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Right From The Heart: Trade Programs $25,000 to $100,000,000+, How To Fund Your Viable Project $10m to $2B, and More 20101110

Right From The Heart: Trade Programs $25,000 to $100,000,000+, How To Fund Your Viable Project $10m to $2B, and More 20101110

Greetings from the beautiful San Francisco Bay Area where temperatures are in the mid 60’s, and overnight temperatures are in the mid-40’s.

Thanks to each of you we now have 5,345 double opt-in subscribers.


We’re running a Special Promotion until December 31, 2010:

We’ve had good success in funding several in these difficult times.

We’ve found that those whom we meet with face-to-face for a couple of hours, that really get plugged into our websites, newsletters, articles, and webinars have a much higher funding success rate than those who try to “go on the cheap” skip the process. don’t read the newsletters and, in general, try to do things their way.

If you’re serious about getting funded you’ll come to Concord CA and spend two hours with me.

For only $2,500 you’ll receive two hours of coaching for you and your team here in Concord CA on how to properly fund your viable project or idea, a thorough review and written critique of your Executive Summary, Bio’s, Detailed Use of Funds, 5-Year Pro-Forma, and Exit Strategy, and a one-year prepaid subscription to our 4,000+ page and growing private subscription website which archives our newsletters. This is a $4,664 value if you buy the services separately.

In addition, if you choose to become a Priority Client we’ll credit your entire $2,500 investment plus the costs of your travel to Concord CA towards our Priority Expedited Client Fee.

We’ve been successful in funding dozens of business people who struck out using mainstream funding sources. Block a couple of days; fly or drive to the beautiful San Francisco Bay Area, bring a cashier’s check or wire funds direct to our Bank of America corporate account.

If you need more than two hours we’ll charge only $500 an hour instead of our normal $1,000 an hour and we’ll still credit it all towards our Priority Expedited Client Fee.

If you need me to come to you for two hours you’ll need to add $10,000 for travel expenses and time away from Concord CA. If you need more than two hours we’ll charge only $500 an hour instead of our normal $1,000 an hour and we’ll still credit it all towards our Priority Expedited Client Fee.

On Sat, Oct 23, 2010 at 9:58 PM, Victor B wrote:

Thanks Joe. You are my kind of guy, and I plan to meet with you for a couple of hours within the next couple of weeks; but I have to go to Portland next week and I’ll study your websites before I try to confirm the appointment. I’ll bring a Cashier’s check with me to San Francisco.

Just for your info: I invented plastics recycling in 1987, raised $0.75 mil. in venture capital by Jan. ’89 single-handedly and bought them out by 1991, borrowed millions between 1988-92 and prepaid a $0.5 mil. SBA-guaranteed loan in 1991. However, I have been working very patiently on this phase of my recycling business since the late 1990s; because the big guys wanted to kill recycling in the 1990s. Vic

Vic drove down from Portland Oregon and met with me for two hours at Armadillo Willy’s my favorite barbecue restaurant in Dublin CA Thursday November 4th.


We’re pretty good at what we do but we’re far from perfect. You’ll learn that our clients and funding providers are far from perfect too. Hopefully we’ll all learn some lessons on how to do business better.

We’re looking for “Clients for Life.” If you’re looking for a trustworthy, hard working Capital and Cash Flow Specialist perhaps we can do business. With 33+ years of financial services experience (November 1976 to present) we may be uniquely qualified to serve you and those whom you choose to refer.

Please remember that we work on a Priority-Expedited basis and a Non-Priority- Get To You When We Can basis. Not everyone understands our business model and that’s okay. After 33+ years in financial services we can’t please everyone – We do the best that we can for committed paying clients because they’re the ones who keep us in business.


I’ve sat through tens of thousands of presentations since we started in business July 1,1999. Most are made by shrewed entrepreneurs in search of funding for their new business concepts.

I am continually shocked by the failure of most of these presentations to communicate effectively and persuasively.

The problem is that nobody knows how to tell a story. And what’s worse, nobody knows that they don’t know how to tell a story.

The overwhelming majority of business presentations merely serve to convey data, not to persuade.

You need to be able to master the art of telling a story in a clear, convincing manner.

Investors have been burned badly in the past several years. There’s nothing worse than receiving a 250-page “novel” with the funding request buried on page 57. We don’t have time to sift and sort through hundreds of pages of data and to give dozens of hours of our precious time away.

If you’d like to be “coached” on how to present powerfully and effectively you should retain Cash Flow Specialists, Inc. as a Priority – Expedited Client.

We’ve helped hundreds obtain funding, are you next?

This is part of an email that I sent to an “oil man” who has been shopping for a loan for at least two years:

We went down the “free road” (Non-Priority) with you about two years ago, Walter.

I paid my assistants a small fortune and all the while you kept “shopping.” I absolutely refuse to do that again.

Doing upfront work to gain leverage with a potential client is a risky proposition. With so much staff time and so many resources needed we could end up spending all our revenue and profit from several closed transactions to compensate for the costs we’d incur with you.

We don’t want to be in a business where clients want free work. Providing so much upfront work and slashing  success fees is not a sustainable way to operate. Too much upfront free work squanders our resources and time.

Here’s Walter’s reply:

On Sat, Oct 9, 2010 at 1:21 PM, Walter O B wrote:


Fine Thank you, We have several funding resources available to us that have already sent us LOI Letters anyway!!

Again Thank you anyway,

Walter O. Breeding

This is what I’m talking about. It takes 40 to 150+ hours to read all the materials, make the conference calls to review, prepare the loan package, contact funding source(s) to present, review with clients. Here Walter was still shopping after he received several LOI’s.


It would be great if on all submission for loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds I receive a fully completed and executed 1-Procedure Sheet, 1-KYC and 3-Copy of Instruments

And for submission of loans against Stocks, Bonds, US Treasuries and MTN I receive 1-all screen shots to include title page, 2-KYC and 3-Monthly account statement.

This makes our SIMPLE process go so much easier.

Thanks, will talk to you soon.



Cash Flow Specialists, Inc.

And Joe Tufo

International Project Financing And Investment


Cash Flow Specialists, Inc. provides expert financial services for procurement of private placement investment, direct investment, international project financing, venture capital funding, capital loans or credit lines. We work directly with capital funding, financing and investment sources, to procure the most competitive and profitable terms for our clients.

  • International Project Financing from $10.0 Million – $2.0 Billion
  • Investment Capital for New Companies or Corporate Expansion
  • All Countries and All Industries Can Be Financed
  • Low Interest Credit and Loans From 1.0% – 7.0% Interest
  • No Collateral From Client – We Procure Collateral From Third Party Investor

For projects without collateral from the client, Cash Flow Specialists, Inc. has well-developed and proven methods for organizing and structuring capital financing loans, including collateral instruments and insurance bonds from our investors, cooperating banks and international financial institutions, for procurement of full capital funds with favorable terms and rates.

Cash Flow Specialists, Inc. itself is not a fund, and does not give investment capital from its own funds. We are an international firm that performs expert preparation of investment projects, on the basis of direct expert knowledge of the rules, requirements and criteria of numerous financing sources. The client must pay for the preliminary expenses of this work. After preparation, Cash Flow Specialists, Inc. conducts full management and active work on procurement of capital funds,100% on commission.

Structured Capital Financing Loans

For businesses that can not provide sufficient collateral to secure a commercial loan, a complex and multi-level approach to structuring the transaction makes it possible to successfully receive venture capital funding, without any collateral from the client. This category of capital procurement requires extensive inside financial industry knowledge, legal and negotiating expertise, and direct, active professional support.

Working with financiers to structure conditional purchase of discounted collateral and other guarantee instruments, Cash Flow Specialists, Inc. can reliably obtain full, once-source funding from venture capital lending banks. The core of this mechanism is third parties, usually other banks, financial institutions or insurance companies. These collateral providers either partially or fully back the loan from the source, with little or no risk to the receiving company.

Fairness and Non-Discrimination Policies
Each structured funding package organized by Cash Flow Specialists, Inc.  includes risk management and collateral procurement mechanisms built into the process. This approach both serves to keep interest rates lower, and also results in increased fairness and more favorable consideration of proposed businesses in developing countries. Ratings for countries such as Standard & Poor’s or Moody’s are considered irrelevant, since it is widely recognized that very successful and profitable businesses can be established even under highly adverse or unstable conditions.

Funding sources and their representatives who work closely with Cash Flow Specialists, Inc.  have repeatedly verified and confirmed that the investment banks in Cash Flow Specialists, Inc. network do not discriminate against any country, unless it is un-insurable, or on governmental terrorism lists. Cash Flow Specialists, Inc. European and American funding sources have firmly established rules that all projects must be assessed for risk only on the basis of the merits of each proposed project. Similarly, the interest rate for approved capital financing loans is based exclusively upon the risk factors of the business strategies for each individual project, and no “country risk” factors are used.

Reliable Results for Investment and Project Financing

The reliable procurement of capital funds is not a myth, but an unavoidable reality. The mission of funding sources is in fact to give working capital, not to withhold it. They are under significant pressure from contractual obligations with constituent investors, pension funds, trusts or even government agencies to make active use of funds to realize gains. Underperformance or inactivity results in damage to the source’s reputation, and even loss of rights to manage the entrusted funds.

Applying extensive professional resources, intellectual property, and effective strategies, it is only a matter of time before a professional services firm obtains an approval and offer from a source on favorable terms.

During over 6 years of professional practice, the Cash Flow Specialists, Inc. success rate for obtaining approval of client projects and offers from collateral providers and capital funding sources is more than 50%.

Although not every collateral provider and every source accept or approve each particular project, the resources, methods and persistent work of Cash Flow Specialists, Inc. allow us to maintain and repeat this record of reliability.

How to Start the Investment Process

Whether you are looking to finance one commercial project, a joint venture, or your whole company, the best way to start is by talking to a Cash Flow Specialists, Inc. project manager for a free consultation.

We will work with you to identify your goals, assess the best category of venture capital sources for your business, determine a target strategy, and help you pick the professional services that will be most cost-effective and work best for you.

In Ecclesiastes 11:2 Solomon writes, “ Divide your portion to seven or eight for you know not what evil may happen on earth.” That’s great advice!



If you have a project you want to fund call to discuss Self-Funding ideas. Using our programs may allow you to fund your projects in a few years and never be in debt!

This came in Wednesday November 10, 2010:

The Three programs are as follows:

Option 1a. $50,000 minimum from 90 days to a 5 year or best efforts contract.

A return of 15% paid monthly directly to your bank account.

Option 1b. $500,000. or more will return 20% paid monthly directly to your bank account.

Principal monies will be returned at the end of your chosen contract.

Option II $100,000. or more compounded for 1 year will bring a return of 500% at the end of the 1 year contract plus return of initial principal.

Option III 30 day Bullet Trades

500K Minimum 50% return-30 days

5M    Minimum  100% return-30 days

10M   Minimum  150% return-30 days

20M and up       200% return-30 days

Special Bullet trades from time to time. Any money amount. 50% return-30 days

News Update from Trader, just in.




p.s. 100m+ PPP- case by case basis


I was wondering if with this program if the returns are guaranteed and if the principle is protected?

All investments have risk. No investments are guaranteed.

All I need is a bank statement showing they have $50k dated not more than three business days old.


The money moves to the trader’s account. That’s how all real trades work, John.

If the client must have an escrow account we have another program: the yield is 6% monthly at $50k, 10% at $100k to $1m, and 12% from $1.1m to $3m.. I have written about that program many times.


This is a note between a Principal and Trader:


I have a couple of questions/issues with the contract.  The bolded areas are sections in the contract.  Please review and provide some insight.  Thanks.

  1. Management

    • Is it common that the Private Placement offering company isn’t a registered financial firm?

Companies that are required to be registered are companies who trade securities etc, FOREX, is not one of those markets that require registration.

  1. Payout Distribution

    • Why doesn’t the contract state the anticipated returns (i.e. 50%)? All of our contracts are left available to edit based off of the specific program that the client is taking advantage of at that time. I believe they sent this contract to you for Brad, more so for him to have the opportunity to review it and ask any questions he may have. When he is ready to move forward, the return can be entered in by hand, or I will personally send through the contract with all points filled in, in regards to returns etc.

    • What goes in the Historical Half Unit Dist. USD box? N/A

  2. Terms of Joint Venture

    • Why doesn’t the terms state I’m going into the the one month bullet for $50,000 with 50% return for a total return of $75,000 in 30 days? See question 1 above, will be in the final contract for signing, or can be entered in by Brad himself when ready to sign off on. I will gladly handle these details if need be, please advise as to his wishes.

    • I like that fact that the contract states, “DEPOSITOR(S) principle is guaranteed from loss.I’m assuming this means the prinicpal (i.e. $50,000) is protected? Exactly, the $50,000 investment will be guaranteed from loss.

  3. Construction

    • The above questions are considered part of the Construction section

How well did you vet FMC given the short turnaround in getting this done?  I couldn’t find much information on the Traders.  I find it hard to believe that Shawon is the actual trader given he just graduated from Indiana University (BA 2005-2009). I am NOT the trader on behalf of FMC, our platform is fully automated. I am co-owner of the FMC and the software that we developed and “own” outright. We have been an automated trading group since the start, and have only improved our system from the start. Bryan  seems like a trader as he designs and programs high-frequency trading algorithms. He nailed it on the head, Bryan used to work for a hedge fund that traded currency…Bryan has also taught myself how to do manual trading so I would have a great understanding of how our platform works inside and out. So while I do manual trading of client funds personally, I have the background needed to run a platform of this nature and be in the position we are currently in to offer this out to clients of interest. Any insights you could provide would be greatly appreciated.  I anticipate having the document back to you first thing in the morning once the questions are answered.  This is my first Private Placement and I don’t want to be involved in a horror story where one gets ripped off.  Thanks for your understanding. In regards to the last statement, I completely understand it and know exactly where he is coming from. These are all questions that should rightfully so should be asked, and I have no problem answering any of them. We ensure that this will be a great first experience for Brad, and look forward to managing his funds for a long time.

If there are any further questions please let me know and I will reply accordingly. I look forward to finalizing the contract with Brad tomorrow, and moving forward to a bright and prosperous future for everyone involved.

Brad placed $50,000 in a 30-day bullet trade after getting his questions answered. The yield is 50% or $25,000, not a bad Christmas present. Banks are paying peanuts. Why not take some of your uninsured money above the $250,000 insured amount and place it with us?

This went out Saturday October 30th:

Some have asked questions about this program. It is NOT for everyone.

There are two things that I have always encouraged investors to do since I began selling investments in 1979:

1. Never invest with money you cannot afford to lose.

2. Always take the profits until you get your original investment back

It’s amazing the FDIC paid out $58b more than it had in reserves so far in 2010.–2010_bank_failures_in_the_United_States

Here’s a program where the principal is guaranteed. I edited the company name.

If you are interested send Proof of Funds $50,000 or more to and call me at 925-352-6000

A client received his contract today on the Any Money Trade. He particularly liked this:

Here is the language in the contract that another client accepted today:

Term of Joint Venture

7 The term of this joint venture shall commence on execution of this Agreement and continue until all payments to be paid to this joint venture per the terms and conditions of the aforementioned distribution have been paid. DEPOSITOR(S) principle is guaranteed from loss.

Is that strong enough language?

The ANY AMOUNT trade will go fast. This will close November 12, 2010 and begin trading November 15, 2010. We have one more Special that will close out in late November 2010. Then they will be a Holiday break and the next 30-day trade will be available January 3, 2011.

I need a CIS, a copy of your passport and Proof of Funds not more than three business days old.

The $500,000+ bullets appear monthly.

If you have ANY AMOUNT that you can place into trade this will be an introduction to this Trader.

Bullet Trade No Minimum 50% Return 30 Days Principal and Interest Return

Place $50,000 and receive $25,000 for a total of $75,000 in just 30 days.

Place $100,000 and receive $50,000 for a total of $150,000 in just 30 days.

Place $200,000 and receive $100,000 for a total of $300,000 in just 30 days.

Place $400,000 and receive $200,000 for a total of $600,000 in just 30 days.

Place $600,000 and receive $300,000 for a total of $900,000 in just 30 days.

Place $800,000 and receive $400,000 for a total of $1,200,000 in just 30 days.

If you call and get voice mail leave a message and I will call you back.


This came in from Jeff Monday September 13, 2010:

We have Capital for Qualified Borrowers.  Please read through the attachments and the details below.  You will be pleased with our capabilities, service, and delivery.

Targeting Bridge, Construction, Permanent, and Unique Financing Programs.

We are closing deals for qualified borrowers, in good locations, for good products.

Financing Programs and Platform:

(1)  New Bridge Funds Available for Immediate Closings – As well as for valued added and opportunistic deals the banks are just not funding – includes bridge loans, interim financing, mezzanine financing, equity, preferred equity, subordinated debt, distressed situations, note discounts.

(2)  Construction Financing Program: ACI has new funds available for Construction Financing with Loan to cost to 75%; with rates at 5.50%, for most property types, for good net worth seasoned borrowers, including:

1.    Office

2.    Student Housing

3.    Healthcare Properties

4.    Hotels

5.    Multifamily

6.    Retail

7.    Industrial

(3) Standard 2010 Financing Programs are Attached

(4) Platform Includes:

1.    Commercial Real Estate Debt; Equity; and Mezzanine Capital

2.    Private Equity for Commercial Real Estate and Business Financing

3.    Joint Ventures for Commercial Real Estate and Business Financing

4.    Venture Capital for Business Financing

5.    Alternate Investments

6.    Advisory Services

7.    Difficult and Sensitive Financing

8.    Infrastructure Financing

9.    Conventional Financing

10. Bridge Financing

11. Transitional Financing

12. Distressed Financing

13. Note Purchases

14. Middle Market Financing

15. REIT Financing

16. Acquisitions and Dispositions

17. Marketing Services

18. Variable and Fixed Rate Demand and Other Bond Programs (Cheaper Rates, 1-3 points cheaper)

19. Developer Financing Programs

20. Hospitality Financing

21. Regional Proprietary Financing Programs

22. Industry Proprietary Financing Programs

23. Property Type Proprietary Financing Programs

5) Investors

Some of our investors (private and public), affiliations, investment banks, and correspondent relationships include:

Private high net worth investors

Public company commercial real estate investors

Investment banks

Merchant Banks

Private equity


Mezzanine capital

Construction funds

Canadian Banks that invest in and lend in the US with a major US presence with hundreds of billions is assets

Private Banking Relationships

Correspondent relationships with large, national, regional, and local US banks

Institutional funds

Equity Capital

Pension Funds

Members of our group are approved agency investors and lenders

Hedge funds

Bridge funds

Government programs

Developer funds

Retail, Multifamily, Industrial, Student Housing, Healthcare, Office Platforms

Large concentration of healthcare investors

Venture capital

Acquisitions and Dispositions Platform

Residential development funds

Large concentration of Hospitality investors

Foreign Worldwide Sovereign Banks and Investors With significant US presence

World banks

We are engaged in the business of commercial real estate investment banking in order for the borrower to secure financing, where financing and investors is defined as, and to include, equity investment, joint venture,  correspondent loan, loan, bank loan, refinancing, credit facility, loan guarantee, investors pledged collateral for investment, merger, reverse takeover, mezzanine placement, subordinated financing, or corporate amalgamation, value of repurchase option or share-buyback agreement, value of any leaseback or royalty or residual payment program offered as part of  the financing, and convertible debt or share issue and or any transaction that may be considered the “sale of the shares or assets of the Borrower(s) and Guarantor(s).

Make note, and we want this to be clearly understood, that the borrower acknowledges that we are a commercial real estate investment banker.  We do verify that our investors include private and public commercial real estate investors (as defined herein) with combined resources in many billions of dollars that are very active in financing commercial real estate properties.

Feel free to contact us to discuss your requirements.

Jeff Morris

We have two small loans closing and funding next week. They took a while but the clients will cross the finish line and that’s always good news!

Hi Joe,

You work harder than anyone I know.

I hope everything is going good for you! Things have turned around for us personally.

Kindest regards as always,


This came in from Gary M Tuesday November 2nd:

Thanks for remembering me Joe, that meant a lot to me.  Joe, honestly your skills have always been amazing, and I know God has put greatness in you Joe to bring value to you and your family and others you can mentor.  You are a great teacher and mentor.

I sent this to a prospective client November 2nd:


We have your best interest in mind.

Your bank accounts are insured to $250,000. That means everything above is at risk of loss.

By the way, I have a gold program with an international attorney in Ottawa. Under $1m they pay 12.5% a month. Above $1m they pay 25% a month. The attorney has $10m in insurance per account. He will accept any reasonable amount under $1m. This is a gold-backed account. He called me yesterday. This has nothing to do with Greg.

They have been in business for several years. They have “feet on the street” all over the world. They have a good management team. They control every step of the process and have their eyes on the gold from the mine to the refinery. They also trade in diamonds.

Three great programs:

1. MTN Trade with Chris in New Zealand. You earn 36% per quarter on $1.1m+.

2. FMC Trade in Colorado. You earn 50% 30-day trade.  You can also earn 15% a month to $500k and 20% a month above $500k or you can allow the funds to compound and earn 500% for the calendar year.

Funds are wired to Chase and are placed in a blocked account triggering the Traders credit line. Chase sends a letter to that effect to the owner of the funds.

3. Gold Backed Trade 12.5% a month to $1m and 25% above $1m.

Charles also has a T-Strip program that may be of interest to you.


Time is more value than money. You can get more money, but you cannot get more time.”
– Jim Rohn

This came in Tuesday November 2, 2010 from Victor G. who runs a large project funding company in Singapore:

He who tries something and

fails is infinitely greater

than he who tries nothing

and succeeds.

– Confucius

Luke 6:38 (New International Version)

38Give, and it will be given to you. A good measure, pressed down, shaken together and running over, will be poured into your lap. For with the measure you use, it will be measured to you.”


As always we’re available 7AM to 5PM M-F Pacific to serve you and those whom you choose to refer.

Our websites are at:
Let Us Help You Get Funded:

Joseph P. Tufo, President

Certified Cash Flow Consultant, Certified Capital Specialist
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
Let Us Help You Get Funded:

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:
Google Profile:

Fee and Commission Based.

Private Client Services $5,000 to $50,000,000+, Business and Personal Lines of Credit $50,000 to $14,800,000, Large Project Funding $10,000,000 to $2 Billion, SBA Loans, Commercial Loans, Private & Hard Money Loans, Asset Monetization, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Distressed Debt Opportunities:

Please click on the link below to read our Disclaimer

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