitalfast.com/welcome-to-working-capital-fast-cash-flow-specialists-inc

_______________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

TRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Large Project Funding $600m to $5b

by JOE TUFO[EDIT]

I received a call from Mitch, an American Stock Exchange member (retired), who happens to be the Director of a Swiss bank in Zurich, Switzerland moments ago.

Here’s what he sent during our telecon this morning, February 8, 2010:

[9:25:06 AM] PVALLC:

We are able to provide large project financing through our Swiss based private trust under the auspices of the International FED.

We seek to fund projects needing capital infusion from $600M to $5B.

Our process provides the capital needed as a grant.

The client has no repayment obligation.

This is an “open kimono” transparent process for clients.

The trust will fund world wide beneficial projects. Think Economic Growth.

The client retains ownership of all projects and their future cash flows.

All final negotiations are done in Switzerland. It is at that time that clients receive full transparent and open disclosure in private meetings.

Clients must verify ownership of at least $100M USD capital to be eligible.

__________________________________________________________________________

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector was in the Bay Area last week.

He funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

_____________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) and http://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review at http://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Ecclesiastes 4

⁹Two are better than one, because they have a good reward for their toil. ¹⁰For if they fall, one will lift up his fellow. But woe to him who is alone when he falls and has not another to lift him up! ¹¹Again, if two lie together, they keep warm,^(P) but how can one keep warm alone? ¹²And though a man might prevail against one who is alone, two will withstand him—a threefold cord is not quickly broken.

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer

Cash Flow Specialists Disclaimer

Business Lines Of Credit In The News Large Projects Money Available Newsletters Preparation Real Estate Projects

Right From The Heart Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, FPA Questions, 20100203

Right From The Heart

Hard Money Conference February 25th Las Vegas, 100% Commercial JV, Monster Corps, FPA Questions, 20100203

Greetings from the beautiful San Francisco Bay Area where temperatures are in the high 50’s and the sun is shining!

____________________________________________________________

Thanks to each of you that called and emailed condolences for the death of my mother, Gloria Josephine Tufo, age 77. Mom died Sunday morning, January 31st at 6:55AM.

If you are located along the way I’ll be happy to meet with you.

____________________________________________________________

I’ll be in Las Vegas for my good friend Leonard’s Hard Money Conference February 25th at the Monte Carlo.

If you choose to attend be sure to put TUFO in the coupon code to receive two tickets for the price of one. That’s a savings for two of $595 to $895.

http://workingcapitalfast.com/monster-corporations-500000-to-2000000

Register for our seminar at the Monte Carlo Las Vegas Resort & Casino
There are no refunds for our live seminar registrations.

General Admission $595
Row 41 through 100
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

Premier Admission $695
Row 11 through 40
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

VIP Admission $895
First 10 rows
Include:

Breakfast
Cd disk of the entire powerpoint presentation
Entrance to the cocktail Party
$3000 in legal documents
$5000 website template

$595.00

$695.00

$895.00

This came from Leonard February 2nd:

Thanks…Joe, you are a good friend. I will keep you posted.

Leonard

Here’s my itinerary. I’m flying Virgin Atlantic:

24-Feb-2010	260	SAN FRANCISCO, CA (SFO) 12:10 PM	LAS VEGAS, NV (LAS) 01:50 PM	0
26-Feb-2010	909	LAS VEGAS, NV (LAS) 03:55 PM	SAN FRANCISCO, CA (SFO) 05:25 PM	0

If you’re located in Vegas you’re welcome to meet with me at The Monte Carlo. I will not have a car.

____________________________________________________________

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

by JOE TUFO[EDIT]

*100% COMMERCIAL FUNDING-JOINT VENTURE- NO LOAN TO REPAY-TRUE JV

TRUE JV INVESTOR- NO DEBT

100% COMMERCIAL FUNDING

TRUE EQUITY JOINT VENTURE

NO LOAN TO REPAY

PROJECTS FROM

$20M UP TO $150M +

NO UP FRONT FEES

FUNDS IN 30 TO 45 DAYS

NATIONAL & INTERNATIONAL PROJECT FUNDING

ACQUISITION & DEVELOPMENT

INCOME PRODUCING PROJECTS

FUND ALL OVER THE WORLD AS LONG AS THE COUNTRY IS NOT AN ENEMY OF THE US, A COMMUNIST COUNTRY OR INVOLVED IN A CIVIL WAR

TECHNOLOGIES, REFINERIES, DRILLING, IN-GROUND ASSETS-ORE MINES, GOLD MINES, ETC. MILLS, ENERGY PROJECTS-WIND FARMS, ETHANOL PLANTS, BIO DIESEL, RENEWABLE ENERGY CASINO’S MARINAS, RESORTS,

AND MORE- WE LIKE TO JV WITH COMMODITIES

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GRATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.

____________________________________________________________

Monster Corporation Update

Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector was in the Bay Area last week.

He funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.

___________________________________________________________

From our Working Capital Fast website

Applications

___________________________________________________________

Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

The rank is calculated using a combination of average daily visitors and pageviews over the past 3 months. The site with the highest combination of visitors and pageviews is ranked #1.

_____________________________________________________________

How We Work

Our websites are at http://www.workingcapitalfast.com which is about 600 pages (January ’10) andhttp://www.joetufo.com/blog our subscription site which has about three times the content. It also archives the newsletters.

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

The key ingredients to funding success, in our experience, have been:

A powerful Executive Summary of one to four pages. You can purchase our template and video review athttp://www.joetufo.com/roadmap
Bio’s of key personnel.
A detailed use of funds broken down monthly for the first year and quarterly thereafter.
A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

We DO NOT GUARANTEE FUNDING. We work on a BEST EFFORTS BASIS.

With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.

___________________________________________________________

Revelation 21:4 (King James Version)

4And God shall wipe away all tears from their eyes; and there shall be no more death, neither sorrow, nor crying, neither shall there be any more pain: for the former things are passed away.

_____________________________________________________________

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work

http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer

Cash Flow Specialists Disclaimer

Asset Monetization Business Lines Of Credit Hard Money Improve Credit In The News Newsletters Preparation Real Estate Projects Testimonials

Lines of Credit, Credit Restoration, Derogatory Removal, Large Project, POF, Church Loans, Comments, 20100120

Post author By Joe Tufo
Post date January 20, 2010
No Comments on Lines of Credit, Credit Restoration, Derogatory Removal, Large Project, POF, Church Loans, Comments, 20100120

Greetings from the beautiful San Francisco Bay Area where temperatures are in the mid 50’s and it’s wet.

On behalf of Bonnie, Jenny & Brian, Katie and Mike our family thanks for you your interest in our products and services and for helping us move up in both the USA and Worldwide website rankings. Thank you very much! If we can be of service in any way please call or write.

437,747

Alexa Traffic Rank http://www.joetufo.com
A measure of a website’s popularity.
Global

Updated Daily

81,244

Traffic Rank in US

425,442

Alexa Traffic Rank http://www.workingcapitalfast.com
A measure of a website’s popularity.

The rank is calculated using a combination of average daily visitors and pageviews over the past 3 months. The site with the highest combination of visitors and pageviews is ranked #1.

Updated Daily

80,004

Traffic Rank in US

News Flash!!!

Dale and I are buying homes in Contra Costa and Solano County California. We buy houses “AS IS” for a fair price on the date of your choice.

For those who may be interested in obtaining an above average rate of return on their funds backed by California Real Estate we are accepting funds from investors.

We also provide turn-key deals for investors with a guaranteed minimum 15% equity position and cash flow of $150 a month.

Three different opportunities for you and those whom you choose to refer.

Dale sent this over Sunday January 17th:

http://www.emofree.com/freevideos.aspx

This came in from Tony Sunday January 17th:

Hi Joe,

What a fantastic newsletter! Glad to hear those tips and the experience you’ve had.

Hope all is well.

God Bless,

Tony G.

This came in from Larry Sunday January 17th:

Hello again Mr.Tufo. Yes, the W Group is me. Thank you for the heads up regarding the online application for my prospects. I will soon be launching an Add campaign via a few Christian Media companies and other venues to promote the Church Loan Program.

It’s good to know about the online app before I launch the campaign. Also, I have spoken with 25 other pastors who will be contacting you eventually regarding the church loan program. I will try to contact everyone again and asked them not to fax the application in. I hope they do not slip by me. However, for all my new contacts, I will inform them not to fax the application.

Currently I plan on focusing mainly on marketing the Church Loan Program and the business line of Credit Program. I will grow from there. Also,correct I am no longer in Inglewood. I am in San Francisco now. I grew up in the Bay Area. Went to Berkeley High School. Have always loved San Francisco. I will send you a new mailing address for me once I get my company address established for future checks to be sent out to me.

Quick Question: 1/2 point referral fee that is paid on closed loans-is a 1/2 point the same thing as saying 1/2% of total loan as a commission fee?

Have a Blessed Week Joe. I am looking forward to doing a lot of business with you this year. I Can’t wait to get my advertising out for the Church Loan Program!

Sincerely:

Larry T

Sunday January 17th:

thank you for the information and resource…. do they do less than 20 million

Marty

Just to give you an idea of our “runs”:

Broadcast subject: Trading Programs – From Chris a Seasoned Trader
Run started: 17 Jan 2010 at 13:38:29
Run ended: 17 Jan 2010 at 22:56:11
Messages sent: 4739

This is from communication to Mark our new volume business line of credit provider for Marques. This came in Thursday January 14th:

Mark’s reply:

Hi, Joe

We of course can work with it

Thank You
Mark

Andy has a three and a half year old corporation. He does not have good credit. He wants to know if he can use his 82-year old mother in his place. They live in Philadelphia. The mom is of good mental and physical health and wants to help her son obtain needed working capital. She has a 742 mid-score. Can you work with them?

This came in the evening of January 14th:

Hello Joe,
Looks like your hard work is paying off-I love success stories –
The mine is finally up & running @ great cost
of $- & sacrifice of credit- I’m int. In your cleanup program.
Thanks Joe
Shalom
Js

I believe in playing fair and I make that clear on the landing pages of http://www.workingcapitalfast.com and http://www.joetufo.com/blog

There are too many time wasters who think nothing of pitting 10 funding sources against each other. I refuse to participate in that nonsense.

We have viable funding sources that close transactions. When you get SERIOUS then visit http://www.workingcapitalfast.com and http://www.joetufo.com/blog and learn about us.

The Working Capital Fast website is approx. 600 pages of in depth research and analysis with 19 categories of products and services. The Cash Flow Specialists corporate website has approximately 1800 pages of content including the newsletter archives.

I work 54 hours a week: 7AM to 5PM M-F Pacific and 8AM to noon Saturdays now that the holidays are over. I’m not a miracle worker. We’ve funded hundreds of businesses since July 1, 1999.

I encourage you to read our newsletters, learn how we do business and get plugged in.

This came in from Mark S Sunday January 17th:

way to go joe—-this clown wants to qualify you to see if you meet his standards for funding—what a bozo mark

in response to:

I never claimed to be a miracle worker as you will find by reading our websites and listening to the audio and video that I have posted.

I’ve been working in financial services for 33+ years in insurance, securities, and finance.

I did NOT solicit your business.

Follow the requirements and submission procedures to see IF you qualify. If not it’s moot.

From this 100% JV Funding program:

REQUIREMENTS

*NCC/Partners will take a JV/Equity position of 10% to 49% depending on the project.

There is no loan to repay and No Up Front Fees.

*NCC/Partners require any 3^RD party reports-if needed- and Principal’s &NCC/Partners Attorney fees to be covered and paid for by the principal. Payment will be paid directly to the 3^RD party and not to NCC/Partners.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.

PROJECTS GREATER THAN $150MM + WILL BE ACCEPTED ON CONDITIONS

SUBMISSION PROCEDURES

NAME OF PROJECT IN SUBJECT HEADING

Need The Projects Executive Summary (NO BROKER LOGO FORMS)-Narrative- (Tell-Me-The-Story) – (Proof of Funds) Net Worth Form/Financial Statement –Business & Personal-showing that the client has Strong Collateral Reserves in their account or projects account and that there is 10% into the project.

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds. These funds have to belong to the principal or project. These funds are not moved and not used. (Reserves requirement)

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter. Not a free form Swift.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

This came in Monday, January 17th in response to the above:

Dear Gentlemen;

Re: Acquisition and Development Project Funding Available No Up Front Fees

Attn: Executive Officers of PHI,Inc.

As you are aware that we at PHI,Inc.have been seeking additional Project Funding Resources over the past few months I have just received a great Project Funding Opportunity that is now available to us and I feel that should consider this proposed opportunity would certainly assist PHI, Inc. in our proposed project start up in the Oil & Gas , Energy, Development and our Proposed Gold Mining Projects in these USA Industries.

Please review and consider the details in the emailed message below which was sent to me from Mr. Joe Tufo we have been seeking this type of funding as we have placed most all our start funds into the legal Re-Instatement of a 13 year old Nevada Based Corporation.

As a New Start Up with Hard Assets that have been Proven and Certified and Professionally Evaluated PHI,Inc. has An Asset Base Valued in excess of $50 Billion USD worth of In-Ground Gold Reserves located in Arizona which we want to start mining and processing from our Mining Claims .

This email projects a way to obtain or secure the financial security that we have been seeking I think in a manner that I personally would like to officially recommend that we all inspect this option right away.

Please review this opportunity which has been outlined herein below and get back to me right away so that we can get with Mr. Tufo and get this proposed funding option started.

I think that we could get started with $ 100 Million USD to $200 Million USD this would allow us to get our pending field operations underway in the Oil & Gas ,Energy and Gold Mining Industries where we would be able to start seeing a profit within a projected 12 to 24 months.

I will be awaiting your responses as we should reach out to Mr. Tufo to get this process started in short order.

Warmest Regards,

WALTER

Proof of Funds

Accounts available from $100K to $5 billion
Money Market funds seasoned for six (6) months
No Credit Check or Financial Statements Required
Funds in an account under client’s name and signature
Rates starting as low as 1.0% per month

Proof of Funds Uses

Net Worth Requirements
Liquidity Requirements
Show of Account Funds
Bonding Requirements
Blocked Funds for Investments

Proof of Funds Account Parameters

30 & 60 day accounts, with discounts provided for renewal terms
Standard bank Verification of Deposit provided for all accounts
Bank accounts opened and confirmed in writing by bank officers
SWIFT MT799/760 confirmation option available in Offshore Banks
Brokers welcome and protected

Our agency provides investment capital for Proof of Funds/Verification of Deposit (VOD) uses on a short or long-term basis. The funds from our “investor pool” are utilized to provision POF accounts at a predetermined fixed return-on-investment so that our client’s will not have to give up any ownership positions in their projects or trades.The VOD account is set-up in the client’s name and they are a signatory on the account. The set-up process is simple and secure, and can be completed in as little as two banking days. We specialize in U.S. money market accounts with six months of seasoning, confirmed through written Verification of Deposit, with an electronic account access option. Other account types are available providing confirmations utilizing SWIFT MT999, SWIFT MT799 and SWIFT MT760 message formats. Rate-of-return requirements vary, dependent upon the amount of funds provided and the verification type needed.All accounts require full client disclosure and are opened in strict compliance with the provisions of the International Money Laundering Regulations and the US Patriot Act.

This came in from Fred a Proof of Funds provider Jamuary 13th:

What is the Funds amount requested?

$2±Million -to- $100+Million or more.

What is your transaction?

Funds for any Transaction with a guaranteed exit.

Buy-Sell of assets/instruments,
Private Placement Program-Investments,
Enhancement — Credit/Collateral loans,
Escrow — Compensating/other deposits,
Project/Business — Debt/Bridge structured financing,
SWIFT transactions,
Riskless Arbitrage.

What guarantees Exit/Take-out of Funds and Transaction Fees-Costs?

What is the transaction-instrument exchanged for the Funds?
Who guarantees the exit/cash-out value?

Do you have the Cash to pay Commitment Fee?

Fee is 5±% of Funds amount. (minimum $75-Thousand Cash or as agreed)

5±% Cash; or
1±% cash and balance by your Note and free-clear assets; or
1±% cash and balance by your Note and proof of transaction exit/payment.

These are Fred’s fees. This is my cost. I expect you to be fair with me on a success fee.

Some important website links:

Chris’ Derogatory Removal Service with guaranteed results:

http://www.bit.ly/7YtNKh this is a video explaining the program in depth

http://bit.ly/5Bw7Ed this is the program without the commentary

I’ve been blessed by Dale Carnegie’s books, recordings and courses. This is a hyperlink of his Golden Book. 84 clicked and downloaded this gift: http://www.bit.ly/5dA3KV

Several have been interested in the application for adding business trade lines to their PAYDEX credit profile. Peter’s service takes about 15 business days. The investment is $4,500. http://bit.ly/6XsrMM

I’ll be attending Leonard’s Hard Money Mortgage School in Las Vegas February 25th. If you click on this link } http://bit.ly/5vKcR3 and register and mention TUFO in the coupon code you’ll get two tickets for the price of one.

Our programs are featured in the weekly newsletter and on our websites. The program that works best is Peter and Hector’s Monster Corp:

Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

You must have a 735 min FICO score, be at least 27 years old, have a debt to high credit under 30%. The process takes 90 to 130 calendar days. They are very detailed. About three weeks into the process they will make a site visit. They will also meet with you at the close.

http://www.joetufo.com/cgi-bin/arp3/arp3-t.pl?l=4&c=4435

If you have derogatories holding you back:

http://www.joetufo.com/cgi-bin/arp3/arp3-t.pl?l=4&c=4435

Business Credit Enhancement Services

If you need credit enhancement services Peter will build a PAYDEX score of 80 with three to four trade lines totaling $40,000 for $4,500. The process takes about 10 business days.

If you need credit enhancement services Peter will build a Experian score of 77 (low to moderate risk) with three to four trade lines totalling $40,000 for $4,500. The process takes about 45 to 60 business days.

In my experience Experian is more widely used West of the Mississippi. Banks will verify D&B-Paydex with Experian.

Once you sign the agreement and wire fees I will release the application to you.

Mark’s program is fairly new for us but they have been in business for 10 years and have funded thousands. One of our referral partners has been doing business with them and claims that they funded 20 of his clients in 2009.

We enforce our 1% commitment fee because of the amount of time that we invest funding people and the difference between a committed client and one who “shops” the marketplace.

I will not submit business without our fee 1% minimum $2,500, maximum $25,000 so if you apply for up to $250,000 our commitment fee paid up front is $2,500. if you apply for $500,000 it’s $5,000, if you apply for $1,000,000 it’s $10,000. If you apply for $2,500,000 or more it’s $25,000.

We are not in the fee business and we’re not in the work for free business.

Michelle called from Columbus Ohio January 14th. She found us on the web. She’s looking to monetize 50 mines. Here is the information in case you know of mines that need funding:

(SAG) JV-EQUITY BASED ASSETS

SWISS ASSETS TRUST IN-GROUND ASSET REQUIREMENTS

Items needed for JV

Reserve statement signed by a qualified geologist
Details of the proposed drilling program to upgrade the reserve classification to proven and probable status if applicable
Detailed mine plan, signed by a qualified mining engineer
An assessment of the environmental impact of the proposed operations
Detailed processing plan signed off by an engineer/metallurgist specializing in the appropriate mineral
A detailed marketing plan supported by either sufficient market research for agreements with agents/off-take agreements with clients
Details of the management team, including CVs indicating the qualifications of the individuals involved
A detailed financial model reflecting the mine, processing and marketing plan on a monthly basis for the first three years of operations and annual cash flow for the life of the operations, inclusive of:
- Major economic assumptions
- Price assumptions
- identification of major cost drivers
- Environmental liability provision
- Tax calculations, including Secondary Tax on Companies
- Working capital movements
- Financing assumptions
Strategic plan of the company, including a proposed exit strategy for the Fund and future fund raising ideas
Details regarding the corporate structure of the company
Michelle also asked about Trading Programs:

Managed Trading and/or Buy-Sell Programs

Minimum for some Programs —- $100 Million (cash or present value of instruments)

Minimum for Buy-Sell Programs –  $500 Million (cash or present value of instruments)

Minimum for Grandmaster Plan –  $5 Billion (cash or T-Notes)

Terms:

Funds/Assets can be blocked in Client’s bank (if in acceptable country), or moved into

newly established account at Program (top 10 European) bank

Attorney will verify Client’s POF or SKR, via authority

to verify letter (listing only permissible questions) via call to banker (with

Depositor on phone call with Attorney)

Special Programs:

We only deal with Licensed Traders (some independent platforms and others inside of

the Trading Bank). All Program Groups are among the largest in the West.

One Buy-Sell Trader offers 6 week Program (net, net of 10 times investment possible)

Grandmaster can swap cash for 105% BG, then places cash into SUPERIOR 1 year format

===========================

CAVEAT: This e-mail is not an offer to buy or sell financial instruments. My sole function’s to

identify potential Program Participants, and to introduce both sides so they can contract for a Program.

PROCEDURES

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Attorney to the Treasury, Landesbank./Clearing/Cutting House and a Private holder of paper (one of the richest men in the world) depending on request and availability.

Send LOR or LOI and your FPA for now, along with POF and I will get the attorney on the phone with the buyer ASAP.

No interference- no broker cloak & dagger please.

FOR PROOF OF FUNDS

Standard, 2 Banker-Signed, SKR Letter from the depository bank: not a free form swift.

Or you can provide a sanitized Bank Statement or Tear Sheet.

With Warmest Regards

Gregory

From time to time clients bring investment opportunities to me.

Concept: SeasonS is the creation of Chef Glenn, with over 20 years of culinary experience. The restaurant will have a casual (light Industrial) décor, comfortable and relaxing with an atmosphere that will complement the range of culinary skills that Chef Glenn will be serving, from pizza by the slice to Penne Rustica , all being served by an energetic and complimentary staff “ all our customers feel like family” not only Chef Glenn’s favorite saying but it is backed by recipes that are simple, home-made and consistent. Chef refined his skill in the small town of Fregene Italy and since that time has opened 8 restaurants in Sonoma County, with over 60 culinary awards both Nationally and Internationally a Food Network appearance and countless other accolades his success is well documented.

Project: A brand new 3500 sq ft Sports Bar & Grill including wood fired Pizza.

Location: Rohnert Park California, 589B Rohnert Park Expressway Rohnert Park, CA 94928 Located in one of Northern California’s largest shopping centers with major anchors, Target, Pet Smart, Food 4 Less, Burlington Coat Factory, and Reading Cinemas 16plex

Projected Revenue: Year one 1.2M, Year two 1.5M, Year three 1.75M Year four 2.1M

Demographic: Population 43,496 median income 64,500 (up 14% since 2000)

Ethnicity white 74%, Hispanic 13.6%, American Indian 4.1% our target customer base 91.7%. Rohnert Park is a middle class community that is also the home of Sonoma State University, it draws a great deal of Sonoma County residents to its shopping areas due to the concentration of quality stores. SeasonS will be the only Sports Bar Grill and Pizzeria in Rohnert Park and Sonoma County, and will attract not only local residents but also draw from the entire County due to its location, its space being right next to the Reading Cinemas 16 theater complex.

Funding: 250k, 10 positions available at 25k each or any equal amount to 250K

Terms: A annual return of 6% to 9% to investors paid Quarterly, monthly financials will be emailed to all investors and there will be two investor teleconferences per year.

Completion Date: May 1^st 2010 lease is in place, Tenant Improvement allowance, lease is below market rate, plans are approved by the center owners and construction is ready to begin!

Joe, It has been about two years since you first walked into my Petaluma restaurant! I will never forget the first time you tasted my food “the best Ceasar Salad I ever tasted” thanks Joe I feel blessed to be working with you!

Charlie has a $25,000,000 green project in Snowflake AZ. He is looking to raise $2,000,000 from accredited investors immediately with another $12,000,000 by the end of 2010, and the balance of $12,000,000 in 2011. I’ll have the package this month.

Initial planning is for 200 units high end environmentally friendly homes ranging from 1800 to 2400 square feet. It’s build to suit built with SCIPS. It also includes a high end green retirement village on a total of 400 acres for both the homes and retirement village.

This is part of the Sliver River Gorge. There are eight petrogryphs on the property from the Anastazi tribe.

Charlie is not greedy. he wants this to be win-win for all. There are a lot of good people with money that can bless this area. If you are interested in this opportunity please call or write.

Joel owns a goldmine in the Yukon Canada. He’s looking for $10,000,000. He and his geologists believe there are 350,000 ounces of gold available on the property. He is looking for accredited investors. There is an opportunity to earn a fair return on your money and some equity in the mine.

Peter called me January 12th. He is in the gold business in San Diego. He has a small need of $25,000 for an opportunity. Please read what he has to offer carefully:

I am hopeful that you might personally be interested, as the return is substantial and soon……..plus the income will be even more substantial, also soon and ONGOING……………This offer pertains to the ANTWI 400KG transaction only. For your review:

Again:    (25,000) invested today, which in 3 wks will yield:
25,000 return of investment
75,000 return on investment (3-4-1)

As you know I am able to offer you this because DgCC is the legal mandate and signatory for the Buyer. Also, because the Buyer is a not-for-profit foundation owned by myself and my son, David.  David and I have no more cash to carry this forward, even though we are at the very threshold of delivery. We are personally all tapped out, having invested over five million dollars of our cash, real property assets, and our time into DgCC over the last six years.

Perhaps you could consider this as an opportunity for you and your family. Hopefully you will reconsider, and if you have an available $25,000, you will be able to wire the funds to me as soon as possible or before the end of the day……….Again, please email me your response………….or if you need more clarification please give me a call.

Joe, if I do not hear from you, I will not approach you again with regard to this matter……………

Thank you, Peter
David was referred by his brother Mike January 13th. he is attempting top put together investor money of $10,000,000 to purchase five goldmines in Nevada.

If you have liquidity and are interested in these and other opportunities please call or write. I was securities licensed Series 7 and Series 63 for 19 years. I am not licensed in securities presently.

From time to time clients bring opportunities to me. I am usually paid a fee on the back end for raising money and sometimes I am given equity in the project(s).

All investment involves risk. Do not invest with money that you cannot afford to lose. Past performance is not a promise of future performance. Conduct your own due diligence.
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What material success does is provide you with the ability to concentrate on other things that really matter. And that is being able to make a difference, not only in your own life, but in other people's lives.
Oprah Winfrey - Life - Success - Money
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Proverbs 15:22 Without consultation, plans are frustrated, But with many counselors they succeed.
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Remember that we are here to serve you and those whom you choose to refer M-F 7AM to 5PM Pacific.

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $50,000 to $10,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Factoring, Accounts Receivable Funding, Merchant Cash Advance.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Newsletters

Lines of Credit, Credit Restoration, Derogatory Removal, Large Project, Church Loans, SBA, Traditional Commercial, Comments 20100113

Greetings from the beautiful San Francisco Bay Area where temperatures are in the low 60’s.

On behalf of Bonnie, Jenny & Brian, Katie and Mike our family wishes you a successful and prosperous New Year. If we can be of service in any way please call or write.

News Flash!!!

Dale and I are buying homes in Contra Costa and Solano County California. We buy houses “AS IS” for a fair price on the date of your choice.

For those who may be interested in obtaining an above average rate of return on their funds backed by California Real Estate we are accepting funds from investors.

We also provide turn-key deals for investors with a guaranteed minimum 15% equity position and cash flow of $150 a month.

Three different opportunities for you and those whom you choose to refer.

This came in from Peter in San Diego:

Brent………..It was nice meeting you Sunday afternoon. I hope something will work out for you, your company and Joe Tufo. I have known Joe Tufo and his company for nearly 4 years, and know him to be able to do what he says he can do, and more importantly to be an honest and upright guy. Cash Flow Specialists, have developed their own market niche.

Please feel free to contact Joe directly. I am forwarding his response to my referring email………….Good fortune in going forward, Peter

Marty is an attorney who is a referral partner in Las Vegas. This is an email that I sent him Saturday January 9th:

It’s interesting that when I need an attorney that I’m expected to pay a sizeable retainer yet when an applicant wants to tap my 33 years of financial services experience to fund their project that I’m expected to work for free and yet they want a non-exclusive finders agreement.

I’m not in the fee business or the work for free business. I believe in being fair. I wish you the best of success in obtaining funding.

I believe in playing fair and I make that clear on the landing pages of http://www.workingcapitalfast.com and http://www.joetufo.com/blog

There are too many time wasters who think nothing of pitting 10 funding sources against each other. I refuse to participate in that nonsense.

We have viable funding sources that close transactions. When you get SERIOUS then visit http://www.workingcapitalfast.com and http://www.joetufo.com/blog and learn about us.

I work 54 hours a week: 7AM to 5PM M-F Pacific and 8AM to noon Saturdays now that the holidays are over. I’m not a miracle worker. We’ve funded hundreds of businesses since July 1, 1999.

I encourage you to read our newsletters, learn how we do business and get plugged in.

This came in Saturday January 9th:

On Sat, Jan 9, 2010 at 4:54 AM, Kurt H wrote:
Joe,

I was curious as to how you got my contact information (email). Not upset or anything, but just curious.

I actually maybe interested in looking into your services to enhance my current line of credit.

Kurt H

Agency Manager

SATHH, Inc.

4938 have opted into our newsletter list, 1800 have done business with us and I know personally. It’s a mystery as to how the other 3138 discovered us. There’s an option to opt out at the bottom of each newsletter.

You’ll find credit enhancement services mentioned on our websites. Thanks for writing.

http://www.workingcapitalfast.com
http://www.joetufo.com/blog
http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

This came in Saturday January 9th from a Proof of Funds Provider:

Accounts available from $100K to $5 billion
Money Market funds seasoned for six (6) months
No Credit Check or Financial Statements Required
Funds in an account under client’s name and signature
Rates starting as low as 1.0% per month

Proof of Funds Uses

Net Worth Requirements
Liquidity Requirements
Show of Account Funds
Bonding Requirements
Blocked Funds for Investments

Proof of Funds Account Parameters

30 & 60 day accounts, with discounts provided for renewal terms
Standard bank Verification of Deposit provided for all accounts
Bank accounts opened and confirmed in writing by bank officers
SWIFT MT799/760 confirmation option available in Offshore Banks
Brokers welcome and protected

All accounts require full client disclosure and are opened in strict compliance with the provisions of the International Money Laundering Regulations and the US Patriot Act.

This came in from Fred a Proof of Funds provider Jamuary 13th:

What is the Funds amount requested?

$2±Million -to- $100+Million or more.

What is your transaction?

Funds for any Transaction with a guaranteed exit.

Buy-Sell of assets/instruments,
Private Placement Program-Investments,
Enhancement — Credit/Collateral loans,
Escrow — Compensating/other deposits,
Project/Business — Debt/Bridge structured financing,
SWIFT transactions,
Riskless Arbitrage.

What guarantees Exit/Take-out of Funds and Transaction Fees-Costs?

What is the transaction-instrument exchanged for the Funds?
Who guarantees the exit/cash-out value?

Do you have the Cash to pay Commitment Fee?

Fee is 5±% of Funds amount. (minimum $75-Thousand Cash or as agreed)

5±% Cash; or
1±% cash and balance by your Note and free-clear assets; or
1±% cash and balance by your Note and proof of transaction exit/payment.

These are Fred’s fees. This is my cost. I expect you to be fair with me on a success fee.

Some important website links:

Chris’ Derogatory Removal Service with guaranteed results:

http://www.bit.ly/7YtNKh this is a video explaining the program in depth

http://bit.ly/5Bw7Ed this is the program without the commentary

I’ve been blessed by Dale Carnegie’s books, recordings and courses. This is a hyperlink of his Golden Book. 84 clicked and downloaded this gift: http://www.bit.ly/5dA3KV

I’ll be attending Leonard’s Hard Money Mortgage School in Las Vegas February 25th. If you click on this link {LINK 2} http://bit.ly/5vKcR3 and register and mention TUFO in the coupon code you’ll get two tickets for the price of one.

Our programs are featured in the weekly newsletter and on our websites. The program that works best is Peter and Hector’s Monster Corp:

Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

{LINK 4}

If you have derogatories holding you back:

http://www.joetufo.com/cgi-bin/arp3/arp3-t.pl?l=4&c=4435

Business Credit Enhancement Services

If you need credit enhancement services Peter will build a PAYDEX score of 80 with three to four trade lines totaling $40,000 for $4,500. The process takes about 10 business days.

In my experience Experian is more widely used West of the Mississippi. Banks will verify D&B-Paydex with Experian.

Once you sign the agreement and wire fees I will release the application to you.

Mark’s program is new for us but they have been in business for 10 years and have funded thousands. One of our referral partners has been doing business with them and claims that they funded 20 of his clients in 2009.

We enforce our 1% commitment fee because of the amount of time that we invest funding people and the difference between a committed client and one who “shops” the marketplace.

We are not in the fee business and we’re not in the work for free business.

Michelle called from Columbus Ohio today. She found us on the web. She’s looking to monetize 50 mines. Here is the information in case you know of mines that need funding:

(SAG) JV-EQUITY BASED ASSETS

SWISS ASSETS TRUST IN-GROUND ASSET REQUIREMENTS

Items needed for JV

Reserve statement signed by a qualified geologist
Details of the proposed drilling program to upgrade the reserve classification to proven and probable status if applicable
Detailed mine plan, signed by a qualified mining engineer
An assessment of the environmental impact of the proposed operations
Detailed processing plan signed off by an engineer/metallurgist specializing in the appropriate mineral
A detailed marketing plan supported by either sufficient market research for agreements with agents/off-take agreements with clients
Details of the management team, including CVs indicating the qualifications of the individuals involved
A detailed financial model reflecting the mine, processing and marketing plan on a monthly basis for the first three years of operations and annual cash flow for the life of the operations, inclusive of:
- Major economic assumptions
- Price assumptions
- identification of major cost drivers
- Environmental liability provision
- Tax calculations, including Secondary Tax on Companies
- Working capital movements
- Financing assumptions
Strategic plan of the company, including a proposed exit strategy for the Fund and future fund raising ideas
Details regarding the corporate structure of the company

Michelle also asked about Trading Programs:

Managed Trading and/or Buy-Sell Programs

Minimum for some Programs —- $100 Million (cash or present value of instruments)

Minimum for Buy-Sell Programs – $500 Million (cash or present value of instruments)

Minimum for Grandmaster Plan – $5 Billion (cash or T-Notes)

Terms:

Funds/Assets can be blocked in Client’s bank (if in acceptable country), or moved into

newly established account at Program (top 10 European) bank

Attorney will verify Client’s POF or SKR, via authority

to verify letter (listing only permissible questions) via call to banker (with

Depositor on phone call with Attorney)

Special Programs:

We only deal with Licensed Traders (some independent platforms and others inside of

the Trading Bank). All Program Groups are among the largest in the West.

One Buy-Sell Trader offers 6 week Program (net, net of 10 times investment possible)

Grandmaster can swap cash for 105% BG, then places cash into SUPERIOR 1 year format

===========================

CAVEAT: This e-mail is not an offer to buy or sell financial instruments. My sole function’s to

identify potential Program Participants, and to introduce both sides so they can contract for a Program.

PROCEDURES

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Attorney to the Treasury, Landesbank./Clearing/Cutting House and a Private holder of paper (one of the richest men in the world) depending on request and availability.

Send LOR or LOI and your FPA for now, along with POF and I will get the attorney on the phone with the buyer ASAP.

No interference- no broker cloak & dagger please.

FOR PROOF OF FUNDS

Standard, 2 Banker-Signed, SKR Letter from the depository bank: not a free form swift.

Or you can provide a sanitized Bank Statement or Tear Sheet.

With Warmest Regards

Gregory

Our website rankings thanks to each of you:

http://www.joetufo.com/blog 425,900 Worldwide 75,038 USA

http://www.workingcapitalfast.com 415,518 Worldwide 75,336 USA

Visit http://www.alexa.com and see how your website(s) are doing.

I ran a competitor of ours. He is at 14,156,832 Worldwide. I ran another competitor who is at 15,896,436 Worldwide. We keep moving up because of visits, videos, audio, comments, and content. Thanks to each of you.

I am a subscriber to Realty Trac:

Record 3,000,000 homes in foreclosure

RealtyTrac, the online marketer of foreclosed homes, reported that one in 45 households — or 2,824,674 properties nationwide — were in default last year. That’s 21% more than in 2008, and more than double 2007’s total.

“As bad as the 2009 numbers are, they probably would have been worse if not for legislative and industry-related delays in processing delinquent loans,” said RealtyTrac CEO James Saccacio in a prepared statement. However, by all accounts it is still uncertain whether efforts like Obama’s Home Affordable Modification Program have forestalled or just delayed foreclosure. By early December more than 680,000 borrowers had gotten temporary workouts but only a few thousand had been permanently modified.

“In the long term, a massive supply of delinquent loans continues to loom over the housing market,” said Saccacio. “And many of those delinquencies will end up in the foreclosure process in 2010.”

The four states with the most foreclosure filings — California, Florida, Arizona and Illinois — accounted for a full 50% of the nation’s properties receiving notices. Nevada recorded the highest rate of foreclosures, at 10%, followed by Arizona, at 6.1%; Florida, 5.9%; and California, 4.75%. But some states where foreclosure hit hard early are now faring better. Indiana foreclosures fell by 9.9%, Ohio by 10.5% and Rhode Island by 23.6%.

California, by far the most heavily populated in the union, posted the most filings with 632,573, up 20.8% from 2008. Golden State cities have also recorded some of the steepest declines in home prices, with values falling 50% or more in some Central Valley cities.

Unemployment claims up

The Labor Department said in its weekly report that the number of Americans filing for initial unemployment insurance rose more than expected last week. There were 444,000 initial job claims filed in the week ended Jan. 9, up 11,000 from a revised 433,000 the previous week. A consensus estimate of economists surveyed by Briefing.com expected new claims to rise to 437,000.

The 4-week moving average of initial claims was 440,750, down 9,000 from the previous week’s revised average of 449,750. The government also said 4,596,000 people had filed continuing claims in the week ended Jan. 2, the most recent data available. That’s down 211,000 from the preceding week’s revised 4,807,000 claims.

The 4-week moving average for ongoing claims fell by 151,500 to 4,855,000 from the previous week’s revised 5,006,500 but, as always, remember that the decline may just mean more filers are dropping off those rolls into extended benefits.

Unemployment claims in six states dropped more than 1,000 for the week ended Jan. 2, the most recent data available. Claims in Illinois fell the most, by 6,928, which the state said was due to fewer layoffs in construction, trade and manufacturing industries. A total of 18 states said the claims rose by more than 1,000. Claims in Massachusetts jumped the most, by 1,166, which the state attributed to layoffs in the transportation, warehousing and manufacturing industries.

DSNews.com – commercial mortgage defaults dangerous for banks

The anticipated surge in commercial mortgage defaults this year could wipe out profits at a number of U.S. banks, according to a research study published by SMR Research Corporation. However, SMR said this problem is not likely to morph into a true crisis that would endanger U.S. or global financial systems. The study found highly delinquent commercial mortgages were only 0.1 percent of Citigroup’s assets. JP Morgan Chase also appears to be “walled off” from the dilemma, and exposure at Bank of America is only slightly higher.

At small banks with less than $1 billion of assets, however, commercial mortgages were 32.5 percent of total assets. This level of dependence is six-fold higher than at big banks with $50 billion or more of assets, SMR said.

Highly delinquent commercial mortgages equaled 3 percent or more of 154 bank’s total assets, as of September 30, 2009. SMR said banks earn profits of only about 1 percent of assets in a reasonably good year, so many of these institutions will be hard-pressed to make any money in 2010, and some banks may even become insolvent.

The 90-day-plus delinquency rate on all commercial mortgages, including multi-family apartment building loans and commercial construction loans, increased at a notable rate in 2009. On September 30, it reached 5.59 percent, up from 3.51 percent just six months earlier. In addition, the vacancy rate on apartment buildings reached its highest level since 1965, and vacancy rates were also high at shopping centers and office buildings. According to SMR’s study, the total commercial mortgage loan market was $3.4 trillion at the end of the third quarter in 2009.

Retail sales lame in December

The Commerce Department said total retail sales fell 0.3% to $353 billion last month, compared with November’s upwardly revised 1.8% jump. Economists surveyed by Briefing.com had anticipated that December sales would grow 0.5%.Consumer spending accounts for two-thirds of U.S. economic activity, and related reports such as retail sales are closely watched to determine whether a recovery is underway. Sales excluding autos and auto parts fell by 0.2% from November and core retail sales, which excludes autos, gasoline and building materials, fell 0.3 percent after rising 0.9 percent in November. Analysts expected sales ex-autos to jump 0.3%.

Health and personal care stores increased 0.8%. But restaurants and bars fell 0.6%. Electronic and appliance store sales plunged 2.6%. Also showing declines: building material and garden supplies dealers, down 0.4%; food and beverage stores, down 0.8%; clothing stores, down 0.6%; general merchandise stores, down 0.8%. Mail order and Internet retailers rose, up 1.4%. Furniture retailers climbed 0.3%. Sporting goods, hobby, book and music stores jumped 1.6%. Given that the economy was so weak 12 months ago, year-to-year increase was strong. December 2009 retail sales jumped 5.4% compared to the same month in 2008. Stubbornly high unemployment remains the weakest link in the recovery from the worst economic downturn since the 1930s. Job worries are expected to constrain consumer spending, which normally accounts for more than two-thirds of economic activity.

Housing sales up

In the December 2 edition of the Summary of Commentary on Current Economic Conditions, commonly called the Beige Book, eight Federal Reserve Districts reported an economic uptick. In fact, all but two Fed districts reported increased activity or improved conditions, with Philadelphia and Richmond seeing mixed results. At the end of the year, home sales increased in every district but San Francisco, where activity was steady and Kansas City, which experienced a decline. Lower-priced homes typically purchased by first-time homebuyers outpaced sales of higher-priced homes.

The districts project the extension and expansion of the homebuyer tax credit could give an added impetus to the expected seasonal sales upturn this spring. Despite the improved activity, prices have remained at their low levels. Boston, Philadelphia, and Cleveland experienced price declines, Richmond remained steady, while Dallas reporting some “firming” in prices. New residential construction activity is at low levels in most districts, but Chicago and Minneapolis are exceptions to this trend. Rising vacancy rates and falling rents both impact the weakness in commercial real estate. Landlords are focusing on tenant retention, negotiating lease extensions at low rents and with favorable allowances. Loan demand continues to decline or remain weak and credit quality continues to deteriorate, most districts said. The exception to this is residential mortgages, which is experiencing a steady demand.

Fannie Mae Launches Special Approval Designation

Fannie Mae announced that it’s going to take a look at hundreds of condominium projects in Florida that may not currently meet Fannie Mae’s standard eligibility criteria to see if it can allow additional projects to become Fannie Mae-eligible through a new “Special Approval” designation. Projects deemed to be sufficiently stable following the closer examination are granted a Special Approval designation, meaning lenders can originate and deliver mortgage loans secured by units in these projects to Fannie Mae. Projects found to be eligible will be listed on www.eFannieMae.com as project reviews are completed, and qualified borrowers will be eligible for financing.

Special Approval designations are for established condominium projects only, effective for periods between 9 and 18 months, and lenders are required to confirm the project’s Special Approval designation on the date of the loan application. “This new initiative is geared toward providing maximum support for Florida’s distressed condo market as we continue to provide liquidity to the housing market more broadly,” said Karen Pallotta, Executive Vice President, Single Family Mortgage Business.

“The state’s condo market has been particularly hard hit by the housing downturn and we’re working with the industry and our partners to do all we can to stabilize the market and help spur recovery.” Moe Veissi, National Association of Realtors First Vice President agreed: “NAR applauds Fannie Mae for taking this important step to make condo loans more readily available in Florida…Our state is probably the hardest hit as far as the condo market is concerned, and Fannie Mae’s new effort
to take a closer look at project eligibility could go a long way to putting projects back on a healthy financial track.”

Thanks to Chris McLaughlin for some of the content above.

From time to time clients bring investment opportunities to me.

Concept: SeasonS is the creation of Chef Glenn, with over 20 years of culinary experience. The restaurant will have a casual (light Industrial) décor, comfortable and relaxing with an atmosphere that will complement the range of culinary skills that Chef Glenn will be serving, from pizza by the slice to Penne Rustica , all being served by an energetic and complimentary staff “ all our customers feel like family” not only Chef Glenn’s favorite saying but it is backed by recipes that are simple, home-made and consistent. Chef refined his skill in the small town of Fregene Italy and since that time has opened 8 restaurants in Sonoma County, with over 60 culinary awards both Nationally and Internationally a Food Network appearance and countless other accolades his success is well documented.

Project: A brand new 3500 sq ft Sports Bar & Grill including wood fired Pizza.

Location: Rohnert Park California, 589B Rohnert Park Expressway Rohnert Park, CA 94928 Located in one of Northern California’s largest shopping centers with major anchors, Target, Pet Smart, Food 4 Less, Burlington Coat Factory, and Reading Cinemas 16plex

Projected Revenue: Year one 1.2M, Year two 1.5M, Year three 1.75M Year four 2.1M

Demographic: Population 43,496 median income 64,500 (up 14% since 2000)

Ethnicity white 74%, Hispanic 13.6%, American Indian 4.1% our target customer base 91.7%. Rohnert Park is a middle class community that is also the home of Sonoma State University, it draws a great deal of Sonoma County residents to its shopping areas due to the concentration of quality stores. SeasonS will be the only Sports Bar Grill and Pizzeria in Rohnert Park and Sonoma County, and will attract not only local residents but also draw from the entire County due to its location, its space being right next to the Reading Cinemas 16 theater complex.

Funding: 250k, 10 positions available at 25k each or any equal amount to 250K

Terms: A annual return of 6% to 9% to investors paid Quarterly, monthly financials will be emailed to all investors and there will be two investor teleconferences per year.

Completion Date: May 1^st 2010 lease is in place, Tenant Improvement allowance, lease is below market rate, plans are approved by the center owners and construction is ready to begin!

Joe, It has been about two years since you first walked into my Petaluma restaurant! I will never forget the first time you tasted my food “the best Ceasar Salad I ever tasted” thanks Joe I feel blessed to be working with you!

Charlie has a $25,000,000 green project in Snowflake AZ. He is looking to raise $2,000,000 from accredited investors immediately with another $12,000,000 by the end of 2010, and the balance of $12,000,000 in 2011. I’ll have the package this month.

Initial planning is for 200 units high end environmentally friendly homes ranging from 1800 to 2400 square feet. It’s build to suit built with SCIPS. It also includes a high end green retirement village on a total of 400 acres for both the homes and retirement village.

This is part of the Sliver River Gorge. There are eight petrogryphs on the property from the Anastazi tribe.

Charlie is not greedy. he wants this to be win-win for all. There are a lot of good people with money that can bless this area. If you are interested in this opportunity please call or write.

Joel owns a goldmine in the Yukon Canada. He’s looking for $10,000,000. He and his geologists believe there are 350,000 ounces of gold available on the property. He is looking for accredited investors. There is an opportunity to earn a fair return on your money and some equity in the mine.

Peter called me January 12th. He is in the gold business in San Diego. He has a small need of $25,000 for an opportunity. Please read what he has to offer carefully:

I am hopeful that you might personally be interested, as the return is substantial and soon……..plus the income will be even more substantial, also soon and ONGOING……………This offer pertains to the ANTWI 400KG transaction only. For your review:

Again: (25,000) invested today, which in 3 wks will yield:
25,000 return of investment
75,000 return on investment (3-4-1)

As you know I am able to offer you this because DgCC is the legal mandate and signatory for the Buyer. Also, because the Buyer is a not-for-profit foundation owned by myself and my son, David. David and I have no more cash to carry this forward, even though we are at the very threshold of delivery. We are personally all tapped out, having invested over five million dollars of our cash, real property assets, and our time into DgCC over the last six years.

Perhaps you could consider this as an opportunity for you and your family. Hopefully you will reconsider, and if you have an available $25,000, you will be able to wire the funds to me as soon as possible or before the end of the day……….Again, please email me your response………….or if you need more clarification please give me a call.

Joe, if I do not hear from you, I will not approach you again with regard to this matter……………

Thank you, Peter
David was referred by his brother Mike January 13th. he is attempting top put together investor money of $10,000,000 to purchase five goldmines in Nevada.

If you have liquidity and are interested in these and other opportunities please call or write. I was securities licensed Series 7 and Series 63 for 19 years. I am not licensed in securities presently.

From time to time clients bring opportunities to me. I am usually paid a fee on the back end for raising money and sometimes I am given equity in the project(s).

All investment involves risk. Do not invest with money that you cannot afford to lose. Past performance is not a promise of future performance. Conduct your own due diligence.

 By Suzanne Barlyn
  A DOW JONES NEWSWIRES COLUMN

NEW YORK (Dow Jones)–A proposal that would change how certain private placements are regulated could mean another hurdle for small businesses in a cash-strapped, recessionary environment.

Sen. Christopher Dodd’s draft legislation for sweeping financial reform includes a provision that would give back to state regulators the authority to oversee certain aspects of private placements, known as Reg-D offerings. States lost certain powers, such as the ability to review offerings and to prohibit bad actors from initiating Reg-D offerings, when Congress enacted the National Securities Markets Improvement Act of 1996, or NSMIA. That watershed law aimed to create uniform federal regulation of certain “covered securities” previously regulated at both the state and federal levels.

Small business advocates say that granting state regulators more authority over Reg-D offerings would mean navigating a regulatory quagmire.

Businesses that raise capital through Reg-D offerings would often be subject to the scrutiny of state regulators in multiple jurisdictions who could, for example, review and require numerous changes to their offering memoranda. Costs of raising capital would likely increase as companies fork over higher fees to lawyers and other consultants who would have to research whether the offerings are compliant with distinct state and federal requirements.

“It could put a lot of people out of business,” said Paul Azous, chief executive of PPM.net LLC, a New York-based company that writes private placement memoranda – documents for investors that include information about a company’s business plan and other details.

If implemented, the change could ultimately encourage issuers to look abroad to raise capital, says Raymond Fisher, a securities lawyer for Linklaters in New York. “It’s better to have a uniform regime,” he said.

Sen. Dodd’s Reg-D proposal is among nearly 1,200 pages of draft reforms the Senate is considering following the passage of an historic financial regulatory reform bill by the U.S. House in December.

Lawmakers are discussing the draft at a time when many small businesses are raising capital through Reg-D offerings because banks have tightened lending standards. Most businesses aim to raise relatively small amounts through the process, which could be substantially offset by more expenses.

George Brunelle, a securities lawyer in New York, recalled advising one small business that was trying to raise $1 million in the pre-NSMIA era when states had more say over Reg-D offerings. The offering memorandum had to comply with standards in four states – a process he described as “crazy hard.”

State regulators argue that their current lack of authority under NSMIA means they’re often unable to help investors who voice concerns about offerings. Fraud related to private placement is multiplying, as is use of brokers to place them. Federal regulators recently have beefed up their enforcement efforts but not nearly enough to satisfy states.

The law allows state regulators to investigate cases involving fraud and deceit, but in many instances the evidence from investors gets to them too late. By then, they say, the money raised in the offering is often long gone.

“We have to wait until the forest fire is raging and then go put it out. I can’t go put it out before,” said Joseph Borg, director of the Alabama Securities Commission. He and other state regulators can only refer most complaints to the Securities and Exchange Commission, where they languish, they say.

The SEC’s inspector general, H. David Kotz, concluded in a March 2009 report that the agency “does not generally take action” when its staff learns that issuers haven’t complied with Reg-D requirements. It also doesn’t “substantively review” the more than 20,000 filings it receives annually, he wrote.

Lawyers and consultants who advise small businesses argue that the vast majority of private placement offerings are legitimate. “The masses shouldn’t have to suffer for the minority,” says Azous of PPM.net.

(Suzanne Barlyn writes Compliance Watch, a column that focuses on compliance and regulatory issues affecting financial advisers. She can be reached at 212-416-2230 or by email at suzanne.barlyn@dowjones.com)

What material success does is provide you with the ability to concentrate on other things that really matter. And that is being able to make a difference, not only in your own life, but in other people's lives.
Oprah Winfrey - Life - Success - Money


Proverbs 15:22 Without consultation, plans are frustrated, But with many counselors they succeed.

Remember that we are here to serve you and those whom you choose to refer M-F 7AM to 5PM Pacific.

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
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Newsletters

Happy New Year! Credit Enhancement, Credit Restoration, Lines of Credit, Large Project, Church Loans, 20100106

Post author By Joe Tufo
Post date January 6, 2010
No Comments on Happy New Year! Credit Enhancement, Credit Restoration, Lines of Credit, Large Project, Church Loans, 20100106

Happy New Year! Credit Enhancement, Credit Restoration, Derogatory Removal, Lines of Credit, Hard Money, Large Project, Church Loans, CFSI Creed, 20100106

If you like Dale Carnegie this may be of benefit to you:

http://bit.ly/5dA3KV

Our programs are featured in the weekly newsletter and on our websites. The program that works best is Peter and Hector’s Monster Corp:

Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

If you have derogatories holding you back:

http://www.joetufo.com/cgi-bin/arp3/arp3-t.pl?l=5&c=4435

Business Credit Enhancement Services

If you need credit enhancement services Peter will build a PAYDEX score of 80 with three to four trade lines totaling $40,000 for $4,500. The process takes about 10 business days.

In my experience Experian is more widely used West of the Mississippi. Banks will verify D&B-Paydex with Experian.

Once you sign the agreement and wire fees I will release the application to you.

If you have derogatories holding you back:

http://workingcapitalfast.com/wishlist-member?reg=1262483078

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $2,500, maximum $25,000.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

We specialize in Business Loans and Lines of Credit featuring:

NO Collateral
NO Tax Returns
NO Business Plans
NO UCC Filings
NO Headaches
4%+ APR
NO DOC to $400,000 (Start-Ups OK!)
EZ DOC to $10 Million

If you have derogatories holding you back:

http://workingcapitalfast.com/wishlist-member?reg=1262483078

Large Project Quick Submission Procedures

by JOE TUFO

I have worked with Greg for some time now. Greg has 30 years of commercial lending experience: 12 years traditional banking and 18 years alternative and structured finance. He is a senior underwriter and sits on the loan committee of a trust.

Remember that we charge a 1% commitment expense fee, minimum $2,500, maximum $25,000 per project.

Greg wants to know:

How much money can the principal bring to the table?

What other forms of cash flow tools are available?

We need to see the proof of funds and or proof of the collateral.

NCC QUICK SUBMISSION PROCEDURES

Please resubmit your project with the following criteria as it will be REMOVED from our files at this time.

FOR PROJECT FUNDING $ 10 MILLION-NO MAX WITH THE TRUST/BOND @10%JV

NAME OF PROJECT IN SUBJECT HEADING

What form of collateral is available for this project?

Submission procedures are simple; send the projects Executive Summary. (Narrative-Tell –Me- The- Story) and or Proof Of Funds Proof Of Collateral.

We need to see at least 10% of the requested loan amount to be used for the project. The 10% can be Cash, Municipal Bond, Performance Bond,Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

If up to 10% of the requested loan amount is available we use these funds as collateral to create the funds needed to fund the project.

It is necessary to know what forum and how to Design, Structure, and Place this project

request and what forms of collateral are available?

Trust/JV/BOND/Structured Formats/Conventional/Hard Money?

What are the principal(s) Liquidity/Net Worth?

How much liquidity of discretionary working capital is available for use of the project?

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers) Or Standard, 2 Banker-Signed, SKR Letter.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

ASSET MONETIZING-PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES(Need Statement)

These can be a line of credit, or a margin line against the asset. For stock loans we have the ability to implement a synthetic hedge against margin calls at a nominal cost to the borrower.

NOTE;

(SLCP) COLLATERAL PROGRAM (HEDGE FUND) 100% + LTV-DEBT $5M-NO MAX

NON – RECOURCE – NO PREPAYMENT PENALTY

All Commercial Property Types Considered

Purchase* Construction*Refinance*

Close in as little as 90 days

JV-NO LOAN REPAYMENT-(JV 10%-49%) -$20M-$150M +-MUST HAVE 10% INTO THE PROJECT & STRONG RESERVES–TRUE ANGEL JOINT VENTURE

Close in as little as 30 to 50 days

ASSET MONETIZING

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTN’s/STOCKS/NOTES

REQUEST ASSET INFORMATION

Loan against market value.

Up to 95% at 1.5% INTEREST ONLY- LIBOR @30 YEARS.

NON – RECOURSE – NO PREPAYMENT PENALTY

Close in as little as 3 days

NATIONAL & INTERNATIONAL HARD MONEY

Contact for details.

SUPER JUMBO RESIDENTIAL LOANS

$500K AND UP-NO MAX LOAN AMOUNT

NATION WIDE- PRIVATE INVESTMENT BANKING

(REQUEST PROGRAM FLYERS FOR DETAILS)

Please feel free to contact me personally should you have any questions.

With Warmest Regards

Gregory

END PROVIDER

REGISTERED AGENT

REGISTERED S.E.C. TRUST

For clarity on who we are;

We are one of the largest international private Trusts.

The Trust is registered with the S.E.C.

We have JV agreements with branch banks that we own with HSBC, Credit Suisse, and Deutsche Bank.

We are collateralized by Global Green-the largest energy project in the world and other natural resources.

We own Bank Instruments that are Cash Backed and Bullion backed.

We are represented by Greenberg Traurig, LLP. (One the largest international Law Firms in the world)

Once we have a client we can provide all that is requested; Web Site, Trust Overview and References. We have and can provide total transparency as we are federally regulated.

We will be happy to address your question when you submit your question via the help desk:

http://joetufo.com/helpdesk

This came in December 31st:

Hello Joe

Do you have any interest in funding a project in The Marcellus Natural Gas
in Pennsylvania? (35 million) If so I will send you a Business Plan

Thank you in advance,

Larry

and this:

Thanks Joe
The Blessings of Jesus to you & family for a
Happy New Year
JS

and this:

Hello Joe, Happy New Year. I received your message. I’m really sorry I couldn’t meet up with you. I was out of town, on the slopes! I do have another E.Sum. I want to send but I want to make sure it can work with our business plan. I have also been looking for somebody to put down more money to leverage ourselves into the 200M.

Matt

This came in from Vasko:

2010 Contract

After serious & cautious consideration… your contract of friendship has been renewed for the New Year 2010!

It was a very hard decision to make… So don’t screw it up!!!

My Wish for You in 2010

May peace break into your home and may thieves come to steal your debts.
May the pockets of your jeans become a magnet for $100 bills.
May love stick to your face like Vaseline and may laughter assault your lips!
May happiness slap you across the face and may your tears be that of joy
May the problems you had, forget your home address!
In simple words …………
May 2010 be the best year
of your life!!!

HAPPY NEW YEAR!!!

Vasko

Mark’s program is new for us but they have been in business for 10 years and have funded thousands. One of our referral partners has been doing business with them and claims that they funded 20 of his clients in 2009.

We enforce our 1% commitment fee because of the amount of time that we invest funding people and the difference between a committed client and one who “shops” the marketplace.

We are not in the fee business and we’re not in the work for free business.

Mark’s program takes about 30 business days.

I could not get Mr. Kim’s user name and password to work with creditchecktotal. I also do not have the social security number.

Park is good to go with Hector’s program score-wise. He needs to have a business address and business phone number. He may be able to rent an office space.

The best bet for the contractor that you are meeting with tomorrow is Hector and Peter’s programs mentioned above. If he doesn’t have time he should factor the construction receivables (if he can) and apply with Mark. Since he’s looking for $500,000 we’ll charge $5,000 as a commitment fee up front. The back end fee is 6.9% to the lender and 4% to us significantly less than Larry.

I appreciate you. May God’s richest blessings be upon you and your family during this joyous Christmas season. I expect great things for you in 2010 and beyond.

Monday, December 28th I was with Chris the master with the proprietary tested system for removing derogatories permanently in one hour to 10 days.

I received a call right before Christmas 2009 from Chris a local businessman. Chris has been receiving our newsletter for some time. He offers a unique niche Derogatory Removal Service with Guaranteed Results!

Chris’ Services

Chris’ Derogatory Removal Service with Guaranteed Results! are truly unique in this niche industry. He has researched the normal day-to-day “credit repair” company that overloads the credit bureaus with documentation containing certain language that will enlist hope that the credit bureaus won’t be able to respond within the required thirty days.

Although this can be effective, 99% of the time it takes more than 180 days to see minimal results. Chris’ Derogatory Removal Service with Guaranteed Results! has developed real formulas for rapid success.

All of his clients see successful results within 1 hour to 10 business days GUARANTEED!

Here are some of the derogatory removal services he offers:

Credit Card (30, 60, 90)
Mortgage (30, 60, 90)
Collections (negotiated, and removed completely)
Charge Offs
Judgments

Chris’ Derogatory Removal Service with Guaranteed Results! has developed formulas that are effective at the creditor/lender level.

Your creditor/lender will get a direct negotiation phone call from his team to get your derogatory removed.

Your derogatory will be DELETED from the actual system of the creditor/lender level. That means that your removal is in fact PERMANENT.

The level of management that Chris’ Derogatory Removal Service with Guaranteed Results! will speak to will have full authority to completely delete the derogatory from their files, and they will electronically update this information to the credit bureaus…and you will receive a VERIFIABLE letter of proof directly from the creditor/lender.

If you have a collection that Chris’ Derogatory Removal Service with Guaranteed Results! is working on, then your debt will negotiated to pennies on the dollar and DELETED from the collection agencies system and as well electronically updated to the credit bureaus and you will receive a VERIFIABLE letter of proof.

This is a very unique service that has been a catalyst of help for hundreds of satisfied clients that were able to restore their credit, purchase/refinance their home or commercial property, and of course clients were able to have a fresh start without any weight on their credit bearing them down.

Chris’ Derogatory Removal Service with Guaranteed Results! invites you to try this service, it won’t take long, all forms of payment are accepted…and your money is guaranteed! So, there is nothing to lose and everything to gain!

The investment is $1,000 for each item removed.

If you have derogatories holding you back:

http://workingcapitalfast.com/wishlist-member?reg=1262483078

This is the new creed we posted at http://www.woirkingcapitalfast.com and http://www.joetufo.com/blog

Welcome to Working Capital Fast & Cash Flow Specialists, Inc.

Welcome to Working Capital Fast and Cash Flow Specialists, Inc., our international consulting firm and alternative funding source is home of some of the nation’s best traditional funding, management consultants and alternative creative funding consultants, with experts in all areas of start-ups, retail, manufacturing, green projects, energy, and commercial-multi family.

Hi, I’m Joe Tufo of Cash Flow Specialists, Inc.

Since 1999, we have served hundreds of businesses offering world-class quality Advice, Consulting Services, Books, Speeches & Seminars, Products and Introductions.

Our Consulting Firm has consulting experts that cover every state of the United States of America and several countries around the globe; and, we are always bringing on more of America’s most talented expert consultants. We have a wide-variety of consulting experts with strengths in every discipline and area of consulting expertise; for example: management consultants, turnaround consultants, and startup consultants.

Cash Flow Specialists, Inc. knows creative alternative funding sources and we know how to provide funding when the Banks Say No! We analyze funding situations; operate all types of businesses; and, consult and advise business owners, start-ups and executives, regardless of the size or type of business that they operate or aspire to operate.

Our consulting firm has a simple Creed that we live by:

#1 – When considering taking on any new consulting project, we only work with clients that we feel comfortable with, and consulting projects that we are highly-confident that we can and will deliver results on.

#2 – We always provide a FREE Initial Consultation, Analysis & Quote; and, once we have determined to do business together, we always provide a well-written, easy-to-understand Consulting Services Agreement that both parties believe in and are committed to, so that there is never any question as to each party’s role, responsibilities, time frames or costs associated with the entire duration of the consulting project.

#3 – Our consulting clients come from every walk of life (including Fortune 500 executives, private family businesses, star athletes, media personalities, doctors, lawyers, bankers, and developers – just to mention a few). We, at Cash Flow Specialists, Inc. guarantee absolute confidentiality and anonymity for each and every consulting client. We do not share names, numbers, or information regarding any of our clients or any thing about their businesses – ever! Nor do we provide a listing of past or current consulting clients, so as to be sure to protect their rights and privacy.

#4 – Our consultants work very hard, play fair, speak honestly and candidly, do what’s right, do what we say we are going to do, expect others to do what they say they are going to do, set high standards, demand excellence, and deliver results. We are DRIVEN & INTENSE and we believe there is no place in our business for malcontents or those who are afraid to hear the truth, even when it hurts.

#5 – We offer our clients consulting expertise that can be trusted, and we go above and beyond the call of duty to constantly and continually stay on top of all industry trends, comparisons and averages so that we know what every type of concept should be able to achieve.

#6 – At Cash Flow Specialists, Inc., we demand integrity, honesty, professionalism and “heart-felt” concern for the businesses that we are called upon to serve and the people that work in them. Our world-famous books are found on our websites and are read by thousands of people. We take the responsibility of being good stewards of this industry very seriously so that our clients and others in the business can trust that we “know our stuff”, that we are people of our word, and that we will be around for many years to come.

#7 – We guarantee client satisfaction and deliver the results that we promise.

Best regards,

Joe Tufo

If you want your free 20 minute consultation follow this link and fill out the form and I will call you soon.

If you have derogatories holding you back:

http://bit.ly/5Bw7Ed

http://workingcapitalfast.com/wishlist-member?reg=1262483078

Current Church Financing Rates:

5 year fixed rate, 20 year amortization = 5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers. Broker fees are protected.

Disclaimer
These rates are not available in all areas. Not every church will qualify for a loan. Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

http://www.bit.ly/2XMqOy

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick. Complete our one page application

We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Accelerating working capital by financing accounts receivable, allows clients to not only meet their daily operating requirements but allows them to take advantage of additional business opportunities with access to cash.

http://www.bit.ly/25u5Wl

The hard money product is hot for people who need cash and have real estate with equity;http://workingcapitalfast.com/hard-money-application

If you have derogatories holding you back:

http://workingcapitalfast.com/wishlist-member?reg=1262483078

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

If you have derogatories holding you back: