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Right From The Heart:100% Commercial JV, Monster Corps, Investment Opportunities, 20100303

Right From The Heart:100% Commercial JV, Monster Corps, Investment Opportunities, 20100303

Greetings from beautiful San Francisco Bay Area where temperatures are in the low 70’s and the sky is blue!


I met with Chris who has access to trading programs, Wednesday February 17th. I have written about Chris several times. Here are two articles that you can access through our private subscription site: and

If you have a Project that needs Funding this may be a solution for you. Visit the site for details:

**NEW DTC FEES EFFECTIVE 2-16-2010**The BLOCKING FEE is based on the amount requested as follows:

375,000 Euros for CD amount between- 1 Million -10 Million =

(CONVERSION RATE 2.16.2010 is 1.36) =  $510,000 USD

475,000 Euros for CD amount between -20 Million – 100 Million =

(CONVERSION RATE 2.16.2010 is 1.36) = $646,000 USD

590,000 Euros for CD amount between- 101 Million – 200 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $802,400 USD

690,000 Euros for CD amount between- 201 Million – 300 Million =

CONVERSION RATE 2.16.2010 is 1.36) =  $938,400 USD

790,000 Euros for CD amount between- 301 Million – 400 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,074,400 USD

890,000 Euros for CD amount between 401 Million – 500 Million =

CONVERSION RATE 2.16.2010 is 1.36) = $1,210,400 USD

Note: All Blocking Fee rates are subject to change. Fee effective date 2-16-2010

Prices subject to change.


This is an email that I sent to a client Saturday February 28, 2010. It may enlighten you:

$475,000 over three and a half years is not a very large capital contribution, Joe. Not building credit enhancement tools for your corporation in the past few years is not wise, Joe. Your target should be to achieve an 80 PAYDEX score. You said yesterday that you had no corporate credit. Not willing to sign personal guarantees in today’s banking environment does not give investors the warm fuzzies.

You need a Reality Check.

The closest real-world analogy to raising money, whether you are seeking it from venture capitalists, angel investors, or the three F’s (friends, family, and fools) is speed dating. In five minutes people decide whether they are interested in you, just as in bars and nightclubs. That isn’t right. That isn’t fair, but it’s reality.

You and your partners haven’t got a clue how to properly present and that’s why you’ve failed to get funded. You will continue to fail until you learn how to properly present.

I have 5,011 double opt-in subscribers to the newsletter. 348 are serious players with substantial fortunes who contact me looking for viable opportunities. One is interested in funding you (after one phone call today) on their terms which requires control of your company.

Do you want to play or not?

Quit your whining, deliver on your promises, and I’ll deliver on mine.


Some object to paying fees and the others don’t because they see value in what we do. This came in February 18th:

Hi Joe,

We had a board meeting and we agreed to issue you 500,000 shares of NGSEM stock in order for you to “clear your desk” and assist us in the financing of the $24 million.  If this is agreeable to you, I will issue a formal agreement letter, or if you have one that you prefer, to finalize our arrangement with you.  We look forward to working with you and have a continuing relationship.  By the way, do you like our new logo?

The key to funding has always been presentation – in fact, poor presentation is the very reason that otherwise great ideas and great projects never receive attention; conversely inferior ideas and projects are funded because the principals made an investment in learning how to get their idea or project funded.

If you have a Large Project that requires funding you may be interested in an 8-Week Course that we are producing:

Week 1 – Course Overview – What Will You Learn?-What is Large Project Funding?Week 2 – The Power of Your Executive Summary – The First Key to Successful Funding

Week 3 – The Power of Your Bio’s – The Second Key to Successful Funding

Week 4 – The Power of Your Detailed Use of Funds – The Third Key to Successful Funding

Week 5 – The Power of Your 5-Year Proforma and Exit Strategy – The Fourth Key to Successful Funding

Week 6 – Putting It All Together – Your Presentation and Proof of Funds

Week 7 – Current Funding Sources and Available Programs

Week 8 – Wrap-Up – What Do You Do Next?

Bonus Week– Q&A With Joe and Large Project Funding Sources

Our websites feature our Business Creed and a pre-qualification application.









$20M UP TO $150M +










*NCC/Partners will take a JV/Equity position of 10% to 49%

The percentage will vary depending on the amount of capital into the project, collateral, and risk factors.

No Loan To Repay – No Up Front Fees.

*NCC/Partners require any 3RD party reports-if needed- and Principal’s & NCC/Partners Attorney fees to be covered and paid for by the principal.  Payment will be paid directly to the 3RD party and not to NCC/Partners.

Existing reports can be used in most cases (i.e. appraisal, phase 1, etc…)

If reports are needed the principal will pay the venders direct.




Need The Projects Executive Summary (NO BROKER LOGO FORMS)-Narrative- (Tell-Me-The-Story) – (Proof of Funds) (Proof of Collateral) -showing that the client has Strong Collateral Reserves in their account or projects account and that there is capital into the project.

The Collateral Reserves can be Cash, Municipal Bond, Performance Bond, Sovereign Bond if outside the USA or Cash Backed Instruments (SBLC, BG etc. (Owned not Leased)

(Pre-Sales or Deposits and or Attorney/Title Escrow accounts can not be used)

The Reserves funds can not be leased or blocked funds.  These funds have to belong to the principal or project.  These funds are not moved and not used.  (Reserves requirement)

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet.  (White-out or Black-out account numbers)  Or Standard, 2 Banker-Signed, SKR Letter.  Not a free form Swift.

Municipal Bond, Performance Bonds, Sovereign Bond or Cash Backed Instruments- (Need copy)

(Asset Monetizing is also available, request for Asset information and procedures.)


Need a Copy of the Paper Asset & Statement.

NCC/Partners are a Private Equity Joint Venture Investor and are collateralized by a 501C3, Real Estate Holdings and Secured Asset Management Program.

Please feel free to contact me personally should you have any questions.


Hector and Peter fund new corporations about 30% of the time. They have three sizes of funding available:

$500,000 $38,000 up front and 12% back end fee

$1,500,000 $75,000 up front and 12% back end fee

$2,000,000 $95,000 up front and 12% back end fee

You can read more here:

and here:

I was surprised to learn that 70% of the time they fund existing corporations who, for whatever reason, strike out with local banks.

In my experience, funding is all about presentation.

Hector and Peter funded a manufacturer that had been in business for several years. The president of the company had visited three banks and was turned down by each bank.

They paid a fee to Hector and Peter. They cooperated with the process and within 60 business days were funded $4,450,000!

Isn’t that amazing? Here was a company that had been in business for many years. Their books were a mess. They hadn’t filed corporate income taxes in two years.

Hector and Peter put down their heads and rolled up their sleeves and got the company to do exactly what they were told to do. That’s what it takes to get funding: pay the fee for professional services, mutual cooperation, up-to-date books, current tax returns, and paying a back end fee.

What did it cost? $30,000 up front and about $534,000 back end. Was it worth it? They thought so.

The largest funding to date was in November 2008 for $14,500,000. That company used the money to more than double their work force from 55 to 125. Sales increased by more than double too and more importantly the value of the business increased from $22m to $52m.

Looking for a way to generate a badly needed cash injection?

If you have a minimum 700 FICO score on all three bureaus, have no more than a 30% debt to high credit limit or are willing to pay down debt, can wait 60 business days, are mutually cooperative, have a good executive summary, bio’s of key people, a detailed use of funds, a five-year pro-forma and powerful exit strategy with the funds to get started call me at 1-800-669-2700.

With your corporation: Funding from $100K – $10M based on qualifications ( some of you may have a very strong company with verifiable tax returns, hence larger funding amounts)

– Backend Success fee applies
– Personal Guarantee Required

– Experienced consultants to guide you through the process
– Proven track record

Qualification Requirements
Applicants must have:
– A login and password to:
– No collections, charge offs, bankruptcies or judgments.
– No late payments
– At least a 700 mid FICO score
– At least 6 years of credit history with 3 open and active trade lines
– All installments and revolving accounts should have balances under 30%

With our affordable and reliable platform we are able to maximize your credit rating and obtain the funding you need. Our team of dedicated service professionals are standing by to offer help in credit improvement and loan services.  This may be the solution for all of your essential needs We look forward to making a friend for life.

Who We Are

We are a team of business consultants, legal advisors, and loan specialists who are not afraid to talk to you directly.

While most websites today want you to place online orders, we will  consult with you first and explain each procedure and walk you through on each and every step.

We have PAYDEX and Experian credit enhancement services available.


From our Working Capital Fast website



Please remember that we have two primary websites:

Working Capital Fast is a free site for the general public.

Our corporate website is a subscription site that archives newsletters, audio, video, advanced alternative funding solutions, proprietary products, and confidential solutions that we don’t want the general public to access without subscribing.


How We Work

Our websites are at which is about 600 pages (January ’10) and our subscription site which has about three times the content. It also archives the newsletters.

Our websites feature our Business Creed and a pre-qualification application. We offer a one-time FREE 20-minute consultation to those who complete the questionnaire completely. This is a $333.34 value based on our hourly consulting fee. Of course, you may purchase additional time at

We work one of two ways:

Priority – If you want us to “Clear The Decks” put our heads down and get to work you’ll honor us by paying a fee for six months of service. You may renew after that time.

When you hire us to work on a priority basis we thoroughly study your submission package to make sure that it complies with our recommended Road Map to Funding Success. Funding has always been about presentation. Those who present well are funded. Those who don’t present well are not funded.

The key ingredients to funding success, in our experience, have been:

  1. A powerful Executive Summary of one to four pages. You can purchase our template and video review at
  2. Bio’s of key personnel.
  3. A detailed use of funds broken down monthly for the first year and quarterly thereafter.
  4. A 5-year proforma and written Exit Strategy.

When we meet face-to-face we’ll review the following questions:

• What do you expect from us?

• What is your current pain?

• What keeps you awake at night?

• How do you see us helping you address these challenges and opportunities?

• What growth plans do you have?

• If price were not an issue, what role would you want us to play in your business?

• Do you expect capital needs? New financing?

• Do you anticipate any mergers, purchases, divestitures, recapitalizations, or reorganizations in the near future?

• We know you are investing in total quality service, as are we. What are the service standards you would like for us to provide you?

• How important is our satisfaction guarantee to you?

• How important is rapid response? What do you consider rapid response?

• Why are you changing professionals? What did you not like about your former firm that you do not want us to repeat?*

• How did you enjoy working with your former firm?**

• Do you envision any other changes in your needs?

• Are you concerned about any of your asset, liability, or income statement accounts to which we should pay particularly close attention?

• If we were to attend certain of your internal management meetings as observers, would you be comfortable with that?

• How do you suggest we best learn about your business so we can relate your operations to the financial information and so we can be more proactive in helping you maximize your business success?

• May our associates tour your facilities?

• What trade journals do you read? What seminars and trade shows do you regularly attend? Would it be possible for us to attend these with you?

• What is your budget for this type of service?

* We never denigrate the predecessor. First, this insults you and reminds you of a poor decision. Second, it diminishes respect and confidence in the profession as a whole and lowers the public’s perception of our professionalism.

** Even though you are changing firms, it is almost certain that you liked certain characteristics of the predecessor. We want to find out what those were and exceed them. For instance, if you said the prior firm always returned phone calls within one day, we strive to return phone calls within four hours.

Non-Priority – If you think that you’ve “nailed it” when preparing the four key ingredients to funding success, and you aren’t in any hurry at all to fund and aren’t quite ready to pay consultation fees then we’ll take a look at your project when we can get to it. After we look at it we may need to send it back because you don’t meet our requirements. (Priority Clients get major help from us in cleaning up their submission.) We’ll return your calls and emails when we can: after all, priority clients come first.

We reserve the right to review each submission once, beyond that our consultation fee will be required. You had better complete the submission request correctly the first time or you better get familiar with our websites mentioned above. If you submit for free we can’t spend a lot of time. It’s not fair to us, our families, or our Priority Clients.

In our experience we can fund 1/3 of the files that cross our desks, 1/3 are DOA Dead on Arrival, and the final 1/3 are broken and need to go through some form of remediation which can take hours, days, weeks, months, or years.


With 33 years of Financial Services experience we may be uniquely qualified to serve you and those whom you choose to refer.


Proverbs 31: 9b-31
The Wife of Noble Character A wife of noble character who can find? She is worth far more than rubies. Her husband has full confidence in her and lacks nothing of value. She brings him good, not harm,
all the days of her life.
She selects wool and flax
and works with eager hands.
She is like the merchant ships,
bringing her food from afar.
She gets up while it is still dark;
she provides food for her family
and portions for her servant girls.
6 She considers a field and buys it;
out of her earnings she plants a vineyard.
She sets about her work vigorously;
her arms are strong for her tasks.
She sees that her trading is profitable,
and her lamp does not go out at night.
In her hand she holds the distaff
and grasps the spindle with her fingers.
She opens her arms to the poor
and extends her hands to the needy.
When it snows, she has no fear for her household;
for all of them are clothed in scarlet.
She makes coverings for her bed;
she is clothed in fine linen and purple.
Her husband is respected at the city gate,
where he takes his seat among the elders of the land.
She makes linen garments and sells them,
and supplies the merchants with sashes.
She is clothed with strength and dignity;
she can laugh at the days to come.
She speaks with wisdom,
and faithful instruction is on her tongue.
She watches over the affairs of her household
and does not eat the bread of idleness.
Her children arise and call her blessed;
her husband also, and he praises her:
Many women do noble things,
but you surpass them all
Charm is deceptive, and beauty is fleeting;
but a woman who fears the LORD is to be praised.
Give her the reward she has earned,
and let her works bring her praise at the city gate.


We are available 7AM to 5PM M-F Pacific to serve you and those whom you choose to refer. Kindly visit our websites for more information and complete our online application so that we’re prepared before calling you.

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $50,000 to $10,000,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, SBA Loans, Hard Money Loans, Church Loans, Factoring, Accounts Receivable Funding, Merchant Cash Advance.

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