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Lessons Learned: The Good, The Bad and The Ugly 20110723 “Liar, Liar, Pants On Fire”

Lessons Learned: The Good, The Bad and The Ugly 20110723

Liar, Liar, Pants On Fire”

The Good:

We’ve had dozens of participants in our weekly calls. We pay for 50 lines and will add more when needed.

The private platform president and program manager of the Gold Buy-Sell program were on the last call. These two men have a wealth of knowledge. Hop on a future call and learn how these programs work and what they can do for you and those whom you love.

The recording is at our private subscription site. Some recordings are available for sale individually at

For more information on the recordings please write Dale and I have been friends for more than 30 years.

Listen in and hear the president and program manager of the Gold Program explain how the program works in minute detail. What if you could cover your personal and business expenses, self-liquidate debt and self-fund projects?

This program does that.

Earn 10% or more a month by placing $50,000 or more. The “sweet spot” is $300,000 to $1,000,000. Clients that need to self-fund projects can place 10% of what they need and fund their projects in one to two years and not have a monthly coupon to pay for the next 20 to 30 years.

Don’t forget to sign up for our weekly calls. Listen in as I interview platform managers and CEO’s. You need to register for each call individually.

You are welcome to participate in future Wednesday weekly conference calls.


July 27, 2011: Wednesday Weekly Conference Call Week 30: Small Cap Programs $50k to $5m, Project Funding, and More


August 3, 2011: Wednesday Weekly Conference Call Week 30: Small Cap Programs $50k to $5m, Project Funding, and More

August 10, 2011 Wednesday Weekly Conference Call Week 32: Small Cap Programs $50k to $5m, Project Funding, and More


We discuss the five What If’s:

  1. What if it was possible to “crack your monthly nut”?
  2. What if it was possible to “ cover your monthly burn”?
  3. What if it was possible to self-liquidate debt?
  4. What if it was possible to self-fund projects?
  5. What if it was possible to “cover your burn-rate”?


We also discuss project funding and asset monetization.


Visit to sign up for our free newsletters. You can opt-in and out anytime.


The calls are participatory. Ask any questions and we’ll do our very best to answer you.


Our private placement programs yield 10% or more a month. Investments range from $50,000 to $100,000,000. If you are interested call me at 925-522-0700 or email me at


All we need to get started is a client information sheet (we will supply) , a proof of funds not more than three business days old, a passport, and a letter of interest explaining what you are trying to do with the proceeds from the buy-sell program.


We have several options for you to choose from.


Join us on our weekly call if you wish. Invite your friends too.


Loan Program #91a

This USA based lender is one of the largest Trusts in the world and will arrange financing worldwide from USD $20 million minimum to no maximum. Available are Equity Joint Venture Investor Program, Project Loans, Asset Monetizing, Super Jumbo Residential Loans in USA only. Ask for details.


Program #410–Raising Capital for Start-Up and early Stage Companies through low cost Public Offerings

More than four million small businesses in the USA and about 600,000 new businesses annually can use these services and products to raise the funds they need through low cost Public Offerings. These products and services can also be used to finance businesses in Europe, Russia, Asia, Canada, Mexico, Central and South America. Use these products and services to raise USD$100,000 to $20 million for seed, development, expansion and working capital of new and small companies and to raise $5 million to $20 million for seasoned companies. On the website you will learn all about these low cost services and products offered which you will receive at discount if you do it through our website.


We’re doing a special call Tuesday July 26th for all of you who want to self-liquidate personal and business debt.


This is going out in a separte email:


Subject line: Are you fed up enough yet?


Find out how you can finally stop the banks from ripping you off for the ridiculous amount of interest you’re paying on EVERYTHING.


On a $200,000 house at 6% interest you pay OVER $430,000 out of pocket on a conventional 30 year loan.  So are you really paying 6% interest or does that make it over 100% interest?  How would you like to take that same $200,000 house, pay less than $50,000 interest and retire the mortgage in 10 years or less, without changing your lifestyle or increasing your monthly budget, therefore keeping an extra $180,000 in your back pocket! You know you need to see this.


This is an information only webinar that will show you how to reduce the banks take by up to 75%.


Our proven mathematical interest cancelling interest strategies work on mortgages, car loans, credit card balances, etc. If you have any of the above, you need to be on the call.


Due to the extremely high response we only have a few seats left so register now to ensure your spot.



P.S.We’ll even show you how you can use this proven strategy on all yourpersonal and/or commercial investment properties



The Bad:

The president of the offshore New Zealand program terminated our agreement unilaterally last month after I introduced dozens of clients, prospective clients and referral partners.

He threatened to come to my home and shoot me. My wife and children overheard and became frightened. I reported the matter to the Antioch CA P.D. at their urging fearing for their safety and mine. I have the incident report number and badge number of the officer.

Isn’t that sad?

This is a man whom I have known for almost five years. We socialized. I have shared meals with he and his wife. He called me his friend, buddy, pal and other endearing terms to dozens on five live recorded conference calls. Now he stiffs me for $100,000 +/- in commissions and steals my clients and referral partners.

Is this the type of person you should trust with your money?


The Ugly:

The president of the offshore New Zealand program has been libeling me and slandering me and the program manager of the Gold Program. Here is an email that I sent him on Thursday July 21, 2011:


I took my instruction from you, Chris. I have the notes from everything that you said. I also have the five live recordings where you said you would not allow circumvention not once but multiple times on multiple calls. 


Why would you say one thing and turn around and do something different?


I have clients, prospective clients, and referral partners that have reported that you are libeling and slandering me. 


You never had a kind word for Alicia, Irina, Greg, Francisco, David Roth, Robert Lewis, Chris King, Greg Parry, Judy Taylor, Bill Smith, Dwain Wiley, and dozens of others. I have the notes and emails. 


Word got back to Greg that you are bad mouthing me and the gold program. We have never bad mouthed you. You claim that you’ve been in business 23 years in New Zealand but there is no record of that. You are claiming that the gold program isn’t real yet we have clients that have been paid every month. 10% is 10%. We don’t charge fees and commissions to the client. We make money on the transactions and arbitrage. The programs (yours and the gold program) are completely different. 


Please stop libeling, slandering, bad mouthing, bullying, and lying. 


I was your advocate. I was your evangelist. I was your valued and trusted partner. Proof of that is clear in reading what Robert and Alicia are sending out. It’s nearly word for word what I wrote for months in emails, newsletters and web postings and what I stated on calls.


You have no business bad mouthing anyone. There is no cause for you to libel or slander me or Greg for your benefit. Stop “Trash Talking.”


A trusted adviser is one who is perceived as a “high integrity expert” who is willing and able to help people. Establishing and maintaining that integrity does not involve pointing fingers or launching attacks. Although you think that you’re winning points with clients, prospective clients, and referral partners you’re ultimately undermining yourself and your success by cutting down your own company.


Be professional but resist the temptation to join in throwing rocks. Don’t bash your competitors as it sends negative vibes making you look petty . It causes clients, prospective clients, and referral partners to question whether you are trying to compensate for something.


Know your competition but don’t spend time trashing them. Chances are you will be inaccurate or will upset the clients, prospective clients, and referral partners who end up coming back and reporting to me and Greg. Focus on what the customer needs and and show how you can deliver it to him or her. Talk about your unique advantage in the market, not your competitor’s problems.


If it’s not honest, don’t do it.


SW, SW, SW, SW: Some Will, Some Won’t, So What, Someone is Waiting.


You know who your competition is. We have no doubt that you perform. The bank world is volatile. We can live with that. There is no reason for you to pull this childish “sand box shxx.” We are not saying anything negative about you. If we’re not a good fit you may be a good fit. You’re performing. We’re performing.


If you are good, people will know it. There is no need for you to belittle others. Our track record on the gold program is spotless. Our yields to clients are higher than yours. We’re doing better for our clients than you are for yours. There’s room for both programs and many more programs like them. 


This is not a competition. We have similar client pools. We’re not really competing. We don’t have a sub-account. We have a pure trade. We don’t charge management fees. We don’t deduct commissions. We don’t charge early withdrawal penalties. 


Clients need to trust both you and us to meet our contractual obligations. There is nothing “imaginary” about our program. 


Pay me the balance of what you owe me and pay it today.


I wish you the best. 



This came in Monday July 25th.  He wrote after reading this newsletter. He was on live calls with Chris. He remembers things the way that I reported them. I have known Thornton since July 2004.

Hi Joe,

I’m very sorry to read your news.  It’s terribly unfortunate that someone as straightforward and good-hearted as you in trying to help others would get screwed over.  I would like to offer my condolences.

Take care and God bless,


As always I am here Monday to Friday 7AM to 5PM Pacific. There are extended service hours for existing clients and priority clients.

Joseph P. Tufo, President

925-522-0700 Direct 

925-352-6000 Cell

800-669-2700 Toll-Free USA Only
206-984-2853 Fax 

Networking/Chat Contacts:
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You are welcome to participate in future Wednesday weekly conference calls.

July 20, 2011: Wednesday Weekly Conference Call Week 29: Safely Earn 10% Net A Month $50k to $5m, Project Funding, and More


July 27, 2011: Wednesday Weekly Conference Call Week 30: Small Cap Programs $50k to $5m, Project Funding, and More


August 3, 2011: Wednesday Weekly Conference Call Week 30: Small Cap Programs $50k to $5m, Project Funding, and More

August 10, 2011 Wednesday Weekly Conference Call Week 32: Small Cap Programs $50k to $5m, Project Funding, and More

Private Client Services $50k to $50m, Project Funding, and Business Consulting. Ask about a proven method to increase your credit score to 765+.


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© 20110723 Joseph P. Tufo, President Cash Flow Specialists, Inc. All Rights Reserved

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