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Business Lines of Credit $50k to $10m, Business Credit Enhancement, Large Project Loans, Church Loans, Hard Money 20091216

Business and Personal Lines of Credit, Business Credit Enhancement, Large Projects Funding, Bank Instruments, REO, Church Loans, Factoring, and other Alternative Funding Ideas

Merry Christmas!

Praise God!  I thank God daily for each of you and the pleasure that it’s been to serve you in the Cash Flow business for 10+ years and for some of you for 33+ years in Insurance, Investments, Financial Services, Business Consulting, and Funding.

We’re using a new email server called ARP. We’re trying to clean up the 4,871 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. This is working a lot better.
I don’t want anyone upset with me.

Love and Kisses,

Joe

We will be happy to address your question when you submit your question via the help desk:

http://joetufo.com/helpdesk

Entrepreneurial ventures and small business have a survival rate of only 8%
by year 10.

Entrepreneurial ventures and small business have a survival rate of only 8% by year 10.

Let us help you get funded:

http://bit.ly/82XHOB

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Thanks to everyone who clicked on the links from last weeks newsletter. Here are the results:

1,612 Clicks This Week, you can tell it’s the holidays!

Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

You must have a 735 min FICO score, be at least 27 years old, have a debt to high credit under 30%. The process takes 90 to 130 calendar days. They are very detailed. About three weeks into the process they will make a site visit. They will also meet with you at the close.

Business Credit Enhancement Services

If you need credit enhancement services Peter will build a PAYDEX score of 80 with three to four trade lines totaling $40,000 for $4,500. The process takes about 10 business days.

If you need credit enhancement services Peter will build a Experian score of 77  (low to moderate risk) with three to four trade lines totalling $40,000 for $4,500. The process takes about 45 to 60 business days.

In my experience Experian is more widely used West of the Mississippi. Banks will verify D&B-Paydex with Experian.

Once you sign the agreement and wire fees I will release the application to you.

This is an interchange between me and Brian W a recent newsletter:

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

Joe,

I have a couple of questions,

1) Do I need to personally guarantee the credit?

Depends

2) the 12% on the back end, Is that a one time fee, and is it the same if I want the $2M LOC.  That can be paid from the LOC?

The fee is paid per funding, just as I’ve mentioned in the articles (and there have been several). You can find the articles at http:www.joetufo.com/blog in the business line of credit area and in the newsletter area.

There will be about six banks on the $1.5m and nine at $2m. You are expected to pay the 12% within two business days of each funding, if you don’t pay the funding stops. Yes, you can pay from the LOC.

3) I assume the process is guaranteed, and you do an evaluation before you take any money to determine the feasibility.

The last two funded were both real estate investors who could not obtain funding for REO purchases. The first applied for $1.5m and received $1.2m and the second applied for $1.5m and received $2m.

I am a real estate investor, looking to to stop using HML and just have my own corporation to buy REO’s.  I am also looking into doing Bulk REO purchases direct from the bank where I need the capital to be able to purchase 20 homes at one time, I think that $2M would be enough.

We have access to bulk REO and I have written a lot about bulk REO purchases in the past two years. We have two sources for you as you learned in the newsletter.

My best to your and your family during this joyous holiday season.

Thank You,
Brian W.

“Most people fail in life because they major in minor things.
Success is simple, but it does require certain consistent things
each day.”
– Anthony Robbins

Let us help you get funded:

http://bit.ly/82XHOB

This came in Friday November 27th:

    Mr. Tufo,
    May your day be full of the best!  This letter comes to you as a result of our two meetings over the last couple of years, and my recent business activities. I was glad to see your email of the 25th. This served to inform me that you are working this Holiday season and therefore assisted in prompting me to communicate with you although it is the Holiday Season. I am thankful you sent the email.  As well, I am very thankful to God for having given us such a good country to live in. May our business activities increase its goodness!
    God Bless you, yours and God Bless These United States of America,
    Genuinely,
    Suzanne
Thanks to each of you who remembered my birthday November 29th and surprised me with calls, emails, cards, and Facebook posts.

This came in from Sal:

Hi Mr. Tufo,

Thank you for the helpful information. I would like to know if i can be fuded $200,000. I have good credit and own a limousine business in New York. I have been in business for more than 2 years. Kindly give me sme details on how can we start the process etc.

Thanks,
Sal

This was in the newsletter that Sal wrote, so I sent it again.

Read it out loud if you need to. Most people ‘skim” and don’t catch everything. If you need consulting time visit http://bit.ly/6pCXvQ and buy an hour of more of my time. We’ll record the call and give you a copy for your records.

Go to the hyperlink and listen to the video that I recorded. If you are SERIOUS follow the instructions and please don’t forget that we are both fee and commission based. Thanks.

I had a 60-minute telecon with the manager of the new line of credit programs. They funded 7,321 applications year to date, WOW!!!

I  spoke with a client of theirs Wednesday morning November 23, 2009 in the northwest suburbs of Chicago near where I grew up. He has a medical supply business that’s at about 90% of last years volume because of a fire that occurred earlier this year. Even though he has an 800 FICO score and had been in business for many years local banks turned him down.

This funding source obtained $2,200,000 from nine different lenders including two AmEx cards in about 30 days. Yes, it cost him some money up front and on the back end but he was funded in record time.

If you are SERIOUS and want funding in the next 30 days I urge you to visit:

bit.ly/4MyKB4

Complete the application. Remember that we have a fully earned 1% fee, $1,500 minimum; $25,000 maximum. I have the non-disclosures, fee agreement, and bank coordinates for those who are interested. Just write me at help@joetufo.com or call M-F 7AM to 5PM Pacific at 925-691-8200.

If you don’t have a minimum 720 score with all three credit bureaus you should invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

Let us help you get funded:

http://bit.ly/82XHOB

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $2,500 maximum $25,000.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, business smarts, and perhaps even with sheer GUTS you have made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, be it through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget. Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”. How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

  • NO Collateral
  • NO Tax Returns
  • NO Business Plans
  • NO UCC Filings
  • NO Headaches
  • 4%+ APR
  • NO DOC to $400,000 (Start-Ups OK!)
  • EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

  1. You Apply Online or call us to start the Process.
  2. We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
  3. We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
  4. You fax back to us the completed and signed Client Package.
  5. We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
  6. We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
  7. We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
  8. We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
  9. We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
  10. YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7% to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.


MINIMUM QUALIFICATION CRITERIA:
We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.


NO DOC:
No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.


EZ DOC:
EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

If you’d like to purchase our Business Line of Credit Course and access to every article that I’ve written on business and personal lines of credit click here:

http://bit.ly/8ouk8Y

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

If you need a good credit repair service:

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

Factoring

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

This came in Wednesday December 2, 2009:

“I recommened Joe for his great work and getting the job done,he is one of the BEST that i worked with.

Regards
David Azimi”

This came in Saturday November 21st:

Joe Nelson – FREE Electronics Recycling

, Mortgage Consultant, Discovery Home loans (colleague)
worked directly with you

“Joe is the most detailed business person I know. His mastery of his contacts and incredible knowledge of funding opportunities is like no other. Businesses looking for funding especially alternative should contact Joe immediately.” November 21, 2009

This came in November 18th, our daughter Katie’s 12th birthday, Dale’s Mom & Dad’s 65th wedding anniversary from Joe Hipple , a brilliant media entrepreneur in Las Vegas:

LinkedIn Recommendations

Joe Hipple has endorsed your work as President at Cash Flow Specialists, Inc..

Dear Joe,
I’ve written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation: “I met Joe about two and a half years ago and have found him to be very thorough, prepared, knowledgeable and well respected throughout the industry. Joe makes things happen and is always willing to pick up the phone when called. In addition, he’s a great person!”

The link for credit repair was broken last week. Joe caught the error, thank you very much, Joe. here it is:

http://bit.ly/2HFJEY

This came in from al Alborzi November 19th:

Al hired you as a Business Consultant in 2001 {1}

Top qualities: Personable, Expert, High Integrity

“I have known Joe since 2001 we are both in the financial industry and Real Estate, he has helped me many times with my clients financial transaction needs. He is professional and knowledgeable. He has been in the financial Industry for many years with variety of experiences.” November 19, 2009

If you need lines of credit this may be a solution for you. I have not had a funding source achieve such significant results in the depths of this recession.

Let us help you get funded:

http://bit.ly/82XHOB

We’ve added a Commercial Loan Glossary to the Cash Flow Specialists, Inc. website:

http://bit.ly/6lHLsx

Impact of Capital Markets on Commercial Real Estate Values

The economic downturn is reducing demand for commercial real estate, and vacancies are expected to rise moderately, though they will remain in a healthy range. Nonetheless, investors are facing higher borrowing costs and have access to less leverage, which negatively impacts values. Leverage is one of the prime motivators for investors to purchase real estate for a few reasons. To start, it allows investors to control a larger property than they otherwise could if they had to pay all cash, thus increasing their return on equity. Leverage also allows investors to spread their equity across multiple properties, minimizing their risk through diversification.

When there is uncertainty in the markets, lenders hedge their risk by building in greater cushion in their underwriting, including increasing 1.) Debt Service Coverage Ratio (DSCR) requirements, (2) wider loan spreads, (3) and decreasing Loan-to-Values (LTVs).


  1. Rising DSCR – Prior to the capital markets shakeup, DSCR was at an average of 1.1:1, which means lenders required $1.10 in NOI for each $1 in debt service. Lenders today are mitigating risk by requiring NOIs are 1.25:1 greater than debt service.

  2. Wider Loan Spreads – Competition among lenders forced spreads to historically low levels in 2006 and early 2007, with the average falling to 100 to 110 basis points over the 10-year Treasury, which at the time was around 4.65 percent. The 10-year Treasury has retreated to the mid-3 percent range, but lenders are pricing in more risk, pushing loan spreads to an average of 275 basis points of the 10-year Treasury.

  3. Lower LTVs – Approximately one year ago, LTVs were 75 to 80 percent. The rapid price appreciation cycle has ended, and tighter credit markets are encouraging lenders to become more cautions. As a result, LTVs have decreased to the 65 to 70 percent range.


Current Church Financing Rates:

5 year fixed rate, 20 year amortization  =  5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers.  Broker fees are protected.

***Disclaimer***
These rates are not available in all areas.  Not every church will qualify for a loan.  Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

http://www.bit.ly/2XMqOy

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick.  Complete our application.

We just received a term sheet Tuesday December 15th for a $3.995,000 refi for a church in Reno NV. 6.5% fixed for five years, amortized over 30 years, non-recourse, no pre-pay. That’s a good deal. There was a 1/2% fee to the bank and 1% to the brokerage. We are a net branch.

I’ll be discussing the new products in the next several weeks. many articles are up on the http://www.joetufo.com/blog site.

Non-Recourse Commercial Financing

by Joe Tufo[edit]

Non-Recourse Commercial Financing
Property types: Apartment Complexes, Self Storage Facilities, Shopping Centers, Mobile Home Parks
Loan Proceeds : Acquisition, Refinance, Cash-out
NO PERSONAL GUARANTEES
Size: Greater than $1 Million
Fast Close: 45-60 Days
Debt Service Coverage: 1.25%
LTV: 65% – 75%
Term: 25 – 30 Years
Interest: Fixed Rate @ 6.0% – 7.9%
Lender Points: None
The appearance is not a factor for approval. However, the property MUST be cash flowing. Local and regional banks can NOT match these terms.

Let us help you get funded:

http://bit.ly/82XHOB

We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Our business and personal lines of credit are hot. We’re doing a few a week and have just under three dozen in the pipeline and have closed and funded several in the past few weeks. We’ve sold one monster corp that would have paid $7,500 had there been a referral partner (it was my deal.) I should close another next week for a similar amount. http://workingcapitalfast.com/business-line-of-credit-application-bloc

Working Capital

The survival of many businesses is being threatened by insufficient cash flow during these tumultuous economic times.

ARE YOUR CLIENTS…..

1) Having difficulty meeting payroll and other current obligations?
2) Companies who obtain large purchase orders and do not have the funds to fill the order?
3) Companies whose investors are no longer willing or able to finance the early development of their business?
4) Companies who have outgrown their bank facility and are unable to obtain an increase?
5) Companies who have either lost money or have become overleveraged and whose bank is looking to exit?

FINANCING IS AVAILABLE FOR CLIENTS
WITH CASH NEEDS OF
$10,000 – $50 MILLION
* * * * * *
CLOSING WITHIN – 5-7 BUSINESS DAYS

Accelerating working capital by financing accounts receivable, allows clients to not only meet their daily operating requirements but allows them to take advantage of additional business opportunities with access to cash.

http://www.bit.ly/25u5Wl

The hard money product is hot for people who need cash and have real estate with equity;http://workingcapitalfast.com/hard-money-application

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

This is the referral program that I mentioned:
http://www.bit.ly/2bMnBU

Let us help you get funded:

http://bit.ly/82XHOB

REO:

I received a call Friday November 20th from Marilyn Flook manager of the real estate owned properties of the FDIC in Dallas. She invested 32 minutes walking me through the FDIC site. I have been a subcriber to the FDIC watch list for some time and have written many articles about the collapse of the banking industry.

Here is a hyperlink to the site: http://bit.ly/8EObYf

Large Project Quick Submission Procedures

I have worked with Greg for some time now. greg has 30 years of commercial lending experience: 12 years traditional banking and 18 years alternative and structured finance. He is a senior underwriter and sits on the loan committee of a trust.

Remember that we charge a 1% commitment expense fee, minimum $2,500, maximum $25,000 per project.

Greg wants to know:

How much money can the principal bring to the table?

What other forms of cash flow tools are available?

We need to see the proof of funds and or proof of the collateral.

NCC QUICK SUBMISSION PROCEDURES

Please resubmit your project with the following criteria as it will be REMOVED from our files at this time.

FOR PROJECT FUNDING $ 10 MILLION-NO MAX WITH THE TRUST/BOND @10%JV

NAME OF PROJECT IN SUBJECT HEADING

What form of collateral is available for this project?

Submission procedures are simple; send the projects Executive Summary.  (Narrative-Tell –Me- The- Story) and or Proof Of Funds Proof Of Collateral.

We need to see at least 10% of the requested loan amount to be used for the project.  The 10% can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Asset Monetizing is also available, request for Asset information and procedures.)

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES

If up to 10% of the requested loan amount is available we use these funds as collateral to create the funds needed to fund the project.

It is necessary to know what forum and how to DesignStructure, and Place this project

request and what forms of collateral are available?

Trust/JV/BOND/Structured Formats/Conventional/Hard Money?

What are the principal(s) Liquidity/Net Worth?

How much liquidity of discretionary working capital is available for use of the project?

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet. (White-out or Black-out account numbers)  Or Standard, 2 Banker-Signed, SKR Letter.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

ASSET MONETIZING-PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTNs/STOCKS/NOTES(Need Statement)

These can be a line of credit, or a margin line against the asset.  For stock loans we have the ability to implement a synthetic hedge against margin calls at a nominal cost to the borrower.

NOTE;

(SLCP) COLLATERAL PROGRAM (HEDGE FUND) 100% + LTV-DEBT $5M-NO MAX

NON – RECOURCE – NO PREPAYMENT PENALTY

All Commercial Property Types Considered

Purchase* Construction*Refinance*

Close in as little as 90 days

JV-NO LOAN REPAYMENT-(JV 10%-49%) -$20M-$150M +-MUST HAVE 10% INTO THE PROJECT & STRONG RESERVES–TRUE ANGEL JOINT VENTURE

Close in as little as 30 to 50 days

ASSET MONETIZING

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/ MTN’s/STOCKS/NOTES

REQUEST ASSET INFORMATION

Loan against market value.

Up to 95% at 1.5% INTEREST ONLY- LIBOR @30 YEARS.

NON – RECOURSE – NO PREPAYMENT PENALTY

Close in as little as 3 days

NATIONAL & INTERNATIONAL HARD MONEY

Contact for details.

SUPER JUMBO RESIDENTIAL LOANS

$500K AND UP-NO MAX LOAN AMOUNT

NATION WIDE- PRIVATE INVESTMENT BANKING

(REQUEST PROGRAM FLYERS FOR DETAILS)

Please feel free to contact me personally should you have any questions.

With Warmest Regards

Gregory

END PROVIDER

REGISTERED AGENT

REGISTERED S.E.C. TRUST

For clarity on who we are;

We are one of the largest international private Trusts.

The Trust is registered with the S.E.C.

We have JV agreements with branch banks that we own with HSBC, Credit Suisse, and Deutsche Bank.

We are collateralized by Global Green-the largest energy project in the world and other natural resources.

We own Bank Instruments that are Cash Backed and Bullion backed.

We are represented by Greenberg Traurig, LLP.  (One the largest international Law Firms in the world)

Once we have a client we can provide all that is requested; Web Site, Trust Overview and References.  We have and can provide total transparency as we are federally regulated.

NPL’s and REO’s Direct from Bank

NPL’s and REO’s in NC,SC,FL, and GA. Asset Classes include -SFR, MF, Commercial, and Land.We work directly with the banks and are seeking direct buyers and fund principals for asset disposition. Proof of funds necessary for any LOI or Contract to be presented to bank.

Bank Instruments: Bank Guarantees, Stand By Letters of Credit, MTN’s,

We’ve had several inquiries in the past few months. You’ll find several articles on our websites. here’s a hyperlink for an application: http://bit.ly/7dxgcr

and another:

http://bit.ly/7YihGS

Let us help you get funded:

http://bit.ly/82XHOB

"Strive not to be a success, but rather to be of value."

“Strive not to be a success, but rather to be of value.”

– Albert Einstein

Matthew 6:9-15

9“This, then, is how you should pray:
” ‘Our Father in heaven,
hallowed be your name,
10your kingdom come,
your will be done
on earth as it is in heaven.
11Give us today our daily bread.
12Forgive us our debts,
as we also have forgiven our debtors.
13And lead us not into temptation,
but deliver us from the evil one.[a]14For if you forgive men when they sin against you, your heavenly Father will also forgive you. 15But if you do not forgive men their sins, your Father will not forgive your sins.

May God bless you and keep you during His joyous holiday season!


Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work


http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $50,000 to $10,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Factoring, Accounts Receivable Funding, Merchant Cash Advance.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer

Cash Flow Specialists Disclaimer



Categories
Newsletters

Business and Personal Lines of Credit, Large Projects Funding, SBLC, POF, MTN, Bank Instruments, REO, Church Loans, Factoring, and other Alternative Funding Ideas 20091209

Business and Personal Lines of Credit, Building Business Lines – PAYDEX & Experian, Large Projects Funding, SBLC, POF, MTN, Bank Instruments, REO, Church Loans, Factoring, and other Alternative Funding Ideas

Praise God!  I thank God daily for each of you and the pleasure that it’s been to serve you in the Cash Flow business for 10+ years and for some of you for 33+ years in Insurance, Investments, Financial Services, Business Consulting, and Funding.

The Thanksgiving holiday leads to more than just making me stop in my tracks with a heart full of gratitude to serve you. It makes me realize I’ve also got to get serious about my new year business planning. It’s important to me that you know that I’m here for you. Plus, I’ve got to keep you abreast of the best and highest ways I can help you obtain funding.

We’re using a new email server called ARP. We’re trying to clean up the 4,882 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. This seems to be working a lot better.I don’t want anyone upset with me.

Love and Kisses,

Joe

My friend and mentor Jim Rohn died Saturday, December 5th. Here’s a tribute:  http://tribute.jimrohn.com/comments/

We will be happy to address your question when you submit your question via the help desk:

http://joetufo.com/helpdesk

Entrepreneurial ventures and small business have a survival rate of only 8%
by year 10.

Entrepreneurial ventures and small business have a survival rate of only 8% by year 10.

Source: SBA

Let us help you get funded:

http://bit.ly/82XHOB

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Thanks to everyone who clicked on the links from last weeks newsletter. Here are the results:

3,237 Clicks This Week on the hyperlinks in our newsletters. Thank you!

This is our page rankings with Alexa.com Thanks to each of you who are helping us move up in the rankings. We can sure use some help with sites linking in and with search engine optimization. If you have expertise in these areas and are willing to help please call or write. Thanks.

joetufo.com

joetufo.com

About joetufo.com (joetufo.com): Business Lines of Credit, Large Project Funding, SBLC, POF, Hard Money, Stock Loans, Business Consultation Services

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workingcapitalfast.com

Working Capital Fastl

About Working Capital Fastl (workingcapitalfast.com): Hard Money Loans, Stock Loans, Merchant Cash Advance, Business Consulting, Business Funding, Commercial Mortgages, SBLC, POF

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Not For The Faint of Heart

I have known Hector and Peter for 16 months. They are the best that I have found at funding business people who acquire active corporations that can be funded in three increments:

$500,000 cost $33,000 to their company: $5,000 to Cash Flow Specialists, Inc.

$1,500,000 cost $60,000 to their company: $15,000 to Cash Flow Specialists, Inc.

$2,000,000 cost $75,000 to their company: $20,000 to Cash Flow Specialists, Inc.

You must have a 735 min FICO score, be at least 27 years old, have a debt to high credit under 30%. The process takes 90 to 130 calendar days. They are very detailed. About three weeks into the process they will make a site visit. They will also meet with you at the close.

Business Credit Enhancement Services

If you need credit enhancement services Peter will build a PAYDEX score of 80 with three to four trade lines totalling $40,000 for $4,500. The process takes about 10 business days.

If you need credit enhancement services Peter will build a Experian score of 77  (low to moderate risk) with three to four trade lines totalling $40,000 for $4,500. The process takes about 45 to 60 business days.

In my experience Experian is more widely used West of the Mississippi. Banks will verify D&B-Paydex with Experian.

Once you sign the agreement and wire fees I will release the application to you.

Dale encouraged me to offer monthly access to the newsletters, only $10.00 a month. Take action and subscribe now: http://www.bit.ly/5naf1v

To obtain Candid Commentary, our audio version which goes into much greater detail at just $47.00 a month visit http://www.bit.ly/WorkingCapitalFast

If you’re REALLY SERIOUS about getting funded you need to invest $97.00 a month in our http://www.bit.ly/72Toq7 Cash Flow Specialists, Inc. Joe Tufo/blog site. This website has over 1,500 pages of in depth information, case studies, tools, webinars, commentary, newsletters and much more.

This is an interchange between Rick H. and me Tuesday December 8, 2009:

I reread your post and looked at the code and realized that you were writing about trade lines.

Trade Lines require a lot of work. Staff needs to be paid.
Trade Lines don’t fund. They are a credit enhancement tool. It’s a multi-step process. First you generate the Paydex score and if you’re on the West Coast an Experian score and then you apply for business lines of credit. The process takes about 40 business days for Paydex with funding and 75 to 90 business days for Paydex, Experian, and Business Lines of Credit.
The investment for developing an 80 Paydex score is $4,500. Add another $4,500 for Experian if you are on the West Coast. Our fee for business lines is 1%, $2,500 minimum as a commitment fee (too many shoppers). Some funding sources have a modest processing fee of $225 to $375.
Alternative funding sources usually succeed in obtaining funding even in these tough times.

On Tue, Dec 8, 2009 at 8:34 AM, Joe Tufo <jptufo@gmail.com> wrote:

Rick,

I’m unclear on what you are writing about. Can you be more specific? Thanks.
Submitted on 2009/12/06 at 2:36pm

To whom it may concern:

As they are able to fund within 10 days are they willing to take their fees on the backend from the credit lines they establish?

God bless and sincerely,

Rick Hxxxxxl

This came in Tuesday December 8th:

Hi Mr. Tufo,

I just wanted to thank you for your time. kindly provide me with more information for $400,000.

Thanks,
Sal

This is an interchange between me and Brian W a recent newsletter:

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

Joe,

I have a couple of questions,

1) Do I need to personally guarantee the credit?

Depends

2) the 12% on the back end, Is that a one time fee, and is it the same if I want the $2M LOC.  That can be paid from the LOC?

The fee is paid per funding, just as I’ve mentioned in the articles (and there have been several). You can find the articles at http:www.joetufo.com/blog in the business line of credit area and in the newsletter area.

There will be about six banks on the $1.5m and nine at $2m. You are expected to pay the 12% within two business days of each funding, if you don’t pay the funding stops. Yes, you can pay from the LOC.

3) I assume the process is guaranteed, and you do an evaluation before you take any money to determine the feasibility.

The last two funded were both real estate investors who could not obtain funding for REO purchases. The first applied for $1.5m and received $1.2m and the second applied for $1.5m and received $2m.

I am a real estate investor, looking to to stop using HML and just have my own corporation to buy REO’s.  I am also looking into doing Bulk REO purchases direct from the bank where I need the capital to be able to purchase 20 homes at one time, I think that $2M would be enough.

We have access to bulk REO and I have written a lot about bulk REO purchases in the past two years. We have two sources for you as you learned in the newsletter.

My best to your and your family during this joyous holiday season.

Thank You,
Brian W.

“Most people fail in life because they major in minor things.
Success is simple, but it does require certain consistent things
each day.”
– Anthony Robbins

Let us help you get funded:

http://bit.ly/82XHOB

This came in from Sal:

Hi Mr. Tufo,

Thank you for the helpful information. I would like to know if i can be fuded $200,000. I have good credit and own a limousine business in New York. I have been in business for more than 2 years. Kindly give me sme details on how can we start the process etc.

Thanks,
Sal

This was in the newsletter that Sal wrote, so I sent it again.

Read it out loud if you need to. Most people ‘skim” and don’t catch everything. If you need consulting time visit http://bit.ly/6pCXvQ and buy an hour of more of my time. We’ll record the call and give you a copy for your records.

Go to the hyperlink and listen to the video that I recorded. If you are SERIOUS follow the instructions and please don’t forget that we are both fee and commission based. Thanks.

I had a 60-minute telecon with the manager of the new line of credit programs. They funded 7,321 applications year to date, WOW!!!

I  spoke with a client of theirs Wednesday morning November 23, 2009 in the northwest suburbs of Chicago near where I grew up. He has a medical supply business that’s at about 90% of last years volume because of a fire that occurred earlier this year. Even though he has an 800 FICO score and had been in business for many years local banks turned him down.

This funding source obtained $2,200,000 from nine different lenders including two AmEx cards in about 30 days. Yes, it cost him some money up front and on the back end but he was funded in record time.

If you are SERIOUS and want funding in the next 30 days I urge you to visit:

bit.ly/4MyKB4

Complete the application. Remember that we have a fully earned 1% fee, $2,500 minimum; $25,000 maximum. I have the non-disclosures, fee agreement, and bank coordinates for those who are interested. Just write me at help@joetufo.com or call M-F 7AM to 5PM Pacific at 925-691-8200.

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYandinvest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

Let us help you get funded:

http://bit.ly/82XHOB

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $2,500.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, business smarts, and perhaps even with sheer GUTS you have made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, be it through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget. Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”. How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

  • NO Collateral
  • NO Tax Returns
  • NO Business Plans
  • NO UCC Filings
  • NO Headaches
  • 4%+ APR
  • NO DOC to $400,000 (Start-Ups OK!)
  • EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

  1. You Apply Online or call us to start the Process.
  2. We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
  3. We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
  4. You fax back to us the completed and signed Client Package.
  5. We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
  6. We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
  7. We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
  8. We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
  9. We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
  10. YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7% to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.


MINIMUM QUALIFICATION CRITERIA:
We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.


NO DOC:
No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.


EZ DOC:
EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

If you’d like to purchase our Business Line of Credit Course and access to every article that I’ve written on business and personal lines of credit click here:

http://bit.ly/8ouk8Y

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

If you need a good credit repair service:

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

This came in Wednesday December 2, 2009:

“I recommened Joe for his great work and getting the job done,he is one of the BEST that i worked with.

Regards
David Azimi”

This came in Saturday November 21st:

Joe Nelson – FREE Electronics Recycling

, Mortgage Consultant, Discovery Home loans (colleague)
worked directly with you

“Joe is the most detailed business person I know. His mastery of his contacts and incredible knowledge of funding opportunities is like no other. Businesses looking for funding especially alternative should contact Joe immediately.” November 21, 2009

This came in November 18th, our daughter Katie’s 12th birthday, Dale’s Mom & Dad’s 65th wedding anniversary from Joe Hipple , a brilliant media entrepreneur in Las Vegas:

LinkedIn Recommendations

Joe Hipple has endorsed your work as President at Cash Flow Specialists, Inc..

Dear Joe,
I’ve written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation: “I met Joe about two and a half years ago and have found him to be very thorough, prepared, knowledgeable and well respected throughout the industry. Joe makes things happen and is always willing to pick up the phone when called. In addition, he’s a great person!”

The link for credit repair was broken last week. Joe caught the error, thank you very much, Joe. here it is:

http://bit.ly/2HFJEY

This came in from al Alborzi November 19th:

Al hired you as a Business Consultant in 2001 {1}

Top qualities: Personable, Expert, High Integrity

“I have known Joe since 2001 we are both in the financial industry and Real Estate, he has helped me many times with my clients financial transaction needs. He is professional and knowledgeable. He has been in the financial Industry for many years with variety of experiences.” November 19, 2009

If you need lines of credit this may be a solution for you. I have not had a funding source achieve such significant results in the depths of this recession.

Let us help you get funded:

http://bit.ly/82XHOB

We’ve added a Commercial Loan Glossary to the Cash Flow Specialists, Inc. website:

http://bit.ly/6lHLsx

Impact of Capital Markets on Commercial Real Estate Values

The economic downturn is reducing demand for commercial real estate, and vacancies are expected to rise moderately, though they will remain in a healthy range. Nonetheless, investors are facing higher borrowing costs and have access to less leverage, which negatively impacts values. Leverage is one of the prime motivators for investors to purchase real estate for a few reasons. To start, it allows investors to control a larger property than they otherwise could if they had to pay all cash, thus increasing their return on equity. Leverage also allows investors to spread their equity across multiple properties, minimizing their risk through diversification.

When there is uncertainty in the markets, lenders hedge their risk by building in greater cushion in their underwriting, including increasing 1.) Debt Service Coverage Ratio (DSCR) requirements, (2) wider loan spreads, (3) and decreasing Loan-to-Values (LTVs).


  1. Rising DSCR – Prior to the capital markets shakeup, DSCR was at an average of 1.1:1, which means lenders required $1.10 in NOI for each $1 in debt service. Lenders today are mitigating risk by requiring NOIs are 1.25:1 greater than debt service.

  2. Wider Loan Spreads – Competition among lenders forced spreads to historically low levels in 2006 and early 2007, with the average falling to 100 to 110 basis points over the 10-year Treasury, which at the time was around 4.65 percent. The 10-year Treasury has retreated to the mid-3 percent range, but lenders are pricing in more risk, pushing loan spreads to an average of 275 basis points of the 10-year Treasury.

  3. Lower LTVs – Approximately one year ago, LTVs were 75 to 80 percent. The rapid price appreciation cycle has ended, and tighter credit markets are encouraging lenders to become more cautions. As a result, LTVs have decreased to the 65 to 70 percent range.


Current Church Financing Rates:

5 year fixed rate, 20 year amortization  =  5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers.  Broker fees are protected.

***Disclaimer***
These rates are not available in all areas.  Not every church will qualify for a loan.  Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

http://www.bit.ly/2XMqOy

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick.  Complete our one page application

Let us help you get funded:

http://bit.ly/82XHOB

We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Our business and personal lines of credit are hot. We’re doing a few a week and have just under three dozen in the pipeline and have closed and funded several in the past few weeks. We’ve sold one monster corp that would have paid $7,500 had there been a referral partner (it was my deal.) I should close another next week for a similar amount. http://workingcapitalfast.com/business-line-of-credit-application-bloc

Working Capital

The survival of many businesses is being threatened by insufficient cash flow during these tumultuous economic times.

ARE YOUR CLIENTS…..

1) Having difficulty meeting payroll and other current obligations?
2) Companies who obtain large purchase orders and do not have the funds to fill the order?
3) Companies whose investors are no longer willing or able to finance the early development of their business?
4) Companies who have outgrown their bank facility and are unable to obtain an increase?
5) Companies who have either lost money or have become overleveraged and whose bank is looking to exit?

FINANCING IS AVAILABLE FOR CLIENTS
WITH CASH NEEDS OF
$10,000 – $50 MILLION
* * * * * *
CLOSING WITHIN – 5-7 BUSINESS DAYS

Accelerating working capital by financing accounts receivable, allows clients to not only meet their daily operating requirements but allows them to take advantage of additional business opportunities with access to cash.

http://www.bit.ly/25u5Wl

The hard money product is hot for people who need cash and have real estate with equity;http://workingcapitalfast.com/hard-money-application

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

This is the referral program that I mentioned:
http://www.bit.ly/2bMnBU

Let us help you get funded:

http://bit.ly/82XHOB

REO:

I received a call Friday November 20th from Marilyn F. manager of the real estate owned properties of the FDIC in Dallas. She invested 32 minutes walking me through the FDIC site. I have been a subcriber to the FDIC watch list for some time and have written many articles about the collapse of the banking industry.

Here is a hyperlink to the site: http://bit.ly/8EObYf

NPL’s and REO’s Direct from Bank

NPL’s and REO’s in NC,SC,FL, and GA. Asset Classes include -SFR, MF, Commercial, and Land.We work directly with the banks and are seeking direct buyers and fund principals for asset disposition. Proof of funds necessary for any LOI or Contract to be presented to bank.

Bank Instruments: Bank Guarantees, Stand By Letters of Credit, MTN’s,

We’ve had several inquiries in the past few months. You’ll find several articles on our websites. here’s a hyperlink for an application: http://bit.ly/7dxgcr

and another:

http://bit.ly/7YihGS

Let us help you get funded:

http://bit.ly/82XHOB

Quote of the Day
Obstacles are things a person sees when he takes his eyes off his goal.
E. Joseph Cossman

As always I am here to serve you and those whom you choose to refer 7AM to 5PM M-F Pacific..

“[The Son Superior to Angels] In the past God spoke to our forefathers through the prophets at many times and in various ways, but in these last days he has spoken to us by his Son, whom he appointed heir of all things, and through whom he made the universe.”- Hebrews 1:1-2

Today’s passage is from the New International Version.

Listen to this chapter Audio is taken from the Listener’s Audio Bible narrated by Max McLean.



Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com

How We Work


http://www.facebook.com/joetufo
http://www.google.com/profiles/jptufo
http://www.bit.ly/82XHOB

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $50,000 to $10,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Factoring, Accounts Receivable Funding, Merchant Cash Advance.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

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Cash Flow Specialists Disclaimer

Categories
Business Lines Of Credit Money Available Newsletters

Business and Personal Lines of Credit, Large Projects Funding, SBLC, POF, MTN, Bank Instruments, REO, Church Loans, Factoring, and other Alternative Funding Ideas 20091202

Business and Personal Lines of Credit, Large Projects Funding, SBLC, POF, MTN, Bank Instruments, REO, Church Loans, Factoring, and other Alternative Funding Ideas

I trust that you had a great Thanksgiving!

Praise God!  I thank God daily for each of you and the pleasure that it’s been to serve you in the Cash Flow business for 10+ years and for some of you for 33+ years in Insurance, Investments, Financial Services, Business Consulting, and Funding.

We’re using a new email server called Pommo. We’re trying to clean up the 4,991 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

We will be happy to address your question when you submit your question via the help desk:

http://joetufo.com/helpdesk

Let us help you get funded:

http://bit.ly/82XHOB

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Thanks to everyone who clicked on the links from last weeks newsletter. Here are the results:

2,707 Clicks This Week

This is an interchange between me and Brian W after last weeks newsletter:

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

Joe,

I have a couple of questions,

1) Do I need to personally guarantee the credit?

Depends

2) the 12% on the back end, Is that a one time fee, and is it the same if I want the $2M LOC.  That can be paid from the LOC?

The fee is paid per funding, just as I’ve mentioned in the articles (and there have been several). You can find the articles at http:www.joetufo.com/blog in the business line of credit area and in the newsletter area.

There will be about six banks on the $1.5m and nine at $2m. You are expected to pay the 12% within two business days of each funding, if you don’t pay the funding stops. Yes, you can pay from the LOC.

3) I assume the process is guaranteed, and you do an evaluation before you take any money to determine the feasibility.

The last two funded were both real estate investors who could not obtain funding for REO purchases. The first applied for $1.5m and received $1.2m and the second applied for $1.5m and received $2m.

I am a real estate investor, looking to to stop using HML and just have my own corporation to buy REO’s.  I am also looking into doing Bulk REO purchases direct from the bank where I need the capital to be able to purchase 20 homes at one time, I think that $2M would be enough.

We have access to bulk REO and I have written a lot about bulk REO purchases in the past two years. We have two sources for you as you learned in the newsletter.

My best to your and your family during this joyous holiday season.

Thank You,
Brian W.

Let us help you get funded:

http://bit.ly/82XHOB

“Most people fail in life because they major in minor things.
Success is simple, but it does require certain consistent things
each day.”
– Anthony Robbins

This came in the evening of November 27th from our Monster Corporation vendor, Peter:

Joe, I am not sure if this fits in with your program, but we can build a companies Paydex within 10 days to Paydex of 80. $4500 4 trades totaling 40K.

We can also build Bus Experian in 45 to 60 days. $3900, low to moderate risk.

This came in Friday November 27th:

    Mr. Tufo,
    May your day be full of the best!  This letter comes to you as a result of our two meetings over the last couple of years, and my recent business activities. I was glad to see your email of the 25th. This served to inform me that you are working this Holiday season and therefore assisted in prompting me to communicate with you although it is the Holiday Season. I am thankful you sent the email.  As well, I am very thankful to God for having given us such a good country to live in. May our business activities increase its goodness!
    God Bless you, yours and God Bless These United States of America,
    Genuinely,
    Suzanne
Thanks to each of you who remembered my birthday November 29th and surprised me with calls, emails, cards, and Facebook posts. There were 162 Facebook posts.

This was one of more than 200 greetings that came in Sunday, November 29th:

Was listening to one of my old conference calls and I asked,  “what is the law of 5 in sales” and you clicked on and answered.  It was funny to hear that-it was like a 3 year old conference call.

Anyway, hope you have a great birthday…

Brian P

This came in from Sal:

Hi Mr. Tufo,

Thank you for the helpful information. I would like to know if i can be fuded $200,000. I have good credit and own a limousine business in New York. I have been in business for more than 2 years. Kindly give me sme details on how can we start the process etc.

Thanks,
Sal

This was in the newsletter that Sal wrote, so I sent it again. Read it out loud if you need to. Go to the hyperlink and listen to the video that i recorded. If you are SERIOUS follow the instructions and please don’t forget that we are both fee and commission based. Thanks.

I had a 60-minute telecon with the manager of the new line of credit programs. They funded 7,321 applications year to date, WOW!!!

I  spoke with a client of theirs Wednesday morning November 23, 2009 in the northwest suburbs of Chicago near where I grew up. He has a medical supply business that’s at about 90% of last years volume because of a fire that occurred earlier this year. Even though he has an 800 FICO score and had been in business for many years local banks turned him down.

This funding source obtained $2,200,000 from nine different lenders including two AmEx cards in about 30 days. Yes, it cost him some money up front and on the back end but he was funded in record time.

If you are SERIOUS and want funding in the next 30 days I urge you to visit:

bit.ly/4MyKB4

Complete the application. Remember that we have a fully earned 1% fee, $1,500 minimum; $25,000 maximum. I have the non-disclosures, fee agreement, and bank coordinates for those who are interested. Just write me at help@joetufo.com or call M-F 7AM to 5PM Pacific at 925-691-8200.

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYandinvest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

Let us help you get funded:

http://bit.ly/82XHOB

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $1,500 (our normal minimum funding is $100,000). Our minimum was $2,500 but I lowered it because of the recession: it will go back up.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

Please read the following instructions below:

1. If you are applying for Personal (no doc) selecting Program 1 you will have to provide Personal Credit report, Voided check, and a personal bank statement.

2. Program 2. (full doc) requires a W-2.

3. Program 3. (no doc) Personal Credit report, Business bank account voided check, Business bank statement

4. Program 4. (full doc) 2 Years of Business + Personal Tax Returns +
Last 3 Months Business Bank Statements + Year-To-Date Financials, That is the Business Income Statement for 2009 and the the current Business Balance Sheet

5. Program 5 and 6 is same as Program 3.

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, business smarts, and perhaps even with sheer GUTS you have made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, be it through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget. Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”. How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

  • NO Collateral
  • NO Tax Returns
  • NO Business Plans
  • NO UCC Filings
  • NO Headaches
  • 4%+ APR
  • NO DOC to $400,000 (Start-Ups OK!)
  • EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

  1. You Apply Online or call us to start the Process.
  2. We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
  3. We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
  4. You fax back to us the completed and signed Client Package.
  5. We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
  6. We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
  7. We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
  8. We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
  9. We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
  10. YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7% to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.


MINIMUM QUALIFICATION CRITERIA:
We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.


NO DOC:
No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.


EZ DOC:
EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

If you’d like to purchase our Business Line of Credit Course and access to every article that I’ve written on business and personal lines of credit click here:

http://bit.ly/8ouk8Y

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

If you need a good credit repair service:

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

To learn How We Do Business visit:

http://bit.ly/7sLiCq

This came in Saturday November 21st:

Joe Nelson – FREE Electronics Recycling

, Mortgage Consultant, Discovery Home loans (colleague)
worked directly with you

“Joe is the most detailed business person I know. His mastery of his contacts and incredible knowledge of funding opportunities is like no other. Businesses looking for funding especially alternative should contact Joe immediately.” November 21, 2009

This came in November 18th, our daughter Katie’s 12th birthday, Dale’s Mom & Dad’s 65th wedding anniversary from Joe Hipple , a brilliant media entrepreneur in Las Vegas:

LinkedIn Recommendations

Joe Hipple has endorsed your work as President at Cash Flow Specialists, Inc..

Dear Joe,
I’ve written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation: “I met Joe about two and a half years ago and have found him to be very thorough, prepared, knowledgeable and well respected throughout the industry. Joe makes things happen and is always willing to pick up the phone when called. In addition, he’s a great person!”

The link for credit repair was broken last week. Joe caught the error, thank you very much, Joe. here it is:

http://bit.ly/2HFJEY

This came in from al Alborzi November 19th:

Al hired you as a Business Consultant in 2001 {1}

Top qualities: Personable, Expert, High Integrity

“I have known Joe since 2001 we are both in the financial industry and Real Estate, he has helped me many times with my clients financial transaction needs. He is professional and knowledgeable. He has been in the financial Industry for many years with variety of experiences.” November 19, 2009

If you need lines of credit this may be a solution for you. I have not had a funding source achieve such significant results in the depths of this recession.

Let us help you get funded:

http://bit.ly/82XHOB

Current Church Financing Rates:
5 year fixed rate, 20 year amortization  =  5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers.  Broker fees are protected.

***Disclaimer***
These rates are not available in all areas.  Not every church will qualify for a loan.  Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

http://www.bit.ly/2XMqOy

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick.  Complete our one page application.

Let us help you get funded:

http://bit.ly/82XHOB

We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Our business and personal lines of credit are hot. We’re doing a few a week and have just under three dozen in the pipeline and have closed and funded several in the past few weeks. We’ve sold one monster corp that would have paid $7,500 had there been a referral partner (it was my deal.) I should close another next week for a similar amount. http://workingcapitalfast.com/business-line-of-credit-application-bloc

The hard money product is hot for people who need cash and have real estate with equity;http://workingcapitalfast.com/hard-money-application

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

This is the referral program that I mentioned:
http://www.bit.ly/2bMnBU

Let us help you get funded:

http://bit.ly/82XHOB

REO:

I received a call Friday November 20th from Marilyn Flook manager of the real estate owned properties of the FDIC in Dallas. She invested 32 minutes walking me through the FDIC site. I have been a subcriber to the FDIC watch list for some time and have written many articles about the collapse of the banking industry.

Here is a hyperlink to the site: http://bit.ly/8EObYf

NPL’s and REO’s Direct from Bank

NPL’s and REO’s in NC,SC,FL, and GA. Asset Classes include -SFR, MF, Commercial, and Land.We work directly with the banks and are seeking direct buyers and fund principals for asset disposition. Proof of funds necessary for any LOI or Contract to be presented to bank.

Bank Instruments: Bank Guarantees, Stand By Letters of Credit, MTN’s,

We’ve had several inquiries in the past few months. You’ll find several articles on our websites. here’s a hyperlink for an application: http://bit.ly/7dxgcr

and another:

http://bit.ly/7YihGS

As many of you know I’m a voracious reader. I have over 3,000 books in my personal library. Dale

As always I am here to serve you and those whom you choose to refer.

Let us help you get funded:

http://bit.ly/82XHOB

2 Corinthians 9:10

Listen to this passage
View commentary related to this passage

10Now He who supplies (A)seed to the sower and bread for food will supply and multiply your seed for sowing and (B)increase the harvest of your righteousness;

Cross references:

  1. 2 Corinthians 9:10Is 55:10
  2. 2 Corinthians 9:10Hos 10:12



Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
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http://www.google.com/profiles/jptufo

To Update or Cancel your Subscription:
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Fee and Commission Based.
*100% COMMERCIAL FINANCING/JV 10% Our forums are designed for Structured Financing of High End Commercial Projects – A&D, Energy,Technology, In-Ground Assets: Mines, Minerals, Precious Stones/Gems. PPP,Trade Platforms, Buy-Sell Bank Debenture Instruments-Cash Backed and Bullion Backed. SBLC’s,BG’s, MTN’s, CD’s, T-B’s, T-S’s, T-N’s, Bonds

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Categories
Business Lines Of Credit Newsletters Testimonials

Business and Personal Lines of Credit $10k to $10m

I was in such a hurry to send Thanksgiving greetings that I forgot to put the signature file in the newsletter. Sorry!

I track the hyperlink response in bit.ly I am stunned at the response since sending the newsletter at 11:30PM last night:

255Out of255


How to Access the BLOC Category | Cash Flow …

255 responses for one category in 14 hours is incredible. Thank you! 1489 total.

I had a 60-minute telecon with the manager of the new line of credit programs this morning. They funded 7,321 applications year to date, WOW!!!

I  spoke with a client of theirs this morning in the northwest suburbs of Chicago near where I grew up. He has a medical supply business that’s at about 90% of last years volume because of a fire that occurred earlier this year. Even though he has an 800 FICO score and had been in business for many years local banks turned him down.

This funding source obtained $2,200,000 from nine different lenders including two AmEx cards in about 30 days. Yes, it cost him some money up front and on the back end but he was funded in record time.

If you are SERIOUS and want funding in the next 30 days I urge you to visit:

bit.ly/4MyKB4

Complete the application. Remember that we have a fully earned 1% fee, $1,500 minimum; $25,000 maximum. I have the non-disclosures, fee agreement, and bank coordinates for those who are interested. Just write me at help@joetufo.com or call M-F 7AM to 5PM Pacific at 925-691-8200.

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $1,500 (our normal minimum funding is $100,000). Our minimum was $2,500 but I lowered it because of the recession: it will go back up.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, business smarts, and perhaps even with sheer GUTS you have made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, be it through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget. Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”. How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

  • NO Collateral
  • NO Tax Returns
  • NO Business Plans
  • NO UCC Filings
  • NO Headaches
  • 4%+ APR
  • NO DOC to $400,000 (Start-Ups OK!)
  • EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

  1. You Apply Online or call us to start the Process.
  2. We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
  3. We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
  4. You fax back to us the completed and signed Client Package.
  5. We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
  6. We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
  7. We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
  8. We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
  9. We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
  10. YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7% to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.


MINIMUM QUALIFICATION CRITERIA:
We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.


NO DOC:
No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.


EZ DOC:
EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

If you’d like to purchase our Business Line of Credit Course and access to every article that I’ve written on business and personal lines of credit click here:

http://bit.ly/8ouk8Y

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

If you need a good credit repair service:

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 — $1995

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

This came in Saturday November 21st:

Joe Nelson – FREE Electronics Recycling

, Mortgage Consultant, Discovery Home loans (colleague)
worked directly with you

“Joe is the most detailed business person I know. His mastery of his contacts and incredible knowledge of funding opportunities is like no other. Businesses looking for funding especially alternative should contact Joe immediately.” November 21, 2009

This came in November 18th, our daughter Katie’s 12th birthday, Dale’s Mom & Dad’s 65th wedding anniversary from Joe Hipple , a brilliant media entrepreneur in Las Vegas:

LinkedIn Recommendations

Joe Hipple has endorsed your work as President at Cash Flow Specialists, Inc..

Dear Joe,
I’ve written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation: “I met Joe about two and a half years ago and have found him to be very thorough, prepared, knowledgeable and well respected throughout the industry. Joe makes things happen and is always willing to pick up the phone when called. In addition, he’s a great person!”

The link for credit repair was broken last week. Joe caught the error, thank you very much, Joe. here it is:

http://bit.ly/2HFJEY

This came in from al Alborzi November 19th:

Al hired you as a Business Consultant in 2001 {1}

Top qualities: Personable, Expert, High Integrity

“I have known Joe since 2001 we are both in the financial industry and Real Estate, he has helped me many times with my clients financial transaction needs. He is professional and knowledgeable. He has been in the financial Industry for many years with variety of experiences.” November 19, 2009

Thanks for all the calls and kind comments about the newsletter today. I just want to tell you how much I appreciate you.

If you need lines of credit this may be a solution for you. I have not had a funding source achieve such significant results in the depths of this recession.

As always I am here to serve you and those whom you choose to refer.

In Everything Give Thanks

1 Thessalonians 5:18

http://www.gty.org/Resources/Sermons/80-267


Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
www.facebook.com/joetufo
http://www.google.com/profiles/jptufo

To Update or Cancel your Subscription:
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Fee and Commission Based.
*100% COMMERCIAL FINANCING/JV 10% Our forums are designed for Structured Financing of High End Commercial Projects – A&D, Energy,Technology, In-Ground Assets: Mines, Minerals, Precious Stones/Gems. PPP,Trade Platforms, Buy-Sell Bank Debenture Instruments-Cash Backed and Bullion Backed. SBLC’s,BG’s, MTN’s, CD’s, T-B’s, T-S’s, T-N’s, Bonds

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

The program that I use to attain my goals:
http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Categories
Newsletters

Lines of Credit, Large Project, Church Loans, Happy Thanksgiving!, 20091125

Happy Thanksgiving! Business Lines of Credit, Large Project, Church Loans, Bank Instruments, Credit Repair

Praise God!  I thank God daily for each of you and the pleasure that it’s been to serve you in the Cash Flow business for 10+ years and for some of you for 32+ years in Insurance, Investments, Financial Services, Business Consulting, and Funding.

Happy Thanksgiving!

This came from Leslie DePalo:

HAPPIEST THANKSGIVING GREETINGS!!!

Thanksgiving Cliparts and Graphics

Thanksgiving Greetings and Pumpkin Pie — Click on Pumpkin Pie at the end.



TWAS THE NIGHT OF THANKSGIVING,
BUT I JUST COULDN’T SLEEP.
I TRIED COUNTING BACKWARDS,
I TRIED COUNTING SHEEP.

[]
THE LEFTOVERS BECKONED –
THE DARK MEAT AND WHITE,
BUT I FOUGHT THE TEMPTATION
WITH ALL OF MY MIGHT.

TOSSING AND TURNING WITH ANTICIPATION,
THE THOUGHT OF A SNACK BECAME INFATUATION.
SO, I RACED TO THE KITCHEN, FLUNG OPEN THE DOOR,
AND GAZED AT THE FRIDGE, FULL OF GOODIES GALORE.
GOBBLED UP TURKEY AND BUTTERED POTATOES,
PICKLES AND CARROTS, BEANS AND TOMATOES.

[]

I FELT MYSELF SWELLING SO PLUMP AND SO ROUND,
‘TIL ALL OF A SUDDEN, I ROSE OFF THE GROUND.
I CRASHED THROUGH THE CEILING, FLOATING INTO THE SKY,
WITH A MOUTHFUL OF PUDDING AND A HANDFUL OF PIE.
BUT, I MANAGED TO YELL AS I SOARED PAST THE TREES….
HAPPY EATING TO ALL – PASS THE CRANBERRIES, PLEASE.


MAY YOUR STUFFING BE TASTY,
MAY YOUR TURKEY BE PLUMP.
MAY YOUR POTATOES ‘N GRAVY HAVE NARY A LUMP.
MAY YOUR YAMS BE DELICIOUS.
MAY YOUR PIES TAKE THE PRIZE,
MAY YOUR THANKSGIVING DINNER STAY OFF OF YOUR THIGHS!!

[]

HAPPY   THANKSGIVING   TO  ALL

PUMPKIN PIE

We’re using a new email server called Pommo. We’re trying to clean up the 4,991 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

Please send all questions to:

We will be happy to address your question when you submit your question via the help desk:

http://joetufo.com/helpdesk

Marti needs $400,000 to promote her  website. Here’s link that will allow us to track response:

http://bit.ly/CCedB

She’s offering 10% deferred interest a year plus 10% of the company. I’ll personally introduce you if you are interested.

Adeel needs $50,000 for a high end lounge in Las Vegas:

Everyone:  The landlord has agreed to put the entire $50K in an independent trust account within 90 days instead of releasing it to the owners.  If you consider that the owners have to spend an additional $10K on improvements to get $90K released of which $50K can be deposited into a trust, the level of risk on the deal has gone down considerably.

Please let me know if there’s any interest.  The investor can charge whatever fees/points you’d like for a 90 day loan secured against a lease that holds $6M in tenant improvements already.

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $1,500 (our normal minimum funding is $100,000). Our minimum was $2,500 but I lowered it because of the recession: it will go back up.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, business smarts, and perhaps even with sheer GUTS you have made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, be it through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget. Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”. How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

  • NO Collateral
  • NO Tax Returns
  • NO Business Plans
  • NO UCC Filings
  • NO Headaches
  • 4%+ APR
  • NO DOC to $400,000 (Start-Ups OK!)
  • EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

  1. You Apply Online or call us to start the Process.
  2. We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
  3. We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
  4. You fax back to us the completed and signed Client Package.
  5. We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
  6. We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
  7. We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
  8. We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
  9. We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
  10. YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7% to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.


MINIMUM QUALIFICATION CRITERIA:
We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.


NO DOC:
No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.


EZ DOC:
EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

If you’d like to purchase our Business Line of Credit Course and access to every article that I’ve written on business and personal lines of credit click here:

http://bit.ly/8ouk8Y

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

If you need a good credit repair service:

If you don’t have a minimum 720 score with all three credit bureaus you should go to http://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 – $1995

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

This came in Saturday November 21st:

Joe Nelson – FREE Electronics Recycling

, Mortgage Consultant, Discovery Home loans (colleague)
worked directly with you

“Joe is the most detailed business person I know. His mastery of his contacts and incredible knowledge of funding opportunities is like no other. Businesses looking for funding especially alternative should contact Joe immediately.” November 21, 2009

This came in November 18th, our daughter Katie’s 12th birthday, Dale’s Mom & Dad’s 65th wedding anniversary from Joe Hipple , a brilliant media entrepreneur in Las Vegas:

LinkedIn Recommendations

Joe Hipple has endorsed your work as President at Cash Flow Specialists, Inc..

Dear Joe,
I’ve written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation: “I met Joe about two and a half years ago and have found him to be very thorough, prepared, knowledgeable and well respected throughout the industry. Joe makes things happen and is always willing to pick up the phone when called. In addition, he’s a great person!”

The link for credit repair was broken last week. Joe caught the error, thank you very much, Joe. here it is:

http://bit.ly/2HFJEY

This came in from al Alborzi November 19th:

Al hired you as a Business Consultant in 2001 {1}

Top qualities: Personable, Expert, High Integrity

“I have known Joe since 2001 we are both in the financial industry and Real Estate, he has helped me many times with my clients financial transaction needs. He is professional and knowledgeable. He has been in the financial Industry for many years with variety of experiences.” November 19, 2009

Current Church Financing Rates:
5 year fixed rate, 20 year amortization  =  5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers.  Broker fees are protected.

***Disclaimer***
These rates are not available in all areas.  Not every church will qualify for a loan.  Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

http://www.bit.ly/2XMqOy

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick.  Complete our one page application

We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Our business and personal lines of credit are hot. We’re doing a few a week and have just under three dozen in the pipeline and have closed and funded several in the past few weeks. We’ve sold one monster corp that would have paid $7,500 had there been a referral partner (it was my deal.) I should close another next week for a similar amount. http://workingcapitalfast.com/business-line-of-credit-application-bloc

The hard money product is hot for people who need cash and have real estate with equity; http://workingcapitalfast.com/hard-money-application

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

This is the referral program that I mentioned:
http://www.bit.ly/2bMnBU

REO:

I received a call Friday November 20th from Marilyn Flook manager of the real estate owned properties of the FDIC in Dallas. She invested 32 minutes walking me through the FDIC site. I have been a subcriber to the FDIC watch list for some time and have written many articles about the collapse of the banking industry.

Here is a hyperlink to the site: http://bit.ly/8EObYf

Consumer Alerts


False Representations of FDIC-Owned Real Estate Properties for Sale – November 4, 2009

The Federal Deposit Insurance Corporation (FDIC) is warning the general public and interested investors of false claims from various entities (individuals and companies) claiming to represent the FDIC in the sales of FDIC-owned properties.

These individuals and companies present a common theme. First, they claim to have “inside access” and, secondly, they attempt to charge fees or collect money up front from potential buyers of FDIC Owned Real Estate (ORE) properties with promises of steep discounts off appraised values. Information on ORE assets in the FDIC’s inventory is free to the general public. Any person approached by an individual or business entity with an offer requiring upfront fees and/or the disclosure of personal bank information should exercise extreme caution.

The FDIC has contracted with and authorized a number of asset management companies to market, sell, and maintain FDIC ORE properties. In representing the FDIC, they are not brokers or brokerage services firms. Rather, they are asset managers who contract with licensed real estate brokers and other vendors in the disposition FDIC-owned properties.

FDIC-owned properties currently being marketed for sale are available for FREE public viewing and access on the FDIC Web site at http://www2.fdic.gov/drrore/. The listing for each asset includes the assigned asset management company, local brokers, and contact information.

NPL’s and REO’s Direct from Bank

NPL’s and REO’s in NC,SC,FL, and GA. Asset Classes include -SFR, MF, Commercial, and Land.We work directly with the banks and are seeking direct buyers and fund principals for asset disposition. Proof of funds necessary for any LOI or Contract to be presented to bank.

Bank Instruments: Bank Guarantees, Stand By Letters of Credit, MTN’s,

We’ve had several inquiries in the past few months. You’ll find several articles on our websites. here’s a hyperlink for an application: http://bit.ly/7dxgcr

and another:

http://bit.ly/7YihGS

As many of you know I’m a voracious reader. I have over 3,000 books in my personal library. Dale sent this over today. It will save me a lot of time and money and it will do the same for you:

http://books.google.com/

http://drcarley.com/Horrors_of_Vaccination_Exposed.pdf

http://www.archive.org


Jeremiah 29:11 (New International Version)

11 For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.

Categories
Newsletters

Lines of Credit, Large Project, Church Loans, Marti Op, 20091118

Factoring, Accounts Receivable Financing, Church Loans, Large Project Funding, Business and Personal Lines of Credit $50,000 to $2,000,000, Testimonies, 20091118
We’re using a new email server called Pommo. We’re trying to clean up the 4,991 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

Marti needs $400,000 to promote her  website. Here’s link that will allow us to track response:

http://bit.ly/CCedB

She’s offering 10% deferred interest a year plus 10% of the company. I’ll personally introduce you if you are interested.

Adeel needs $50,000 for a high end lounge in Las Vegas:

Everyone:  The landlord has agreed to put the entire $50K in an independent trust account within 90 days instead of releasing it to the owners.  If you consider that the owners have to spend an additional $10K on improvements to get $90K released of which $50K can be deposited into a trust, the level of risk on the deal has gone down considerably.

Please let me know if there’s any interest.  The investor can charge whatever fees/points you’d like for a 90 day loan secured against a lease that holds $6M in tenant improvements already.

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

Cash Flow Specialists, Inc.

Monster Corporations to $1,500,000 (USD)

by JOE TUFO

If you need a good credit repair service:

If you don’t have a minimum 720 score with all three credit bureaus you should go tohttp://bit.ly/2HFJEYand invest the money to clean up your personal and business credit.  Your personal goal should be to have an 800 FICO score.

Single person credit repair — $1495

Married Couple                 – $1995

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

We are working with a Burlingame CA contractor who will be factoring $300,000 a month. The smallest we can factor is $5,000 a month. There is no maximum. If your credit is tainted but your clients are in good shape credit-wise you can “sell” your invoices and receive 70% (in the contractor’s case) up front and receive the balance less the factor’s fee in 30 to 45 days.

Here’s the link:

http://bit.ly/25u5Wl

I have been active in church building programs since my first pledge drive to build St. Anne’s church in Arlington heights IL as a 12 year old walking the parish with my Dad. Bonnie and I helped “plant” several churches in Antioch, Alamo, Danville and Pleasant Hill CA. I was in leadership in churches. I taught Sunday School for more than 25 years.

We received the first submitted application November 12th for a $4,500,000 loan for a Southern Baptist Church with 22 having accessed the link below. That’s why we use the bit.ly links so that we can track how many access from our posts.

We’ve rolled out a Church loan program:

http://bit.ly/2XMqOy

Comments on the weekly newsletters:

Adeel may be taking one to three of the Monster Corporations in the next few weeks. November 13th he told me that he likes the newsletters because “it ties the community in together.”

Hector told me that he skims the newsletters. He reads the beginning and drops to the bottom for the weekly blessing.

This came in through PLAXO, a social site that I rarely view:

I don’t look at PLAXO very often. I’ve been sending you our newsletters. We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Our business and personal lines of credit are hot. We’re doing a few a week and have just under three dozen in the pipeline and have closed and funded several in the past few weeks. We’ve sold one monster corp that would have paid $7,500 had there been a referral partner (it was my deal.) I should close another next week for a similar amount. http://workingcapitalfast.com/business-line-of-credit-application-bloc

Factoring helps businesses get fast cash.
http://workingcapitalfast.com/factoring-and-accounts-receivable-finanancing

The church loan program is brand new:
http://www.bit.ly/2XMqOy
I posted this for the first time November 4, 2009 and have had 21 access this hyperlink. I received the first application for a Southern Baptist church in Reno NV yesterday for $4.5m. My testimony is on the website. There’s a video you can access when you click on the hyperlink.

The hard money product is hot for people who need cash and have real estate with equity; http://workingcapitalfast.com/hard-money-application

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

This is the referral program that I mentioned:
http://www.bit.ly/2bMnBU

I hope that all is well and that you are blessed and prospering.

Joe

This came in Saturday November 7th:

Joe,

I need to sign whatever you need to in order to ensure Nancy F. gets paid. I think you said it was her that intoduced me to you. I am in need of some immediate funding needs:

1) Lender takes first lien on 40 producing oil wells in Texas. Loan amount is $600k-$1.4M ($19M senior loan and sales are the exit strategy). Willing to pay point, interest, AND give lender equity on top of the assignment of the leases. URGENT

2) Company has $1M+ in orders outstanding and need $380k or so in working capital asap.

3) Emerging energy company seeking to refinance debt of $4.5M and expand their operation with $2M in expansion capital. Debt or equity.

4) Several other deals from business to real estate, small to large.

Please let me know when we can chat about your funding abilities and what we can do together.

Thanks,
Kellen

This came in Friday November 6th:

Thanks joe, right on time. my church is about to pay off a tax bill and we will be looking for a loan to take our ministries to the next level!. I will be in touch….

Jason Beard

This came in Thursday November 5th:

Hi Joe,
I am working on finalizing some major issues with my other company right now. I did send Bonnie Tanetin and some iogen so she will get it this week sometime.
I hope that we can get together to discuss my other project, but right now I don’t have a time where I can leave and meet with you.

Today I am moving one of my employees to another location and that will take at least part of my day.

I really want to meet you in person and discuss eyepocket with you and other things.

Thanks so much for being very patient with me and for continuing to reach out to me. I really appreciate it.

God Bless You and your business
Marti :-)

p.s. Marti’s website is http://tanetin.com/ My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for four months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines. Please mention that Joe Tufo referred you.

We’ve been offering this to everyone of Mitch’s victims in the spirit of goodwill and friendship:

http://bit.ly/3iHnyQ

Greetings from the beautiful San Francisco Bay Area where temperatures are in the high-60′s’s, Praise God!

Learn about how we use video to present your project powerfully and persuade funding sources to consider your application:

http://bit.ly/1mW4Y2

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly Candid Commentary.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working capitalfast.com and three to four times that at http://www.joetufo.com/blog

Here are some time statistics from Alexa:

It’s fascinating to study these results.

Daily time on site for http://www.workingcapitalfast.com:

7 day avg 11.3
1 month avg 18.6
3 month avg 15.3
3 month change 42% 

The http//www.joetufo.com/blog site as reported by Alexa:

7 day avg 377,242
1 month avg 511,603
3 month avg 509,016
3 month change -180,392

The ranking is up considerably.

We have four sources of Business Lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

Albert got approved for up to $2,000,000 for income producing property, $150,000 in misc. funding, and $100,000 with Wells Fargo for a business line. There was no back end fee on the credit line – not bad for a $1,750 investment!

We have a start-up program for those with credit scores in the low 7′s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

Hundreds of banks have been either seized by the FDIC or are on the watch list http://www.fdic.gov/bank/individual/failed/banklist.html “Problem List” Expands to 15-Year High The number of insured commercial banks and savings institutions reporting financial results fell to 8,195 in the quarter, down from 8,247 reporters in the first quarter. Thirty-nine institutions were merged into other institutions during the quarter, twenty-four institutions failed, and there were twelve new charters added. During the quarter, the number of institutions on the FDIC’s “Problem List” increased from 305 to 416, and the combined assets of “problem” institutions rose from $220.0 billion to $299.8 billion. This is the largest number of “problem” institutions since June 30, 1994, and the largest amount of assets on the list since December 31, 1993. Quarterly Banking Profile http://www2.fdic.gov/qbp/2009jun/chart8.html

This came in from Larry, one of our BLOC providers November 13, 2009:

Do you have anyone living in California with a 740-780 or above fica that we can put on a non recourse business loan that’s ready to close and does not have to pay any of the funds back?

Client could receive as much $100k.

This was filled November 17th but if you are interested in something like this you need to let me know.

Applications

This is a generic pre-qualification application that is thorough.  Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries. Please mention that you were referred by Cash Flow Specialists, Inc. Thank you.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

This is Thad’s Program. There is no up front fee. The back end fee is 20% for business and personal lines. We are paid 5%:

UP TO $250K IN PERSONAL FUNDING!!

Personal Funding Requirements:
– 700+ Scores on all 3 bureaus
– No recent derogs
– Low inquiries
– 40% or less DTI

Business Funding Requirements:
– 2yr+ Old Corporation
– 411 Listed
– Articles of Incorporation
– Letter of Good Standing
– 80 Paydex is a PLUS
–  Personal Funding Requirements

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

2. Large Project Funding

  • Please remember that we have several large project funding sources that will fund from $1 million to hundreds of millions.

    Testimony Large Project Funding Source C

    http://bit.ly/UM1ce

  • 3. REOWe have access to residential and commercial REO’s direct from the FDIC. We do have other sources as well http://bit.ly/ezAZ0

I spoke with Matt H on Friday November 13th. He has access to both residential and multi-family apartments. There are thousands of apartment building available across the country. The minimum purchase is $50 million take down.FDIC Sales
While little distressed product has traded from private hands, the FDIC is pushing through a number of assets of failed institutions.

Rebirth of Auctions
A readily-used tool in the days of the RTC, auctions are once again en vogue as owners and lenders seek quick ways to clear toxic properties.

DOUBLE CLOSE / DOWN PAYMENT ASSISTANCE / ESCROW PROOF OF FUNDS

PROGRAM GUIDELINES

Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.

Working Capital Fast

Money to Solve Cash Flow Needs

Referral Partners

If you are an attorney, CPA, bookkeeper, financial planner, insurance agent, insurance broker, loan agent, commercial Realtor, banker, in the business evaluation business, architect, appraiser, or member of the American Cash Flow Association you may want to join our team at Cash Flow Specialists, Inc.This is a typical response that we receive when we send out our Wednesday newsletter:

Thank you for the info.

What procedures must be followed for a referring broker (ME) to be protected to receive a fee in this transaction.

Thank you for a prompt response to this inquiry.

John Lawrence

If you want to get “plugged in” with us as a “Referral Partner” we encourage you to subscribe to our websites. You’ll receive commentary on the newsletters and tips for referral partners only that are not available for others.

There are really two opportunities available:

1. The first opportunity is to receive monthly commissions through for sales of subscriptions, e-books, courses, and other products.

2. The second opportunity is to enroll as a Referral Partner of Cash Flow Specialists, Inc. and receive commissions on the sale of services. In order to participate as a Referral Partner membership in our http://joetufo.com/blog is required. The cost is reasonable and will quickly bring you “up to speed” on our products and services.

In business since July 1, 1999 we have served hundreds of start-ups, existing businesses, real estate investors, large project entrepreneurs, and even individuals obtain much needed funding.

We’re the company folks call when the Bank says, “NO!!!”

Referral Partners Get:

  • In depth commentary on each and every blog post
  • Access to 383 current alternative funding sources
  • Insider secrets on funding that can benefit prospects
  • Commissions paid monthly if you qualify
  • Optional education on being in the marketing business

Use the link below to Join

Just $97.00 each month. (Content will be delivered on our Members Blog)


    • As always we are here to serve you and those whom you choose to refer Monday to Friday 7AM to 5PM Pacific.

    Romans 8:28 (King James Version)

    28And we know that all things work together for good to them that love God, to them who are the called according to his purpose.

Categories
Newsletters

Factoring, Church Loans, Large Project, Credit Lines, 20091111

Factoring, Accounts Receivable Financing, Church Loans, Large Project Funding, Business and Personal Lines of Credit $50,000 to $5,000,000, 20091111
We’re using a new email server called Pommo. We’re trying to clean up the 5,029 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

Click on the hyperlink: http://bit.ly/1IBF7q

Cash Flow Specialists, Inc.

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

I have been active in church building programs since my first pledge drive to build St. Anne’s church in Arlington heights IL as a 12 year old walking the parish with my Dad. Bonnie and I helped “plant” several churches in Antioch, Alamo, Danville and Pleasant Hill CA. I was in leadership in churches. I taught Sunday School for more than 25 years.

We’ve rolled out a Church loan program:

http://bit.ly/2XMqOy

Comments on the weekly newsletters:

This came in saturday November 7th:

Joe,

I need to sign whatever you need to in order to ensure Nancy F. gets paid. I think you said it was her that intoduced me to you. I am in need of some immediate funding needs:

1) Lender takes first lien on 40 producing oil wells in Texas. Loan amount is $600k-$1.4M ($19M senior loan and sales are the exit strategy). Willing to pay point, interest, AND give lender equity on top of the assignment of the leases. URGENT

2) Company has $1M+ in orders outstanding and need $380k or so in working capital asap.

3) Emerging energy company seeking to refinance debt of $4.5M and expand their operation with $2M in expansion capital. Debt or equity.

4) Several other deals from business to real estate, small to large.

Please let me know when we can chat about your funding abilities and what we can do together.

Thanks,
Kellen

This came in Friday November 6th:

Thanks joe, right on time. my church is about to pay off a tax bill and we will be looking for a loan to take our ministries to the next level!. I will be in touch….

Jason Beard

This came in Thursday November 5th:

Hi Joe,
I am working on finalizing some major issues with my other company right now. I did send Bonnie Tanetin and some iogen so she will get it this week sometime.
I hope that we can get together to discuss my other project, but right now I don’t have a time where I can leave and meet with you.

Today I am moving one of my employees to another location and that will take at least part of my day.

I really want to meet you in person and discuss eyepocket with you and other things.

Thanks so much for being very patient with me and for continuing to reach out to me. I really appreciate it.

God Bless You and your business
Marti 🙂

p.s. Marti’s website is http://tanetin.com/ My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for four months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines. Please mention that Joe Tufo referred you.

We’ve been offering this to everyone of Mitch’s victims in the spirit of goodwill and friendship:

http://bit.ly/3iHnyQ

Greetings from the beautiful San Francisco Bay Area where temperatures are in the high-70’s’s, Praise God!

Learn about how we use video to present your project powerfully and persuade funding sources to consider your application:

http://bit.ly/1mW4Y2

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly Candid Commentary.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working capitalfast.com and three to four times that at http://www.joetufo.com/blog

Here are some time statistics from Alexa:

It’s fascinating to study these results.

Daily time on site for workingcapitalfast.com:

7 day avg 31.7
1 month avg 19.8
3 month avg 16.2
3 month change 66% 

The http//www.joetufo.com/blog site as reported by Alexa:
7 day avg 23.7
1 month avg 13.7
3 month avg 17.7
3 month change 7% 

We have four sources of Business lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

Albert got approved for up to $2,000,000 for income producing property, $150,000 in misc. funding, and $100,000 with Wells Fargo for a business line. There was no back end fee on the credit line – not bad for a $1,750 investment!

We have a start-up program for those with credit scores in the low 7’s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

Hundreds of banks have been either seized by the FDIC or are on the watch list http://www.fdic.gov/bank/individual/failed/banklist.html “Problem List” Expands to 15-Year High The number of insured commercial banks and savings institutions reporting financial results fell to 8,195 in the quarter, down from 8,247 reporters in the first quarter. Thirty-nine institutions were merged into other institutions during the quarter, twenty-four institutions failed, and there were twelve new charters added. During the quarter, the number of institutions on the FDIC’s “Problem List” increased from 305 to 416, and the combined assets of “problem” institutions rose from $220.0 billion to $299.8 billion. This is the largest number of “problem” institutions since June 30, 1994, and the largest amount of assets on the list since December 31, 1993. Quarterly Banking Profile http://www2.fdic.gov/qbp/2009jun/chart8.html

Applications

This is a generic pre-qualification application that is thorough.  Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries. Please mention that you were referred by Cash Flow Specialists, Inc. Thank you.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

This is Thad’s Program. There is no up front fee. The back end fee is 20% for business and personal lines. We are paid 5%:

UP TO $250K IN PERSONAL FUNDING!!

Personal Funding Requirements:
— 700+ Scores on all 3 bureaus
— No recent derogs
— Low inquiries
— 40% or less DTI

Business Funding Requirements:
— 2yr+ Old Corporation
— 411 Listed
— Articles of Incorporation
— Letter of Good Standing
— 80 Paydex is a PLUS
—  Personal Funding Requirements

This is Hector and Peter’s “Monster Corporation” program. This is not for the “faint of heart.” They “hand-walk” six clients a month through the program.

Funding takes 90 to 130 calendar days. Remember that these sell out quickly so if you’re thinking about it you had better call.

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

We’ve had several inquiries into the Monster Corporations. One client has applied for $1,400,000.
Follow the guidelines and you can obtain funding in 90 to 130 calendar days.

Monster Corporations to $5 million

To learn more click on this hyperlink:

http://bit.ly/3hp14B

2. Large Project Funding

  • Please remember that we have several large project funding sources that will fund from $1 million to hundreds of millions.

    Testimony Large Project Funding Source C

    http://bit.ly/UM1ce

  • 3. REOWe have access to residential and commercial REO’s direct from the FDIC. We do have other sources as well http://bit.ly/ezAZ0

FDIC Sales
While little distressed product has traded from private hands, the FDIC is pushing through a number of assets of failed institutions.

Rebirth of Auctions
A readily-used tool in the days of the RTC, auctions are once again en vogue as owners and lenders seek quick ways to clear toxic properties.

DOUBLE CLOSE / DOWN PAYMENT ASSISTANCE / ESCROW PROOF OF FUNDS

PROGRAM GUIDELINES

Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.

http://bit.ly/ezAZ0

Working Capital Fast

Referral Partners

If you are an attorney, CPA, bookkeeper, financial planner, insurance agent, insurance broker, loan agent, commercial Realtor, banker, in the business evaluation business, architect, appraiser, or member of the American Cash Flow Association you may want to join our team at Cash Flow Specialists, Inc.This is a typical response that we receive when we send out our Wednesday newsletter:

Thank you for the info.

What procedures must be followed for a referring broker (ME) to be protected to receive a fee in this transaction.

Thank you for a prompt response to this inquiry.

John Lawrence

If you want to get “plugged in” with us as a “Referral Partner” we encourage you to subscribe to our websites. You’ll receive commentary on the newsletters and tips for referral partners only that are not available for others.

There are really two opportunities available:

1. The first opportunity is to receive monthly commissions through for sales of subscriptions, e-books, courses, and other products.

2. The second opportunity is to enroll as a Referral Partner of Cash Flow Specialists, Inc. and receive commissions on the sale of services. In order to participate as a Referral Partner membership in our http://joetufo.com/blog is required. The cost is reasonable and will quickly bring you “up to speed” on our products and services.

In business since July 1, 1999 we have served hundreds of start-ups, existing businesses, real estate investors, large project entrepreneurs, and even individuals obtain much needed funding.

We’re the company folks call when the Bank says, “NO!!!”

Referral Partners Get:

  • In depth commentary on each and every blog post
  • Access to 383 current alternative funding sources
  • Insider secrets on funding that can benefit prospects
  • Commissions paid monthly if you qualify
  • Optional education on being in the marketing business

Use the link below to Join

Just $97.00 each month. (Content will be delivered on our Members Blog)

Categories
Newsletters

Lines of Credit $50,000 to $5,000,000, Large Project, Church Loans, Factoring 20091104

Business and Personal Lines of Credit $50,000 to $5,000,000, Large Project, Church Loans, Factoring 20091104
We’re using a new email server called Pommo. We’re trying to clean up the 5,029 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

The Program That I Use To Attain My Goals Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Just today, Wednesday November 4th, I was on the phone with a prospective client and a factor. The PC has $1m in invoices outstanding and bills $350,000 to $500,000 a month. The advance rate will be about 70% and the discount rate will be about 3%. he can turn in the $1,000,000 in invoices and receive $700,000 up front and the balance when his clients, city, and state governments pay less the discount fee.

Here’s the link:

http://bit.ly/25u5Wl

I have been active in church building programs since my first pledge drive to build St. Anne’s church in Arlington heights IL as a 12 year old walking the parish with my Dad. Bonnie and I helped “plant” several churches in Antioch, Alamo, Danville and Pleasant Hill CA. I was in leadership in churches. I taught Sunday School for more than 25 years.

We’ve rolled out a Church loan program:

http://bit.ly/2XMqOy

Comments on the weekly newsletters:

This came in Tuesday November 3rd:

Sorry, for not answering your calls or email. I have been extremely busy. I do want to come see you next week if possible to meet you in person and also talk about a opportunity that may interest you.

I will be sending Bonnie her Tanetin as promised and then some Iogen tomorrow. Thank you for taking the time always to connect with me. I appreciate it so very much.

I look forward in calling you tomorrow for sure.

Marti 🙂

p.s. Marti’s website is http://tanetin.com/ My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for four months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines. Please mention that Joe Tufo referred you.

Hi Joe:
It is always good to hear from you, no matter how much time has passed.
With respect to a short bridge loan for Adeel, that may be difficult since I have just had two investors within the past three weeks withdraw from two commercial deals. Also, the time frame is tight, but that is not unusual in this arena.

I will see what, if anything, I can do, but hopefully no one will be holding their breath.
Thanks for thinking of me.

Please note my phone number below is new.
Bob Richards.

Hi Joe,

Thanks so much for keeping me in the loop. At the present time all is well.

Stay healthy and God Bless.

Ernie Illg

PS: How could anyone become upset with you?

Hi Joe,
Thanks for keeping me in the loop.  I am still in China, but am preparing to take (and pass) the real estate brokers license in CA.  Should be relocated in January.  May have some opportunities for real estate investment that will require your assistance.
Cheers
Ira Phillips

Hi Joe,
Thanks for the note and phone message.  I appreciate your assistance with the credit course, since Mitch is not be able to provide any funding that I paid for.  Let’s continue to pray for our brother in Christ as he was discouraged last time we spoke.  I know the Lord has great things in store for Mitch in His perfect timing.
Besides Mitch’s fair pricing, I was particularly drawn to his stated ability to provide funding requiring no personal guarantor.  Do any of your other BLOC partners offer this option?
Thanks and may God Bless You,
Tom Hennessy
Q2: Do Hector & Peter’s monster corp require anything up front, or is it all on the backend?

Q3: Do you offer non-recourse secure funding for commercial real estate, such as the example I noted below in my July 8 note?

This is an interchange between Quentin and I on Friday night, October 23, 2009:

We’ve funded two of Mitch’s victims this week and have a few more in process. Mitch has not funded anyone in the past year.

We’ve been offering this to everyone of Mitch’s victims in the spirit of goodwill and friendship:

http://bit.ly/3iHnyQ

Hello Joe,

Are any of your clients from the “Mitch” fiasco?

I haven’t seen any funding or any communication from Mitch, period. Seems like he’s cut all ties from us.

Thanks,
Quentin

P.S. Its not too bad here on the East Coast. We were in the 70’s today also. Some windy, rain headed this way though. 🙂

Hi Joe,

I hope this finds you doing well!  I sincerely hope so!  My associate, Mr. Don Smith, Esq. and I are in need of $200k (now) & up to 1m for two different clients-both have good credit and are established in their businesses.

I have sent him your info-very comprehensive and well written by the way so he and or I will be calling you first thing Monday to discuss any options with you in getting this done with us.

Thanks for staying in touch,

Alex

And from a client whose loan is closing the week of October 26th:

Joe,

Thanks again for working with me on this loan; I totally appreciate all your help. Lets close this as fast as we can.

Please call me.

Thank you,

Former Clients staying in touch, received October 16, 2009:

Joe – You helped me get some funds back in 2008.

Is there something you have similar now?

Erik Smith

Erik used the BLOC app to apply for $300,000 in funding. He sent the app Saturday October 24, 2009.

Greetings from the beautiful San Francisco Bay Area where temperatures are in the high-70’s’s, Praise God!

Learn about how we use video to persuade funding sources to consider your application:

http://bit.ly/1mW4Y2

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly Candid Commentary.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working capitalfast.com and three to four times that at http://www.joetufo.com/blog

Here are some time statistics from Alexa:

It’s fascinating to study these results.

Daily time on site for workingcapitalfast.com:

7 day avg 31.7
1 month avg 19.8
3 month avg 16.2
3 month change 66% 

The http//www.joetufo.com/blog site as reported by Alexa:
7 day avg 23.7
1 month avg 13.7
3 month avg 17.7
3 month change 7% 

We have four sources of Business lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

Albert got approved for up to $2,000,000 for income producing property, $150,000 in misc. funding, and $100,000 with Wells Fargo for a business line. There was no back end fee on the credit line – not bad for a $1,750 investment!

We have a start-up program for those with credit scores in the low 7’s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

This is a reply that I made to a person that posted a complaint on a mortgage blog regarding Mitch Chapman:

We published a matrix with several potential funding sources. You chose to send Mitch $37,500 by your own admission: no one forced you to do that and if you are who you appear to be you agreed with two witnesses present to send a hold harmless agreement last January and still have not done so. I’m sorry that Mitch has not performed.

Hundreds of banks have been either seized by the FDIC or are on the watch list http://www.fdic.gov/bank/individual/failed/banklist.html “Problem List” Expands to 15-Year High The number of insured commercial banks and savings institutions reporting financial results fell to 8,195 in the quarter, down from 8,247 reporters in the first quarter. Thirty-nine institutions were merged into other institutions during the quarter, twenty-four institutions failed, and there were twelve new charters added. During the quarter, the number of institutions on the FDIC’s “Problem List” increased from 305 to 416, and the combined assets of “problem” institutions rose from $220.0 billion to $299.8 billion. This is the largest number of “problem” institutions since June 30, 1994, and the largest amount of assets on the list since December 31, 1993. Quarterly Banking Profile http://www2.fdic.gov/qbp/2009jun/chart8.html

We have seven business line of credit providers who are funding our clients: four have no up front fees. If you are interested in learning about what works you can visit http://www.workingcapitalfast.com: Commercial Loans Business Line of Credit Video Course I will waive the $197 course fee for each of Mitch’s victims in the spirit of goodwill.

You may also apply for a business line of credit on the same page.

I have known Mitch since January 2005. I was introduced to him through my membership in the American Cash Flow Association by member advisor Bob Steenson whom I have known for about 10 years. Mitch had been successful in funding clients and I had no reason to doubt his performance.

As always I am available 7AM to 5PM M-F Pacific to serve. Incidentally we had seven clients approved for business and personal lines of credit ranging from $50,000 to $2 million in the past 10 days so qualified, viable clients are being funded.

A personal email in response to a telephone call from Mitch Wednesday October 28, 2009:

I have received multiple calls from clients whom I placed with you for BLOC funding. Each has stated their disappointment in the way that you’ve handled their application(s). You have ignored their calls and their emails.

I’ve simply stated the facts based on their phone calls and emails to me.
I’m here every day from 7AM to 5PM M-F Pacific. I return every call and do my best in answering every email.
I understand what happened with Lionel Yates. Now we hear the same mantra with Jon Ganz. When will you accept the responsibility that you made the decisions to do business with these men? You designed and wrote the ad copy and solicited business from me and your network of reps, didn’t you?
I would have handled things differently. I would have sent a letter reconciling every dollar that I received and how it was disbursed. I would have reported the incident to the authorities: PD, DA, FBI, and others. I would have given weekly updates to the client-victims.
I’ve listened to their stories by phone and by email. They are hurt. They are let down. They are disgruntled. Some are angry. Some are vindictive. Some want revenge.
You carry the name of Christ and need to do everything that you can to make this right. Fix it.
Ignoring the clients and playing the “victim” is cowardly and irresponsible of you.
I write my weekly newsletters to communicate. I insert testimonials to put a “face” on what’s happening. I’m sorry if you are hurt by the truth. The fact remains that it is your program. You designed it. You hired and vetted the vendors.
You wrote the ad copy. You advertised and solicited business through your network. You accepted wires for fees. You have a fiduciary obligation to the clients.

I exhort you to “suck it up,”  tough it out, and get to work either getting these people funded or getting their money back and communicating with them instead of ignoring them. Do it now.We have severed our relationship with BLOC Source E Mitch because of his inability to fund. We stand by ready to assist each client who participated in Mitch’s program and was not funded. In fact we just got Maria of San Diego approved for funding two days after she completed this application:

This is a generic pre-qualification application that is thorough. It worked for Maria who has a 695 mid-score and it may work for you too. Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

This is Thad’s Program. There is no up front fee. The back end fee is 20% for business and personal lines. We are paid 5%:

UP TO $250K IN PERSONAL FUNDING!!

Personal Funding Requirements:
— 700+ Scores on all 3 bureaus
— No recent derogs
— Low inquiries
— 40% or less DTI

Business Funding Requirements:
— 2yr+ Old Corporation
— 411 Listed
— Articles of Incorporation
— Letter of Good Standing
— 80 Paydex is a PLUS
—  Personal Funding Requirements

This is Hector and Peter’s “Monster Corporation” program. This is not for the “faint of heart.” They “hand-walk” six clients a month through the program. We have two openings for the remainder of 2009. We are accepting business for January 2010 which is only a few weeks away at the time of this newsletter. It will be here before you know it.

Funding takes 90 to 130 calendar days. If you start in January you will fund in April to May. Remember that these sell out quickly so if you’re thinking about it you had better call.

Our Large Project Funding Source C just funded a start-up business in Egypt $25 million. The story is posted at http://www.joetufo.com/blog

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

Monster Corporations to $5 million

To learn more click on this hyperlink:

http://bit.ly/3hp14B

2. Large Project Funding

  • Please remember that we have several large project funding sources that will fund from $1 million to hundreds of millions.

    Testimony Large Project Funding Source C

    http://bit.ly/UM1ce

This is an interchange between Mitchell & Greg in answer to an investment banker who is interested in buying seasoned bank guarantees:
To Greg:
Greg,
I spoke with Mitchell.
Anything market price Top Instruments, except Citi and ABN Amro, Likes Barclays, Banco Santander, HSBC, Deutsche, anything European, BofA, Chase, J.P. Morgan, seasoned Bank guarantees, must be direct, must have copy of instrument, accepted at counter in NYC, instrument must be moved, bank statement showing instrument, unsanitized to check out.They will write MOU and take at FMV and buy, anything reasonable. Whatever spot deals you have.
From Greg:
No entity will show a copy of instruments up front with out first vetting.We need to see PROOF OF FUNDS- Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet works best.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank: not a free form swift-(See attached samples)

I am the last stop.  Next would be the Attorney.

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Attorney to Treasury and a Landesbank and to Clearing/Cutting House or a Private holder of paper (one of the richest men in the world) depending on request and availability. As well as Trades/Buy-Sells/PPP.

Best Regards

More from Greg:

We require the Buyer to submit texts first.

No provider will ever send out coordinates over the net to an unknown entity

Our compliance forms are sent directly to the client

For now just send buyers general LOI or LOR and YOUR FPA and you can provide a POF to start with as and introduction. (To Provider;)

We do not need his CIS/Passport information at this time. As you know we can not solicit as it is illegal-.S.E.C. & F.S.A. Laws and  MIFID regulations in UK and Europe.

Let’s first see if Buyer can comply.  If not, it’s all moot.  If yes, then we’ll solve all fee issues. I can get Attorney on the phone with buyer ASAP and close fast.

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet works best.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank: not a free form swift-(See attached samples)

I am the last stop.  Next would be the Attorney.

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Attorney to Treasury and a Landesbank and to Clearing/Cutting House or a Private holder of paper (one of the richest men in the world) depending on request and availability. As well as Trades/Buy-Sells/PPP.

Best Regards

Gregory

From Mitchell:

On Tue, Oct 27, 2009 at 7:37 PM, practice valuation wrote:

Joe:

We are requesting collateral first. In the gold business this is called”Swiss procedures” which require the seller to prove he owns something before he see the money.In th e petroleum business ,you show proof of product before sending the money. We will do an MT103/23 against the MT760.You can’t steal the bank guarantee.

Joe, if you want to buy a car, don’t you need to see the car is real first?

Many people in this business are frauds and liars,I am not. If I say I have a buyer of seasoned paper for $100BN ,you better believe I do.

Greg has to make a difficult decision: does he want to close a trade or not close a trade? Procedures should never get in the way of closing trade; this is why 95% of the brokers in this business never make a dime.

My best,

Mitch

From Greg:

He is far behind;

If you are asking me to buy Gold

Pass this on;

This is how we do it,

When, where and what ever they want, need a dialog,

If buyer can answer questions on flyer and is ready, let’s get the buyer on the phone.

That FCO & SCO is paper chase nonsense.

I’m really not looking for any new deals because of the time wasted so far and the probability of more time wasted.

If they are easy I’m interested, if it’s hide and seek with the brokers I’m not.

We do this fast like a Commodities deal. We need to get an answer as to the size of the discount

This is moving fast at a discount.  We can get this lower than you can via Trader/Commodities.

This is real as we have taken down almost 100 deals in 3 weeks and still moving.  We have major buyers and refineries we are selling to.

We do not solicit.

Get Buyer on the call and then we can put it writing.  Need to lock in the price.  Answer questions below and let me know when you can get on a call with my other half and the Trader.  It would be worth a few minutes of your time.

What quantity?

Destination?

Payment Method?

Target Discount?

Is buyer ready now?

Priced as per the amount and location shipped so we need the answers to questions.

The Gold is sold as a discount or premium to 2ND fix of LBMA.

Warm Regards

Gregory

More:

Get this guy on the phone

He is way off and you do not compare buying paper to buying cars and Swiss gold procedures.  We are not in Switzerland

I’m not a broker and I will bet my bank account that I can buy and sell him and his family al day long

If he wants to buy paper-show me the $$$

I am also a Mandate to one of the biggest refineries.  Let’s make a deal.””””” MT103/23 against the MT760 who said this???

Shakespeare said it best;

IT’S BEST TO KEEP YOUR MOUTH SHUT AND LET PEOPLE THINK YOU’RE A MORON.

THAN OPEN IT AND REMOVE ALL DOUBT…

From Mitch:

Greg:

After a lengthy and persuasive teleconference with Buyer and Trading Director, I can obtain a authorization to verify subject to the following terms and conditions:
  1. We will execute a conditional Memorandum of Understanding (MOU) with the Seller of the instruments, and only the Seller no other party.
  2. You need to identify the Seller to me in writing, which I will forward to the Buyer for insertion into the MOU.
  3. You are required to list the live instruments available.  The instrument type and the name of the issuing bank and any further additional details, such as issue date, date of maturity, coupon, currency and the denomination.
  4. We are prepared to issue the MOU for the full amount with a tranche schedule, which you are required to provide.
  5. Tranche size , first tranche $1B or 1B Euros, following tranche of considerably higher quantity.
  6. Buyer will issue a authorization to verify availability of funds.  You must name the seller’s bank and name the bank officer that will call the Buyer’s bank for verification of funds, in order to notify the Buyer’s bank about who will be calling from the Seller bank to verify funds.
  7. Seller must commit in writing that after funds verification he will provide a hard copy of the instruments, if available.  If hard copy is not available we require a bank screen print out with the text of the instrument shown (no Euroclear and/or Bloomberg screen print out acceptable).  Seller must provide a current bank statement from the bank where the instruments are on deposit.  The branch of the issuing bank or its correspondence bank in New York must in writing declare that their counter is available for acceptance, negotiation and payment of the instrument(s) at maturity.  Documents named here are essential and must be provided by the Seller.  We do not accept screen access as the proof of instruments availability.
  8. There is a penalty imposed on both parties for non-performance, the Buyer for not making funds available for purchase as well as the Seller for not making the instruments available.
  9. You need to clearly and explicitly state when instruments will be available for purchase.  We will request the Buyer to block funds for this purchase.  The Seller’s failure to provide the instruments in the specified date will result in negation of the purchase and payment of penalty by the Seller for non-performance.
  10. After the above, Buyer will issue an Instrument Purchase Agreement (IPA) with the prevailing market funding rate clearly identified.  The Seller signs the IPA.
  11. Both parties (Seller and Buyer) will lodge the IPA with their banks.
  12. Seller’s bank in New York contacts the Buyer’s bank and confirms availability of the instruments.
  13. Buyer’s bank will issue the MT103 Field 23, The Seller’s bank is then required to issue a MT760 transferring the instruments ownership to the Buyer.

From Greg:

I said my response to you on the phone

Here how it works;

Mitchell is a broker, intermediary.  Our compliance forms are sent directly to the client

No provider will ever send out coordinates over the net to an unknown entity.-PERIOD

For now just send buyers general LOI or LOR and YOUR FPA and you can provide a POF to start with as and introduction.

(To Provider;)

We do not need his CIS/Passport information at this time. As you know we can not solicit as it is illegal-.S.E.C.  & F.S.A. Laws-MIFID regulations in UK and Europe.

Let’s first see if Buyer can comply.  If not, it’s all moot.  If yes, then we’ll solve all fee issues.  I can get on the phone with Provider and buyer ASAP and close fast.

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a sanitized recent Bank Statement or Tear Sheet works best.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank: not a free form swift-(See attached samples) Please Feel free to make any necessary changes.

I am the last stop.  Next would be the Attorney.

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Attorney to Treasury and a Landesbank and to Clearing/Cutting House or a Private holder of paper (one of the richest men in the world) depending on request and availability.

As well as Trades/Buy-Sells/PPP.

Best Regards

Gregory

  • 3. REOWe have access to residential and commercial REO’s direct from the FDIC. We do have other sources as well http://bit.ly/ezAZ0

    DOUBLE CLOSE / DOWN PAYMENT ASSISTANCE / ESCROW PROOF OF FUNDS

PROGRAM GUIDELINES

Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.

http://bit.ly/ezAZ0

4.

Referral Partners

[edit]

If you are an attorney, CPA, bookkeeper, financial planner, insurance agent, insurance broker, loan agent, commercial Realtor, banker, in the business evaluation business, architect, appraiser, or member of the American Cash Flow Association you may want to join our team at Cash Flow Specialists, Inc.This is a typical response that we receive when we send out our Wednesday newsletter:

Thank you for the info.

What procedures must be followed for a referring broker (ME) to be protected to receive a fee in this transaction.

Thank you for a prompt response to this inquiry.

John Lawrence

If you want to get “plugged in” with us as a “Referral Partner” we encourage you to subscribe to our websites. You’ll receive commentary on the newsletters and tips for referral partners only that are not available for others.

There are really two opportunities available:

1. The first opportunity is to receive monthly commissions through for sales of subscriptions, e-books, courses, and other products.

2. The second opportunity is to enroll as a Referral Partner of Cash Flow Specialists, Inc. and receive commissions on the sale of services. In order to participate as a Referral Partner membership in our http://joetufo.com/blog is required. The cost is reasonable and will quickly bring you “up to speed” on our products and services.

In business since July 1, 1999 we have served hundreds of start-ups, existing businesses, real estate investors, large project entrepreneurs, and even individuals obtain much needed funding.

We’re the company folks call when the Bank says, “NO!!!”

Referral Partners Get:

  • In depth commentary on each and every blog post
  • Access to 383 current alternative funding sources
  • Insider secrets on funding that can benefit prospects
  • Commissions paid monthly if you qualify
  • Optional education on being in the marketing business

Use the link below to Join

Just $97.00 each month. (Content will be delivered on our Members Blog)

Categories
Newsletters

Business and Personal Lines of Credit $50,000 to $5,000,000, Large Project, 102809

Business and Personal Lines of Credit $50,000 to $5,000,000, Large Project, 102809
We’re using a new email server called Pommo. We’re trying to clean up the 5,221 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

The Program That I Use To Attain My Goals Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Comments on the weekly newsletters:

Hi Joe,

Thanks so much for keeping me in the loop. At the present time all is well.

Stay healthy and God Bless.

Ernie Illg

PS: How could anyone become upset with you?

Hi Joe,
Thanks for keeping me in the loop.  I am still in China, but am preparing to take (and pass) the real estate brokers license in CA.  Should be relocated in January.  May have some opportunities for real estate investment that will require your assistance.
Cheers
Ira Phillips

Categories
Newsletters

Business Lines of Credit, Large Projects, REO, 102109

We’re using a new email server called Pommo. We’re trying to clean up the 5,221 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Warmly,

Joe

Comments on the weekly newsletters:

Hi Joe,
Thanks for keeping me in the loop.  I am still in China, but am preparing to take (and pass) the real estate brokers license in CA.  Should be relocated in January.  May have some opportunities for real estate investment that will require your assistance.
Cheers
Ira Phillips

Hi Joe,
Thanks for the note and phone message.  I appreciate your assistance with the credit course, since Mitch is not be able to provide any funding that I paid for.  Let’s continue to pray for our brother in Christ as he was discouraged last time we spoke.  I know the Lord has great things in store for Mitch in His perfect timing.
Besides Mitch’s fair pricing, I was particularly drawn to his stated ability to provide funding requiring no personal guarantor.  Do any of your other BLOC partners offer this option?
Thanks and may God Bless You,
Tom Hennessy
Q2: Do Hector & Peter’s monster corp require anything up front, or is it all on the backend?

Q3: Do you offer non-recourse secure funding for commercial real estate, such as the example I noted below in my July 8 note?

Hi Joe,

I hope this finds you doing well!  I sincerely hope so!  My associate, Mr. Don Smith, Esq. and I are in need of $200k (now) & up to 1m for two different clients-both have good credit and are established in their businesses.

I have sent him your info-very comprehensive and well written by the way so he and or I will be calling you first thing Monday to discuss any options with you in getting this done with us.

Thanks for staying in touch,

Alex

And from a client whose loan is closing the week of October 26th:

Joe,

Thanks again for working with me on this loan; I totally appreciate all your help. Lets close this as fast as we can.

Please call me.

Thank you,

Gary

Former Clients staying in touch, received October 16, 2009:

Joe – You helped me get some funds back in 2008.

Is there something you have similar now?

Erik Smith

Greetings from the beautiful San Francisco Bay Area where it’s pouring down much needed rain, Praise God!

Don’t forget the weekly webinar Fridays at 9:30AM Pacific.

Here’s the welcome letter that I got when I registered as the moderator, You’ll need to register yourself if you want to attend. Each week I answer all the questions from the newsletter live:

Dale Maxwell (mmedia@dalemaxwell.com) has invited you to present at the following Webinar series:

“Answers To This Weeks Questions”

1. At the times below, click the corresponding link to join each Webinar:

Fri, Oct 23, 2009 9:30 AM – 10:30 AM PDT

https://www2.gotomeeting.com/pjoin/708748066/
Webinar ID: 708-748-066

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Webinar ID: 719-364-778

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Webinar ID: 437-581-643

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Webinar ID: 400-081-083

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Webinar ID: 524-156-170

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Webinar ID: 141-651-179

Fri, Dec 4, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/290598283/
Webinar ID: 290-598-283

Fri, Dec 11, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/632700811/
Webinar ID: 632-700-811

These links should not be shared with others; it is unique to you.

2. You will be connected to audio using your computer’s microphone and speakers (VoIP). A headset is recommended.

Or, you may select Use Telephone after joining the Webinar.

Dial: 773-945-1011
Panelist Access Code: 494-342-650
Audio PIN: Shown after joining the Webinar

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Required: Windows(R) 2000, XP Home, XP Pro, 2003 Server, Vista

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Add this to your Outlook calendar by clicking the link below:
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GoToWebinar is a service provided by : Citrix Online | 6500 Hollister Avenue | Goleta, CA 93117


We’ve had eight people approved for funding with three different BLOC funding sources and a hard money loan approved at an unbelievable 7.5% 5-year interest only no pre-pay.

The hard money loan was approved using video technology, a first for us, and a first for the funding source. Read all about it here:

http://moragamedia.com/20-minute-funding-review-video-production/

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly webinar Friday.

Whether you are a client and have paid us for services or not you are welcome to participate. We do a 90-minute Q&A Webinar every Friday morning from 9:30AM to 11AM Pacific. We’ll use our GoTo Webinar technology.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working capitalfast.com and three to four times that at http://www.joetufo.com/blog
Here are some time statistics from Alexa:

It’s fascinating to study these results.

Daily time on site for workingcapitalfast.com:

7 day avg 16.3
1 month avg 16.7
3 month avg 12.6
3 month change 37% 
The http//www.joetufo.com/blog site as reported by Alexa:

Daily time on site for joetufo.com:

7 day avg 19.5
1 month avg 21.1
3 month avg 18.5
3 month change 4% 

We have four  sources of Business lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

We have a start-up program for those with credit scores in the low 7’s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

This is a reply that I made to a person that posted a complaint on a mortgage blog regarding Mitch Chapman:

We published a matrix with several potential funding sources. You chose to send Mitch $37,500 by your own admission: no one forced you to do that and if you are who you appear to be you agreed with two witnesses present to send a hold harmless agreement last January and still have not done so. I’m sorry that Mitch has not performed.

Hundreds of banks have been either seized by the FDIC or are on the watch list http://www.fdic.gov/bank/individual/failed/banklist.html “Problem List” Expands to 15-Year High The number of insured commercial banks and savings institutions reporting financial results fell to 8,195 in the quarter, down from 8,247 reporters in the first quarter. Thirty-nine institutions were merged into other institutions during the quarter, twenty-four institutions failed, and there were twelve new charters added. During the quarter, the number of institutions on the FDIC’s “Problem List” increased from 305 to 416, and the combined assets of “problem” institutions rose from $220.0 billion to $299.8 billion. This is the largest number of “problem” institutions since June 30, 1994, and the largest amount of assets on the list since December 31, 1993. Quarterly Banking Profile http://www2.fdic.gov/qbp/2009jun/chart8.html

We have seven business line of credit providers who are funding our clients: four have no up front fees. If you are interested in learning about what works you can visit http://www.workingcapitalfast.com: Commercial Loans Business Line of Credit Video Course I will waive the $197 course fee for each of Mitch’s victims in the spirit of goodwill.

You may also apply for a business line of credit on the same page.

I have known Mitch since January 2005. I was introduced to him through my membership in the American Cash Flow Association by member advisor Bob Steenson whom I have known for about 10 years. Mitch had been successful in funding clients and I had no reason to doubt his performance.

As always I am available 7AM to 5PM M-F Pacific to serve. Incidentally we had seven clients approved for business and personal lines of credit ranging from $50,000 to $2 million in the past 10 days so qualified, viable clients are being funded.

This is a mini newsletter that I sent out the morning of October 14, 2009:

Hi,

Newsletter updates are posted at http://www.joetufo.com/blog. Webinars are Friday mornings at 9:30am Pacific for subscribers. They last about 90 minutes. It’s a Q&A forum.

We have seven Business Line of Credit providers.

We have severed our relationship with BLOC Source E Mitch because of his inability to fund. We stand by ready to assist each client who participated in Mitch’s program and was not funded. In fact we just got Maria of San Diego approved for funding two days after she completed this application:

This is a generic pre-qualification application that is thorough. It worked for Maria who has a 695 mid-score and it may work for you too. Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries.

Maria was told that she will fund in 30 to 45 business days. The firm is a licensed credit improvement company.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

Our Large Project Funding Source C just funded a start-up business in Egypt $25 million. The story is posted at http://www.joetufo.com/blog

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

Monster Corporations to $5 million

To learn more click on this hyperlink:

http://joetufo.com/blog/monster-corporations-3-million-to-5-million

Testimonial:

This came in Monday October 5th from Marti:

Thank you so very much Joe, I appreciate your generosity! Yes, I will take the time to fill out this form.
Have a wonderful coming week.
Marti 🙂

p.s. Marti’s website is http://tanetin.com/ My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for three months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines.

PROGRAM GUIDELINES

Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.

http://joetufo.com/blog/double-closes-down-payment-assistance-proof-of-funds

4.

Referral Partners

[edit]

If you are an attorney, CPA, bookkeeper, financial planner, insurance agent, insurance broker, loan agent, commercial Realtor, banker, in the business evaluation business, architect, appraiser, or member of the American Cash Flow Association you may want to join our team at Cash Flow Specialists, Inc.

This is a typical response that we receive when we send out our Wednesday newsletter:

Thank you for the info.

What procedures must be followed for a referring broker (ME) to be protected to receive a fee in this transaction.

Thank you for a prompt response to this inquiry.

John Lawrence

If you want to get “plugged in” with us as a “Referral Partner” we encourage you to subscribe to our websites. You’ll receive commentary on the newsletters and tips for referral partners only that are not available for others.

There are really two opportunities available:

1. The first opportunity is to receive monthly commissions through for sales of subscriptions, e-books, courses, and other products.

2. The second opportunity is to enroll as a Referral Partner of Cash Flow Specialists, Inc. and receive commissions on the sale of services. In order to participate as a Referral Partner membership in our http://joetufo.com/blog is required. The cost is reasonable and will quickly bring you “up to speed” on our products and services.

In business since July 1, 1999 we have served hundreds of start-ups, existing businesses, real estate investors, large project entrepreneurs, and even individuals obtain much needed funding.

We’re the company folks call when the Bank says, “NO!!!”

Referral Partners Get:

  • In depth commentary on each and every blog post
  • Access to 383 current alternative funding sources
  • Insider secrets on funding that can benefit prospects
  • Commissions paid monthly if you qualify
  • Optional education on being in the marketing business

Use the link below to Join

Just $97.00 each month. (Content will be delivered on our Members Blog)

Categories
Newsletters

Business Line Of Credit $50k to $5m, Resources 101409

BLOC $50k to $5m+, Large Project, REO, Down Payment Assistance, Resources 10/14/09

We’re using a new email server called Pommo. We’re trying to clean up the 5,221 contacts who have provided their email addresses to us in the past 10+ years that we’ve been in business. If you want to opt-out simply click on this hyperlink:

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

But then again we’ve gotten some great comments in the past few days:

Thanks for keeping me in the loop, Joe.  I am in the process of building business credit, so I may need your services at some point.  I hope you’re doing well.

Leo

Well Done

Leonard

Hello Joe!!

Thank you for keeping me in the loop.  Let me know if anything is needed from here.

I enjoy reading your updates!!

Best regards,
Nancy

Greetings from the beautiful San Francisco Bay Area where it’s pouring down much needed rain, Praise God!

Don’t forget the weekly webinar Fridays at 9:30AM Pacific.

Here’s the welcome letter that I got when I registered as the moderator, You’ll need to register yourself if you want to attend. Each week I answer all the questions from the newsletter live:

Dale Maxwell (mmedia@dalemaxwell.com) has invited you to present at the following Webinar series:

“Answers To This Weeks Questions”

1. At the times below, click the corresponding link to join each Webinar:

Fri, Oct 16, 2009 9:30 AM – 10:30 AM PDT
https://www2.gotomeeting.com/pjoin/186694802/
Webinar ID: 186-694-802

Fri, Oct 23, 2009 9:30 AM – 10:30 AM PDT
https://www2.gotomeeting.com/pjoin/708748066/
Webinar ID: 708-748-066

Fri, Oct 30, 2009 9:30 AM – 10:30 AM PDT
https://www2.gotomeeting.com/pjoin/719364778/
Webinar ID: 719-364-778

Fri, Nov 6, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/437581643/
Webinar ID: 437-581-643

Fri, Nov 13, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/400081083/
Webinar ID: 400-081-083

Fri, Nov 20, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/524156170/
Webinar ID: 524-156-170

Fri, Nov 27, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/141651179/
Webinar ID: 141-651-179

Fri, Dec 4, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/290598283/
Webinar ID: 290-598-283

Fri, Dec 11, 2009 9:30 AM – 10:30 AM PST
https://www2.gotomeeting.com/pjoin/632700811/
Webinar ID: 632-700-811

These links should not be shared with others; it is unique to you.

2. You will be connected to audio using your computer’s microphone and speakers (VoIP). A headset is recommended.

Or, you may select Use Telephone after joining the Webinar.

Dial: 773-945-1011
Panelist Access Code: 494-342-650
Audio PIN: Shown after joining the Webinar

System Requirements
PC-based attendees
Required: Windows(R) 2000, XP Home, XP Pro, 2003 Server, Vista

Macintosh(R)-based attendees
Required: Mac OS(R) X 10.4 (Tiger(R)) or newer

Add this to your Outlook calendar by clicking the link below:
https://www2.gotomeeting.com/synchOutlook?wtk=100000000000039601&uid=

GoToWebinar is a service provided by : Citrix Online | 6500 Hollister Avenue | Goleta, CA 93117


We’ve had eight people approved for funding with three different BLOC funding sources and a hard money loan approved at an unbelievable 7.5% 5-year interest only no pre-pay.

The hard money loan was approved using video technology, a first for us, and a first for the funding source. Read all about it here:

http://moragamedia.com/20-minute-funding-review-video-production/

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly webinar Friday.

Whether you are a client and have paid us for services or not you are welcome to participate. We do a 90-minute Q&A Webinar every Friday morning from 9:30AM to 11AM Pacific. We’ll use our GoTo Webinar technology.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working capitalfast.com and three to four times that at http://www.joetufo.com/blog
Here are some time statistics from Alexa:

It’s fascinating to study these results.

Daily time on site for workingcapitalfast.com:

7 day avg 16.3
1 month avg 16.7
3 month avg 12.6
3 month change 37% 
The http//www.joetufo.com/blog site as reported by Alexa:

Daily time on site for joetufo.com:

7 day avg 19.5
1 month avg 21.1
3 month avg 18.5
3 month change 4% 

We have four  sources of Business lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

We have a start-up program for those with credit scores in the low 7’s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

This is a reply that I made to a person that posted a complaint on a mortgage blog regarding Mitch Chapman:

We published a matrix with several potential funding sources. You chose to send Mitch $37,500 by your own admission: no one forced you to do that and if you are who you appear to be you agreed with two witnesses present to send a hold harmless agreement last January and still have not done so. I’m sorry that Mitch has not performed.

Hundreds of banks have been either seized by the FDIC or are on the watch list http://www.fdic.gov/bank/individual/failed/banklist.html “Problem List” Expands to 15-Year High The number of insured commercial banks and savings institutions reporting financial results fell to 8,195 in the quarter, down from 8,247 reporters in the first quarter. Thirty-nine institutions were merged into other institutions during the quarter, twenty-four institutions failed, and there were twelve new charters added. During the quarter, the number of institutions on the FDIC’s “Problem List” increased from 305 to 416, and the combined assets of “problem” institutions rose from $220.0 billion to $299.8 billion. This is the largest number of “problem” institutions since June 30, 1994, and the largest amount of assets on the list since December 31, 1993. Quarterly Banking Profile http://www2.fdic.gov/qbp/2009jun/chart8.html

We have seven business line of credit providers who are funding our clients: four have no up front fees. If you are interested in learning about what works you can visit http://www.workingcapitalfast.com: Commercial Loans Business Line of Credit Video Course I will waive the $197 course fee for each of Mitch’s victims in the spirit of goodwill.

You may also apply for a business line of credit on the same page.

I have known Mitch since January 2005. I was introduced to him through my membership in the American Cash Flow Association by member advisor Bob Steenson whom I have known for about 10 years. Mitch had been successful in funding clients and I had no reason to doubt his performance.

As always I am available 7AM to 5PM M-F Pacific to serve. Incidentally we had seven clients approved for business and personal lines of credit ranging from $50,000 to $2 million in the past 10 days so qualified, viable clients are being funded.

This is a mini newsletter that I sent out the morning of October 14, 2009:

Hi,

Newsletter updates are posted at http://www.joetufo.com/blog. Webinars are Friday mornings at 9:30am Pacific for subscribers. They last about 90 minutes. It’s a Q&A forum.

We have seven Business Line of Credit providers.

We have severed our relationship with BLOC Source E Mitch because of his inability to fund. We stand by ready to assist each client who participated in Mitch’s program and was not funded. In fact we just got Maria of San Diego approved for funding two days after she completed this application:

This is a generic pre-qualification application that is thorough. It worked for Maria who has a 695 mid-score and it may work for you too. Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries.

Maria was told that she will fund in 30 to 45 business days. The firm is a licensed credit improvement company.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

Our Large Project Funding Source C just funded a start-up business in Egypt $25 million. The story is posted at http://www.joetufo.com/blog

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

Monster Corporations to $5 million

To learn more click on this hyperlink:

http://joetufo.com/blog/monster-corporations-3-million-to-5-million

Testimonial:

This came in Monday October 5th from Marti:

Thank you so very much Joe, I appreciate your generosity! Yes, I will take the time to fill out this form.
Have a wonderful coming week.
Marti 🙂

p.s. Marti’s website is http://tanetin.com/ My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for three months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines.

PROGRAM GUIDELINES

Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.

http://joetufo.com/blog/double-closes-down-payment-assistance-proof-of-funds

Categories
Newsletters

Business Lines of Credit 100709

BLOC $50k to $5m+, Large Project $10m+, REO, Down Payment Assistance

Resources 10/07/09

Greetings from the beautiful San Francisco Bay Area!

After sharing this with Dale at the recording studio we’ve decided to offer a complimentary webinar where each of you can learn about reliable funding sources. We’ve had eight people approved for funding with three different BLOC funding sources and a hard money loan approved at an unbelievable 7.5% 5-year interest only no pre-pay.

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly webinar Friday.

Whether you are a client and have paid us for services or not you are welcome to participate. We do a 90-minute Q&A Webinar every Friday morning from 9:30AM to 11AM Pacific. We’ll use our GoTo Webinar technology.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working capitalfast.com and three to four times that at http://www.joetufo.com/blog

Here are some time statistics from Alexa:
Daily time on site for workingcapitalfast.com:

7 day avg 13.0
1 month avg 14.0
3 month avg 11.6
3 month change 21% 

It’s fascinating to study these results.

The http//www.joetufo.com/blog site as reported by Alexa:

Daily time on site for joetufo.com:

7 day avg 31.9
1 month avg 22.1
3 month avg 18.9
3 month change 11% 


We have four  sources of Business lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

We have a start-up program for those with credit scores in the low 7’s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

This is a mini newsletter that I sent out the morning of October  7, 2009:

Hi,

Newsletter updates are posted at http://www.joetufo.com/blog. Webinars are Friday mornings at 9:30am Pacific for subscribers. They last about 90 minutes. It’s a Q&A forum.

We have seven Business Line of Credit providers.

We have severed our relationship with BLOC Source E Mitch because of his inability to fund. We stand by ready to assist each client who participated in Mitch’s program and was not funded. In fact we just got Maria of San Diego approved for funding two days after she completed this application:

This is a generic pre-qualification application that is thorough. It worked for Maria who has a 695 mid-score and it may work for you too. Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries.

Maria was told that she will fund in 30 to 45 business days. The firm is a licensed credit improvement company.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

Our Large Project Funding Source C just funded a start-up business in Egypt $25 million. The story is posted at http://www.joetufo.com/blog

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

Monster Corporations to $5 million

by Joe Tufo[edit]

Up to $5 Million in Funding!

Cash Flow Specialists, Inc. and its agents have designed our Monster Corporations for business owners, investors, and entrepreneurs with capital needs. These corporations are fully documented with tax returns that are verifiable with the Internal Revenue. In addition, assets are also included with these corporations.

Our Monster Corporations are a subsidiary of a parent corporation allowing us to use its assets and cash flow. It mirrors the parent corporation and the parent company actually moves cash to the Monster Corporation to support the operational expenses.

-The Client is purchasing a Monster Corporation through a stock sale:
-Fully documented corporation.
-Minimum of score on Experian of 80
-The funding for a Monster Corporation is from $3 million and up to $5 million (USD).
-Upon successful funding of the corporation, the client will remit a success fee.

-The client is to have a FICO score of 725 and aboveWe cannot guarantee any funding amounts if client is unable to maintain his credit worthiness or by any future derogatory listing on their credit report or changes in their debts to high credit limits. Our ability to fund the Monster Corporation is up to $5 million (USD). Our vendor Hector will guarantee $1.5K (USD) in funding; however, we cannot guarantee guarantor as guarantor must maintain credit worthiness; i.e., maintain credit scores at or above 725 minimum FICO for all credit bureaus; Equifax, Transunion and Experian.

-Also, to maintain a debt to balance ratio on all personal credit cards of 30% or less, no derogatory credit and no major purchases as this could have adverse effects to ones credit worthiness which in turn can eliminate guarantor from obtaining desired line of credit.

-Free of all liens and judgments and in good standing with the state of issuance.

Call us 1-800-669-2700

The cost for a corp up to $1.5m is $60,000 plus our 1% fee. The cost for up to $3m is $120,000 plus our 1% capped at $25,000. There are four openings to year end 2009: first come , first served.

The back end fee is 15% of which five points is paid to us. Funding time is 90 to 120 days.

Testimonial:

This came in Monday October 5th from Marti:

Thank you so very much Joe, I appreciate your generosity! Yes, I will take the time to fill out this form.
Have a wonderful coming week.
Marti 🙂

p.s. Marti’s website is http://tanetin.com/ My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for three months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines.

Read Only If You Are Unwilling To Pay Our Commitment Consultation Fee

[edit]

Thanks for your thoughts, Allen.

I appreciate your willingness to ask. After all, you’d never know unless you ask, right?

BUT…

I’m giving over 33 years of experience that others have paid as much as $25,000 plus $2,500 per month on a 12-month commitment for, AND hundreds of articles, webinars, audio, video, ongoing support, and personal help for nothing and taking a chance on whether or not we’ll be successful enough in getting you to cooperate and stay committed to us so that we can fund you and you can pay me the success fee that I’m financing for you at NO INTEREST.

Even if you were to pay the entire $25,000 that I’m charging, it’s a huge bargain at that price.

I’m asking for you to take a $25,000 “risk” on me, and I’m taking a priceless “risk” on you.

Here’s the problem… I have 33 years of experience in doing this, and tons of quantifiable testimonials to back up my results. And the $25,000 I’m asking for for the six-month of support, mentorship, and “roll up your sleeves, put down your head single-minded focus on getting you funded? That’s even guaranteed. (you’re guaranteed to get my attention for six months and focus on getting you funded)

On the flip side, I don’t know you. I have no idea who you are or what you’ve accomplished. For you to not be willing to pay me doesn’t say much for where you are or the confidence you want me to have in you.

I do realize that things happen in people’s lives… many times those things are beyond their control. And most likely, that’s what has happened to you. I do have compassion and empathy for people whom that has happened.

But I’m running a business and if I’m going to be true to my business model, as well as fair to others whom I bring on board, I have to make the same offer to everyone. So if I let you come onboard for free, how can I ethically, honestly, and morally charge others $25,000? It’s just not fair, nor is it right.

And I’m sure that you can understand that I only have a certain amount of time and energy to spend with the people I bring on board, and that I commit ongoing support and service to. And frankly, to be fair to me, my company and associates, my family, and the other clients I have to share that time and energy with, I have to necessarily limit that time to those who have the greatest chance of success. Unfortunately, the only thing I have to judge that criteria by is their past performance.

If I have a limited amount of time available for working, and I have to make a choice between someone who can pay $25,000 or another person who is unwilling to honor me and pay me something, basic business logic makes the decision a no brainer. As much as I would like to help everyone who is in need, I simply can’t do it. I’m not a charity, and I can’t run my business as such.

Past experience has shown that the people who pay the least need the most help, require the most time, and produce the least amount of results. I’m not saying this is you, Allen. But across the board, this has been our experience, and it’s not something that I want to relive again.

As it is, I’m taking a HUGE risk by reducing our minimum requirement to get started to just $10,000 and depending on the balance to be paid in installments: $10,000 in 30 days, and a second $10,000 for carrying you within 60 days.  I don’t know if you are committed. I don’t know you and can’t see actual, quantifiable results: can I count on you to work as hard as I will to see you through to funding? Our screening process helps somewhat, but it’s no guarantee.

I hope you understand my situation and position. I do feel for you and wish there was a way that I could help you and everyone else who is in a similar position, but I simply can’t. It’s not good business. It’s not a productive use of my time. And it’s not fair to others who have paid significantly more for less than what we’ll be doing to help you reach your dreams in funding your project.

But… as I mentioned previously, I do appreciate your asking, and I wish you the best.

  • Remember that we are here to serve you and those whom you choose to refer M-F 7AM to 5PM Pacific and 8AM to 12 noon Saturday (Saturdays  until the Holidays).May God shine His face upon you and call you blessed!


2. Large Project Funding

  • Please remember that we have several large project funding sources that will fund from $2 million to hundreds of millions.

    Testimony Large Project Funding Source C $25m

    by JOE TUFO[EDIT]

    I just received this from a Google Alert:

    Large Funding Source C

    Monday, September 28, 2009

    The Wall Street based internationally licensed law firm and financial services institution LP Source C,  organized, negotiated and closed a direct investment capital funding package for a private start-up business in Cairo, Egypt.

    The $25 Million funding by LP Source C was a direct investment by a French investment consortium, with a 20% temporary equity interest in the project as collateral security.  The successful closing was made possible by innovative legal work of LP Source C, providing a stronger form of equity security contract to satisfy the European lender.

    LP Source C, led by its original founder Matthew Greene, a prominent economic security and international relations expert, structured the loan in accordance with Muslim principles.  Instead of interest on the loan, LP Source C legal work resulted in the equity security collateral being convertible to a one-time profit sharing payment of 20% of profits at the time of repayment of the loan.

    Using the successful funding arranged by LP Source C, the Egyptian real estate development company is undertaking construction projects to use design elements of traditional ancient Egyptian architecture in modern buildings, combined with aesthetic design elements of traditional Muslim architecture, to preserve and promote Egyptian and Arabic culture in modern construction projects.  This is expected to beautify local cities, increase overall attractiveness of an area to tourists, and increase the marketability of residential and commercial buildings constructed.

    Egyptian government authorities praised the initiative of LP Source C, and the politics of its founder Matthew Greene, in promoting cultural policies in the construction industry to strengthen national identity and attractiveness of national culture to foreigners.

    (Case results depend on many factors unique to each case, including facts of a case and decisions of independent third parties.  No firm can guarantee a positive result in any particular case.)

    3. REO

    We have access to residential and commercial REO’s direct from the FDIC. We do have other sources as well.

    You may be interested in this upcoming event:

    The commercial real estate market is facing unprecedented challenges in the current financial meltdown. CRE lenders and CMBS special servicers are confronted by non-performing and troubled loans, while CRE borrowers requiring refinancing for incomplete, devalued and troubled assets need to find new sources of financing to rescue their investments. By the same token, opportunities to buy have never been better. However, only those investors who truly understand current market conditions and the optimal techniques to navigate through the minefields of the current market will be able to take full advantage of these opportunities.

    As a result, Infocast has organized the 2nd Annual Distressed Commercial Real Estate Summit East. Industry players will gather to explore opportunities in distressed commercial real estate in leading Eastern market areas. The Summit is an exciting regional event designed to provide the latest market intelligence on distressed CRE investing and create a high-powered networking platform for buyers and sellers of distressed commercial properties and loans. It brings together some of the industry’s leading players—servicers, owners, buyers and sellers—to discuss the key market trends in distressed CRE, such as: What is the current market for opportunities? When is the right time for investors to pull the trigger? What are the opportunities in distressed property and commercial paper? How are banks, insurance companies, and CMBS special servicers responding to their distressed loans and what strategies and processes are they adopting to workout troubled loans? What debt and equity are available to save distressed deals?

    Finding distressed deals is all about meeting people and developing relationships. So, please join us for this high-level networking event where servicers, owners, buyers and sellers will gather together and where you can build the all-important relationships and gain the invaluable insights that will enable you to successfully seize the distressed CRE opportunities in today’s market.

    Receive detailed briefings on:

    • Market challenges and opportunities
    • Rescue financing – availability and players
    • TALF, PPIP, FDIC, other governmental incentive programs and investment opportunities
    • State of the CMBS and CDO markets
    • Bankruptcy and restructuring opportunities, including DIP lending
    • Investment opportunities in the commercial paper market

    Pre-Summit Workshop Nov 4, 2009

    Investing in the Loan Secondary Market – What You Need to Know

    Get the latest information on the loan market and learn about the best strategy for structuring your bid for distressed commercial real estate.

    Join Investors, Lenders, CMBS Special Servicers, Commercial Paper Buyers, and Owners/Operators to Explore Opportunities in Distressed Commercial Real Estate

    Click Here to Download a Complete Conference Brochure


DOUBLE CLOSE / DOWN PAYMENT ASSISTANCE / ESCROW PROOF OF FUNDS

PROGRAM GUIDELINES

Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.

DETAILS OF THE TRANSACTION

The investor requires a written Narrative/Scenario of the Details of the Transaction in as much detail as possible, providing Total Transparency, in order to determine the investor’s interest toward the transaction.  **This is to be done for each transaction if more than one that the investor is introduced to.

The fees will vary and will be divided by intermediaries for each deal (Brokers protected).

The Title Company will be the paymaster.  Before the start of the transaction a CONSULTANTS BROKERS RECITALS LIST will be completed and submitted with the package to the investor.

All e-mail communications must list the Last Name of the Principal, or funding entity, in the subject heading.  Consistency with this practice is required in all Emails as this is how the deal will be filed.

Complete Details of Transaction & Exit Strategy:

_____________________________________________________________________________________

_____________________________________________________________________________________

_____________________________________________________________________________________

_____________________________________________________________________________________

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APPLICATION

Date: _________________________  Dollar Amount Needed:  $___________________._____

PRINCIPAL

Full Name: ____________________________________________________________________________

Present Address: _______________________________________________________________________

_____________________________________________________________________________________

Phone (office): (             ) _________________________ (home): (             ) _________________________

(Mobile): (             ) ______________________________

E-mail address: ________________________________________________________________________

Name to be listed on Escrow Account: ______________________________________________________

Date the account needs to be active: _______________________________________________________

Do you require a VOD?  Y / N

What is the closing date of the transaction?  _________________________________________________

SELLER

Full Name: ____________________________________________________________________________

Present Address: _______________________________________________________________________

_____________________________________________________________________________________

Phone (office): (             ) _________________________ (home): (             ) _________________________

(Mobile): (             ) ______________________________

E-mail address: ________________________________________________________________________

Address of property being purchased:

_____________________________________________________________________________________

_____________________________________________________________________________________

Appraised value of property: $_________________________._______

Submit completed application to Joe Tufo

joe@joetufo.com

Phone (925) 352-6000

Fax (206) 984-2853

Categories
Newsletters

Weekly Commentary Sept 30 2009

Open

Categories
Newsletters

BLOC $50k to $5m+, Large Project $10m+, REO, 093009

Greetings from the beautiful San Francisco Bay Area!

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go. Thanks to all who have pointed out ways that we can improve. There are hundreds of pages of information on http://www.working capitalfast.com

Here are some time statistics from Alexa:

Daily time on site for workingcapitalfast.com:

7 day avg 11.5
1 month avg 6.3
3 month avg 9.8
3 month change 24%

The http//www.joetufo.com/blog site as reported by Alexa:

Daily time on site for joetufo.com:

7 day avg 22.0
1 month avg 18.7
3 month avg 15.3
3 month change -18%

1. Business Line of Credit (BLOC)

We have four  sources with no up front fees, one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

This is a mini newsletter that I sent out the morning of September 30, 2009:

Hi,

Newsletter updates are posted at http://www.joetufo.com/blog. Webinars are Friday mornings at 9:30am Pacific for subscribers. They last about 90 minutes. It’s a Q&A forum.

We have six Business Line of Credit providers.

We have severed our relationship with BLOC Source E Mitch because of his inability to fund. We stand by ready to assist each client who participated in Mitch’s program and was not funded. In fact we just got Maria of San Diego approved for funding two days after she completed this application:

This is a generic pre-qualification application that is thorough. It worked for Maria who has a 695 mid-score and it may work for you too. Incidentally, you must register for http://www.creditchecktotal.com and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries.

Maria was told that she will fund in 30 to 45 business days. The firm is a licensed credit improvement company.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

Our Large Project Funding Source C just funded a start-up business in Egypt $25 million. The story is posted at http://www.joetufo.com/blog

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

Monster Corporations to $5 million

by Joe Tufo[edit]

Up to $5 Million in Funding!

Cash Flow Specialists, Inc. and its agents have designed our Monster Corporations for business owners, investors, and entrepreneurs with capital needs. These corporations are fully documented with tax returns that are verifiable with the Internal Revenue. In addition, assets are also included with these corporations.

Our Monster Corporations are a subsidiary of a parent corporation allowing us to use its assets and cash flow. It mirrors the parent corporation and the parent company actually moves cash to the Monster Corporation to support the operational expenses.

-The Client is purchasing a Monster Corporation through a stock sale:
-Fully documented corporation.
-Minimum of score on Experian of 80
-The funding for a Monster Corporation is from $3 million and up to $5 million (USD).
-Upon successful funding of the corporation, the client will remit a success fee.

-The client is to have a FICO score of 725 and above. We cannot guarantee any funding amounts if client is unable to maintain his credit worthiness or by any future derogatory listing on their credit report or changes in their debts to high credit limits. Our ability to fund the Monster Corporation is up to $5 million (USD). Our vendor Hector will guarantee $1.5K (USD) in funding; however, we cannot guarantee guarantor as guarantor must maintain credit worthiness; i.e., maintain credit scores at or above 725 minimum FICO for all credit bureaus; Equifax, Transunion and Experian.

-Also, to maintain a debt to balance ratio on all personal credit cards of 30% or less, no derogatory credit and no major purchases as this could have adverse effects to ones credit worthiness which in turn can eliminate guarantor from obtaining desired line of credit.

-Free of all liens and judgments and in good standing with the state of issuance.

Call us 1-800-669-2700

The cost for a corp up to $1.5m is $60,000 plus our 1% fee. The cost for up to $3m is $120,000 plus our 1% capped at $25,000. There are four openings to year end 2009: first come , first served.

The back end fee is 15% of which five points is paid to us. Funding time is 90 to 120 days.

They did close a cooperative client recently in 82 days.

Remember that we are here to serve you and those whom you choose to refer M-F 7AM to 5PM Pacific and 8AM to 12 noon Saturday (Saturdays  until the Holidays).

May God shine His face upon you and call you blessed!

2. Large Project Funding

Please remember that we have several large project funding sources that will fund from $2 million to hundreds of millions.

Testimony Large Project Funding Source C $25m

by JOE TUFO[EDIT]

I just received this from a Google Alert:

Large Funding Source C

Monday, September 28, 2009

The Wall Street based internationally licensed law firm and financial services institution LP Source C,  organized, negotiated and closed a direct investment capital funding package for a private start-up business in Cairo, Egypt.

The $25 Million funding by LP Source C was a direct investment by a French investment consortium, with a 20% temporary equity interest in the project as collateral security.  The successful closing was made possible by innovative legal work of LP Source C, providing a stronger form of equity security contract to satisfy the European lender.

LP Source C, led by its original founder Matthew Greene, a prominent economic security and international relations expert, structured the loan in accordance with Muslim principles.  Instead of interest on the loan, LP Source C legal work resulted in the equity security collateral being convertible to a one-time profit sharing payment of 20% of profits at the time of repayment of the loan.

Using the successful funding arranged by LP Source C, the Egyptian real estate development company is undertaking construction projects to use design elements of traditional ancient Egyptian architecture in modern buildings, combined with aesthetic design elements of traditional Muslim architecture, to preserve and promote Egyptian and Arabic culture in modern construction projects.  This is expected to beautify local cities, increase overall attractiveness of an area to tourists, and increase the marketability of residential and commercial buildings constructed.

Egyptian government authorities praised the initiative of LP Source C, and the politics of its founder Matthew Greene, in promoting cultural policies in the construction industry to strengthen national identity and attractiveness of national culture to foreigners.

(Case results depend on many factors unique to each case, including facts of a case and decisions of independent third parties.  No firm can guarantee a positive result in any particular case.)

3. REO

We have access to residential and commercial REO’s direct from the FDIC. We do have other sources as well.

You may be interested in this upcoming event:

The commercial real estate market is facing unprecedented challenges in the current financial meltdown. CRE lenders and CMBS special servicers are confronted by non-performing and troubled loans, while CRE borrowers requiring refinancing for incomplete, devalued and troubled assets need to find new sources of financing to rescue their investments. By the same token, opportunities to buy have never been better. However, only those investors who truly understand current market conditions and the optimal techniques to navigate through the minefields of the current market will be able to take full advantage of these opportunities.

As a result, Infocast has organized the 2nd Annual Distressed Commercial Real Estate Summit East. Industry players will gather to explore opportunities in distressed commercial real estate in leading Eastern market areas. The Summit is an exciting regional event designed to provide the latest market intelligence on distressed CRE investing and create a high-powered networking platform for buyers and sellers of distressed commercial properties and loans. It brings together some of the industry’s leading players—servicers, owners, buyers and sellers—to discuss the key market trends in distressed CRE, such as: What is the current market for opportunities? When is the right time for investors to pull the trigger? What are the opportunities in distressed property and commercial paper? How are banks, insurance companies, and CMBS special servicers responding to their distressed loans and what strategies and processes are they adopting to workout troubled loans? What debt and equity are available to save distressed deals?

Finding distressed deals is all about meeting people and developing relationships. So, please join us for this high-level networking event where servicers, owners, buyers and sellers will gather together and where you can build the all-important relationships and gain the invaluable insights that will enable you to successfully seize the distressed CRE opportunities in today’s market.

Receive detailed briefings on:

  • Market challenges and opportunities
  • Rescue financing – availability and players
  • TALF, PPIP, FDIC, other governmental incentive programs and investment opportunities
  • State of the CMBS and CDO markets
  • Bankruptcy and restructuring opportunities, including DIP lending
  • Investment opportunities in the commercial paper market

Pre-Summit Workshop Nov 4, 2009

Investing in the Loan Secondary Market – What You Need to Know

Get the latest information on the loan market and learn about the best strategy for structuring your bid for distressed commercial real estate.

Join Investors, Lenders, CMBS Special Servicers, Commercial Paper Buyers, and Owners/Operators to Explore Opportunities in Distressed Commercial Real Estate

Click Here to Download a Complete Conference Brochure

Resources:

  1. Links to Services
  1. Resources
  1. Technology Resources
  1. You Tube