Happy New Year! Credit Enhancement, Credit Restoration, Lines of Credit, Large Project, Church Loans, 20100106

Happy New Year! Credit Enhancement, Credit Restoration, Derogatory Removal, Lines of Credit, Hard Money, Large Project, Church Loans, CFSI Creed, 20100106

If you like Dale Carnegie this may be of benefit to you:

Our programs are featured in the weekly newsletter and on our websites. The program that works best is Peter and Hector’s Monster Corp:

Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

You must have a 735 min FICO score, be at least 27 years old, have a debt to high credit under 30%. The process takes 90 to 130 calendar days. They are very detailed. About three weeks into the process they will make a site visit. They will also meet with you at the close.

If you have derogatories holding you back:

Business Credit Enhancement Services

If you need credit enhancement services Peter will build a PAYDEX score of 80 with three to four trade lines totaling $40,000 for $4,500. The process takes about 10 business days.

If you need credit enhancement services Peter will build a Experian score of 77  (low to moderate risk) with three to four trade lines totalling $40,000 for $4,500. The process takes about 45 to 60 business days.

In my experience Experian is more widely used West of the Mississippi. Banks will verify D&B-Paydex with Experian.

Once you sign the agreement and wire fees I will release the application to you.

If you have derogatories holding you back:

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $2,500, maximum $25,000.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

We specialize in Business Loans and Lines of Credit featuring:

  • NO Collateral
  • NO Tax Returns
  • NO Business Plans
  • NO UCC Filings
  • NO Headaches
  • 4%+ APR
  • NO DOC to $400,000 (Start-Ups OK!)
  • EZ DOC to $10 Million

If you have derogatories holding you back:

Large Project Quick Submission Procedures


I have worked with Greg for some time now. Greg has 30 years of commercial lending experience: 12 years traditional banking and 18 years alternative and structured finance. He is a senior underwriter and sits on the loan committee of a trust.

Remember that we charge a 1% commitment expense fee, minimum $2,500, maximum $25,000 per project.

Greg wants to know:

How much money can the principal bring to the table?

What other forms of cash flow tools are available?

We need to see the proof of funds and or proof of the collateral.


Please resubmit your project with the following criteria as it will be REMOVED from our files at this time.



What form of collateral is available for this project?

Submission procedures are simple; send the projects Executive Summary.  (Narrative-Tell –Me- The- Story) and or Proof Of Funds Proof Of Collateral.

We need to see at least 10% of the requested loan amount to be used for the project.  The 10% can be Cash, Municipal Bond, Performance Bond,Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Asset Monetizing is also available, request for Asset information and procedures.)


If up to 10% of the requested loan amount is available we use these funds as collateral to create the funds needed to fund the project.

It is necessary to know what forum and how to Design, Structure, and Place this project

request and what forms of collateral are available?

Trust/JV/BOND/Structured Formats/Conventional/Hard Money?

What are the principal(s) Liquidity/Net Worth?

How much liquidity of discretionary working capital is available for use of the project?

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers)  Or Standard, 2 Banker-Signed, SKR Letter.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)


These can be a line of credit, or a margin line against the asset.  For stock loans we have the ability to implement a synthetic hedge against margin calls at a nominal cost to the borrower.




All Commercial Property Types Considered

Purchase* Construction*Refinance*

Close in as little as 90 days


Close in as little as 30 to 50 days




Loan against market value.

Up to 95% at 1.5% INTEREST ONLY- LIBOR @30 YEARS.


Close in as little as 3 days


Contact for details.





Please feel free to contact me personally should you have any questions.

With Warmest Regards





For clarity on who we are;

We are one of the largest international private Trusts.

The Trust is registered with the S.E.C.

We have JV agreements with branch banks that we own with HSBC, Credit Suisse, and Deutsche Bank.

We are collateralized by Global Green-the largest energy project in the world and other natural resources.

We own Bank Instruments that are Cash Backed and Bullion backed.

We are represented by Greenberg Traurig, LLP.  (One the largest international Law Firms in the world)

Once we have a client we can provide all that is requested; Web Site, Trust Overview and References.  We have and can provide total transparency as we are federally regulated.

We will be happy to address your question when you submit your question via the help desk:

This came in December 31st:

Hello Joe

Do you have any interest in funding a project in The Marcellus Natural Gas
in Pennsylvania?  (35 million)   If so I will send you a Business Plan

Thank you in advance,


and this:

Thanks Joe
The Blessings of Jesus to you & family for a
Happy New Year

and this:

Hello Joe, Happy New Year. I received your message. I’m really sorry I couldn’t meet up with you. I was out of town, on the slopes! I do have another E.Sum. I want to send but I want to make sure it can work with our business plan. I have also  been looking for somebody to put down more money to leverage ourselves into the 200M.


This came in from Vasko:

2010 Contract

After serious & cautious consideration… your contract of friendship has been renewed for the New Year 2010!

It was a very hard decision to make… So don’t screw it up!!!

My Wish for You in 2010

May peace break into your home and may thieves come to steal your debts.
May the pockets of your jeans become a magnet for $100 bills.
May love stick to your face like Vaseline and may laughter assault your lips!

May happiness slap you across the face and may your tears be that of joy

May the problems you had, forget your home address!
In simple words …………

May 2010 be the best year

of your life!!!



Mark’s program is new for us but they have been in business for 10 years and have funded thousands. One of our referral partners has been doing business with them and claims that they funded 20 of his clients in 2009.

We enforce our 1% commitment fee because of the amount of time that we invest funding people and the difference between a committed client and one who “shops” the marketplace.

I will not submit business without our fee 1% minimum $2,500, maximum $25,000 so if you apply for up to $250,000 our commitment fee paid up front is $2,500. if you apply for $500,000 it’s $5,000, if you apply for $1,000,000 it’s $10,000. If you apply for $2,500,000 or more it’s $25,000.

We are not in the fee business and we’re not in the work for free business.

Mark’s program takes about 30 business days.

I could not get Mr. Kim’s user name and password to work with creditchecktotal. I also do not have the social security number.

Park is good to go with Hector’s program score-wise. He needs to have a business address and business phone number. He may be able to rent an office space.

The best bet for the contractor that you are meeting with tomorrow is Hector and Peter’s programs mentioned above. If he doesn’t have time he should factor the construction receivables (if he can) and apply with Mark. Since he’s looking for $500,000 we’ll charge $5,000 as a commitment fee up front. The back end fee is 6.9% to the lender and 4% to us significantly less than Larry.

I appreciate you. May God’s richest blessings be upon you and your family during this joyous Christmas season. I expect great things for you in 2010 and beyond.

Monday, December 28th I was with Chris the master with the proprietary tested system for removing derogatories permanently in one hour to 10 days.

I received a call right before Christmas 2009 from Chris a local businessman. Chris has been receiving our newsletter for some time. He offers a unique niche Derogatory Removal Service with Guaranteed Results!

Chris’ Services

Chris’ Derogatory Removal Service with Guaranteed Results! are truly unique in this niche industry. He has researched the normal day-to-day “credit repair” company that overloads the credit bureaus with documentation containing certain language that will enlist hope that the credit bureaus won’t be able to respond within the required thirty days.

Although this can be effective, 99% of the time it takes more than 180 days to see minimal results. Chris’ Derogatory Removal Service with Guaranteed Results! has developed real formulas for rapid success.

All of his clients see successful results within 1 hour to 10 business days GUARANTEED!

Here are some of the derogatory removal services he offers:

Credit Card (30, 60, 90)
Mortgage (30, 60, 90)
Collections (negotiated, and removed completely)
Charge Offs

Chris’ Derogatory Removal Service with Guaranteed Results! has developed formulas that are effective at the creditor/lender level.

Your creditor/lender will get a direct negotiation phone call from his team to get your derogatory removed.

Your derogatory will be DELETED from the actual system of the creditor/lender level. That means that your removal is in fact PERMANENT.

The level of management that Chris’ Derogatory Removal Service with Guaranteed Results! will speak to will have full authority to completely delete the derogatory from their files, and they will electronically update this information to the credit bureaus…and you will receive a VERIFIABLE letter of proof directly from the creditor/lender.

If you have a collection that Chris’ Derogatory Removal Service with Guaranteed Results! is working on, then your debt will negotiated to pennies on the dollar and DELETED from the collection agencies system and as well electronically updated to the credit bureaus and you will receive a VERIFIABLE letter of proof.

This is a very unique service that has been a catalyst of help for hundreds of satisfied clients that were able to restore their credit, purchase/refinance their home or commercial property, and of course clients were able to have a fresh start without any weight on their credit bearing them down.

Chris’ Derogatory Removal Service with Guaranteed Results! invites you to try this service, it won’t take long, all forms of payment are accepted…and your money is guaranteed! So, there is nothing to lose and everything to gain!

The investment is $1,000 for each item removed.

If you have derogatories holding you back:

This is the new creed we posted at and

Welcome to Working Capital Fast & Cash Flow Specialists, Inc.

Welcome to Working Capital Fast and Cash Flow Specialists, Inc., our international consulting firm and alternative funding source is home of some of the nation’s best traditional funding, management consultants and alternative creative funding consultants, with experts in all areas of start-ups, retail, manufacturing, green projects, energy, and commercial-multi family.

Hi, I’m Joe Tufo of Cash Flow Specialists, Inc.

Since 1999, we have served hundreds of businesses offering world-class quality Advice, Consulting Services, Books, Speeches & Seminars, Products and Introductions.

Our Consulting Firm has consulting experts that cover every state of the United States of America and several countries around the globe; and, we are always bringing on more of America’s most talented expert consultants. We have a wide-variety of consulting experts with strengths in every discipline and area of consulting expertise; for example: management consultants, turnaround consultants, and startup consultants.

Cash Flow Specialists, Inc. knows creative alternative funding sources and we know how to provide funding when the Banks Say No! We analyze funding situations; operate all types of businesses; and, consult and advise business owners, start-ups and executives, regardless of the size or type of business that they operate or aspire to operate.

Our consulting firm has a simple Creed that we live by:

#1 – When considering taking on any new consulting project, we only work with clients that we feel comfortable with, and consulting projects that we are highly-confident that we can and will deliver results on.

#2 – We always provide a FREE Initial Consultation, Analysis & Quote; and, once we have determined to do business together, we always provide a well-written, easy-to-understand Consulting Services Agreement that both parties believe in and are committed to, so that there is never any question as to each party’s role, responsibilities, time frames or costs associated with the entire duration of the consulting project.

#3 – Our consulting clients come from every walk of life (including Fortune 500 executives, private family businesses, star athletes, media personalities, doctors, lawyers, bankers, and developers – just to mention a few).  We, at Cash Flow Specialists, Inc. guarantee absolute confidentiality and anonymity for each and every consulting client. We do not share names, numbers, or information regarding any of our clients or any thing about their businesses – ever! Nor do we provide a listing of past or current consulting clients, so as to be sure to protect their rights and privacy.

#4 – Our consultants work very hard, play fair, speak honestly and candidly, do what’s right, do what we say we are going to do, expect others to do what they say they are going to do, set high standards, demand excellence, and deliver results. We are DRIVEN & INTENSE and we believe there is no place in our business for malcontents or those who are afraid to hear the truth, even when it hurts.

#5 – We offer our clients consulting expertise that can be trusted, and we go above and beyond the call of duty to constantly and continually stay on top of all industry trends, comparisons and averages so that we know what every type of concept should be able to achieve.

#6 – At Cash Flow Specialists, Inc., we demand integrity, honesty, professionalism and “heart-felt” concern for the businesses that we are called upon to serve and the people that work in them. Our world-famous books are found on our websites and are read by thousands of people. We take the responsibility of being good stewards of this industry very seriously so that our clients and others in the business can trust that we “know our stuff”, that we are people of our word, and that we will be around for many years to come.

#7 – We guarantee client satisfaction and deliver the results that we promise.

Best regards,

Joe Tufo

If you want your free 20 minute consultation  follow this  link and fill out the form and I will call you soon.

If you have derogatories holding you back:

Current Church Financing Rates:

5 year fixed rate, 20 year amortization  =  5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers.  Broker fees are protected.

These rates are not available in all areas.  Not every church will qualify for a loan.  Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick.  Complete our one page application

We have a referral program at that may be of interest to you and your team.

Accelerating working capital by financing accounts receivable, allows clients to not only meet their daily operating requirements but allows them to take advantage of additional business opportunities with access to cash.

The hard money product is hot for people who need cash and have real estate with equity;

If you have derogatories holding you back:

Merchant Cash Advance are popular for cash strapped businesses:

If you have derogatories holding you back:

This is the referral program that I mentioned:

Let us help you get funded:

“Therefore, if anyone is in Christ, he is a new creation; the old has gone, the new has come!”- 2 Corinthians 5:17

“Success at the expense of faith and family is really failure.” Byrd Baggett

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $50,000 to $10,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Factoring, Accounts Receivable Funding, Merchant Cash Advance.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:

Please click on the link below to read our Disclaimer

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