Business Lines of Credit, Large Projects, REO, 102109

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Comments on the weekly newsletters:

Hi Joe,
Thanks for keeping me in the loop.  I am still in China, but am preparing to take (and pass) the real estate brokers license in CA.  Should be relocated in January.  May have some opportunities for real estate investment that will require your assistance.
Ira Phillips

Hi Joe,
Thanks for the note and phone message.  I appreciate your assistance with the credit course, since Mitch is not be able to provide any funding that I paid for.  Let’s continue to pray for our brother in Christ as he was discouraged last time we spoke.  I know the Lord has great things in store for Mitch in His perfect timing.
Besides Mitch’s fair pricing, I was particularly drawn to his stated ability to provide funding requiring no personal guarantor.  Do any of your other BLOC partners offer this option?
Thanks and may God Bless You,
Tom Hennessy
Q2: Do Hector & Peter’s monster corp require anything up front, or is it all on the backend?

Q3: Do you offer non-recourse secure funding for commercial real estate, such as the example I noted below in my July 8 note?

Hi Joe,

I hope this finds you doing well!  I sincerely hope so!  My associate, Mr. Don Smith, Esq. and I are in need of $200k (now) & up to 1m for two different clients-both have good credit and are established in their businesses.

I have sent him your info-very comprehensive and well written by the way so he and or I will be calling you first thing Monday to discuss any options with you in getting this done with us.

Thanks for staying in touch,


And from a client whose loan is closing the week of October 26th:


Thanks again for working with me on this loan; I totally appreciate all your help. Lets close this as fast as we can.

Please call me.

Thank you,


Former Clients staying in touch, received October 16, 2009:

Joe – You helped me get some funds back in 2008.

Is there something you have similar now?

Erik Smith

Greetings from the beautiful San Francisco Bay Area where it’s pouring down much needed rain, Praise God!

Don’t forget the weekly webinar Fridays at 9:30AM Pacific.

Here’s the welcome letter that I got when I registered as the moderator, You’ll need to register yourself if you want to attend. Each week I answer all the questions from the newsletter live:

Dale Maxwell ( has invited you to present at the following Webinar series:

“Answers To This Weeks Questions”

1. At the times below, click the corresponding link to join each Webinar:

Fri, Oct 23, 2009 9:30 AM – 10:30 AM PDT
Webinar ID: 708-748-066

Fri, Oct 30, 2009 9:30 AM – 10:30 AM PDT
Webinar ID: 719-364-778

Fri, Nov 6, 2009 9:30 AM – 10:30 AM PST
Webinar ID: 437-581-643

Fri, Nov 13, 2009 9:30 AM – 10:30 AM PST
Webinar ID: 400-081-083

Fri, Nov 20, 2009 9:30 AM – 10:30 AM PST
Webinar ID: 524-156-170

Fri, Nov 27, 2009 9:30 AM – 10:30 AM PST
Webinar ID: 141-651-179

Fri, Dec 4, 2009 9:30 AM – 10:30 AM PST
Webinar ID: 290-598-283

Fri, Dec 11, 2009 9:30 AM – 10:30 AM PST
Webinar ID: 632-700-811

These links should not be shared with others; it is unique to you.

2. You will be connected to audio using your computer’s microphone and speakers (VoIP). A headset is recommended.

Or, you may select Use Telephone after joining the Webinar.

Dial: 773-945-1011
Panelist Access Code: 494-342-650
Audio PIN: Shown after joining the Webinar

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Required: Windows(R) 2000, XP Home, XP Pro, 2003 Server, Vista

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Required: Mac OS(R) X 10.4 (Tiger(R)) or newer

Add this to your Outlook calendar by clicking the link below:

GoToWebinar is a service provided by : Citrix Online | 6500 Hollister Avenue | Goleta, CA 93117

We’ve had eight people approved for funding with three different BLOC funding sources and a hard money loan approved at an unbelievable 7.5% 5-year interest only no pre-pay.

The hard money loan was approved using video technology, a first for us, and a first for the funding source. Read all about it here:

Write your questions on this page at the bottom of the newsletter and we’ll cover them on the weekly webinar Friday.

Whether you are a client and have paid us for services or not you are welcome to participate. We do a 90-minute Q&A Webinar every Friday morning from 9:30AM to 11AM Pacific. We’ll use our GoTo Webinar technology.

Dale and I are working hard on our dozens of websites. We continue introducing products and services. It’s a work in progress and I know that we have a long way to go.Thanks to all who have pointed out ways that we can improve.There are hundreds of pages of information on http://www.working and three to four times that at
Here are some time statistics from Alexa:

It’s fascinating to study these results.

Daily time on site for

7 day avg 16.3
1 month avg 16.7
3 month avg 12.6
3 month change 37% 
The http// site as reported by Alexa:

Daily time on site for

7 day avg 19.5
1 month avg 21.1
3 month avg 18.5
3 month change 4% 

We have four  sources of Business lines of Credit and Personal Lines of Credit with no up front fees,  one source with a $1,750 fee for “Power Funding” and one source with heavy front end fees.

We have a start-up program for those with credit scores in the low 7’s $500 up front, $3,000 at fist funding up to $50,000 and $3,000 above $50,000.

1. Business Line of Credit (BLOC) – Seven Sources

This is a reply that I made to a person that posted a complaint on a mortgage blog regarding Mitch Chapman:

We published a matrix with several potential funding sources. You chose to send Mitch $37,500 by your own admission: no one forced you to do that and if you are who you appear to be you agreed with two witnesses present to send a hold harmless agreement last January and still have not done so. I’m sorry that Mitch has not performed.

Hundreds of banks have been either seized by the FDIC or are on the watch list “Problem List” Expands to 15-Year High The number of insured commercial banks and savings institutions reporting financial results fell to 8,195 in the quarter, down from 8,247 reporters in the first quarter. Thirty-nine institutions were merged into other institutions during the quarter, twenty-four institutions failed, and there were twelve new charters added. During the quarter, the number of institutions on the FDIC’s “Problem List” increased from 305 to 416, and the combined assets of “problem” institutions rose from $220.0 billion to $299.8 billion. This is the largest number of “problem” institutions since June 30, 1994, and the largest amount of assets on the list since December 31, 1993. Quarterly Banking Profile

We have seven business line of credit providers who are funding our clients: four have no up front fees. If you are interested in learning about what works you can visit Commercial Loans Business Line of Credit Video Course I will waive the $197 course fee for each of Mitch’s victims in the spirit of goodwill.

You may also apply for a business line of credit on the same page.

I have known Mitch since January 2005. I was introduced to him through my membership in the American Cash Flow Association by member advisor Bob Steenson whom I have known for about 10 years. Mitch had been successful in funding clients and I had no reason to doubt his performance.

As always I am available 7AM to 5PM M-F Pacific to serve. Incidentally we had seven clients approved for business and personal lines of credit ranging from $50,000 to $2 million in the past 10 days so qualified, viable clients are being funded.

This is a mini newsletter that I sent out the morning of October 14, 2009:


Newsletter updates are posted at Webinars are Friday mornings at 9:30am Pacific for subscribers. They last about 90 minutes. It’s a Q&A forum.

We have seven Business Line of Credit providers.

We have severed our relationship with BLOC Source E Mitch because of his inability to fund. We stand by ready to assist each client who participated in Mitch’s program and was not funded. In fact we just got Maria of San Diego approved for funding two days after she completed this application:

This is a generic pre-qualification application that is thorough. It worked for Maria who has a 695 mid-score and it may work for you too. Incidentally, you must register for and provide your user name and password if you move forward with us so that we can access your credit report without posting hard inquiries.

Maria was told that she will fund in 30 to 45 business days. The firm is a licensed credit improvement company.

If you want to learn about Business Lines of Credit you’ll want to purchase this course:

Commercial Loans

Business Line of Credit Video

Our Large Project Funding Source C just funded a start-up business in Egypt $25 million. The story is posted at

Subscribe to our websites and learn how to fund your project, start-up, real estate project, or dream.

Here’s a list:

Monster Corporations to $5 million

To learn more click on this hyperlink:


This came in Monday October 5th from Marti:

Thank you so very much Joe, I appreciate your generosity! Yes, I will take the time to fill out this form.
Have a wonderful coming week.
Marti 🙂

p.s. Marti’s website is My wife Bonnie has been a migraine sufferer her whole life. She’s been taking Marti’s product for three months and is a “new” woman. I encourage you to give her product a try or refer the product to friends and family debilitated  by migraines.


Use a private investor’s funds to close your deal.  An escrow account for the transaction can be arranged in your name, or company name, at INVESTOR’S TITLE in Las Vegas, NV.

Funds can be used for double close or down payment assistance with minimal or no up-front costs to you.

Residential REO packages, large commercial or multi-unit properties, and non real estate transactions are all applicable.

Funds cannot be moved or depleted, investor does not arrange loans or financing The Investor’s escrow company as well as escrow attorney will be used and cannot be substituted.


Referral Partners


If you are an attorney, CPA, bookkeeper, financial planner, insurance agent, insurance broker, loan agent, commercial Realtor, banker, in the business evaluation business, architect, appraiser, or member of the American Cash Flow Association you may want to join our team at Cash Flow Specialists, Inc.

This is a typical response that we receive when we send out our Wednesday newsletter:

Thank you for the info.

What procedures must be followed for a referring broker (ME) to be protected to receive a fee in this transaction.

Thank you for a prompt response to this inquiry.

John Lawrence

If you want to get “plugged in” with us as a “Referral Partner” we encourage you to subscribe to our websites. You’ll receive commentary on the newsletters and tips for referral partners only that are not available for others.

There are really two opportunities available:

1. The first opportunity is to receive monthly commissions through for sales of subscriptions, e-books, courses, and other products.

2. The second opportunity is to enroll as a Referral Partner of Cash Flow Specialists, Inc. and receive commissions on the sale of services. In order to participate as a Referral Partner membership in our is required. The cost is reasonable and will quickly bring you “up to speed” on our products and services.

In business since July 1, 1999 we have served hundreds of start-ups, existing businesses, real estate investors, large project entrepreneurs, and even individuals obtain much needed funding.

We’re the company folks call when the Bank says, “NO!!!”

Referral Partners Get:

  • In depth commentary on each and every blog post
  • Access to 383 current alternative funding sources
  • Insider secrets on funding that can benefit prospects
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Use the link below to Join

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