Categories
Articles for Publication In The News Money Available Preparation

Distressed Debt Opportunities

I received a call from a gentleman whom I know in South Florida who works with a New York City Hedge Fund. They buy bulk distressed assets for cash and close quickly. As a fair warning, they are “wolves.” If you’re looking for “top dollar” this is not your play but if you need fast cash there may be no one quicker than this firm.

They are excellent at Restructure. Reorganize. Recapitalize.

Here are some tombstones:

Appointed Chapter 11 Operating Trustee and Financial Advisor. Restarted operations and sold company within 9 months

Served as Chief Restructuring Officer and Investment Banker. Consumated sale to Dobson Communications.

Retained as Chief Restructuring Officer and Financial Advisor. Confirmed Chapter 11 Plan of Reorganization.

Restructured a $110 million bank facility. Closed $10.5 million senior and subdebt facility.

Retained as Financial Advisor. Sold company to private equity firm for $48 million.

Performed Forensic Investigation and served as Crisis Manager. Sold Company to Financial Buyer.

Served as Financial Advisor. Sold Publishing House for $4 million.

Reviewed operating performance and restructured bank debt.

Retained as Investment Banker. Sold Company to Financial Investment firm.

Facilitated sale of high-speed internet access and voice services provider in Chapter 11.

Restructured core business of cellular and satellite provider.

Retained as Chief Executive Officer. Raised capital and confirmed Plan of Reorganization.

Industries

They have successfully restructured companies across a broad range of industries including:

  • Apparel
  • Biotech/Pharmaceuticals
  • Business Services
  • Cable/Satellite
  • Consumer Goods
  • Alternative Energy
  • General Manufacturing
  • Financial Services
  • Food Service
  • Healthcare Services
  • Leisure
  • Jewelry/Diamonds
  • Marketing
  • Media
  • Newspaper
  • Paper Manufacturing
  • Publishing
  • Real Estate
  • Retail
  • Security
  • Software
  • Telecommunications
  • Towers
  • Transportation

They provide cash for paper assets that ordinarily are illiquid.

They specialize in purchasing claims and interests in distressed situations, specifically:

Bankruptcies

Liquidations

Insolvent estates

Their “investor clients” range from large funds and banking institutions to individual investors. Their “seller clients” range from Fortune 500 corporations to small companies and individuals. The breadth of their clientele allows the firm to offer a wide array of opportunities for sellers and buyers of distressed claims.


Different types of claims in bankruptcies and liquidations can include:

Bank Claims

Trade Claims

Distressed Real Estate

Administrative Claims

Equity Interests

Secured Claims

Lease Rejections

Contract Rejections

Disputed Claims

They are cash buyers and settle quickly. If you know of someone in need kindly refer them to me.

Thank you.
________________________________________________________________________

As always we’re available M-F 7AM to 5PM Pacific 925-691-8200 Office or 925-352-6000 Cell joe@joetufo.com

Joseph P. Tufo, President

Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
http://www.bit.ly/82XHOB

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk: joe@joetufo.com
Twitter:
https://twitter.com/joetufo
Facebook:
http://www.facebook.com/joetufo
Google Profile:
http://www.google.com/profiles/jptufo

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Private Client Services $5,000 to $50,000,000+, Business and Personal Lines of Credit $500,000 to $14,800,000, Large Project Funding $20,000,000 to No Limit, Commercial Loans, Hard Money Loans, Asset Monetization, Proof Of Funds and More.

Categories
Articles for Publication Film Funding In The News Large Projects Multi-Family Preparation Private Placement Programs Referral Partners Trade Programs

Frequently Asked Questions about Trade Platforms 201009

Frequently Asked Questions about Trade Platforms

MBA offers introductory answers to frequently asked questions about trade platforms, trade programs and services of MBA.  Should you have any further questions, please email me at joe@joetufo.com

1. What is the minimum level of participation in the trade platform?

Trade Platforms trades at institutional levels in increments of One Hundred Million, Two Hundred Fifty Million, and Five Hundred Million U.S. Dollars.  As principals, MBA can bring in qualified principals to participate in the Trade Platform at levels of no less than Five Hundred Thousand U.S. Dollars.

2. What type of returns can be expected or anticipated for principals who are invited to participate in the trade platform?

MB Assets can document past performance after we’ve determined the client qualifies for participation. The various programs have documented double and triple-digit returns.

Categories
Articles Articles for Publication Film Funding In The News Large Projects Money Available Preparation Real Estate Projects

FUNDING GENERAL PARAMETERS (USA & INTERNATIONAL) $20 Million – $500 Million

FUNDING GENERAL PARAMETERS (USA & INTERNATIONAL)
$20 Million – $500 Million
Documentation needed to set up a 45 – 60 minute internet presentation.
1) Cash- Proof of Funds 1% to 3% of the total project
2) Resumes/Bios of the Principals
3) Executive Summary
4) Pro Forma
5) Capital Needs Schedule (Prefer 1 Page)
Cash- Proof of Funds 1% to 3% of the total project can be provided in the form of
a letter from principals/projects bank, an unrevised copy of the most recent Bank
Statement or an unrevised screen shot showing account balance, date, name and
account number.
There is the possibility of bringing in another group to provide the Proof of Funds
if the project does not have the 1% to 3% Proof of Funds. Group putting up
the 1% to 3% Cash will receive a significant rate of return in 120 days or less.
Note: Cash- Proof of Funds is not transferred until the Project and Monetizing Bank
reach agreement on funding including such terms as total amount, disbursement
schedule, payee orders etc.
Up to a 40% equity stake in the project depending on the project
WHEN PROJECT IS FUNDED, FUNDS DO NOT HAVE TO BE PAID BACK.
Send items 1-5 listed above to the following email address:
joe@joetufo.com along with :
1) The name(s) of the principal(s) that will be on the call
2) The total amount needed to fund the project and
3) The total amount that the principal(s)/group can contribute to the project in cash,
as this will determine the speed and direction of the possible funding of the project.
Once all documentation is received for review, then provide the best 2 dates and
best 2 times on those dates to schedule a 45 – 60 minute internet presentation.
(Make sure you give the USA Western Time Zone )
*Participants are protected in several ways:
1) Entire transaction is overseen and managed by a prestigious law firm acting as
an Escrow Agent and Trustee, Law firm represents the US Embassy, Israeli Embassy
and South Africa’s Embassy, Specializes in Intellectual Property Law and Banking
among other specialties, US Court of International Trade, US Court of Appeals
for the Armed Forces and one of the largest law firms with over 200 attorneys.
2) Escrow instructions protect the participants
3) No Money is moved/spent until contract with Monetizing Bank is in hand –
Monetizing Banks are top tier International Banks.
4) Money only moves after there is a finalized contract and a guaranteed transaction
5) All payments due to the participants are paid by the bank through an Irrevocable
Payee Order and/or Escrow instructions. Language of Irrevocable Payee Order &
Disbursement schedule are reviewed by all participants
DISCLAIMER: Sender is not a United States Securities Dealer, Broker, Real Estate
Broker or US Investment Advisor nor is sender releasing a solicitation. By requesting
evaluation materials for any investment, you are indicating that you have read
and completely understand the statements contained in this transmission and
the following. We reserve the right to refuse to work with anyone who will not
comply with our REQUEST FOR CONFIDENTIAL EVALUATION ALL MATERIALS.
Any projections, opinions, assumptions or estimates used are for example only
and do not represent the current or future performance of the property and/or
investment. You agree to indemnify and shall hold us harmless from any kind of
claim, cost, expense, or liability arising out of your investigation and/or purchase
of an investment/property. This e-mail (including any attachments) is protected by
the Electronic Communications Privacy Act, 18 U.S.C. §§2510-2521 and contains
information which is confidential and legally privileged. The information is intended
only for the use of the individual or entity named on this E-mail. If you are not the
intended recipient, you are hereby notified that disclosing, copying, distributing, or
taking any action in reliance on the contents of this information is strictly prohibited,
and that the E-mail should be returned to this company immediately. The date(s),
number(s), and time(s) should not be relied on due to they are only estimates and
are subject to change without notice. If you have received this E-mail in error, please
contact the sender immediately.


Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
http://www.bit.ly/82XHOB

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:   joe@joetufo.com
Twitter:     https://twitter.com/joetufo
Facebook: http://www.facebook.com/joetufo
Google Profile: http://www.google.com/profiles/jptufo

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $500,000 to $14,800,000, Large Project Funding $20,000,000 to No Limit, Commercial Loans, Hard Money Loans, Asset Monetization, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Categories
Articles for Publication In The News Large Projects Preparation Private Placement Programs Trade Programs

For those skeptics that don’t believe that alternative Trade Platforms and Private Placement Programs exist:

For those skeptics that don’t believe that alternative Trade Platforms and Private Placement Programs exist:

This came in Thursday July 15th:

July 15th , 2010

Ladies and Gentlemen:

The platform got out of the gate strong and we know you’re all elated to see the level of returns thus far. However, we are in need of everyone’s assistance and support. We received notification from the platform’s management they have received a large volume of calls asking for profits, daily status and what the traders are trading throughout the month. This is unacceptable and will cause significant damage to our ongoing relationship.

This is not a retail managed Trade Platform we cannot afford to continue in this manner. Subsequently, we have been asked to assist in limiting the amount of calls and emails to the trade platform’s support team. MBAH can provide the best level of support to you and we are willing to answer questions, if we do not know the answers we will get the answers.

We also received notification from the Platform all requested redemptions/profits have been processed, the wires sent and confirmed for those who’ve requested the profits from your accounts. There is no need to send multiple requests. The trade platform support team will respond in writing once your request has been acknowledge and processed within 24 hours.

Your statements are available after your account has been settled for the calendar month’s trading activity.

Please do not expect these the very next day after the close of the month. In addition, those clients who need to fund projects must realize the platform is dependent on the power of compounding in achieving investment goals. Withdrawals of profits prior to the funds lock up period put undue strain on the trading, leverage and margining to accomplish each client’s goal.

Also, it is important that everyone understand the offering you received and in which you are currently participating is unique in structure; the fund is not structured to take on individual clients with participation at such low levels.

In regards to bring others we respectfully ask that you refer the clients to us in lieu of trying to structure the business directly with the platform.

The platform will simply not ascertain clients under Twenty Five Million Dollars, which is why MBAH brings clients in aggregate to fill the offering.

The same protocol must be followed with each and every one of you went through to qualify and receive an offering.

We are available to meet with the new people you are attempting to bring, the same as we’ve done for you.

We expect everyone to adhere to the terms that were set forth between you, the client, MB Assets and the platform. We appreciate your continued support.

On behalf of MBAH

Kindest Regards,

Robert Mxxxxx Senior Director

Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
http://www.bit.ly/82XHOB

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:   joe@joetufo.com
Twitter:     https://twitter.com/joetufo
Facebook: http://www.facebook.com/joetufo
Google Profile: http://www.google.com/profiles/jptufo

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $500,000 to $14,800,000, Large Project Funding $9,000,000 to No Limit, Commercial Loans, Hard Money Loans, Asset Monetization, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Categories
Articles for Publication In The News Large Projects Preparation Private Placement Programs Trade Programs

For those skeptics that don’t believe that alternative Trade Platforms and Private Placement Programs exist:

For those skeptics that don’t believe that alternative Trade Platforms and Private Placement Programs exist:

This came in Thursday July 15th:

July 15th , 2010

Ladies and Gentlemen:

The platform got out of the gate strong and we know you’re all elated to see the level of returns thus far. However, we are in need of everyone’s assistance and support. We received notification from the platform’s management they have received a large volume of calls asking for profits, daily status and what the traders are trading throughout the month. This is unacceptable and will cause significant damage to our ongoing relationship.

This is not a retail managed Trade Platform we cannot afford to continue in this manner. Subsequently, we have been asked to assist in limiting the amount of calls and emails to the trade platform’s support team. MBAH can provide the best level of support to you and we are willing to answer questions, if we do not know the answers we will get the answers.

We also received notification from the Platform all requested redemptions/profits have been processed, the wires sent and confirmed for those who’ve requested the profits from your accounts. There is no need to send multiple requests. The trade platform support team will respond in writing once your request has been acknowledge and processed within 24 hours.

Your statements are available after your account has been settled for the calendar month’s trading activity.

Please do not expect these the very next day after the close of the month. In addition, those clients who need to fund projects must realize the platform is dependent on the power of compounding in achieving investment goals. Withdrawals of profits prior to the funds lock up period put undue strain on the trading, leverage and margining to accomplish each client’s goal.

Also, it is important that everyone understand the offering you received and in which you are currently participating is unique in structure; the fund is not structured to take on individual clients with participation at such low levels.

In regards to bring others we respectfully ask that you refer the clients to us in lieu of trying to structure the business directly with the platform.

The platform will simply not ascertain clients under Twenty Five Million Dollars, which is why MBAH brings clients in aggregate to fill the offering.

The same protocol must be followed with each and every one of you went through to qualify and receive an offering.

We are available to meet with the new people you are attempting to bring, the same as we’ve done for you.

We expect everyone to adhere to the terms that were set forth between you, the client, MB Assets and the platform. We appreciate your continued support.

On behalf of MBAH

Kindest Regards,

Robert Mxxxxx Senior Director

Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
http://www.bit.ly/82XHOB

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:   joe@joetufo.com
Twitter:     https://twitter.com/joetufo
Facebook: http://www.facebook.com/joetufo
Google Profile: http://www.google.com/profiles/jptufo

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $500,000 to $14,800,000, Large Project Funding $9,000,000 to No Limit, Commercial Loans, Hard Money Loans, Asset Monetization, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Categories
Articles for Publication Bank Instruments In The News Preparation Private Placement Programs Trade Programs

How is it possible to have a guaranteed trade ???

This came in Thursday July 15th at about 3:45PM:

Hi Team,

Wow !!!  Big statement, how is it possible to have a guaranteed trade ???  Sounds too good to be true ???  a little history is required…

Things have been pretty crazy since the start of this year, many broken trades…  many trades where the trader has STOLEN the profits only to tell the client… “Oh, I’m sorry your trade never started, here is your principal back (after 5 months!)”   (mostly a lie where the profits are just stolen).  Banks STEALING the profits (not the principal) and the commissions for the Intermediaries !  (hows that for greed).  Or paying the client one payment a month instead of one payment a week !  How about paying the intermediaries one or two payments then STEALING the rest of the money!

Many SCAMS have been run on clients from the trader to the banks!  The clients principal has remained safe but little to no profits.  THE TRUTH IS THE BANKS ARE THE BIGGEST THIEVES ON THE PLANET.  This economy has the banks acting like the MAFIA !  Big banks too, the CEO of HSBC London had a choice to go to jail or become the CEO of HSBC Hong Kong… guess which one he picked ?

OK NOW WITH THE HISTORY LESSON OUT OF THE WAY LETS TALK ABOUT HOW TO DO THIS THE CORRECT WAY…

1.  Getting  GUARANTEED  returns in writing.

2.  Protection on the entire return, 40 weeks or 80 weeks or whatever.

3.  Protection for the Intermediaries to be sure they get all there profit participation.

HOW IS IT POSSIBLE TO DO THIS ?  ITS VERY SIMPLE…  HIRE A TRADE LAWYER TO WATCH OVER THE BANK !!!

OK here is how this works…  I HAVE ONE OF THE WORLDS LARGEST TRADERS WHO HAS JUST SET THIS UP FOR THREE OF MY TRADES  AND ALL THREE ARE WORKING LIKE A CHARM!    SO IT WAS TIME TO SHARE THE GOOD NEWS…

THEY HAVE A LAW FIRM IN EUROPE WHO SPECIALIZES IN PPP TRADE LAW  (trust me this is a very special area of the Law) THIS LAW FIRM REPRESENTS BANKS AND TRADERS AND IS A FIRM THAT DOES NOT TAKE WALK IN CLIENTS.  TO BE ABLE TO GET AN APPOINTMENT TO SEE SOMEONE AT THIS FIRM YOU NEED TO BE REFERRED BY A CURRENT CLIENT, NO EXCEPTIONS !!!

THIS IS VERY SIMPLE, IF YOU HAVE A CLIENT WHO HAS 100M OR MORE OF CASH OR ASSETS.  WANTS TO GO TO TRADE AND HAVE A SUCCESSFUL GUARANTEED RESULT, IN WRITING !!!   THE CLIENT MUST RETAIN THESE LAWYERS TO REPRESENT THEM IN THE TRADE WITH THE BANKS.  THE RETAINER IS $100,000 EUROS.  THE TRADER WILL REIMBURSE THEM THIS FEE AFTER THE TRADE STARTS.  THAT’S IT !  SIMPLE !   THIS IS WORKING NOW AND IS VERY PROFESSIONAL AND OF A VERY HIGH QUALITY OF TRADE AND HIGH QUALITY OF PEOPLE INVOLVED. THE BANKS FEAR THESE LAWYERS AND EVERY TRADE THEY ARE INVOLVED WITH PAYS OUT JUST LIKE THE CONTRACT SAYS…  IMAGINE THAT !

THIS TRADE WILL TAKE HERITAGE FUNDS TO TRADE OR GOLD OR CASH.  AS LONG AS THE CLIENT CAN PAY THE RETAINER WE CAN GET IT DONE.  AFTER THE COMPLIANCE PACKAGE IS SUBMITTED AND APPROVED THE CLIENT WILL BE INVITED TO FLY TO EUROPE AND MEET WITH THESE LAWYERS FACE TO FACE AND FIND OUT THE TRUTH OF HOW TO BE IN A SUCCESSFUL TRADE.   IF A CLIENT HAS A $100 MILLION OR MORE AND WONT SPEND 3 DAYS WORTH OF BANK INTEREST ON THERE MONEY TO HIRE THESE GUYS, ITS PROBABLY NOT THEIR MONEY !!!

Thanks,

Chris

Most great people have

attained their greatest success

just one step beyond

their greatest failure.”

– Napoleon Hill

This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation of investment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you.

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see:
http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809

Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
http://www.bit.ly/82XHOB

Networking/Chat Contacts:
LinkedIn: jptufo
Skype:  jptufo
Google Talk:   joe@joetufo.com
Twitter:     https://twitter.com/joetufo
Facebook: http://www.facebook.com/joetufo
Google Profile: http://www.google.com/profiles/jptufo

Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business and Personal Lines of Credit $500,000 to $14,800,000, Large Project Funding $9,000,000 to No Limit, Commercial Loans, Hard Money Loans, Asset Monetization, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
http://joetufo.com/blog/?page_id=14

Here are some tools we use that may benefit you:

We’re changing the way that we Market and promote our websites. If you’d like to learn more about what we’re doing visit: http://www.TrafficGeyser.com/cmd.php?af=33538

Discount Tickets To Tours, Spas, Restaurants, Concerts, Events, Hotels and More:
http://www.groupon.com/users/joe-tufo/referrals

Categories
Articles for Publication In The News Preparation Private Placement Programs Trade Programs

TRADE NOW AND TRADE WITH CONFIDENCE FEDERALLY REGISTERED TRADING PROGRAMS

This came in from Chris P.:

THERE ARE NO SUCH THINGS AS PPP TRADE PROGRAMS …. UNLESS YOU RECEIVE PROFIT PAYMENTS BY:
CARRIER PIGEON, PONY EXPRESS, SLOW BOAT FROM CHINA OR MY PERSONAL FAVORITE;
BROWN PAPER BAG DELIVERED BY AN UN-NAMED PERSON CARRYING A PIZZA BOX.

ALL PROFIT PAYMENTS MUST TRAVEL THROUGH THE FED WIRE SYSTEM IF THEY ARE LEGALLY GENERATED …. SO MUCH FOR ALL THE PPP PROGRAMMING B/S AND THEIR 220% PROFIT RETURNS PER TRADE.


GO REAL OR DON’T GO AT ALL.  MGB DOES NOT SUPPORT ANY SUCH PROGRAMMING.

TRADE NOW AND TRADE WITH CONFIDENCE

FEDERALLY REGISTERED TRADING PROGRAMS

LOW RISK TO NO RISK

HOMELAND SECURITY AND FED WIRE COMPLIMENT

ALL MAJOR US BANKS ACCEPTED

(Top US banks are approved only by Fed. Regulators and the TRADER)

NO FRONT FEES OR COSTS

100 THOUSAND USD TO 10 MILLION USD PROGRAMS AVAILABLE

(Not a stand alone Trade Program BELOW 10 Million USD trade pay once per month, at the end of the month)

10 MILLION UP TO 5 BILLION USD TRADING PROGRAMS

(Stand alone trading programs…higher profit positions trade 1 to 8 times per week and are settled every Friday)

NO OVERSEAS PROFIT RECEIVING ACCOUNTS ARE REQUIRED

(You may use any standard US major bank for profit returns)

ACCOUNTS ARE ONLY OPENED AFTER YOU HAVE SIGNED AND DELIVERED A FULLY EXECUTED TRADING CONTRACT.

SEE ATTACHMENTS TO THIS EMAIL. (Call Joe Tufo if you are interested at 925-352-6000)

IF YOU ARE NOT THE BENEFICIAL OWNER OR SIGNATURE OF THE ASSET DO NOT ATTEMPT TO REGISTER A TRADE AGREEMENT.

Best Regards, Cheers

Chris P.

__________________________________________________________________________

Categories
Articles for Publication Asset Monetization Bank Instruments Collateral Instruments Film Funding In The News Large Projects Money Available Multi-Family Preparation Private Placement Programs Proof of Funds Real Estate Projects Referral Partners Stock Loans Trade Programs

New Opportunities and Strategies For Funding, Monetization, and Wealth Building

July 4th Special Edition

New Opportunities and Strategies For Funding, Monetization,  and Wealth Building

BANK GUARANTEE INVESTMENT PLACEMENT

Investors Piggy-Back on BG purchase contracts using a unilateral contract.

These BG’s are used for project funding and are from Top Tier Banks.  Funding for these projects has been established and secured.

Funds are placed into Attorneys Trust Account.  The Attorney represents these Top Tier Banks in the issuance of paper.

$250K Minimum

Returns of 32% ($80K) every 15 Days for 150 Days-10 Payments =$800K$250K = Principle and Interest Returned $1,050,000 on Ten (10) transactions.

Rolls and Extensions of multiple contracts are granted upon availability.

****************************************************************************************

Please feel free contact to us to proceed

OFFICE

(925) 352 6000

TIME ZONE

http://www.time.gov/

http://www.worldtimeserver.com/index.aspx

USA WESTERN STANDARD TIME

______________________________________________________

ASSET MONETIZING

PAPER ASSETS/CMO’s/BOND’s/CD’s/TREASURIES/MTN’s/STOCKS/NOTES

Asset Monetizing Process & Procedures,

(No Bearer bonds)

NO CREDIT CHECK!  NO INCOME DOCUMENTATION!  NO APPRAISALS!

These loans can be a line of credit, or a margin line against the asset.  For stock loans we have the ability to implement a synthetic hedge against margin calls at a nominal cost to the borrower.  These loans can be 100% Non Recourse to the borrower.  Loans can go as high as 95% of the value of the portfolio.  It is important to note that we prefer to move all securities that are being considered for a loan to our investment banking relationships, this avoids many of the problems in inherent in these investments and allows us to get to funding much quicker.

Perfect for the borrower who does not want the lengthy unpredictable underwriting associated with a real estate loan.

REQUIREMENTS

Send over a copy of the Paper Assets;

CMO’s/BOND’s/CD’s/TREASURIES/MTN’s/STOCKS/NOTES

If available or send the CUSIP or ISIN Numbers.  CIS Form (Request CIS Form & Recitals) and a Statement as to where the asset is held and how much of the asset the client owns.

We need a complete statement of the asset (who, where, how it’s held?)

A complete statement that shows the client’s info, how it was mailed, and the positions.

No internet statements.

The statement will come from the Bank or Institution for which it is held.

If it is not from a Bank or Institution we can not use it.

It also has to be on the Market with Liquidity and Trading value.

NO STATEMENT- NO DEAL

(PLEASE PUT THE LAST NAME OF OWNER OR FUNDING ENTITY AND ASSET IN THE E MAIL SUBJECT HEADING)

We will review and want the borrower on the phone ASAP, with the Underwriter and or Banker.

Our disclosures will be forwarded to the borrower – we need to know the fees that need to be included on the broker side.

A conference call with the client will be scheduled.

To further after the call we will request financials on the Borrower / Company.

We will send the application to the client.

NO UPFRONT FEES

FAST CLOSINGS 3 DAYS TO 1 WEEK

When the securities are transferred we will then work to monetize them with in 3 days for the account being opened,

This usually closes in a week.

TERMS

Loan against market value,

Up to 95% at 1.5% Interest Only over 90 Day LIBOR

NON-RECOURSE

30 YEARS

High Yield Collateral Enhancement Programs & JV/Debt

The proceeds from the Monetizing Process can then be placed into our High Yield Collateral Enhancement Programs for further monetizing and Take-Out of Loan, or can be used as the collateral for our JV/Bond, JV/Equity, or (SCLP) Program for further project Development.

Please put the last name of principal or funding entity in the subject heading andType Of Asset and be consistent in all Emails.

This is how the deal will be filed.

For further details of the process please feel free to contact my office.

____________________________________________________________

Small Bank platform and your funds can stay in your USA BANK

Small BANK DEBT- bullet program $5M to $20M

This is a small bullet program, 2 weeks, MINIMUM AMOUNT $5M– MAX $20M, 2 weeks, 5 time multiplier.  We can accept AmericanCanadian, and European Banks.  This involves an admin hold, monies stay in account.  Program will also accept CD’s as well.

Private Placement Program Small Cap_ Cash or C.D._ Program

5M-20M

Institutions Accepted Top Banks American, Canadian and European
Proof of Funds Account Statement or Tear Sheet Signed By Two Bank Officers
Historical Return……

Special Feature……..

5x Principal in 10 Banking Days

Principal may re-enter Program Twice

Blocking Procedures Internal Blocking Letter Only

Note:  Platform will generally accept the

Bank’s Verbiage on the

Blocking Letter.

Documents Required

Documents as attached

Secured Transmission Documents submitted directly to the

Platform Director’s Assistant

Minimum entry 5 million USD

Maximum entry 20 million USD

Two weeks, 5 times multiplier.

Admin Hold on the account and money stays in clients account.  Trader sits in NY.  Please refer to the blue area and concentrate only on the blue area.

_________________________________________________________

T-STRIPS-MTN’S-BG’S-MANAGED TRADE-BUY/SELL-PPP-TRADING PLATFORMS

CFSI/NCC is either Direct/Alliance To/ Partner Of/ and or Direct to SeveralMajor Principal’s/Allocation/Commitment Holder/Trader’s.

Depending on what the request is and what is available will determine which direction the request will go.

– (Wholesale) – Fresh Cut/Slightly Seasoned & Seasoned-SEND CIS/LOI with POF-

A TREASURY & LANDESBANK SELLERS/Clearing/Cutting House.

Direct to Private Paper Holder’s of Major Principal’s/Commitment Holder/Trader’s.

B My Trust has 2 Foundations-(MTN’s) & our own Trader;

For Retail- (S) -Need the buyer’s procedures with LOI

Then we can match up buyer with seller.

We can issue elements of the asset- C& I #’s & SS- principal to principal once we know who we are dealing with.

For (Wholesale) – FC/SS-SEND LOI with POF-

MTN’s

The Trust/Foundation (Top Five European Banks) will only allow 1 point to be paid.

Fresh Cut 40+1

Slightly Seasoned are actually 50+1

Fully Seasoned is 65+1

Buyers will need to submit CIS.  POF will be needed.

C Commitment Holder/Trader-SELLER

Screen Block & Pay (ATP)-NO SWIFT- Settlement at E. C. B.

D – Alliance to Largest Trader in China-(Hong Kong)

(Heritage Funds Acceptable)

NOTE;

Any method of acceptance and delivery can be negotiated however we will need POF.

It does not matter who the client is-they still have to provide documentation of Proof of Funds upfront before any further process.

Seasoned Paper-We do not send ISIN/CUSIP Numbers over the net to an unknown entity or through intermediaries without first knowing who we are dealing with or without protocol.

BUYER HAS OWN LINE OF CREDIT

If Buyer has bank statement of the open credit line (against Buyer’s on Deposit Assets) we need letter from bank stating this.

Send CIS/LOI with Buyer’s Procedures and POF.  After review we can forward elements of the asset direct to the buyer.

We can do Proof Of Funds via Attorney and/or Compliance Officer with Bankers-Allocation Commitment Holders as per S.E.C./F.S.A. Compliance, Regulations – (Two (2) Banker signature SKR  Letter) – Bank to Bank for further validation of funds, however we would need POF as an introduction.

This can be can be a Sanitized recent Bank Statement or Tear Sheet (White-out or Black-out account numbers). Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift-(See attached sample)

**************************************************************************************************************

If your goal is mainly to earn a Safe and High Yield

Slightly Seasoned T-Strips, BG’s, & MTN’S

Managed OR – Buy-Sell Trading Programs

Seasoned T-Strips, BG’s, & MTN’S

Managed Trade – Buy-Sell Trading Platforms

Confirmed Pricing & Terms: Slightly Seasoned T-Strips, BG’s & MTN’S…and Managed or Buy-Sell Trading Programs.

A) Seasoned T-Strips: 4 different direct Sellers:

(#1) 19% + 1% Fee (US Treasury subsidiary)

(#2) 19% + 1% Fee (European State Bank)

(#3) 19 % + 1% Fee (Major Trader via USA agent)

(#4) 20 % + 1% Fee (Major European Trader)

(B) Seasoned BG’S

Deutsche/London: 60’s%-to-70’s% (Price depends on contract size)

(C) Seasoned MTN’S (Global unsubordinated MTN’S @ 40’S +1)

(D) Managed Trading and Buy-Sell Programs Starting at $1MM and UP

(TIER 1 TIER 2 TIER 3 PLATFORMS)

4 SEASONED T-STRIP PROVIDERS

4 Different Providers:

* In ALL instances: 30 Year Treasury Strips from Existing Owner/Seller. 29+ Years to maturity.

* Provider is a LANDESBANK (State Bank — the largest in its country).

*DIRECT to Directors or former directors of Provider

Special Programs:

We only deal with Licensed Traders (some independent platforms and others inside of the Trading Bank).

All Program Groups are among the largest in the West.

One Buy-Sell Trader offers 6 week Program (net, net of 10 times investment possible)

Grandmaster can swap cash for 105% BG, then places cash into SUPERIOR 1 year format

DIRECT TO TREASURY & LANDESBANK SELLERS

* NO potential Buyer can talk to a Provider until ALL required documentation (see below) has been presented. These are the rules of the Providers.

IMPORTANT PROCEDURES OF TREASURY & LANDESBANK SELLERS

Note:

All below comments do NOT pertain to the 3rd Provider

* All documents must be presented as a one-time complete packet.

Once texts are in “Compliance” they will not accept supplemental submissions.

* They can close IMMEDIATELY once you pass compliance.

* If a Buyer defaults or misrepresents, they will be blacklisted.

* The Directors of EACH said that they wish to have a TEAR SHEET presented up-front or abank statement of the open credit line (against Buyer’s on deposit assets.

This is because the Seller’s DIRECTORS do not know new Buyers, and they are concerned that IF you can not demonstrate that you can buy, then they will be greatly embarrassed. They will not risk a failure or an embarrassment.

*PROCEDURES

We have an alliance to forums that have instruments if not issued from the Trust it will be from the Treasury, Landesbank./Clearing/Cutting House and a Private Holder of Paper (From some of the wealthiest individuals in the world) depending on request and availability.

*Send buyers CIS General LOI and POF to start with as and introduction.

LOI to;

(Provider Allocation Commitment Holders)

Just send CIS/LOI with REAL POF

Include reference to both POF (for cash and credit line) and SKR (for financial instruments) texts.

PROOF OF FUNDS– Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet as an introduction.

(White-out or Black-out account numbers)

Or Standard, 2 Banker-Signed, SKR Letter from the depository bank works best: not a free form swift-(See attached sample)

Provider wants to see that your buyer has the necessary funds to at least pay for the first Tranche. Providers are not going to go to their bank and sign a five year contract without knowing if the buyer is real.

If the POF is sanitized, it can only serve as an introduction for format and text.

It would have to be followed by a Client Information which would have the information deleted from the POF text.

Initial POF or SKR verification is not done by the bank (see attachment).  If banker does it and it is deficient or fraudulent all parties are reported and blacklisted.  That is why a non-banker does the verification first.  Once the application passes preliminary due diligence it is sent to the Program officials, who then deal on a bank-to bank and principal-to-principal basis.

Please note;

If buyer seeks instrument up front to trigger a line of credit our procedures will not work for wholesale as that is a retail request or for seasoned paper.

Validation Of Funds

Providing Evidence Of Proof Of Funds

Validation of funds.  This is similar to showing and verifying assets for a business or commercial venture in order to qualify for a loan.  Borrowers submit their financial statements showing their ability to service the loan….similar process

PROOF OF FUNDS- Proof-Of-Funds (POF) can be a Sanitized recent Bank Statement or Tear Sheet

Proof-Of-Funds (POF)   can be a Sanitized recent Bank Statement or Tear Sheet.  (TO START WITH AS THIS IS ONLY AN INTRODUCTION)

It should not be that hard to send this as if anyone has ever wrote a check, by the time that check reaches its final destination it has gone through about 6 to 12 stops before it reaches its final destination.  That check has all the important banking coordinates and account information on it.  If someone has illegal intentions they could use this check.  There is nothing anyone can do with a Sanitized Bank Statement or Teat Sheet.  We are not asking for account information i.e. Sanitized  (White-out or Black-out account numbers)

BANK TO BANK POF VERIFICATION

If CLIENT can provide a Real Bank Confirmation/Capability letter with bank officer’s name andAccount Verification, we can do a Bank to Bank POF.

After receiving your completed file we can begin the closing process.

***************************************************************************************************

TRADE/PPP/MANAGED BUY/SELL – AS LOW AS $1MM +

CFSI/NCC has an alliance to the largest Licensed Traders in the world (some independent platforms and others inside of the Trading Bank).  All Program Groups are among the largest in the West.

Our alliance forums also have instruments from the Treasury and a LANDESBANK and to Clearing/Cutting House or Private Holders of paper (Some of the richest men in the world) depending on request and availability, as well as Trades/Buy-Sells/PPP.

***************************************************************************************************************

SMALL BANK BULLET PLATFORM

Small Bank Platform and your funds can stay in your USA BANK

Client can enter Two Times Only.

Client can then go into Tier 1 Platform ($100M+) for higher returns.

Small BANK DEBT- Bullet Program $5M to $20M

This is a Small Bullet Program, 2 weeks, MINIMUM AMOUNT $5M– MAX $20M, 2 weeks, 5 time multiplier.  We can accept AmericanCanadian, and European Banks.  This involves an admin hold, monies stay in account.  Program will also accept CD’s as well.

***************************************************************************************************************

GOLD COMMODITIES CONTRACT CURRICULUM

– REQUEST GOLD COMMODITIES CURRICULUM CIRCULAR-

Funds Stay In Account

FUNDS are Not Moved, Pledged, Liened, Encumbered, Blocked, or Hypothecated and No Other Signature is Added.

ADMIN HOLD PROGRAM

Client shows Minimum $1,000,000.  Proof Of Funds is all that is required.-SHOW MONEY- Client receives ($Funds) X per month as per contract for one year, net of intermarries commissions.  Client can talk direct to Trader, and Trader then issues contract to client to specify pay-out.

**$ GOLD COMMODITIES CURRICULUM – PLUS 3 PLATFORMS AT SAME TIME- $ FAST RETURNS $ BIG PROFITS $ (MANAGED TRADE BUY-SELL- PPP-TRADE PLATFORMS) **

This program allows Client to enter 3 programs at the same time.

Managed Buy-Sell –Trading- PPP

Programs Starting from $1MM +

FAST HIGH RETURNS

CAN BE USED FOR PROJECT FUNDING

Enter Into 3 Programs

1) Gold Commodities Contract Managed Buy-Sell

2) Multiple 40 Week Bank-Trade PPP/Buy-Sell Programs

3) Multiple Bank Trade – BULLET Programs

Enter all 3 programs at the same time with Rolls and Extensions on Contracts.

Please feel free to contact us to proceed.

OFFICE

(925) 352 6000

USA WESTERN STANDARD TIME

TIME ZONE

http://www.time.gov/

http://www.worldtimeserver.com/index.aspx

Cash Flow Specialists, Inc.

joe@joetufo.com

KITCO

http://www.kitco.com/

ICC
http://www.iccwbo.org/

THE BULLION DESK

http://www.thebulliondesk.com/

AU-LBMA

http://www.lbma.org.uk/core_page.html

BLOOMBERG

http://www.bloomberg.com/markets/commodities/cfutures.html

TOP 50 WORLD BANKS

http://www.bankersalmanac.com/addcon/infobank/wldrank.aspx

Private Placement: The transaction described herein is for the purchase of negotiable instruments as described above to be sold by the Seller to the Buyer, and is to be conducted as a Private and Confidential transaction between the parties hereto. This transaction constitutes a Private Placement for the purchase of the instruments

specified, is conducted between the parties identified herein, and shall not be interpreted as a securities transaction as interpreted  or described in the United States Securities Act of 1933/1934, as amended, or by the laws of any Nation. Non-Solicitation: The Buyer hereby acknowledges and confirms that neither the Seller nor its associates, nor any person acting on behalf of the Seller have made any statement or offer in any way whatsoever that can be construed to be a solicitation for this service.

This communication may contain privileged and/or confidential information.  It is intended solely for the use of the addressee.  If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing, or using any of this information.  This email is not a solicitation of investment funds or a securities offering.  If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy.  This communication may contain nonpublic personal information about consumers subject to the restrictions of the Gramm-Leach-Bliley Act.  You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information NCC is not a Certified Financial Advisor, Securities Broker and/or a Stock Broker.  We are a Banking, Financial, Business consultant who provides advice to private individuals on or about business matters.  If you have received this email in error, please notify us by return email and delete record from your computers.  The information presented is not in any way considered or intended to be a solicitation of funds and is intended only as general knowledge.  Understand that the contemplated transaction is strictly private and in no way relates to the United States Securities Act of 1933 (the “Act”)or related regulations and does not involve the sale of registered securities.  This transaction is private and exempt from the Act.  If you are not the intended recipient, please be aware that any disclosure, photocopying, distribution, or use of the contents of this information is prohibited.  Thank you

IMPORTANT NOTICE: This electronic communication is covered by the Electronic Communications Privacy Act of 1986, Codified at 18 U.S.C 1367,2510-2521, 2701-2710, 3121-3126.
Also see: http://www.ftc.gov/privacy/glbact/glbsub1.htm Gramm-Leach-Bliley Act 15 USC, Subchapter1, Sec. 6801-6809

Joseph P. Tufo, Certified Cash Flow Consultant, Certified Capital Specialist

CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
http://www.workingcapitalfast.com
http://www.joetufo.com/blog
Let Us Help You Get Funded:
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Networking/Chat Contacts:
LinkedIn: jptufo
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Fee and Commission Based.

Your #1 Alternative Funding Source. Call Us When Your Banker Says NO!!!

Business Lines of Credit $500,000 to $14,800,000, Large Project Funding $10,000,000 to No Limit, Commercial Loans, Hard Money Loans, Church Loans, Proof Of Funds and More.

We make NO INTEREST loans against BG, SBLC, CD, Bank Drafts and Sovereign Bonds.

Speaker, Writer, and Seminar Leader

Providing Honest Answers in a Timely Manner No Matter How Difficult the Situation.

Trust, Integrity, and Service: Here Today, Here Tomorrow

Please click on the link below to read our Disclaimer
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Categories
Articles for Publication In The News Preparation

Trust Deeds: A Wise Investment

Trust Deeds Wise Investment

Investors have a variety of options from which they can choose to invest and grow their money. Each one carries its own risks, game plan and category. From the stock market to deeds of trust and savings bonds, investors can decide where they will put their seed money based on what risks they want to take and how well they can plan a strategy. With so many choices and with the uncertain economy, how can investors decide which avenue will ensure the safest and most profitable outcome?

Every investment venture has a degree of risk and yet trust deeds are shown to be the safest of all investments today. Why? Because a trust deed  loan is secured by something tangible—acreage, houses and other valuable buildings.

Another appealing advantage of the trust deed investment is the higher rate of return. Private lenders are not constrained by the same set of rules a banking institution imposes. Therefore, loans are more flexible and granted more quickly with less hassle because the private lender has a broader criterion with which to work.

Going one step further, trust deed investments are appealing because the borrower has a great deal to lose if he defaults on the loan. His home and land could be taken away, which is incentive to do whatever it takes to make sure he keeps up with the payments.

Why invest in trust deeds? Like most people, you’re probably looking forward to retirement. To that end you will need to invest in a venture that enables you to take care of yourself and your loved ones when working is no longer desirable. Those who have invested for retirement concur that trust deeds are the most profitable.

At an earned interest rate of 10-15% compared with the 2-4% of a savings account, it becomes apparent that theearning potential of a trust deed investment far exceeds that of more traditional ventures. Not to mention being less risky than stocks and not as stifling as a low yield mutual fund.

Early retirement is an added benefit as well. With a 10-15% interest rate compounded annually, an investor can shave years off the time originally allotted for his retirement because he will reach a comfortable nest egg much sooner.

If you’re still not convinced, there are a number of other bonuses to trust deed investing.

1.    On average, borrowers pay more interest than traditional banks.
2.    The interest payments of a trust deed generate monthly income.
3.    You can trade trust deeds
4.    Trust deeds are liquid and therefore sell easily in most cases.
5.    Your protection is increased because amortization lowers the loan amount.

No doubt as your knowledge of trust deed investing grows you will appreciate how such an investment will reward you with a high return for your low risk investment.

PF specializes in assisting experienced local developers purchase, and rehab, distressed properties in CT, NY, MA, and RI. PF is currently looking for investors that want to participate in the high returns offered by real-estate investing, without having to deal with the normal hassles involved with managing a real-estate portfolio.

PF offers a 12-15% fixed rate of return to the investor, secured with a first trust deed at an 80% loan to cost ratio.

Interest is paid monthly, quarterly, semi annually, or annually. An annual lump sum interest payment is collected from the borrower at closing, so PF never has to chase the borrower for interest payments.

Loans are typically a  12 – 18 month term, and no loans are made without PF first: personally inspecting the property, and second; receiving from the borrower a secure and verifiable exit.

If you have an interest for yourself or a client please contact Joe Tufo at 925-352-6000.

Categories
Articles for Publication Hard Money In The News Money Available Multi-Family Preparation Real Estate Projects

How to Properly Pitch and Submit a Loan Request to a Bridge Lender/Fund Manager

How to Properly Pitch and Submit a Loan Request to a Bridge Lender/Fund Manager

This article was written by Brian, one of our Funding Sources, March 1, 2010. I added a few comments.

As you know banks are barely lending in these uncertain economic times. So the Bridge Lenders/Fund Managers that are still lending are seeing an increase in submissions that are overwhelming them. You must be aware that most Bridge Lenders/Fund Managers are usually a 1 to 5 man operation and are not used to receiving 100 calls a day and 3 to 6 hundred emails a day with scenarios.

Though ACP is larger than most Fund managers we still suffer from the same problem. When a Fund Manager gets overwhelmed he usually defaults to saying “No” to any deal that is poorly presented; and let me tell you 50% to 70% of deals presented to our firm are presented poorly. So from a Fund Managers perspective let me guide you to presenting your file in a professional and attractive way thus enhancing the possibility of getting interest in your loan request.

The Preparation Before Presentation

75% of commercial and 25% of residential deals I am pitched are from a broker chain. Let’s face it. Brokers, in my opinion, are the life blood of our industry no matter what the banks are trying to do to them. But deals that are presented to me from a broker on the back side of a broker chain I don’t take very seriously nor do I spend much time on. So if you are in a broker chain…penetrate it professionally and speak directly to the borrower, with permission of all brokers of course.

You want to make sure of what the borrowers needs are and there is only one person that can express it to you and that is the borrower. Make sure the borrower is ready for a Bridge Loan. Be candid and upfront with the borrower about what typical bridge loans costs are and what the condition of the capital markets are. Let’s face it borrowers want to avoid getting a Bridge Loan at 9% to 13%, 2-5 points and terms from 1 to 5 years if they can avoid it…don’t blame them! So many brokers submit and procure LOI’s from us just to have a “back up”. Don’t do this for you are not making friends with the Bridge Lender/Fund Manager! Make sure the borrower is ready, if they are not don’t waste your time or the Fund Managers time.

Know Your File

There is nothing worse than a broker pitching a deal to a lender and the broker truly has no clue. This is a quick step in the direction that will not be fruitful for you and certainly is not a relationship building experience. As a fund manager I must tell you I will go higher LTV’s and farther outside my box for a broker that knows his way around his deal! If you add the fact that I have closed deals with that broker in the past I am more willing to stretch for that proven relationship. So you as a broker always want to build that relationship and that usually starts with a proper presentation and intimate knowledge of your file.

Be Prepared to Answer a Myriad of Questions

The Bridge Lender/Fund Manager will have many. Once again I can’t stress enough, know your file. If your loan request is a commercial down, know the total of all income of the project. Also know the type of leases that this property has. Are they full service, modified gross or triple net leases? If there are credit issues find out if there are any believable excuses behind it. If the income on the rent roll is more than on their schedule E (rarely a deal killer) be prepared to answer why that is. If there is cash out know what they are going to use it for.

The Presentation

When getting on the phone with the lender he or she will want to ask the questions so they can make sense of the deal that best suits their needs.

Don’t tell a story; just answer their questions in a quick and professional way. Don’t hide the negatives about the deal because the lender will look sideways at you and your future deals. Always express the negatives upfront and then follow it up with the positives and sell the positives without telling a 5-20 minute story.

If the borrower has other collateral that has lendable equity in it express that to the lender quickly and don’t save it for the last second.

If there are special needs of the borrower, like, but not limited to: the borrower doesn’t want to sign a personal guarantee, express this to the lender before he makes his decision.

If the lender doesn’t like your deal and turns it down don’t get upset or confrontational! If you want to learn why he turned it down don’t give him attitude just ask him why he turned it down so the next time you can learn what he or his fund likes and doesn’t like.

If the lender likes your deal then great:  be prepared to email him the file quickly. This is not the time to collect conditions because that takes time and your lender will hear 100 deals after yours that could be better/safer or he will have forgotten your good deal because of all the bad deals he has to listen to. So submit your file immediately after the positive conversation!!!

Prepare to Submit Your Loan Request

OK you have a lender that is interested in your file, don’t blow it by submitting him a crazy discombobulated, and unprofessional file via email! A well submitted package is paramount to keeping your professional image alive and a lender interested in YOUR file over the others! A list of items most lenders will need to make a proper decision are as follows…

Executive Summary – Yes I know you have already explained this all over the phone conversation but it is paramount that the lender can go back to the executive summary and get the story again.
PFS (personal financial statement) or 1003 – It is paramount that your PFS or 1003 be professionally and fully filled out. Nothing is worse than a hand written and barely legible PFS or 1003!
Credit Report – A recent Credit Report (not that FreeCreditReport.com stuff) or a detailed explanation of what the borrower’s credit is like (must come from the Borrower). That description should touch on FICO’s, mortgage lates, BK’s, Judgments, etc. We recommend http://www.creditchecktotal.com (Cash Flow Specialists, Inc.
Pictures of property –Believe it or not this is so important! A deal can go from hot to not or more importantly from NOT to HOT from quality pictures of the outside and inside of the property. So have them ready.
-2 years Personal and Corporate (if applicable) Tax Returns – “But I want to go stated” is a usually response to this request. The Stated days are for the most part over. Every Fund Manager wants to see the Returns. Maybe just for the reason that he wants to make sure they are filing them. A lot of Fund Managers don’t use them and they wind up in the trash can but the fact that you showed them makes us Neanderthal fund managers feel comfortable. Remember Bridge loans can get creative with borrowers that don’t show all their income or show too many expenses………It’s OK to show us the returns!!
Rent Roll – A clear and concise rent roll that shows tenant’s full name, unit number, monthly rent amount, beginning and end dates of lease is the best!
Last years or Year to Date Income and Expense Statement– A quick P+L on the property is usually good. Yes we can add back in the mtg expense, depreciation and sometimes a lot of expenses we know the borrower is just writing off to write off.
Submitting Your Loan Request

There are some rules you should follow to submit your loan request. These rules will make your submission stand out from the rest…which in this market is paramount!

The subject line of the email – Many times you have to email a file broken up into many emails because all the attachments are too big to fit on one email. So the subject line will keep the continuity of your submission. The subject line should have the borrower’s last name or name of the project then the word “Part” then the number of the email. For example Smith – Part #1 next email would be Smith – Part #2 so on and so forth.

The attachment names – Name each attachment properly so that the lender knows what is in that attachment. Nothing is worse than getting 20 attachments and all of them have crazy names like *0473#-C or something like that. No one wants to go thru 20 attachments to figure out what they are. Once again separate yourself from all the other brokers……….for you are better than the rest!

The attachment size – Be cognizant of the size of the attachment for no email you send out should have more than 5 megabytes of attachments. Just because you can send it doesn’t mean your lender can receive it. Now some lenders can receive very large attachment groupings but just because they can receive it doesn’t mean you can send it. Most email systems have a limitation of 5 to 10 megabytes. Remember some Bridge lenders/fund managers are just small shops and don’t have a large emphasis on technology and might be using a restrictive email carrier that can bounce files just for attachments that are too big and no one is notified.

Follow up – Call the lender within 1 hour of submitting your file to see if he or she has received all your emails. This serves two purposes, #1 you make sure he received all your emails, #2 the lender knows you proactive and if you don’t get an answer within 24 hours you’re going to follow up again. He or she will defiantly work on your file first!

Tips for Those Who Are New to Bridge Lending

Stick to “The Good Deals” – What is a good deal? The current answer is a deal that closes! In this marketplace there are so many deals out there that just are never going to get funded or will take a monumental effort just to get a maybe. Examples of these deals are out of country request, land loans, development deals, theme parks, golf courses, retreats, coal mines or precious metal mines, quarries, electrical plants, hospitals, casinos, marinas, ski resorts, bio-diesel plants, parking garages or white elephants. (we have other places for these at Cash Flow Specialists, Inc. visit http://www.joetufo.com/blog )These deals you might get a person to say yes to but I would be willing to bet there will be a $25,000 to $250,000 upfront due diligence fee that you will never get back!

Good Deals look like the following: Plain vanilla Residential properties, multifamily, mixed use, student housing, fractures condos, office buildings, retail shopping centers, light industrial, warehouse and rehab or finish construction deals of the above properties. Some hard to fund asset classes that are still getting attention are gas stations or any auto related project, small hotels or motels, assisted living facility, daycare centers and restaurants. Try to stick to the “Good Deals” because in this marketplace those are the deals that are actually closing.

Upfront fees – Now my company does not charge upfront lender fees but sometimes I wish I did. If you get a LOI that is requesting upfront fees make sure the company producing the LOI is legitimate! In this marketplace there are a lot of “upfront fee scammers”. It’s not the end of the world just proceed with caution

Make sure the LOI is coming from a legitimate source – There are many ways to get a comfort level with your LOI and the company that produced it. Letter of Testimonials are one way. Make sure the person writing the testimonial is a real company and call them. If a lender wants to earn your business they should have testimonials upon their website that shows the broker or borrowers name and number. This way you can verify them.

Funding lists are also something you should be able to ask for and more importantly be provided with. Any real lender should be able to provide addresses of properties they have lent on so that you can run a property profile on and see the Trust Deed or mortgage in the name of the lender.

Deal plaques, if the “lenders” website does not show deal plaques then they are making no effort at showing you what they funded in the past. Why would a real lender not want this up on their website? Just be careful for unfortunately there are a lot of scammers out there and it is your duty to your borrower to get them involved with a real lender.

Joe Tufo, Certified Cash Flow Consultant, Certified Capital Specialist
CASH FLOW SPECIALISTS, INC.
P.O. Box 844
Alamo CA 94507
925-691-8200 Direct to my desk
800-669-2700 Business
206-984-2853 Fax
joe@joetufo.com
SKYPE: jptufo
http://www.workingcapitalfast.com

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Trading Programs – From Chris a Seasoned Trader

Jeff introduced me to Chris, a Seasoned Trader, in August 2009. If you want access to these programs send me Proof of Funds so we can vet you. We have programs available with Chris and Gregory.

Chris called me Saturday.

Here’s the newsletter that was sent over Saturday January 16, 2010:

Hi Team,

First of all i want to wish all of you a most happy and successful 2010.  May it bring the joy of dreams fulfilled !!!  Some of you have worked very hard to bring good clients to trade and many of you have enjoyed the financial rewards that came from that work.

2009 was a great year for many of us and for others it was a disappointment.    So for my first newsletter of the new year i thought it would be appropriate to share some lessons learned and some exciting advise so 2010 can be even better!

First of all lets talk about new rules for 2010.  No more LEASED instruments for trade, this was a big one in 09, lots of people putting LEASED to trade.  Leased Cash is STILL OK.  Leased Instruments is all but dead.  The government has just said no.  If anyone wants info on the Leased Cash trade (client needs at least 600K USD or equivalent Cash to lease 10M) let me know and we will resend this updated information.

I have compiled some statics for 2009 that i thought you might find interesting.

From January 1, 2009 until December 1, 2009 we received 161 client submissions for trade that were over 1B.  At first glance you would say Wow!! until you look a little closer.  Of those files want to guess how many turned out to be real ?  9, yes that’s right 9 files turned out to be real money owned by the person who was on the CIS!    Now in contrast over 82% of all the files we received under 25M turned out to be real !  the smaller files were the big money makers in 2009.

WHY THE 1M WAS SO IMPORTANT   It Worked !!!  A client with 10 or 20M likes the idea of running a test.  This trade group will only accept 1M from a new client.  The funds can be borrowed or leased or owned!  this creates lots of flexibility for you and the client.   Once the client has gotten the first 4 weeks of payouts of 20M!  the trade group will send their Jet to pick up the client (anywhere in the world) for a face to face meeting here in Southern California to discuss how to put the balance of their funds to trade!   Get rich by thinking small !

Some of you Hunters only want to Hunt Big “Game” (500M plus) and that is ok if you have a cash flow to support that.  The comments below are designed for you Elephant Hunters! we will try to assist you to weed out the fraud early.  For those of who who want to make money quickly focus on the under 50M clients or ANY client who will permit a 1M test.

This HY group likes the 1M file because it gets the client into the game and allows them to see what a REAL trade can do with just 1M !   If you want me to send you the details on our HY 1M trade just ask and i will forward you the write up… for my Big Game Hunters the advice below is perfect for you!

Good Hunting and good luck in 2010 !   Chris

1) CITIBANK SINGAPORE (ESPLANADE BRANCH)  – THE MEI HUA SOCIETY

We have received numerous application packages relating to accounts in Citibank, Singapore.  The Esplanade Branch.  You probably have as well.  Cash funds.  $1 Billion USD or multiples thereof.  Five Billion.  Ten Billion.  (Never say, for $6,473,821,359.00) And the account holders are typically Chinese or Taiwanese nationals.  Welcome to the “inheritance bank” – and to the byzantine world of the Mei Hua Society!  You see, these are heritage funds.  Pure and simple.  And – well,  I hate to put sand in anyone’s gas tank – but these mega-size cash accounts AIN’T tradeable.  Not now.  Probably not ever.

Here’s what you need to know:  The  Mei Hua Society number over 4,000 members. With six divisions throughout Asia.  The matriarch is 96 year old Mrs. Chen who, along with her granddaughter, lives in the Central Part of Taiwan.  In the mountains above Taichung.  In 1996, Grandma Chen gave out “inheritances” of $10 Billion USD each to all of her family members. Some 300 or so bequests.  A cool $3 Trillion USD or thereabouts!  BIG FAMILY!  Now, for some strange reason, though, the heritage accounts were opened in Citibank, Esplanade Branch, rather than Citibank’s Singapore head office where the Society maintains its master account.  Stranger still, none of the “beneficiaries” were invited into the bank to sign account-opening documents. Go figure!

Well, fast forward – and here’s the rub:  The Mei Hua funds on deposit in the master account are restricted funds; they can only be drawn down against receipt of a bank instrument.  Use of these funds in a trade program, therefore, is strictly “VERBOTEN”.  And, of course, what applies to the master account applies equally to the 300 + sub-accounts. So, you can forget the whole lot of them!

But the story doesn’t end there.  You see, the beneficiaries – none of whom are signed on the accounts – found themselves, from the outset, unable to transact their funds. Not one red cent.  Needless to say, this posed a huge problem for the family members, many of whom were on nodding terms with poverty. Necessity being the mother of invention, though, a number of beneficiaries happened upon the idea of renting out their Proofs of Funds. Thus was born a thriving industry in leased Citibank, Singapore bank document! A nice little money-spinner! Of course, it didn’t take long for the Shenzhen “copy shops” run by the notorious Tong – the Chinese Mafia – their motto is “Foil Justice. Do Evil” – to muscle in on the action.  IT’S A RIGHT HOLY MESS!  A bad beginning in search of a worse ending! So take my advice, dear readers, and steer clear of Mei Hua funds altogether.  Truth is, these heritage funds ain’t worth a bucket of warm spit!

===

2) FIGHTING BACK AGAINST FRAUD  –  “BACK-DOOR” WAYS TO VALIDATE BANK DOCUMENTS

There is nothing worse than spending several weeks preparing a client submission, and then turning the paperwork over to the trading entity – only to have the transaction declined straight away because the bank documents are found to be fraudulent.  Unfortunately, it’s an all too common occurrence in our business.  The problem, regrettably, is that there exists a deep-rooted “culture of deception” in many parts of the world:  A belief system that disdains honesty and integrity, and advocates, instead, that the only “truth” that matters is what you can get away with.  And just how pervasive is this attitude?  Sadly, it permeates many of the transactions that regularly cross our desks.

Fortunately, though, there are things you can do – early on in the game – to filter out false bank documents in order to save you time and effort and increase your odds of bringing forward a genuine transaction.  Remember this: The best strategy for countering deception is to ATTACK ON THE FACTS!  That’s right, put the burden on the client to prove his financial capability beyond a reasonable doubt.  And not by making self-serving statements,  but by providing objective, unassailable evidence to support his application.

So here is my preferred list of “FIGHT BACK!” tips:

1) Clients often claim to hold funds in a bank half way around the world.  Not convinced? Then request the client provide the date he presented himself at the bank to open his account. Obtain that information first.  JUST THAT.  Then go back to the client and ask for a copy of his passport page which shows his entry visa/landing stamp permitting entry to the country on the date in question.  It’s a great “GOTCHA” technique!

2) Clients often claim that they purchased the bank instrument with their own cash funds. Not convinced?  Then request a copy of the client’s account statement immediately preceding his purchase of the bank instrument.  SHOW ME THE MONEY!

3)  Bank instruments that have been taken out of the banking system are worthless.  And fraudulent bank instruments – well, they have probably never been put into the banking system in the first.  So you should  always request, along with a copy of the bank instrument itself, a current tear sheet or account statement for the “paper account” holding the bank instrument.  Viewing the bank instrument without the corresponding account statement or tear sheet, frankly, makes no sense at all.

4)  Accept photo-quality scanned copies of the ORIGINAL bank documents only.  If the client can’t organize a high-resolution scan of his original bank documents, it probably means he doesn’t control the bank instruments in the first place.  So why go any further?

5) Clients often claim that they acquired the cash funds/bank instruments by means of  “inheritance”.  Not convinced?  Ask the client for a certified copy of the probate documents.

6) Clients often claim that the funds are freely transferable funds.  Not convinced? Then request the client withdraw $1000 USD from his account and provide you with a copy of the withdrawal slip.

7) Clients often claim that they earned the cash funds/bank instruments through “investments”.  Not convinced?  Then request the client provide past account statements (or his passbook) showing the transaction activity (deposits and withdrawals) on his account over the two-year period.

One final word:  Don’t waste time having the client fill out an endless stream of compliance documents.  Listen to me: If the client has supplied fraudulent bank documents, it doesn’t matter what the client provides by way of self-serving statements.  And no client, upon being asked to complete a set of largely “fill-in-the-blanks”-style documents, is going to see the error of his ways and suddenly “fess up” to having committed bank fraud.  So why bother?  My suggestion is leave the documents for the time being. There is plenty of time for that later.  Instead, focus your efforts, with laser beam intensity, on one thing – AND ONE THING ONLY:  Corroborating the client’s bank evidence of funds.  Remember : ITS THE BANKING, STUPID!

4) “TRICKS OF THE TRADE”  –  WORKING WITH HOLDERS OF BANK INSTRUMENTS

The cardinal rule in this business is that you can’t enter a trade program with assets you don’t own.  Of course, with cash funds, it relatively easy to determine “ownership”.  After all, clients can only acquire title to cash funds in one of two ways:  By earning the money from their legitimate business endeavors.  Or by inheritance. There is no third way!  So forget leased funds.  Forget borrowed funds. Forget assigned or pledged funds.  Forget “nominees” account holders.  The task is to focus like a heat-seeking missile on the legal owner of the cash funds.  And no one else!

With bank instruments, though, the considerations are a little different.  After all, when we talk about bank instruments, there is no “owner” as such; we refer to holding (rather than owning)  an instrument.  Let’s get down to basics.  A bank instrument is simply a promise to pay; an “IOU” involving three parties: (1) The bank that issues the instrument and is legally responsible for making payment; (2) The Applicant who purchases (or causes the issuance of) the instrument by putting up his cash funds; and (3) The Beneficiary in whose favor, or for whose use, the instrument is issued.

Oftentimes, of course, the Applicant and the Beneficiary are one and the same person.  For example, when Mr. Brown, unhappy about the low yields offered on his savings account, up and purchases a Certificate of Deposit from his bank.  In that instance, Mr. Brown is both the Applicant and the Beneficiary of the CD.  But just as frequently, the Applicant and the Beneficiary are different parties altogether.  For example, when Bank Guarantees, Standby Letters of Credit and the like are issued in favor of third-party “sellers” of goods in order to guarantee payment in commercial transactions.

So who is eligible to participate in a trade program when a bank instrument is involved?  Is it the Applicant?  Or the Beneficiary?  Well, the answer might surprise you! You see, only the Applicant is eligible to participate in a trade program, for the simple reason that the Applicant alone has “purchased” the instrument with his cash funds. Remember the “ownership” rule!  BUT THERE IS AN OVERARCHING PROVISO: The Applicant must hold the instrument for his own use only, and not have issued the instrument in favor of a third-party Beneficiary.  In other words, the Applicant must also be the Beneficiary of the instrument, as well.  (Were it otherwise, of course, the Applicant would have nothing to go into trading with!)  So to put it succinctly: The holder of an instrument, in order to participate in a trade program, must be both the Applicant and Beneficiary simultaneously.  If he is not – if say, he is one, but not the other – then he is not eligible to enter a trade program.  Not under any circumstances!

DISCLAIMER: Sender is not a United States Securities Dealer, Broker or US Investment Advisor. This electronic transmission and or attached documents have not been verified or authenticated & are not to be considered a solicitation for any purpose in any form or content, nor an offer to sell and/or buy securities and or properties. Merely describing the details of an existing private placement program does not constitute an offer or solicitation of any kind and, if presented, is done so as a request for information. Upon receipt of these documents, you as the recipient, acknowledge this disclaimer and warnings herein. By reading beyond this point, you agree, acknowledge and accept that this is a privileged, proprietary and confidential communication and you agree to keep it private if not  please return to sender.

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Is The Stimulus Package Working?

On Feb. 13, 2009, Congress passed the American Recovery and Reinvestment Act of 2009 at the urging of President Obama, who signed it into law four days later. A direct response to the economic crisis, the Recovery Act has three immediate goals:

  • Create new jobs as well as save existing ones
  • Spur economic activity and invest in long-term economic growth
  • Foster unprecedented levels of accountability and transparency in government spending

The Recovery Act intends to achieve those goals by:

  • Providing $288 billion in tax cuts and benefits for millions of working families and businesses
  • Increasing federal funds for education and health care as well as entitlement programs (such as extending unemployment benefits) by $224 billion
  • Making $275 billion available for federal contracts, grants and loans
  • Requiring recipients of Recovery funds to report quarterly on the amount of monies spent,  the status of the project, the number of jobs created and/or saved, and other details, all of which are posted on Recovery.gov  so that the public can track where the total $787 billion Recovery funds are going and how they are being spent.

In addition to offering financial aid directly to local school districts, expanding the Child Tax Credit, and underwriting a process to computerize health records to reduce medical errors and save on health care costs, the Recovery Act is targeted at infrastructure development and enhancement. For instance, the Act plans investment in the domestic renewable energy industry and the weatherizing of 75 percent of federal buildings as well as more than one million private homes around the country.

Construction and repair of roads and bridges as well as scientific research and the expansion of broadband and wireless service are also included among the many projects that the Recovery Act will fund.

While many of Recovery Act projects are focused more immediately on jumpstarting the economy, others, especially those involving infrastructure improvements, are expected to contribute to economic growth for many years.

Even if the economy does pick up in the next few months, it will be hard to assign credit to the stimulus package. That’s because the Federal Reserve has been providing vast amounts of monetarystimulus to the economy, cutting interest rates to near zero and doing other things to boost liquidity and spur lending such as buying up so-called toxic securities from banks.

The problem is that when you rush a patient to the ICU and inject him with three drugs, it’s tough to know which one saved his life. We don’t know how the economy would have fared had the stimulus legislation died a quiet death on Capitol Hill this past winter, although we do know that the monetary stimulus has been massive.

Even if we assume that the stimulus package will reduce the severity of the recession, as many economists do, will it have been worth the cost? The nonpartisan Congressional Budget Office estimates that the federal budget deficit for 2009 will total $1.6 trillion, or more than 11 percent of GDP.

The stimulus bill, even when it’s fully spent, will only be responsible for less than half of that, but it’s still a serious chunk of change. The mounting red ink increases the risk of the “crowding out effect” — higher borrowing to finance the deficit means more investment in government and less private investment. It also sends interest rates higher. In effect, we may be borrowing growth from the future and at a steep price.

The Federal Reserve’s actions could also contribute to higher interest rates and higher inflation down the road, since the Fed has been printing money and lowering interest rates. In some ways, that’s the point — inoculating the economy against a lengthy bout of deflation — falling prices — is a key goal of the Fed’s monetary policy of late. The trick will be nipping the inflationary effects in the bud so that they don’t end up gaining momentum and hurting economic growth in the long run.

The full price tag for stimulating the economy may eventually look reasonable, but only if all or most of the government spending greases the wheels of the economy and leads to additional spending and economic activity. Stay tuned.

Joe Tufo is President of Cash Flow Specialists, Inc. in Concord CA. A full service Intermediary, Finder, Funding Source and Business Consultancy established July 1999, Tufo has consulted with and funded hundreds of businesses in all 50 states and several foreign countries. You may email him at joe@joetufo.com or visit his websites at http://www.joetufo.com/blog or http://www.workingcapitalfast.com