Happy Thanksgiving! Business Lines of Credit, Large Project, Church Loans, Bank Instruments, Credit Repair

Praise God!  I thank God daily for each of you and the pleasure that it’s been to serve you in the Cash Flow business for 10+ years and for some of you for 32+ years in Insurance, Investments, Financial Services, Business Consulting, and Funding.

Happy Thanksgiving!

This came from Leslie DePalo:

HAPPIEST THANKSGIVING GREETINGS!!!

To Update or Cancel your Subscription:
http://www.joetufo.com/email/user/login.php

I don’t want anyone upset with me.

Love and Kisses,

Joe

Please send all questions to:

We will be happy to address your question when you submit your question via the help desk:

http://joetufo.com/helpdesk

Marti needs $400,000 to promote her  website. Here’s link that will allow us to track response:

http://bit.ly/CCedB

She’s offering 10% deferred interest a year plus 10% of the company. I’ll personally introduce you if you are interested.

Adeel needs $50,000 for a high end lounge in Las Vegas:

Everyone:  The landlord has agreed to put the entire $50K in an independent trust account within 90 days instead of releasing it to the owners.  If you consider that the owners have to spend an additional $10K on improvements to get $90K released of which $50K can be deposited into a trust, the level of risk on the deal has gone down considerably.

Please let me know if there’s any interest.  The investor can charge whatever fees/points you’d like for a 90 day loan secured against a lease that holds $6M in tenant improvements already.

The program that I use to reach my goals:

Start Fast Finish Strong: Maximum Achievement Breakthrough Results Use this hyperlink: http://www.goalsguy.com/Affiliate/tgg.php?id=1035186

Business Line and Personal Line of Credit

We have a new Business Line of Credit and Personal Line of Credit provider that has six programs and can fund $10,000 to $10 million. We charge a fully earned fee of 1%, minimum $1,500 (our normal minimum funding is $100,000). Our minimum was $2,500 but I lowered it because of the recession: it will go back up.

They charge a processing fee of $225 to $375 plus a success fee of 6.9% to 9.9%: in addition we charge a success fee of 4%. The fee is earned on each successful funding which means that if you receive $10,000 you must remit the success fee within 48 hours or the remainder of the funding stops.

They fund in about 30 business days.

Here’s the application:

http://bit.ly/4MyKB4

If you already have a successful business you know that it was not easy to get where you are now, but through hard work, business smarts, and perhaps even with sheer GUTS you have made it this far….but this far is not far enough for you, and you have big dreams and a vision of taking your business to the next level, be it through opening new locations, increasing your Inventory, hiring more talent, or increasing your Marketing Budget. Whichever your plan for Growth and Expansion, you again need LOM, or “Lots of Money”. How do you get this Cash Infusion?

… Let www.workingcapitalfast .com help you.

As our client, you will deal with Top-Notch EXPERTS in Unsecured Business Financing, each with an average of 10 years experience underwriting Small Business Loans who are here to help you and to give you the STRAIGHT ANSWERS you need.

Our Underwriters devote 100% of their time exclusively to working with our clients in obtaining the MOSTfinancing possible in the SHORTEST time possible – This is our niche, it’s all we do, and we are the BEST at it.

We specialize in Business Loans and Lines of Credit featuring:

• NO Collateral
• NO Tax Returns
• NO Business Plans
• NO UCC Filings
• NO Headaches
• 4%+ APR
• NO DOC to $400,000 (Start-Ups OK!)
• EZ DOC to $10 Million

The Lenders in our Network focus on your Credit History and (if available) Business Financials to make their decisions, and the stronger your Credit History, the less documentation you will need to provide. If you have High Credit Scores above 700 FICO our Lenders will rarely ever require any Income or Asset documentation.

Our Expertise is in the complete and correct preparation of your Application so it gets approved the 1st time, and in our extensive network of financial institutions that are willing to finance your particular type of business. We make it easy for you, so don’t waste time and apply right now!

Find out how our EXPERTS can get you Funded!

OUR PROCESS: Setting the Right Expectations from the Start!

Here at http://bit.ly/WorkingCapitalFast we know from experience that Clients that come in to us with the Right Expectations and understanding about the service we provide end up achieving dramatically superior results than Clients that don’t.

Therefore, we have decided to explain the basics of Our Process so you know exactly how everything works and achieve the Best Possible Results that can be obtained for your particular situation and also with a sense of Satisfaction that you made the Right Decision in choosing workingcapitalfast.com.

So here is.

OUR PROPRIETARY PROCESS:

1. You Apply Online or call us to start the Process.
2. We send you our Client Package via e-mail for your review. This Package included the Professional Consulting Agreement you will need to sign that outlines the cost of our Service.
3. We offer you a Free Initial Consultation to answer some of your basic questions and concerns about our Service.
4. You fax back to us the completed and signed Client Package.
5. We pull your Business and Personal Credit Reports and perform an Expert Review on your File to determine all issues (Submission Conditions) that may need to be resolved prior to submitting any Loan Applications.
6. We work with you to resolve as many of these Submission Conditions as possible. The quantity and type of Submission Conditions that need to be resolved, together with your level of cooperation, will determine how fast your File will be ready to be submitted to Lenders for Approval and Funding.
7. We put you in the BEST Possible Position to obtain the Financing you seek – Your File will be “As Good As It Gets”.
8. We refer you to the Lenders that we know from Experience are most likely to Approve your Loan Applications and assist you in completing Application Forms and coordinating Lender Appointments and Site Visits if necessary.
9. We assist you and advise you in resolving Approval Conditions if and when they come up so that your Approvals can turn into Successful Fundings and money in your Bank Account.
10. YOU ACHIEVE THE BEST POSSIBLE RESULTS THAT CAN BE ACHIEVED GIVEN YOUR UNIQUE SITUATION.

OTHER IMPORTANT CONSIDERATIONS:

APPROVAL AMOUNTS & TIME FRAMES: Each Client is a unique challenge and requires a different strategy – Because of that, the Time Frame for receiving Approvals and the Approval Amounts will depend on various factors and cannot be pre-determined or guaranteed ahead of time. Having said that, we are currently experiencing Approvals within 1 to 3 Days from the the Date each Application is submitted to a Lender, and once each Application if Approved, our Clients are getting funded within 7 to 10 days in the majority of cases. No Doc financing (especially for Start-Up Businesses) may come in the form of personal installment loans in increments of$25K to $100K per lender (depending mainly on your geographical location) and several credit applications may be submitted in order to achieve your total requested financing amount and each credit application will result in a new inquiry on your personal credit report(s) because each lender will need to obtain your personal credit report(s) in order to underwrite your credit application – There is no way to avoid Inquiries, but we can assist you in removing most of them – Ask us how.

WARNING: Anyone or any other Company out there making promises or guarantees to you regarding Approval Amounts or Time Frames is deceiving you – Hold on to your Wallet! No one can promise you any particular Approval Amount or Time Frame until you are actually Approved and Funded – That’s the bottom line and anyone claiming otherwise is deceiving you or stretching the truth at the very least. Here at workingcapitalfast.com we don’t play that game – We tell you the Truth, whether you like it or not.

INTEREST RATES: The normal range of interest rates for No Doc loans and lines of credit is 7% to 14%, and for EZ Doc loans and lines of credit it is 6% to 12%, but the interest rate you receive may be higher or lower in some situations.

MINIMUM QUALIFICATION CRITERIA: We are ready and able to help every Client that needs our assistance, but if you have recent derogatory marks on your Credit Report, Bankruptcy, Foreclosure, or Repossession in the last 10 Years then it may be very difficult to obtain financing unless you bring in a Business Partner with a clean credit history. There are also some Industries that are harder to finance than others because they are considered to be “High Risk” by Lenders, so if you are concerned that your Business may be in a High Risk Industry or that your credit rating is not strong enough, please ask us about it before you sign-up.

NO DOC: No Doc means that you do NOT need to provide any proof of Income or Assets and depending on market conditions and your geographical location, the financing may come mostly in the form of Unsecured Personal Installment Loans ranging from $25K to $100K each. The time you have been in business is NOT an issue either – Start-Ups are OK.

EZ DOC: EZ Doc means that your Personal and/or Business Tax Return Transcript(s) are obtained directly from the IRS using IRS Form 4506T to facilitate the process for you, but Lenders may still require you to provide full copies of your Tax Return(s) and/or additional documentation such as Bank Statements for the last 3 Months, Business License, etc.

If you’d like to purchase our Business Line of Credit Course and access to every article that I’ve written on business and personal lines of credit click here:

http://bit.ly/8ouk8Y

We have a new “small” Monster Corporation of $1,500,000. We have just six of these available to our clients each month.  This is NOT for everyone. For starters it will cost you $75,000 up front and 12% back end. The process takes 90 to 130 days. There are credit requirements that need to be honored.

That said, this may be the best way to be funded if you are a business person, real estate investor, or entrepreneur. It’s certainly better than giving up equity, in my opinion.

We have one in process and one that will start the process next week. We have a few slated to begin in the next six weeks. There is a $2,000,000 option available for an additional $20,000 up front if you are interested.

Click on the hyperlink: http://bit.ly/1IBF7q

If you need a good credit repair service:

We’ve added a factoring application and video explaining how to complete the lengthy application in detail. Today we have several funding sources for business lines of credit but they do take time 30 to 45 days on the short end and 90 to 130 days on the long end.  We can set up a factoring line in seven to 10 days and after it’s set up can turn an invoice into cash in one to two days.

Here’s the link:

http://bit.ly/25u5Wl

This came in Saturday November 21st:

“Joe is the most detailed business person I know. His mastery of his contacts and incredible knowledge of funding opportunities is like no other. Businesses looking for funding especially alternative should contact Joe immediately.” November 21, 2009

This came in November 18th, our daughter Katie’s 12th birthday, Dale’s Mom & Dad’s 65th wedding anniversary from Joe Hipple , a brilliant media entrepreneur in Las Vegas:

LinkedIn Recommendations

Joe Hipple has endorsed your work as President at Cash Flow Specialists, Inc..

Dear Joe,
I’ve written this recommendation of your work to share with other LinkedIn users.

Details of the Recommendation: “I met Joe about two and a half years ago and have found him to be very thorough, prepared, knowledgeable and well respected throughout the industry. Joe makes things happen and is always willing to pick up the phone when called. In addition, he’s a great person!”

The link for credit repair was broken last week. Joe caught the error, thank you very much, Joe. here it is:

http://bit.ly/2HFJEY

This came in from al Alborzi November 19th:

Al hired you as a Business Consultant in 2001 {1}

Top qualities: Personable, Expert, High Integrity

“I have known Joe since 2001 we are both in the financial industry and Real Estate, he has helped me many times with my clients financial transaction needs. He is professional and knowledgeable. He has been in the financial Industry for many years with variety of experiences.” November 19, 2009

Current Church Financing Rates:
5 year fixed rate, 20 year amortization  =  5.85%
5 year fixed rate, 25 year amortization = 6.00%
20 year fixed loan with no balloon = 6.50%

We offer 30 year amortizations on some loans.

We do not need personal guarantees on church loans.

We accept loans directly from churches and from mortgage brokers.  Broker fees are protected.

***Disclaimer***
These rates are not available in all areas.  Not every church will qualify for a loan.  Minimum loan amount of $75,000 maximum loan amount of $15,000,000
Rates and terms subject to change without notice.

http://www.bit.ly/2XMqOy

We offer loans on most property types for churches including:
Sanctuary, parsonage, fellowship halls, and almost any other property type for a church.

We offer financing for the purchase, refinance, renovation and construction of church properties.

Our process is simple and quick.  Complete our one page application

We have a referral program at http://www.bit.ly/2855Mv that may be of interest to you and your team.

Our business and personal lines of credit are hot. We’re doing a few a week and have just under three dozen in the pipeline and have closed and funded several in the past few weeks. We’ve sold one monster corp that would have paid $7,500 had there been a referral partner (it was my deal.) I should close another next week for a similar amount. http://workingcapitalfast.com/business-line-of-credit-application-bloc

The hard money product is hot for people who need cash and have real estate with equity; http://workingcapitalfast.com/hard-money-application

Merchant Cash Advance are popular for cash strapped businesses:
http://workingcapitalfast.com/merchant-cash-advance-application

This is the referral program that I mentioned:
http://www.bit.ly/2bMnBU

REO:

I received a call Friday November 20th from Marilyn Flook manager of the real estate owned properties of the FDIC in Dallas. She invested 32 minutes walking me through the FDIC site. I have been a subcriber to the FDIC watch list for some time and have written many articles about the collapse of the banking industry.

Here is a hyperlink to the site: http://bit.ly/8EObYf

Consumer Alerts

NPL’s and REO’s Direct from Bank

NPL’s and REO’s in NC,SC,FL, and GA. Asset Classes include -SFR, MF, Commercial, and Land.We work directly with the banks and are seeking direct buyers and fund principals for asset disposition. Proof of funds necessary for any LOI or Contract to be presented to bank.

Bank Instruments: Bank Guarantees, Stand By Letters of Credit, MTN’s,

We’ve had several inquiries in the past few months. You’ll find several articles on our websites. here’s a hyperlink for an application: http://bit.ly/7dxgcr

and another:

http://bit.ly/7YihGS

As many of you know I’m a voracious reader. I have over 3,000 books in my personal library. Dale sent this over today. It will save me a lot of time and money and it will do the same for you:

http://books.google.com/

http://drcarley.com/Horrors_of_Vaccination_Exposed.pdf

http://www.archive.org

Jeremiah 29:11 (New International Version)

¹¹ For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.